About Regency Fincorp Limited
Data last updated: 14 July 2026
Regency Fincorp Limited is a public limited company based in Rajpura, Punjab, India. It specialises in investment and credit NBFC, a part of the broader financial services sector. Incorporated on 29 March 1993, the company has been in operation for over 33 years.
Registered with ROC Chandigarh under CIN L67120PB1993PLC013169. Listed on BSE: 540175.
Capital: an authorised share capital of ₹95 Cr and a paid-up capital of ₹88.85 Cr. Formerly known as Regency Investments Limited and Regency Investments Private Limited. It is led by directors including Vishal Rai Sarin and Gaurav Kumar.
Last AGM: 03 September 2025. Financial statements filed for year ended 31 March 2025. Office: Rajpura, Punjab.
As per BSE-filed standalone financials for FY 2024, the company reported a revenue of ₹15.28 Cr. The net worth stands at ₹50.59 Cr. Total assets are valued at ₹147.14 Cr.
The company is associated with 2 brands - Regency Fincorp, Regency Investments. As per MCA filings, the company has open charges of ₹127.89 Cr and satisfied charges of ₹7.83 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website regencyfincorp.com.
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Registered AddressSco 6 Upper Ground Floor La Mer Pr – 7, Airport Road, Rajpura, Punjab, India – 140603
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IndustryFinancial Services, Investment & Credit NBFC, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Regency Fincorp Limited
Regency Fincorp Limited has undergone 2 name changes throughout its history. The company was previously known as Regency Investments Limited, and Regency Investments Private Limited. The current legal name is Regency Fincorp Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Regency Fincorp Limited | Current |
| Regency Investments Limited | Previous |
| Regency Investments Private Limited | Previous |
CIN History of Regency Fincorp Limited
Regency Fincorp Limited has one previous CIN (Corporate Identification Number): U67120PB1993PTC013169. The current CIN is L67120PB1993PLC013169, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L67120PB1993PLC013169 | Current |
| U67120PB1993PTC013169 | Previous |
Associated Brands with Regency Fincorp Limited
Regency Fincorp Limited operates two associated brands: Regency Fincorp and Regency Investments. These brands represent Regency Fincorp Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Regency Fincorp is engaged in providing financial solutions to SMEs and individuals in India. | regencyfincorp.com | |
| Working capital, personal, and consumer durable loans are provided. | regencyinvestments.co.in |
Competitors & Alternatives of Regency Fincorp Limited
Brands and companies operating in the same space as Regency Fincorp Limited include Manappuram Finance, L & T Finance Holdings, Bajaj Finserv and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Manappuram Finance
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Consumer and SME loans are provided by Manappuram Finance. | Valapad, India, India | 1992 |
L & T Finance Holdings
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Diversified lending services are provided as a non-banking financial institution. | Mumbai, India, India | 1994 |
Bajaj Finserv
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Financial solutions including loans and insurance are offered. | Pune, India, India | 2007 |
Northern Arc Capital
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Household and business loans are provided with risk management support. | Chennai, India, India | 2006 |
IIFL Finance
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Online gold, home, personal, and business loans are provided. | Mumbai, India, India | 1995 |
SK Finance
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Loans for pre-owned vehicles and diverse sectors are offered. | Jaipur, India, India | 1994 |
Mahindra Finance
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Consumer and SME loans are provided by Mahindra Finance. | Mumbai, India, India | 1991 |
Indostar Capital Finance
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Real estate, infrastructure, vehicle, home, and SME financing are provided. | Mumbai, India, India | 2009 |
Hero Fincorp
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2-wheeler loans and consumer/business financing are provided by Hero Fincorp. | Delhi, India, India | 1991 |
Kinara Capital
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Collateral-free loans are provided to MSMEs for business operations. | Bengaluru, India, India | 2011 |
Business Activity of Regency Fincorp Limited
Regency Fincorp Limited operates primarily in the financial and insurance service sector. The company has 1 registered business activity segment, reflecting its diverse operational portfolio.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| Locked | Financial and insurance Service | Locked | Other financial activities | Locked |
Detailed business activity records for Regency Fincorp Limited
Activity codes and turnover contribution percentages require an active report plan.
