Regency Fincorp Limited

BSE: 540175
Regency Fincorp Limited - financial services in Rajpura, Punjab, India. FY 2026 financials & compliance.
CIN L67120PB1993PLC013169 Incorporated 29 March 1993 ROC Chandigarh HQ Rajpura, Punjab, India
Active Listed - BSE: 540175 Public Limited Company financial services
Data last updated
Market Cap
₹445 Cr
REGENCY · BSE
Share Price
₹50.00
-1.69% today
Revenue
₹34.46 Cr
FY 2025-26 · +71.3% YoY
EBITDA
₹23.79 Cr
Margin 69.0%
Net Profit
₹13.42 Cr
FY 2025-26 · +152.3% YoY
P/E (TTM)
31.0x
P/B 2.4x

About Regency Fincorp Limited

Data last updated:

Regency Fincorp Limited is a public limited company based in Rajpura, Punjab, India. It specialises in investment and credit NBFC, a part of the broader financial services sector. Incorporated on 29 March 1993, the company has been in operation for over 33 years.

Registered with ROC Chandigarh under CIN L67120PB1993PLC013169. Listed on BSE: 540175.

Capital: an authorised share capital of ₹95 Cr and a paid-up capital of ₹88.85 Cr. Formerly known as Regency Investments Limited and Regency Investments Private Limited. It is led by directors including Vishal Rai Sarin and Gaurav Kumar.

Last AGM: 03 September 2025. Financial statements filed for year ended 31 March 2025. Office: Rajpura, Punjab.

As per the latest standalone financials for FY 2025-26, the company reported a revenue of ₹34.46 Cr, a growth of 61.18% compared to the previous year.

The company is associated with 2 brands - Regency Fincorp, Regency Investments. As per MCA filings, the company has open charges of ₹127.89 Cr and satisfied charges of ₹7.83 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website regencyfincorp.com.

Company Details of Regency Fincorp Limited
CIN L67120PB1993PLC013169
Registration Number 013169
Incorporation Date 29 March 1993
ROC Chandigarh
Listing Status Listed (BSE: 540175)
Company Status Active
Date of Last AGM 03 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
Key People
Gaurav Kumar Managing Director Vishal Rai Sarin Whole-Time Director Sarfaraz Mallick Whole-Time Director
Contact Details
  • Email
    Locked
  • Telephone
    Locked
  • Website
    regencyfincorp.com
  • Social Media
    Locked
  • Registered Address
    Sco 6 Upper Ground Floor La Mer Pr – 7, Airport Road, Rajpura, Punjab, India – 140603
  • Industry
    Financial Services, Investment & Credit NBFC, NBFC
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Financials, compliance, directors, charges, ownership and filings for Regency Fincorp Limited in one report.

10-year financials Directors & ownership Charges & compliance

Name History of Regency Fincorp

Regency Fincorp has undergone 2 name changes throughout its history. The company was previously known as Regency Investments Limited, and Regency Investments Private Limited. The current legal name is Regency Fincorp Limited.

Company NameStatus
Regency Fincorp LimitedCurrent
Regency Investments LimitedPrevious
Regency Investments Private LimitedPrevious

CIN History of Regency Fincorp

Regency Fincorp has one previous CIN (Corporate Identification Number): U67120PB1993PTC013169. The current CIN is L67120PB1993PLC013169, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
L67120PB1993PLC013169Current
U67120PB1993PTC013169Previous

Associated Brands with Regency Fincorp

Regency Fincorp operates two associated brands: Regency Fincorp and Regency Investments. Each brand links to its own profile.

BrandDescriptionWebsite
Regency Fincorp
Regency Fincorp is engaged in providing financial solutions to SMEs and individuals in India.regencyfincorp.com
Regency Investments
Working capital, personal, and consumer durable loans are provided.regencyinvestments.co.in

Competitors & Alternatives of Regency Fincorp

Brands and companies operating in the same space as Regency Fincorp Limited include Manappuram Finance, L & T Finance Holdings, Bajaj Finserv and 7 more.

