Real Touch Finance Limited - Company Profile

It is a financial services public limited company based in Howrah, West Bengal, India, established in 1997.
1997 Howrah, West Bengal, India Active
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About Real Touch Finance Limited

Real Touch Finance Limited, a active public limited company, was established on 13 August 1997 in Howrah, West Bengal, India. Engaging in investment & credit nbfc within the financial and insurance service sector, it holds CIN: L01111WB1997PLC085164. Registered under ROC Roc Kolkata. it is listed on BSE: 538611. It has an authorized capital of ₹16.20 Cr and a paid-up capital of ₹12.69 Cr.

Formerly known as Associated Cereals Ltd. It upholds a compliant status. In 2024, it reported revenue of ₹18.88 Cr and a net worth of ₹41.83 Cr. Employing 64 professional, Its leadership includes Ratnesh Kumar Agrawal (Director), Sundaresan Sampathkumar (Director), Angalappan Anandakumar (Cfo). Past directors included Ratnesh Kumar Agrawal, Suresh Kumar Jain, Sundaresan Sampathkumar. It holds ₹100.43 Cr open charges and no settled loans. Its latest AGM occurred on 30 September 2024, with the balance sheet filed on 31 March 2024. It is based at Arihant Enclave, Ground Floor,493B/57A, G.T Road(South) , Shibpur,, Howrah, West Bengal, 711102.

Company Details
  • Email
    **********
  • Telephone

    +91-XXXXXXXXXX

  • Website
    **********
  • Social Media
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  • Apps
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Company Details

  • CIN/LLPIN

    L01111WB1997PLC085164

  • Registration Number

    085164

  • Incorporation Date

    13 August 1997

  • Authorized Capital

    ₹16.20 Cr

  • Paid-Up Capital

    ₹12.69 Cr

  • ROC Code

    Roc Kolkata

  • Listing Status

    Listed (BSE: 538611)

  • Company Status

    Active

Key Metrics
  • Authorised Capital ₹ 16.20 Cr
  • Paid Up Capital ₹ 12.69 Cr
  • Company Age 28 Year, 6 Months
  • Last Filing with ROC 31 Mar 2024
  • Open Charges ₹ 100.43 Cr
  • Revenue Growth **** 81.56%
  • Profit Growth **** 0.51%
  • Ebitda **** 65.24%
  • Net Worth 6.72%
  • Total Assets **** 46.71%
Company report

Real Touch Finance Limited

Company Report FY 2025-2026

Comprehensive Company Insights

Explore comprehensive insights into Real Touch Finance Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Real Touch Finance Limited?
Current Directors
Name Designation Appointment Date Status
Ratnesh Kumar Agrawal Director 14 Feb 2024 Current
Sundaresan Sampathkumar Director 14 Nov 2022 Current
Angalappan Anandakumar Cfo 28 Dec 2023 Current
Padmini Ceruseri Srikanth Director 14 Feb 2024 Current
Somnath Sarkar Director 28 Sep 2021 Current
Sridharan Whole-Time Director 06 Jan 2022 Current
Past Directors
Name Designation Cessation Status
Pramod Abcsdd Additional Director 07 Apr 2024 Past
Pramod Abcsdd Director 05 Mar 2014 Past
Pramod Abcsdd Additional Director 08 Mar 2023 Past
Pramod Abcsdd Additional Director 28 Sep 2020 Past
Pramod Abcsdd Director 04 Sep 2017 Past
Pramod Abcsdd Director 31 Mar 2024 Past

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Financial Performance of Real Touch Finance.

Real Touch Finance Limited, for the financial year ended 2024, experienced significant growth in revenue, with a 81.56% increase. The company also saw a slight improvement in profitability, with a 0.51% increase in profit. The company's net worth moved up by a moderate rise of 6.72%.

