Refer&Gain Smartech Private Limited
About Refer&Gain Smartech Private Limited
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Refer&Gain Smartech Private Limited is a private limited company based in Chennai, Tamil Nadu, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 08 February 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U74999TN2018PTC120771. Its GSTIN is 33AAICR7553A1ZK (Tamil Nadu).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors Hema Swaminathan and Bindiya Krishna.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at No 14/69 Kasthuribai Nagar 3rd Main Road Adyar, Chennai, Tamil Nadu, India – 600020.
As per the financials filed for FY 2024, the company reported a revenue of ₹7.55 Lakh. For the same year it recorded a net loss of ₹1.09 Lakh (net margin -14.5%) and EBITDA of -₹1.09 Lakh (EBITDA margin -14.5%).
Company details
Contact details
Refer&Gain Smartech Private Limited's registered office is in Chennai, Tamil Nadu. Its e-mail address is in the company report.
- Email
- Registered AddressNo 14/69 Kasthuribai Nagar 3rd Main Road Adyar, Chennai, Tamil Nadu, India – 600020
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Refer&Gain Smartech Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Refer&Gain Smartech Private Limited
FY 2025 filings availableRefer&Gain Smartech Private Limited reported revenue of ₹7.55 Lakh for FY 2024.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | -₹1.09 Lakh | ||||
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| Net Profit (PAT) | -₹1.09 Lakh | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| Profitability | |||||
| EBITDA Margin | -14.5% | ||||
| Net Profit Margin | -14.5% | ||||
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To see the full financial statements and ratios of Refer&Gain Smartech Private Limited, buy the company report.
Board of directors of Refer&Gain Smartech Private Limited
Refer&Gain Smartech has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Hema Swaminathan | Director | 08 Feb 2018 | 8 Years 8 Months | Current |
| Bindiya Krishna | Director | 08 Feb 2018 | 8 Years 8 Months | Current |
Peer comparison
Refer&Gain Smartech Private Limited is compared with the 10 companies closest to it by revenue in the BFSI industry (Other Financial Services), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Delcap Investments Private Limited | ₹7.57 Lakh (FY 2024) | -74.0% | New Delhi, Delhi, India | |||
| Phoenix Finacc Solutions Private Limited | ₹7.56 Lakh (FY 2024) | 13.0% | Palakkad, Kerala, India | |||
| Unity Management Consultants Pvt Ltd | ₹7.55 Lakh (FY 2025) | 1.0% | Faridabad, Haryana, India | |||
| Mahadik Urban Nidhi Limited | ₹7.55 Lakh (FY 2024) | 178.0% | Sangli, Maharashtra, India | |||
| Asopa Advisors Private Limited | ₹7.55 Lakh (FY 2025) | 132.0% | Surat, Gujarat, India | |||
| Refer&Gain Smartech Private Limitedthis company | ₹7.55 Lakh (FY 2024) | -₹1.09 Lakh | -14.5% | Chennai, Tamil Nadu, India | ||
| Sunrise Micro Finance Associates India | ₹7.55 Lakh (FY 2024) | 1.0% | Agra, Uttar Pradesh, India | |||
| JRDM Consulting Services Private Limited | ₹7.54 Lakh (FY 2025) | 59.0% | Landmark M2K Cinema, Delhi, India | |||
| Akash Procon Pvt Ltd | ₹7.54 Lakh (FY 2024) | 4316.0% | Kolkata, West Bengal, India | |||
| Ram Kumar Gupta and Sons Limited | ₹7.54 Lakh (FY 2025) | 36.0% | New Delhi, Delhi, India | |||
| Risemoney Enterprises Private Limited | ₹7.54 Lakh (FY 2025) | 75.0% | Ahmedabad, Gujarat, India |
To see the full peer comparison of Refer&Gain Smartech Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Refer&Gain Smartech Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Refer&Gain Smartech Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Refer&Gain Smartech has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AAICR7553A1ZK | Tamil Nadu | Active | 13 Jun 2018 |
To see the full GST registrations and return filing status of Refer&Gain Smartech Private Limited, buy the company report.
Recent activity
Refer&Gain Smartech Private Limited has 3 board changes on record since 2018: 2 appointments and 1 cessation. The latest: Thammanur Venkatramanan Murthy ceased to be Director on 31 Mar 2021.
Frequently asked questions
Refer&Gain Smartech is an active private limited company based in Chennai, Tamil Nadu, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 08 February 2018 (8+ years old) and is registered under CIN U74999TN2018PTC120771.
Refer&Gain Smartech has 2 current directors:
- Hema Swaminathan - Director
- Bindiya Krishna - Director
The latest financial statements of Refer&Gain Smartech on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2018 are in the company report.
The GSTIN of Refer&Gain Smartech is 33AAICR7553A1ZK, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Refer&Gain Smartech is U74999TN2018PTC120771. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Refer&Gain Smartech was incorporated on 08 February 2018, making it 8+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of Refer&Gain Smartech by revenue are Delcap Investments Private Limited, Phoenix Finacc Solutions Private Limited, Unity Management Consultants Pvt Ltd, Mahadik Urban Nidhi Limited, Asopa Advisors Private Limited and 5 more, all in the BFSI industry (Other Financial Services).
Thammanur Venkatramanan Murthy ceased to be Director on 31 Mar 2021. Bindiya Krishna was appointed as Director on 08 Feb 2018. Hema Swaminathan was appointed as Director on 08 Feb 2018.
The registered office of Refer&Gain Smartech is at No 1469 Kasthuribai Nagar 3rd Main Road Adyar, Chennai, Tamil Nadu, India – 600020.
Refer&Gain Smartech operates in the financial services industry, in the diversified financial services segment.
Refer&Gain Smartech can be reached at its registered office: No 1469 Kasthuribai Nagar 3rd Main Road Adyar, Chennai, Tamil Nadu, India – 600020.
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