Reedhika Microfinance Association
About Reedhika Microfinance Association
Data last updated:
Reedhika Microfinance Association is a private not for profit company based in Sardarshahar, Rajasthan, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 03 March 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Jaipur, under CIN U65990RJ2017NPL057391.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Liladhar Mali and Manish Darji.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Shop No. 2 Opp Jat Vikas Parished Bikaner Road, Sardarshahar, Rajasthan, India – 331403.
As per the financials filed for FY 2025, the company reported a revenue of ₹6.62 Lakh, a decline of 27% compared to the previous year. For the same year it recorded a net profit of ₹12,587 (net margin 1.9%) and EBITDA of ₹19,933 (EBITDA margin 3%). Revenue has declined at a compounded annual rate (CAGR) of 19% over three years and 8% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressShop No. 2 Opp Jat Vikas Parished Bikaner Road, Sardarshahar, Rajasthan, India – 331403
- IndustryFinancial Services, Other Financial Intermediation
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Reedhika Microfinance Association
The main business activity of Reedhika Microfinance Association is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Reedhika Microfinance Association FY 2025 filings available
Reedhika Microfinance Association reported revenue of ₹6.62 Lakh (down 27% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Reedhika Microfinance Association
Revenue has declined at a compounded annual rate (CAGR) of 8% over five years, including a 27% fall in the latest year. EBITDA rose 673% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Reedhika Microfinance Association
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹19,933 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹12,587 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Reedhika Microfinance Association
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 3% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 1.9% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Reedhika Microfinance Association are in the company report.
Financial statements from FY 2017
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Reedhika Microfinance Association
Reedhika Microfinance Association is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Doubble Fintech Advisors Private Limited | ₹6.63 Lakh (FY 2025) | •••• | •••• | 108.0% | •••• | New Delhi, Delhi, India |
| Andromeda Traders Pvt Ltd | ₹6.63 Lakh (FY 2016) | •••• | •••• | 91.0% | •••• | Kolkata, West Bengal, India |
| Pulappatta Nidhi Limited | ₹6.63 Lakh (FY 2025) | •••• | •••• | -12.0% | •••• | Palakkad, Kerala, India |
| Sri Tuljamaa Chitfund India Private Limited | ₹6.62 Lakh (FY 2020) | •••• | •••• | -43.0% | •••• | Hyderabad, Telangana, India |
| Brij Ispaat Pvt Ltd | ₹6.62 Lakh (FY 2025) | •••• | •••• | 123.0% | •••• | Kolkata, West Bengal, India |
| Reedhika Microfinance Association this company | ₹6.62 Lakh (FY 2025) | •••• | •••• | -27.0% | •••• | Sardarshahar, Rajasthan, India |
| Meenakshi Steel Industries Limited Listed | ₹6.62 Lakh (FY 2019) | •••• | •••• | 240.0% | •••• | New Delhi, Delhi, India |
| A. K. S. Distributors Private Limited | ₹6.62 Lakh (FY 2024) | •••• | •••• | 1362.0% | •••• | Kolkata, West Bengal, India |
| Sri Vasan Chits Private Limited | ₹6.61 Lakh (FY 2025) | •••• | •••• | -23.0% | •••• | Tiruchirappalli, Tamil Nadu, India |
| DP Micro Services Association | ₹6.61 Lakh (FY 2025) | •••• | •••• | 19.0% | •••• | Kolhapur, Maharashtra, India |
| Kalindeshwar Urban Nidhi Limited | ₹6.61 Lakh (FY 2023) | •••• | •••• | 511.0% | •••• | Kali, Maharashtra, India |
Peers are the five companies nearest above and the five nearest below Reedhika Microfinance Association by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Board of Directors of Reedhika Microfinance Association
Reedhika Microfinance Association has 4 current directors and 6 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Liladhar Mali | Director | 02 Jul 2018 | 8 Years 3 Months | Current |
| Manish Darji Also directs: SRDR India Nidhi Limited | Director | 02 Jul 2018 | 8 Years 3 Months | Current |
| Kamal Kumar Mali Also directs: SRDR India Nidhi Limited, Ganesham Micro Services Foundation | Director | 02 Jul 2018 | 8 Years 3 Months | Current |
| Ramesh Kumar Mali Also directs: SRDR India Nidhi Limited | Director | 02 Jul 2018 | 8 Years 3 Months | Current |
Ownership and Shareholding of Reedhika Microfinance Association
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Reedhika Microfinance Association
Reedhika Microfinance Association does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Reedhika Microfinance Association
Employment history and EPFO contributions of people linked to Reedhika Microfinance Association.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Reedhika Microfinance Association
Reedhika Microfinance Association has 10 board changes on record since 2018: 4 appointments and 6 cessations. The latest: Kamal Kumar Mali ceased to be Additional Director on 17 Dec 2018.
1 earlier event is listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Reedhika Microfinance Association
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Reedhika Microfinance Association
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Reedhika Microfinance Association
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Reedhika Microfinance Association
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Reedhika Microfinance Association
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Reedhika Microfinance Association
Reedhika Microfinance Association is an active private not for profit company based in Sardarshahar, Rajasthan, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 03 March 2017 (9+ years old) and is registered under CIN U65990RJ2017NPL057391.
Reedhika Microfinance Association reported revenue of ₹6.62 Lakh for FY 2025 (down 27% YoY).
Reedhika Microfinance Association has 4 current directors:
- Liladhar Mali - Director
- Manish Darji - Director
- Kamal Kumar Mali - Director
- Ramesh Kumar Mali - Director
Reedhika Microfinance Association reported a net profit of ₹12,587 (net margin 1.9%) and EBITDA of ₹19,933 (EBITDA margin 3%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Reedhika Microfinance Association is -19% over three years and -8% over five years. In the latest year (FY 2025) revenue fell 27%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Reedhika Microfinance Association is U65990RJ2017NPL057391. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Reedhika Microfinance Association was incorporated on 03 March 2017, making it 9+ years old. It is registered with the Registrar of Companies, Jaipur.
The peers of Reedhika Microfinance Association by revenue are Doubble Fintech Advisors Private Limited, Andromeda Traders Pvt Ltd, Pulappatta Nidhi Limited, Sri Tuljamaa Chitfund India Private Limited, Brij Ispaat Pvt Ltd and 5 more, all in the same principal business activity (Other financial activities).
Kamal Kumar Mali ceased to be Additional Director on 17 Dec 2018. Liladhar Mali ceased to be Additional Director on 17 Dec 2018. Manish Darji ceased to be Additional Director on 17 Dec 2018. Reedhika Microfinance Association has 10 board changes on record in total.
The registered office of Reedhika Microfinance Association is at Shop No. 2 Opp Jat Vikas Parished Bikaner Road, Sardarshahar, Rajasthan, India – 331403.
Reedhika Microfinance Association has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh.