MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-OD-28-0002626
Reflect Credit Solutions Private Limited
Reflect Credit Solutions Private Limited - financial services in Bhubaneswar, Odisha, India. FY 2026 financials & compliance.
Revenue · FY 2024
₹39.48 Lakh
▲ 56% YoY
Net profit · FY 2024
₹5.31 Lakh
Net margin 13.4%
EBITDA · FY 2024
₹5.34 Lakh
EBITDA margin 13.5%
Authorised capital
₹15 Lakh
Registered with MCA
Paid-up capital
₹50,000
Issued & subscribed
Company age
7 yrs
Est. 2019
Directors on board
2
As per MCA filings
Active GSTINs
1
GST registered
About Reflect Credit Solutions Private Limited
Data last updated:
Reflect Credit Solutions Private Limited is a private limited company based in Bhubaneswar, Odisha, India. It operates in the financial auxiliary services segment of the financial services sector. It was incorporated on 31 July 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Cuttack, under CIN U67190OR2019PTC031415. Its GSTIN is 21AAJCR7362N1ZY (Odisha).
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹50,000. It is led by directors Himanshu Sahu and Dinesh Kumar Mishra.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Bhubaneswar, Odisha.
As per the financials filed for FY 2024, the company reported a revenue of ₹39.48 Lakh, a growth of 56% compared to the previous year. For the same year it recorded a net profit of ₹5.31 Lakh (net margin 13.4%) and EBITDA of ₹5.34 Lakh (EBITDA margin 13.5%). Revenue has grown at a compounded annual rate (CAGR) of 78% over three years.
Court records list 1 case involving the company, including 1 filed against it; 1 case is pending.
Reflect Credit Solutions Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-OD-28-0002626).
Company details
CIN U67190OR2019PTC031415
Registration Number 031415
Incorporation Date 31 July 2019
ROC Cuttack
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
MSME Classification Micro
Udyam Registration UDYAM-OD-28-0002626
Recognitions & Rankings of Reflect Credit Solutions
Contact details
Reflect Credit Solutions Private Limited's registered office is in Bhubaneswar, Odisha. Its e-mail address is in the company report.
- Email
- Registered Address5th Floor Plot No – 324/701, Sebati Manson Pahala Fulnakhara, Bhubaneswar, Odisha, India – 752101
- IndustryFinancial Services, Auxiliary To Financial Intermediatory
To see the full contact details of Reflect Credit Solutions Private Limited, buy the company report.
Comprehensive company report
Reflect Credit Solutions Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Secure checkout · GST invoice included
Business activity
The main business activity of Reflect Credit Solutions is support service to organizations. In detail, this covers office administrative and other business activities including call centers, organising conventions, collection agencies, packaging activities etc..
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| N | Support service to Organizations | N6 | Office administrative and other business activities including call centers, organising conventions, collection agencies, packaging activities etc. |
To see the full business activity and turnover split of Reflect Credit Solutions Private Limited, buy the company report.
Financials of Reflect Credit Solutions Private Limited
FY 2025 filings availableReflect Credit Solutions Private Limited reported revenue of ₹39.48 Lakh (up 56% YoY) for FY 2024.
Revenue · FY 2024
₹39.48 Lakh ▲ 56%
Net profit · FY 2024
₹5.31 Lakh margin 13.4%
EBITDA · FY 2024
₹5.34 Lakh margin 13.5%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 56%
3 years · compounded
▲ 78%
EBITDA CAGR growth
3 years · compounded
▲ 53%
Revenue has grown at a compounded annual rate (CAGR) of 78% over three years, including 56% growth in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹5.34 Lakh | ||||
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| Net Profit (PAT) | ₹5.31 Lakh | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| Profitability | |||||
| EBITDA Margin | 13.5% | ||||
| Net Profit Margin | 13.4% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Reflect Credit Solutions Private Limited, buy the company report.
