Reliance Money Express Limited

Reliance Money Express Limited - financial services in Mumbai, Maharashtra, India. FY 2026 financials and compliance.
CIN U74999MH2002PLC138032 Incorporated 28 November 2002 ROC Mumbai HQ Mumbai, Maharashtra, India
Merged Public Limited Company financial services
Data last updated
Revenue · FY 2024
₹24,247 Cr
▲ 27.37% YoY
EBITDA · FY 2024
₹630.59 Cr
▲ 150.67% YoY
Net profit · FY 2024
₹441.65 Cr
▲ 125.1% YoY
Authorised capital
₹30 Cr
Registered with MCA
Paid-up capital
₹13.81 Cr
Issued & subscribed
Open charges
None
Satisfied ₹62.09 Cr
Company age
24 yrs
Est. 2002
Last financials
Mar 2016
Balance sheet date

About Reliance Money Express Limited

Data last updated: 25 July 2025

Reliance Money Express Limited was a public limited company based in Mumbai, Maharashtra, India, operated as a subsidiary of Reliance Capital Ltd. The company has been amalgamated - it was merged with another entity and no longer exists as a separate legal entity. It specialised in financial services and investment, a part of the broader financial services sector. Incorporated on 28 November 2002.

Registered with ROC Mumbai under CIN U74999MH2002PLC138032.

Capital: an authorised share capital of ₹30 Cr and a paid-up capital of ₹13.81 Cr. Formerly known as Reliance Money Express Private Limited. It was led by directors including Sushilkumar Agrawal and Ganesh Janardhan Pai.

Last AGM: 29 September 2016. Financial statements filed for year ended 31 March 2016. Office: 11Th Floor R – Tech It Park Western Express Highway Goregaon (East), Mumbai, Maharashtra, India – 400063.

As per the financials filed for FY 2016, the company reported a revenue of ₹28.63 Cr, a decline of 32% compared to the previous year.

It operated as a subsidiary of Reliance Capital Ltd.

As per MCA filings, the company had satisfied charges of ₹62.09 Cr on record.

The company has been merged (amalgamated) with another entity and no longer exists separately. Business activities, if any, continue under the successor entity. The last known website on record is relianceada.com.

Company Details of Reliance Money Express Limited
CIN U74999MH2002PLC138032
Registration Number 138032
Incorporation Date 28 November 2002
ROC Mumbai
Listing Status Unlisted
Company Status Amalgamated
Date of Last AGM 29 September 2016
Date of Balance Sheet 31 March 2016
Parent Company Reliance Capital Ltd
Contact Details
  • Email
    *****@*****.com
  • Telephone
    +91-****-******
  • Website
  • Social Media
    **************
  • Registered Address
    11Th Floor R – Tech It Park Western Express Highway Goregaon (East), Mumbai, Maharashtra, India – 400063
  • Industry
    Financial Services, Financial Activities
Company report
Reliance Money Express Limited - full intelligence report
  • Historical Financials and ratios
  • Shareholding pattern and group structure
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Financials, compliance, directors, charges, ownership and filings for Reliance Money Express Limited in one report.

10-year financials Directors & ownership Charges & compliance

CIN History of Reliance Money Express Limited

Reliance Money Express Limited has one previous CIN (Corporate Identification Number): U74999MH2002PTC138032. The current CIN is U74999MH2002PLC138032, which is the unique identifier assigned by the Registrar of Companies.

CIN Status
U74999MH2002PLC138032 Current
U74999MH2002PTC138032 Previous

Business Activity of Reliance Money Express Limited

Reliance Money Express Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
K Financial and insurance Service K8 Other financial activities *********

Auditor Details of Reliance Money Express Limited

Reliance Money Express Limited is audited by Chaturvedi & Shah for the financial year 2016. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.

