Realson Credit Pvt.Ltd.
About Realson Credit Pvt.Ltd.
Data last updated:
Realson Credit Pvt.Ltd. is a private limited company based in Kolkata, West Bengal, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 05 October 1994 and has been in existence for over 32 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65993WB1994PTC065408.
The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹94.02 Lakh. It is led by directors including Rekha Somani and Sneha Somani.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 1 British Indian Street New Building 2nd Floor Suite : 201A, Kolkata, West Bengal, India – 700069.
As per the financials filed for FY 2025, the company reported a revenue of ₹73.35 Lakh, a decline of 68% compared to the previous year. For the same year it recorded a net profit of ₹15.88 Lakh (net margin 21.6%) and EBITDA of ₹16.65 Lakh (EBITDA margin 22.7%). Revenue has grown at a compounded annual rate (CAGR) of 14% over three years and 32% over five years.
Court records list 1 case involving the company, including 1 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Realson Credit Pvt.Ltd.'s registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address1 British Indian Street New Building 2nd Floor Suite : 201A, Kolkata, West Bengal, India – 700069
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of Realson Credit Pvt.Ltd., buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Realson Credit is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Realson Credit Pvt.Ltd., buy the company report.
Financials of Realson Credit Pvt.Ltd.
FY 2025 filings availableRealson Credit Pvt.Ltd. reported revenue of ₹73.35 Lakh (down 68% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 68% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 32%. EBITDA fell 91% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Total Expenses | |||||
| EBITDA | ₹16.65 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹15.88 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 22.7% | ||||
| Net Profit Margin | 21.6% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Realson Credit Pvt.Ltd., buy the company report.
Board of directors of Realson Credit Pvt.Ltd.
Realson Credit has 3 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Rekha Somani | Director | 04 Feb 2002 | 24 Years 9 Months | Current |
| Sneha Somani Also directs: Snehrekha Credit Pvt Ltd, Silver Branch Designs LLP | Director | 26 Jul 2006 | 20 Years 3 Months | Current |
| Bhagirath Somani Also directs: Calvintex Smarts Limited, Snehrekha Credit Pvt Ltd | Director | 04 Mar 2017 | 9 Years 8 Months | Current |
Peer comparison
Realson Credit Pvt.Ltd. is compared with the 7 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Elegance Trade & Holdings Pvt Ltd | ₹73.49 Lakh (FY 2022) | -29.0% | Kolkata, West Bengal, India | |||
| Strategic Finvest Private Limited | ₹73.45 Lakh (FY 2025) | 282.0% | New Delhi, Delhi, India | |||
| Wesghats Finance Limited | ₹73.42 Lakh (FY 2025) | -33.0% | Theni, Tamil Nadu, India | |||
| Realson Credit Pvt.Ltd.this company | ₹73.35 Lakh (FY 2025) | ₹15.88 Lakh | 21.6% | -68.0% | Kolkata, West Bengal, India | |
| Kabirdas Investments Limited | ₹73.32 Lakh (FY 2019) | -50.0% | Kolkata, West Bengal, India | |||
| Badal Commotrade Pvt Ltd | ₹73.31 Lakh (FY 2025) | 13.0% | Kolkata, West Bengal, India | |||
| Fab Fininvest (India) Limited | ₹73.3 Lakh (FY 2024) | 1.0% | Delhi, India | |||
| Vibhore Trading & Finance Private Ltd | ₹73.26 Lakh (FY 2024) | 8.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Realson Credit Pvt.Ltd., buy the company report.
Auditor
Realson Credit Pvt.Ltd. is audited by S DAD & CO. for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| S DAD & CO. | FY 2023 | 007534C |
Shareholding
The shareholding of Realson Credit Pvt.Ltd. is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Realson Credit Pvt.Ltd., buy the company report.
Legal cases
Realson Credit Pvt.Ltd. has 1 court case on record: 1 filed by Realson Credit. All case is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 1 | 0 | 0 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court | Writ petition | Filed by the company against The Registrar of Companies, W.B. | Disposed |
To see the full case history of Realson Credit Pvt.Ltd., buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Realson Credit Pvt.Ltd.; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Realson Credit has 1 associated company. This group structure data is as of FY 2022. The table lists each entity with its relationship and holding.
GST
No GST registration is on our record for Realson Credit Pvt.Ltd.; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Realson Credit Pvt.Ltd. has 7 board changes on record since 2002: 3 appointments and 4 cessations. The latest: Bhagirath Somani was appointed as Director on 04 Mar 2017.
Frequently asked questions
Realson Credit is an active private limited company based in Kolkata, West Bengal, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 05 October 1994 (32+ years old) and is registered under CIN U65993WB1994PTC065408.
Realson Credit has 3 current directors:
- Rekha Somani - Director
- Sneha Somani - Director
- Bhagirath Somani - Director
The latest financial statements of Realson Credit on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Realson Credit is U65993WB1994PTC065408. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Realson Credit has 1 court case on record: 1 filed by the company.
Realson Credit was incorporated on 05 October 1994, making it 32+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Realson Credit by revenue are Elegance Trade & Holdings Pvt Ltd, Strategic Finvest Private Limited, Wesghats Finance Limited, Kabirdas Investments Limited, Badal Commotrade Pvt Ltd and 2 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Bhagirath Somani was appointed as Director on 04 Mar 2017. Rakesh Rathi ceased to be Director on 04 Mar 2017. Satyanarayan Rathi ceased to be Director on 04 Mar 2017. Realson Credit has 7 board changes on record in total.
The registered office of Realson Credit is at 1 British Indian Street New Building 2nd Floor Suite : 201A, Kolkata, West Bengal, India – 700069.
Realson Credit operates in the financial services industry, in the investment and credit nbfc segment.
The compliance status of Realson Credit is compliant as of 20 August 2026. The company is actively filing with the Registrar of Companies.
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