Board of directors of Reflect Credit Solutions Private Limited
Reflect Credit Solutions has 2 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Himanshu Sahu | Director | 25 Dec 2019 | 6 Years 9 Months | Current |
| Dinesh Kumar Mishra | Director | 07 Apr 2022 | 4 Years 6 Months | Current |
Peer comparison
Reflect Credit Solutions Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (office administrative and other business activities including call centers, organising conventions, collection agencies, packaging activities etc.), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Autoseal Packaging India Private Limited | ₹40.32 Lakh (FY 2025) | -30.0% | Solapur, Maharashtra, India | |||
| Anoth Investments Services Private Limited | ₹40.18 Lakh (FY 2025) | 40.0% | Kannur, Kerala, India | |||
| Tigmo Development Private Limited | ₹40.03 Lakh (FY 2024) | -41.0% | Indore, Madhya Pradesh, India | |||
| Integrated Greenaids & Energies Limited | ₹39.89 Lakh (FY 2024) | 0.0% | Kolkata, West Bengal, India | |||
| Grameen Infotech Private Limited | ₹39.57 Lakh (FY 2025) | -17.0% | Patna, Bihar, India | |||
| Reflect Credit Solutions Private Limitedthis company | ₹39.48 Lakh (FY 2024) | ₹5.31 Lakh | 13.4% | 56.0% | Bhubaneswar, Odisha, India | |
| Siddhiqui Solutions Events and Exhibitions Private Limited | ₹39.43 Lakh (FY 2025) | 29.0% | Mumbai, Maharashtra, India | |||
| Roz Design Lab Private Limited | ₹39.36 Lakh (FY 2025) | -46.0% | Bangalore, Karnataka, India | |||
| U-Toll Corporation Limited | ₹39.18 Lakh (FY 2025) | 5.0% | Delhi, India | |||
| Dafda Infotech Private Limited | ₹38.67 Lakh (FY 2020) | 235.0% | Kudasan, Gujarat, India | |||
| KC Recovery India Private Limited | ₹38.67 Lakh (FY 2025) | 1958.0% | Delhi, India |
To see the full peer comparison of Reflect Credit Solutions Private Limited, buy the company report.
Legal cases
Reflect Credit Solutions Private Limited has 1 court case on record: 1 filed against it. All case is pending.
Total cases
1
Filed against the company
1
Pending
1
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 1 | 1 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Sambalpur, Odisha | Civil suit | Filed against the company by an individual | Pending |
To see the full case history of Reflect Credit Solutions Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Reflect Credit Solutions Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Reflect Credit Solutions has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 21AAJCR7362N1ZY | Odisha | Active | 29 Aug 2019 |
To see the full GST registrations and return filing status of Reflect Credit Solutions Private Limited, buy the company report.
Recent activity
Reflect Credit Solutions Private Limited has 6 board changes on record since 2019: 2 appointments and 4 cessations. The latest: Dinesh Kumar Mishra ceased to be Additional Director on 30 Sep 2022.
AGM
Reflect Credit Solutions Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Reflect Credit Solutions Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Cuttack.
Ceased
Dinesh Kumar Mishra ceased to be Additional Director.
Ceased
Gopal Chandra Nath ceased to be Director.
Appointed
Dinesh Kumar Mishra was appointed as Director.
Ceased
Himanshu Sahu ceased to be Additional Director.
Ceased
Akhaya Kumar Nath ceased to be Director.
Appointed
Himanshu Sahu was appointed as Director.
Incorporation
31 Jul 2019
Reflect Credit Solutions Private Limited was registered on 31 Jul 2019 with Roc Cuttack & aged 7 years 2 months as per MCA records.
Frequently asked questions
Reflect Credit Solutions is an active private limited company based in Bhubaneswar, Odisha, India. The company works in auxiliary to financial intermediatory, within the financial services industry. It was incorporated on 31 July 2019 (7+ years old) and is registered under CIN U67190OR2019PTC031415.
Reflect Credit Solutions has 2 current directors:
- Himanshu Sahu - Director
- Dinesh Kumar Mishra - Director
The latest financial statements of Reflect Credit Solutions on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2020 are in the company report.
The GSTIN of Reflect Credit Solutions is 21AAJCR7362N1ZY, registered in Odisha.
The CIN (Corporate Identification Number) of Reflect Credit Solutions is U67190OR2019PTC031415. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Reflect Credit Solutions has 1 court case on record: 1 filed against it. 1 is pending.
Reflect Credit Solutions was incorporated on 31 July 2019, making it 7+ years old. It is registered with the Registrar of Companies, Cuttack.
The peers of Reflect Credit Solutions by revenue are Autoseal Packaging India Private Limited, Anoth Investments Services Private Limited, Tigmo Development Private Limited, Integrated Greenaids & Energies Limited, Grameen Infotech Private Limited and 5 more, all in the same principal business activity (office administrative and other business activities including call centers, organising conventions, collection agencies, packaging activities etc.).
Dinesh Kumar Mishra ceased to be Additional Director on 30 Sep 2022. Gopal Chandra Nath ceased to be Director on 09 Apr 2022. Dinesh Kumar Mishra was appointed as Director on 07 Apr 2022. Reflect Credit Solutions has 6 board changes on record in total.
Yes, Reflect Credit Solutions is registered as a micro enterprise under Udyam registration (number: UDYAM-OD-28-0002626).
The registered office of Reflect Credit Solutions is at 5th Floor Plot No – 324701, Sebati Manson Pahala Fulnakhara, Bhubaneswar, Odisha, India – 752101.