Real Touch Finance revenue growth over time
Real Touch Finance profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors
Emtek
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
Jan, 2021 Amount Post-IPO - Grab Valuation

investors
Hana Financial Group , GGV Capital
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023) YOY Growth
(FY 2022) (FY 2021) (FY 2020) (FY 2019)
Total Revenue
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 81.56%
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*******
Revenue from Operations
*******
 99.42%
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*******
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Total Assets
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 46.71%
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*******
*******
*******
Profit or Loss
*******
 0.51%
*******
*******
*******
*******
Net Worth
*******
 6.72%
*******
*******
*******
*******
EBITDA
*******
 65.24%
*******
*******
*******
*******

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What is the Ownership and Shareholding Structure of Real Touch Finance?

In 2024, Real Touch Finance had a promoter holding of 54.12% and a public holding of 45.88%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)
shareholding
  • Promoters: 92.83%
  • Public: 4.10%
  • Others: 3.07%
Shareholding Pattern over the Year
FY (2024) FY (2023) FY (2022) FY (2021) FY (2020)
Promoters 92.83 94.62 94.55 94.55 94.55
Public 4.10 3.89 3.95 3.96 3.98
Others 3.07 1.49 1.50 1.49 1.47

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Charges (Loans)
Open Charges

₹1,004,300,000.00

Satisfied Charges

₹0

Charges Breakdown by Lending Institutions
  • Others : 50.43 Cr
  • Indian Overseas Bank : 25.00 Cr
  • State Bank Of India : 25.00 Cr
Latest Charge Details
Date Lender Amount Status
27 Mar 2025 Indian Overseas Bank ₹15.00 Cr Open
03 Oct 2024 Others ₹25.00 Cr Open
11 Jul 2024 Others ₹8.00 Cr Open
04 Mar 2024 Indian Overseas Bank ₹10.00 Cr Open
23 Jun 2023 Others ₹15.00 Cr Open

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How Many Employees Work at Real Touch Finance?

Real Touch Finance has a workforce of 64 employees as of Apr 03, 2025. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date Number of Employees
2020 78,000
2021 80,500
2022 83,200
2023 86,000
2024 89,500
2025 92,000
Deals i
Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Real Touch Finance, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Real Touch Finance's trajectory.

Rating
Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts
Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Real Touch Finance
Recent Activity within the Organization
  • Charges

    The activity A charge with Indian Overseas Bank amounted to Rs. 15.00 Cr with Charge ID 101076616 was registered on 27 Mar 2025. was completed.

  • Charges

    A charge with Others amounted to Rs. 25.00 Cr with Charge ID 100994331 was registered on 03 Oct 2024. was recorded as a recent event.

  • Annual General Meeting

    The activity Real Touch Finance Limited last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records. was completed.

  • Charges

    Progress on A charge with Others of Rs. 15.00 Cr registered on 23 Jun 2023 with Charge ID 100740205 was modified on 31 Aug 2024. was documented.

  • Director Appointment

    The activity Muthusamy Ganeshkumar was appointed as a Director was appointed as a Director on 01 Aug 2024 & has been associated with this company since 1 year 7 months . was completed.

  • Charges

    A charge with Others amounted to Rs. 8.00 Cr with Charge ID 100953336 was registered on 11 Jul 2024. was recorded as a recent event.

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Frequently Asked Questions
What is the CIN of Real Touch Finance Limited?

The CIN of Real Touch Finance Limited is L01111WB1997PLC085164.

Where is Real Touch Finance Limited headquartered?

Real Touch Finance Limited is headquartered at Arihant Enclave, Ground Floor,493B/57A, G.T Road(South) , Shibpur,, Howrah, West Bengal, 711102.

When was Real Touch Finance Limited incorporated?

Real Touch Finance Limited was incorporated on 13 August 1997.

Who are the current directors of Real Touch Finance Limited?

The current directors of Real Touch Finance Limited are

What is the primary industry of Real Touch Finance Limited?

The primary industry of Real Touch Finance Limited is Financial And Insurance Service.

Is Real Touch Finance Limited a listed company?

Real Touch Finance Limited is listed. It is listed on BSE: 538611.

What is the capital structure of Real Touch Finance Limited?

The authorized capital of Real Touch Finance Limited is ₹16.20 Cr, and the paid-up capital is ₹12.69 Cr.

What is the compliance status of Real Touch Finance Limited?

The compliance status of Real Touch Finance Limited is Compliant.

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