CompetitorDescriptionLocationFounded
Manappuram Finance Manappuram Finance Consumer and SME loans are provided by Manappuram Finance.Valapad, India, India1992
L & T Finance Holdings L & T Finance Holdings Diversified lending services are provided as a non-banking financial institution.Mumbai, India, India1994
Bajaj Finserv Bajaj Finserv Financial solutions including loans and insurance are offered.Pune, India, India2007
Northern Arc Capital Northern Arc Capital Household and business loans are provided with risk management support.Chennai, India, India2006
IIFL Finance IIFL Finance Online gold, home, personal, and business loans are provided.Mumbai, India, India1995
SK Finance SK Finance Loans for pre-owned vehicles and diverse sectors are offered.Jaipur, India, India1994
Mahindra Finance Mahindra Finance Consumer and SME loans are provided by Mahindra Finance.Mumbai, India, India1991
Indostar Capital Finance Indostar Capital Finance Real estate, infrastructure, vehicle, home, and SME financing are provided.Mumbai, India, India2009
Hero Fincorp Hero Fincorp 2-wheeler loans and consumer/business financing are provided by Hero Fincorp.Delhi, India, India1991
Kinara Capital Kinara Capital Collateral-free loans are provided to MSMEs for business operations.Bengaluru, India, India2011

Business Activity of Regency Fincorp

Regency Fincorp operates primarily in the financial and insurance service sector. One business activity is registered with the MCA.

Main Activity Group CodeDescription of Main ActivityBusiness Activity CodeDescription of Business ActivityTurnover Percentage
LockedFinancial and insurance ServiceLockedOther financial activitiesLocked
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Detailed business activity records for Regency Fincorp Limited

Activity codes and each activity's share of turnover are in the company report.

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Auditor Details of Regency Fincorp

Regency Fincorp Limited is audited by SUNIL K SHARMA & ASSOCIATES for the financial year 2019.

NameStatusAppointment DateCessation Date
SUNIL K SHARMA & ASSOCIATESLockedLockedLocked
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Complete auditor history for Regency Fincorp Limited

Appointment and cessation dates and past auditor changes are in the company report.

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Board of Directors of Regency Fincorp Limited

Regency Fincorp has 6 current directors and 33 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Vishal Rai Sarin
Also directs: Regency Digitrade Investments Private Limited
Whole-Time Director05 Sep 20206 Years 0 MonthsCurrent
Gaurav Kumar
Also directs: Natures Heavens India Private Limited, J5 Group of Multinational Companies Private Limited, Regency Digitrade Investments Private Limited and 5 more
Managing Director13 Sep 20179 Years 0 MonthsCurrent
Sarfaraz Mallick
Also directs: Regency Fin Technology Limited, Vedaangay Vision Private Limited, Raconteur Granite Limited and 2 more
Whole-Time Director31 Oct 20232 Years 11 MonthsCurrent
Dolly Setia
Also directs: V Setia Realty Solutions LLP
Director28 Feb 20242 Years 7 MonthsCurrent
Sachin GargDirector17 Feb 20260 Years 7 MonthsCurrent
Sanjay Mittal
Also directs: Koolking Industries India Limited
Director25 Mar 20260 Years 6 MonthsCurrent
View all directors

Financials of Regency Fincorp Limited FY 2025-26 filings available

Regency Fincorp Limited reported revenue of ₹34.46 Cr (up 61.18% YoY) for FY 2025-26.

Financial Highlights

FY 2025-26 · Standalone
Revenue
₹34.46 Cr
+61.2% YoY
EBITDA
₹23.79 Cr
+57.0% YoY
Profit After Tax
₹13.42 Cr
+152.3% YoY
Net Worth
-
Total Assets
-
Total Debt
-

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue34.4621.3815.7313.515.405.363.61
Revenue growth+71.3%+85.4%+37.1%+52.2%-24.1%+109.9%+21.7%
EBITDA23.7915.1512.3711.063.793.242.60
EBITDA margin+69.0%+70.9%+78.6%+81.9%+70.2%+60.5%+72.0%
Profit before tax18.236.702.551.280.720.610.53
Net profit13.425.322.280.930.530.470.37
Net profit margin+38.9%+24.9%+14.5%+6.9%+9.8%+8.8%+10.3%
EPS (₹)1.470.780.510.871.041.020.92
Balance sheet
Total assets-22614510389.4537.3236.49
Net worth-12250.5913.6712.749.489.05
Total debt-10594.6589.7376.7027.8427.44
Cash & bank-45.5714.242.211.310.671.93
Net working capital-47.0214.530.941.13(0.21)2.09
Cash flow
Cash from operations-11.399.9111.790.181.690.54
Cash from investing-(48.17)(28.80)(14.53)(0.58)(1.17)(0.47)
Cash from financing-68.1130.923.641.04(1.78)0.68
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue16.1410.288.637.807.767.305.164.01
Revenue growth (YoY)+108.0%+40.8%+67.3%+94.5%+122.4%+90.1%+26.5%+1.3%
Other income1.291.740.521.751.581.110.230.20
Total expenses2.734.181.832.232.432.671.271.29
EBITDA13.416.106.805.575.334.633.892.72
EBITDA margin+83.1%+59.3%+78.8%+71.4%+68.7%+63.4%+75.4%+67.8%
Depreciation0.240.200.210.220.240.220.170.17
Interest5.072.942.512.552.282.022.571.66
Profit before tax9.394.704.604.554.393.501.381.09
Tax2.361.161.191.221.240.920.350.28