- Activity group codes
- Detailed activity codes
- Turnover contribution
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Auditor Details of Regency Fincorp Limited
Regency Fincorp Limited is audited by SUNIL K SHARMA & ASSOCIATES for the financial year 2019. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| SUNIL K SHARMA & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history for Regency Fincorp Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
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Board of Directors of Regency Fincorp Limited
Regency Fincorp Limited is currently managed by 6 directors, with 33 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
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Vishal Rai Sarin
Also directs:
Regency Digitrade Investments Private Limited
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Whole-Time Director | 05 Sep 2020 | 5 Years 11 Months | Current |
| Gaurav Kumar | Managing Director | 13 Sep 2017 | 8 Years 11 Months | Current |
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Sarfaraz Mallick
Also directs:
Regency Fin Technology Limited, Vedaangay Vision Private Limited, Raconteur Granite Limited and 2 more
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Whole-Time Director | 31 Oct 2023 | 2 Years 9 Months | Current |
|
Dolly Setia
Also directs:
V Setia Realty Solutions Llp
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Director | 28 Feb 2024 | 2 Years 5 Months | Current |
| Sachin Garg | Director | 17 Feb 2026 | 0 Years 6 Months | Current |
| Sanjay Mittal | Director | 25 Mar 2026 | 0 Years 4 Months | Current |
Financials of Regency Fincorp Limited FY 2024 filings available
Regency Fincorp Limited reported revenue of ₹15.28 Cr for FY 2024.
| Metrics | FY 2024 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Revenue from Operations | ₹15.28 Cr | ₹5.39 Cr | ₹5.34 Cr | ₹3.56 Cr | ₹2.19 Cr |
| Interest Earned | ₹15.19 Cr | ₹5.26 Cr | ₹3.57 Cr | ₹3.39 Cr | - |
| Other Income | ₹45.77 Lakh | ₹7.59 Lakh | ₹2.1 Lakh | ₹5.38 Lakh | ₹0 |
| Total Income | ₹15.73 Cr | ₹5.46 Cr | ₹5.36 Cr | ₹3.61 Cr | ₹2.19 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹1.6 Cr | ₹1.12 Cr | ₹75.14 Lakh | ₹48.24 Lakh | ₹22.15 Lakh |
| Finance Costs | ₹8.97 Cr | ₹2.61 Cr | ₹2.3 Cr | ₹1.9 Cr | ₹80.52 Lakh |
| Depreciation & Amortisation | ₹84.76 Lakh | ₹33.85 Lakh | ₹21.39 Lakh | ₹15.61 Lakh | ₹0 |
| Other Expenses | ₹1.15 Cr | ₹67.4 Lakh | ₹1.29 Cr | ₹53.65 Lakh | ₹65.37 Lakh |
| Total Expenses | ₹13.17 Cr | ₹4.74 Cr | ₹4.76 Cr | ₹3.08 Cr | ₹1.68 Cr |
| Profit Before Exceptional Items & Tax | ₹2.56 Cr | ₹71.98 Lakh | ₹60.24 Lakh | ₹53.42 Lakh | ₹50.55 Lakh |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹2.56 Cr | ₹71.98 Lakh | ₹60.24 Lakh | ₹53.42 Lakh | ₹50.55 Lakh |
| Total Tax Expense | ₹59.16 Lakh | ₹16.62 Lakh | ₹18.42 Lakh | ₹15.79 Lakh | ₹12.64 Lakh |
| Net Profit | ₹1.97 Cr | ₹55.36 Lakh | ₹41.82 Lakh | ₹37.63 Lakh | ₹37.91 Lakh |