Name Status Appointment Date Cessation Date
Chaturvedi & Shah blur-value blur-value blur-value

Board of Directors of Reliance Money Express Limited

Reliance Money Express Limited is currently managed by 5 directors, with 17 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Directors (as last reported)
Name Designation Appointment Date Tenure Status
Sushilkumar Agrawal Director 25 Mar 2015 11 Years 3 Months As last reported
Ganesh Janardhan Pai Manager 01 Aug 2014 11 Years 11 Months As last reported
Mihir Kanak Sundhani Director 18 Mar 2015 11 Years 3 Months As last reported
Satyendra Mohanlal Sarupria Director 25 Mar 2015 11 Years 3 Months As last reported

Financials of Reliance Money Express Limited FY 2024 filings available

Reliance Money Express Limited reported revenue of ₹24,247 Cr (up 27.37% YoY) for FY 2024. Profit growth despite declining revenue indicates effective cost management and margin discipline.

Revenue · FY 2024
₹24,247 Cr ▲ 27.37%
Profit · FY 2024
₹441.65 Cr ▲ 125.1%
EBITDA · FY 2024
₹630.59 Cr ▲ 150.67%
Revenue₹ Cr · Consolidated010,00020,00030,000FY 2020: ₹18,323 Cr18,323FY 2020FY 2021: ₹19,250 Cr · +5.1% YoY19,250+5.1%FY 2021FY 2022: ₹19,273 Cr · +0.1% YoY19,273+0.1%FY 2022FY 2023: ₹19,037 Cr · -1.2% YoY19,037-1.2%FY 2023FY 2024: ₹24,247 Cr · +27.4% YoY24,247+27.4%FY 2024
Net Profit₹ Cr · Consolidated-10,000-5,00005,000FY 2020: ₹1,199 Cr (loss)-1,199FY 2020FY 2021: ₹9,287 Cr (loss) · -674.6% YoY-9,287FY 2021FY 2022: ₹8,055 Cr (loss) · +13.3% YoY-8,055FY 2022FY 2023: ₹1,759 Cr (loss) · +78.2% YoY-1,759FY 2023FY 2024: ₹442 Cr · +125.1% YoY442+125.1%FY 2024
Metrics FY 2024 FY 2023 FY 2022 FY 2021 FY 2020
Revenue from Operations ₹24,247 Cr ₹19,037 Cr ₹19,273 Cr ₹19,250 Cr ₹18,323 Cr
Interest Earned ₹3,287.18 Cr - ₹2,665 Cr ₹3,076 Cr ₹5,197 Cr
Other Income ₹196.26 Cr ₹276.04 Cr ₹30 Cr ₹58 Cr ₹36 Cr
Total Income ₹24,444 Cr ₹19,313 Cr ₹19,303 Cr ₹19,308 Cr ₹18,359 Cr
Cost of Materials Consumed ₹0 ₹0 ₹0 ₹0 ₹0
Purchases of Stock-in-Trade ₹0 ₹0 ₹0 ₹0 ₹0
Changes in Inventories ₹0 ₹0 ₹0 ₹0 ₹0
Employee Benefit Expense ₹1,684.78 Cr ₹1,567.55 Cr ₹1,469 Cr ₹1,372 Cr ₹1,507 Cr
Finance Costs ₹38.79 Cr ₹299.42 Cr ₹2,190 Cr ₹2,741 Cr ₹3,969 Cr
Depreciation & Amortisation ₹114.34 Cr ₹115.93 Cr ₹112 Cr ₹105 Cr ₹123 Cr
Other Expenses ₹19,569 Cr ₹16,708 Cr ₹16,280 Cr ₹16,140 Cr ₹11,770 Cr
Total Expenses ₹23,966 Cr ₹20,973 Cr ₹26,884 Cr ₹27,658 Cr ₹24,488 Cr
Profit Before Exceptional Items & Tax ₹477.46 Cr -₹1,659.93 Cr -₹7,581 Cr -₹8,350 Cr -₹6,129 Cr
Exceptional Items ₹0 ₹0 ₹0 ₹0 ₹0