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 02 Oct 2026
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue16.1410.288.637.807.767.305.164.01
Revenue growth (YoY)+108.0%+40.8%+67.3%+94.5%+122.4%+90.1%+26.5%+1.3%
Other income1.291.740.521.751.581.110.230.20
Total expenses2.734.181.832.232.432.671.271.29
EBITDA13.416.106.805.575.334.633.892.72
EBITDA margin+83.1%+59.3%+78.8%+71.4%+68.7%+63.4%+75.4%+67.8%
Depreciation0.240.200.210.220.240.220.170.17
Interest5.072.942.512.552.282.022.571.66
Profit before tax9.394.704.604.554.393.501.381.09
Tax2.361.161.191.221.240.920.350.28
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue34.4621.3815.7313.515.405.363.61
Revenue growth+71.3%+85.4%+37.1%+52.2%-24.1%+109.9%+21.7%
Other income5.590.290.000.010.070.010.00
Total expenses10.676.233.362.451.612.121.01
Employee cost0.003.801.601.321.120.780.48
EBITDA23.7915.1512.3711.063.793.242.60
EBITDA margin+69.0%+70.9%+78.6%+81.9%+70.2%+60.5%+72.0%
Depreciation0.870.730.850.410.340.210.16
Interest10.288.018.979.382.802.431.91
Profit before tax18.236.702.551.280.720.610.53
Tax4.811.720.600.350.170.180.16
Net profit13.425.322.280.930.530.470.37
Net profit margin+38.9%+24.9%+14.5%+6.9%+9.8%+8.8%+10.3%
EPS (₹)1.470.780.510.871.041.020.92
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital-63.5938.2310.695.344.104.10
Reserves & surplus-41.0410.862.987.404.974.54
Shareholders' funds (net worth)-12250.5913.6712.749.489.05
Secured loans-51.3820.635.491.841.571.18
Unsecured loans-53.1674.0284.2474.8626.2726.26
Total debt-10594.6589.7376.7027.8427.44
Total liabilities-22614510389.4537.3236.49
Assets
Gross block-7.727.573.933.002.501.74
Net block-5.896.042.902.252.061.43
Capital work in progress-0.000.000.000.000.000.00
Investments-3.320.000.060.710.650.33
Inventories-0.000.000.000.000.000.00
Sundry debtors-0.000.000.000.000.000.00
Cash & bank balances-45.5714.242.211.310.671.93
Loans & advances-4.152.161.491.280.830.67
Total current assets-49.7216.403.702.591.502.60
Total current liabilities-2.701.872.761.461.710.51
Net working capital-47.0214.530.941.13(0.21)2.09
Total assets-22614510389.4537.3236.49
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash-14.242.211.310.671.931.19
Net cash from operating activities-11.399.9111.790.181.690.54
Net cash from investing activities-(48.17)(28.80)(14.53)(0.58)(1.17)(0.47)
Net cash from financing activities-68.1130.923.641.04(1.78)0.68
Net change in cash-31.3312.030.900.64(1.26)0.74
Closing cash-45.5714.242.211.310.671.93
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+61.2%+35.9%+16.4%+150.2%+0.8%+48.5%+64.8%
EBITDA growth+57.0%+22.5%+11.8%+191.8%+17.0%+24.6%+91.2%
PBT growth+172.1%+162.8%+99.2%+77.8%+18.0%+15.1%+8.2%
Net income growth+152.3%+133.3%+145.2%+75.5%+12.8%+27.0%+2.8%
Revenue CAGR (3Y)+36.6%+58.2%+43.2%+55.3%+35.1%+103.1%+106.5%
EBITDA CAGR (3Y)+29.1%+58.7%+56.3%+62.0%+40.7%+96.1%+110.2%
Profitability & leverage
Net income margin+38.9%+23.3%+12.4%+6.9%+10.2%+8.0%+10.3%
Return on capital employed-+7.9%+9.6%+11.0%+5.6%+8.2%+7.9%
Return on net worth-+5.8%+7.2%+7.0%+5.0%+4.5%+4.9%
Debt / equity-1.162.876.304.712.983.02
Long-term debt / equity-0.581.344.224.712.983.02
Interest cover44.8555.5577.8688.0881.1680.2078.28
Efficiency & per share
Fixed asset turnover-2.832.743.901.992.532.39
Inventory turnover-0.000.000.000.000.000.00
Debtors turnover-0.000.000.000.000.000.00
EPS (₹)1.470.780.510.871.041.020.92
Dividend per share (₹)0.000.000.000.000.000.000.00
Book value per share (₹)0.0016.4512.8412.7923.8422.1321.07
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Shareholding Pattern of Regency Fincorp Limited

Shareholding for the quarter ended Mar 2026: promoters hold 23.70%, foreign institutional investors hold 0.00%, domestic institutional investors hold 1.20% and retail and other public shareholders hold 75.10%.