| Other Comprehensive Income | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Total Comprehensive Income | ₹1.97 Cr | ₹55.36 Lakh | ₹41.82 Lakh | ₹37.63 Lakh | ₹37.91 Lakh |
| EBITDA (computed) | ₹12.38 Cr | ₹3.67 Cr | ₹3.12 Cr | ₹2.59 Cr | ₹1.31 Cr |
| Basic EPS | ₹0.51 | ₹1.04 | ₹1.02 | ₹0.92 | ₹1.02 |
| Diluted EPS | ₹0.51 | ₹1.04 | ₹1.02 | ₹0.92 | ₹1.02 |
| Metrics | FY 2024 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Total Assets | ₹147.14 Cr | ₹91.03 Cr | ₹38.95 Cr | ₹37.09 Cr | ₹25.73 Cr |
| Non-current Assets | - | - | - | - | ₹24.17 Cr |
| Current Assets | - | - | - | - | ₹1.56 Cr |
| Property, Plant & Equipment | ₹6.04 Cr | ₹2.25 Cr | ₹2.07 Cr | ₹1.43 Cr | ₹1.13 Cr |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Trade Receivables | - | - | - | - | ₹0 |
| Cash & Equivalents | ₹3.01 Lakh | ₹3.13 Lakh | ₹2.98 Lakh | ₹39,000 | ₹81.24 Lakh |
| Equity (Net Worth) | ₹50.59 Cr | ₹12.74 Cr | ₹9.49 Cr | ₹9.05 Cr | ₹6.54 Cr |
| Equity Share Capital | ₹38.23 Cr | ₹5.34 Cr | ₹4.1 Cr | ₹4.1 Cr | ₹3.71 Cr |
| Borrowings (Non-current) | - | - | - | - | ₹82.7 Lakh |
| Borrowings (Current) | - | - | - | - | ₹0 |
| Total Debt (computed) | - | - | - | - | ₹82.7 Lakh |
| Current Liabilities | - | - | - | - | ₹20.13 Lakh |
| Total Liabilities | ₹96.56 Cr | ₹78.29 Cr | ₹29.46 Cr | ₹28.04 Cr | ₹19.19 Cr |
| Metrics | FY 2024 |
|---|---|
| Operating Cash Flow | ₹9.91 Cr |
| Investing Cash Flow | -₹28.8 Cr |
| Financing Cash Flow | ₹30.92 Cr |
| Capital Expenditure | ₹4.33 Cr |
| Free Cash Flow (computed) | ₹5.58 Cr |
| Dividends Paid | ₹0 |
| Net Change in Cash | ₹12.03 Cr |
| Metrics | Q3 FY25 | Q2 FY25 | Q1 FY25 |
|---|---|---|---|
| Revenue from Operations | ₹5.16 Cr | ₹4.01 Cr | ₹3.49 Cr |
| Interest Earned | ₹5 Cr | ₹3.86 Cr | ₹3.46 Cr |
| Other Income | ₹23.37 Lakh | ₹20.3 Lakh | ₹16.17 Lakh |
| Total Income | ₹5.39 Cr | ₹4.21 Cr | ₹3.65 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹62.3 Lakh | ₹59.87 Lakh | ₹56.6 Lakh |
| Finance Costs | ₹2.57 Cr | ₹1.66 Cr | ₹1.75 Cr |
| Depreciation & Amortisation | ₹17.18 Lakh | ₹16.94 Lakh | ₹16.95 Lakh |
| Other Expenses | ₹24.56 Lakh | ₹67.21 Lakh | ₹24.18 Lakh |
| Total Expenses | ₹4.02 Cr | ₹3.13 Cr | ₹2.92 Cr |
| Profit Before Exceptional Items & Tax | ₹1.38 Cr | ₹1.08 Cr | ₹73.51 Lakh |
| Exceptional Items | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹1.38 Cr | ₹1.08 Cr | ₹73.51 Lakh |
| Total Tax Expense | ₹34.62 Lakh | ₹28.12 Lakh | ₹19.11 Lakh |
| Net Profit | ₹1.03 Cr | ₹80.04 Lakh | ₹54.4 Lakh |
| Other Comprehensive Income | ₹0 | ₹0 | ₹0 |
| Total Comprehensive Income | ₹1.03 Cr | ₹80.04 Lakh | ₹54.4 Lakh |
| EBITDA (computed) | ₹4.12 Cr | ₹2.91 Cr | ₹2.66 Cr |
| Basic EPS | ₹0.21 | ₹0.18 | ₹0.12 |
| Diluted EPS | ₹0.21 | ₹0.18 | ₹0.12 |
Shareholding Pattern of Regency Fincorp Limited
As per the shareholding pattern filed with BSE for the quarter ended Mar 2026, promoters hold 23.74%, domestic institutional investors hold 1.19%, retail and other public shareholders hold 75.07% of Regency Fincorp Limited. The company had 5,771 shareholders on record.