Promoters: 23.70%DII (Domestic Institutional): 1.20%Retail & Others: 75.10%
Mar 2026
QUARTER
23.70% Promoters
1.20% DII (Domestic Institutional)
75.10% Retail & Others
Promoter holding - history
Now 23.70% · Mar 2026High 23.70% · Dec 2025Low 16.90% · Jun 2025
15%17.5%20%22.5%25%Jun 2025Sep 2025Dec 2025Mar 2026Jun 2025: 16.90%Sep 2025: 17.60%Dec 2025: 23.70%Mar 2026: 23.70%23.70%16.90%23.70%
Shareholding trend - last 6 quarters
Mar 2026Dec 2025Sep 2025Jun 2025
Promoters23.70%23.70%17.60%16.90%
Public76.30%76.30%82.40%83.10%

Charges & Borrowings of Regency Fincorp

Open charges
₹127.89 Cr
Satisfied charges
₹7.83 Cr
Breakdown by lending institutions
Others₹115.14 Cr
Axis Bank Limited₹10.00 Cr
Hdfc Bank Limited₹2.75 Cr
Latest charge details
DateLenderAmountStatus
11 Jun 2026Hdfc Bank Limited₹46.66 LakhOpen
06 May 2026Others₹25 CrOpen
30 Apr 2026Others₹7 CrOpen
31 Mar 2026Hdfc Bank Limited₹1.15 CrOpen
23 Mar 2026Others₹25 CrOpen

Total charge records: 38 View all charges

Employees and EPFO Compliance at Regency Fincorp

Employment history and EPFO contributions of people linked to Regency Fincorp.

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Employee and EPFO history for Regency Fincorp Limited

Monthly headcount, contribution history and filing status are in the company report.

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GST Compliance of Regency Fincorp

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GST registrations and filing compliance for Regency Fincorp Limited

State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.

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Credit Ratings, Litigation & Regulatory Alerts for Regency Fincorp

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Credit ratings, litigation, and regulatory alerts for Regency Fincorp Limited

Credit ratings, court records and regulatory alerts are in the company report.

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MSME Payment Delays by Regency Fincorp

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MSME payment history for Regency Fincorp Limited

Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.

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Subsidiaries & Group Companies of Regency Fincorp

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Corporate group structure for Regency Fincorp Limited

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MCA Filings & Documents of Regency Fincorp

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MCA filings and documents for Regency Fincorp Limited

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Recent Activity on Regency Fincorp

Charges
11 Jun 2026
A charge with Hdfc Bank Limited amounted to Rs. 0.47 Cr with Charge ID 101312887 was registered on 11 Jun 2026.
Charges
06 May 2026
A charge with Others amounted to Rs. 25.00 Cr with Charge ID 101306488 was registered on 06 May 2026.
Charges
30 Apr 2026
A charge with Others amounted to Rs. 7.00 Cr with Charge ID 101287478 was registered on 30 Apr 2026.
Charges
20 Apr 2026
A charge registered on 30 Sep 2024 via Charge ID 100992297 with Others was fully satisfied on 20 Apr 2026.
Charges
31 Mar 2026
A charge with Hdfc Bank Limited amounted to Rs. 1.15 Cr with Charge ID 101272792 was registered on 31 Mar 2026.
Directors
25 Mar 2026
Sanjay Mittal was appointed as a Director on 25 Mar 2026 & has been associated with this company since 6 months 10 days.

Frequently Asked Questions about Regency Fincorp Limited

Regency Fincorp is an active public limited company in the financial services sector based in Rajpura, Punjab, India. It was incorporated on 29 March 1993 (33+ years old) and is registered under CIN L67120PB1993PLC013169. Listed on BSE: 540175.

Regency Fincorp reported revenue of ₹34.46 Cr for FY 2025-26 (up 61.18% YoY) based on standalone financials.

The current directors of Regency Fincorp are:

The primary industry of Regency Fincorp is financial services. The company specifically operates in investment and credit nbfc. The company is currently active in this sector.

Yes. Regency Fincorp is listed on BSE with code 540175.

Regency Fincorp can be reached at the registered office: Sco 6 Upper Ground Floor La Mer Pr – 7, Airport Road, Rajpura, Punjab, India – 140603, or through the website regencyfincorp.com.

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