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Promoters | 23.74% | 23.74% | 17.58% | 16.86% | 17.46% | 23.13% |
| Public | 76.26% | 76.26% | 82.42% | 83.14% | 82.54% | 76.87% |
| Mar 2026 | Mar 2025 | Mar 2024 | |
|---|---|---|---|
| Promoters | 23.74% | 17.46% | 23.19% |
| Public | 76.26% | 82.54% | 76.81% |
| Promoter change (YoY, %pts) | +6.28 | -5.73 | - |
Charges & Borrowings of Regency Fincorp Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 11 Jun 2026 | Hdfc Bank Limited | ₹46.66 Lakh | Open |
| 06 May 2026 | Others | ₹25 Cr | Open |
| 30 Apr 2026 | Others | ₹7 Cr | Open |
| 31 Mar 2026 | Hdfc Bank Limited | ₹1.15 Cr | Open |
| 23 Mar 2026 | Others | ₹25 Cr | Open |
Total charge records: 38 View all charges
Employees and EPFO Compliance at Regency Fincorp Limited
View historical data on people associated with Regency Fincorp Limited, including employment history and EPFO contributions.
Employee and EPFO history for Regency Fincorp Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
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GST Compliance of Regency Fincorp Limited
GST registrations and filing compliance for Regency Fincorp Limited
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Credit Ratings, Litigation & Regulatory Alerts for Regency Fincorp Limited
Credit ratings, litigation, and regulatory alerts for Regency Fincorp Limited
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MSME Payment Delays by Regency Fincorp Limited
MSME payment history for Regency Fincorp Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
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Subsidiaries & Group Companies of Regency Fincorp Limited
Corporate group structure for Regency Fincorp Limited
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MCA Filings & Documents of Regency Fincorp Limited
MCA filings and documents for Regency Fincorp Limited
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Recent Activity on Regency Fincorp Limited
Frequently Asked Questions about Regency Fincorp Limited
Regency Fincorp Limited is an active public limited company in the financial services sector based in Rajpura, Punjab, India. It was incorporated on 29 March 1993 (33+ years old) and is registered under CIN L67120PB1993PLC013169. Listed on BSE: 540175.
Regency Fincorp Limited reported revenue of ₹15.28 Cr for FY 2024 based on standalone BSE filings.
The current directors of Regency Fincorp Limited are:
- Vishal Rai Sarin - Whole-Time Director
- Gaurav Kumar - Managing Director
- Sarfaraz Mallick - Whole-Time Director
- Dolly Setia - Director
- Sachin Garg - Director
- Sanjay Mittal - Director
The primary industry of Regency Fincorp Limited is financial services. The company specifically operates in investment and credit nbfc. The company is currently active in this sector.
Yes. Regency Fincorp Limited is listed on BSE with code 540175.
Regency Fincorp Limited can be reached at the registered office: Sco 6 Upper Ground Floor La Mer Pr – 7, Airport Road, Rajpura, Punjab, India – 140603, or through the website regencyfincorp.com.