Profit Before Tax ₹477.46 Cr -₹1,659.93 Cr -₹7,581 Cr -₹8,350 Cr -₹6,129 Cr
Total Tax Expense ₹45.36 Cr ₹105.14 Cr ₹146 Cr ₹173 Cr -₹24 Cr
Net Profit ₹441.65 Cr -₹1,759.42 Cr -₹8,055 Cr -₹9,287 Cr -₹1,199 Cr
  attributable to Owners ₹232.58 Cr -₹1,778.56 Cr -₹8,116 Cr -₹9,404 Cr -₹1,075 Cr
  attributable to NCI ₹209.07 Cr ₹19.1 Cr ₹61 Cr ₹117 Cr -₹125 Cr
Other Comprehensive Income ₹480.96 Cr -₹258.48 Cr -₹176 Cr -₹73 Cr ₹116 Cr
Total Comprehensive Income ₹922.61 Cr -₹2,017.9 Cr -₹8,231 Cr -₹9,360 Cr -₹1,083 Cr
EBITDA (computed) ₹630.59 Cr -₹1,244.58 Cr -₹5,279 Cr -₹5,504 Cr -₹2,037 Cr
Basic EPS ₹9.27 ₹-70.07 ₹-320.80 ₹-369.82 ₹-47.79
Diluted EPS ₹9.27 ₹-70.07 ₹-320.80 ₹-369.82 ₹-47.79
Metrics FY 2024 FY 2023
Total Assets ₹74,987 Cr ₹66,341 Cr
Property, Plant & Equipment ₹185.08 Cr ₹141.6 Cr
Inventories ₹28.57 Cr ₹30.38 Cr
Cash & Equivalents ₹788.27 Cr ₹694.79 Cr
Equity (Net Worth) -₹9,931.32 Cr -₹11,229 Cr
Equity Share Capital ₹253.24 Cr ₹253.24 Cr
Total Liabilities - ₹77,570 Cr
The balance sheet became part of the exchange results-filing format in FY2023 - earlier years were not filed and are hidden.
Metrics FY 2024 FY 2023 FY 2022
Operating Cash Flow ₹5,817.24 Cr ₹5,249.03 Cr ₹4,026 Cr
Investing Cash Flow -₹5,677.95 Cr -₹4,898.57 Cr -₹3,357 Cr
Financing Cash Flow -₹45.81 Cr -₹843.68 Cr -₹48 Cr
Capital Expenditure ₹183.76 Cr ₹100.68 Cr ₹124 Cr
Free Cash Flow (computed) ₹5,633.48 Cr ₹5,148.35 Cr ₹3,902 Cr
Dividends Paid ₹0 ₹0 ₹0
Net Change in Cash ₹93.48 Cr -₹493.22 Cr ₹621 Cr
The cash-flow statement became part of the exchange results-filing format in FY2022 - earlier years were not filed and are hidden.
Segment · FY 2024 (annual) Revenue Result (PBIT) Assets Liabilities
Commercial finance ₹0 ₹0 - -
Finance and investments ₹218.56 Cr -₹358.56 Cr - -
General insurance ₹14,484 Cr ₹510.63 Cr - -
Life insurance ₹9,554.96 Cr ₹318.92 Cr - -
Others ₹218.84 Cr ₹16.03 Cr - -
Metrics FY 2024 FY 2023 FY 2022 FY 2021 FY 2020
Revenue from Operations ₹41.08 Cr ₹19.52 Cr ₹16.12 Cr ₹563.1 Cr ₹1,389 Cr
Interest Earned ₹20.07 Cr - ₹5 Cr ₹542 Cr ₹1,258 Cr
Other Income ₹11.64 Cr ₹1.46 Cr ₹6 Lakh ₹11 Lakh ₹4 Cr
Total Income ₹52.72 Cr ₹20.98 Cr ₹16.18 Cr ₹563.21 Cr ₹1,393 Cr
Cost of Materials Consumed ₹0 ₹0 ₹0 ₹0 ₹0
Purchases of Stock-in-Trade ₹0 ₹0 ₹0 ₹0 ₹0
Changes in Inventories ₹0 ₹0 ₹0 ₹0 ₹0
Employee Benefit Expense ₹3.53 Cr ₹8.23 Cr ₹16 Cr ₹11 Cr ₹50 Cr
Finance Costs ₹1 Lakh ₹30 Lakh ₹1,109 Cr ₹1,712 Cr ₹1,764 Cr
Depreciation & Amortisation ₹3.25 Cr ₹4.12 Cr ₹6 Cr ₹9 Cr ₹35 Cr
Other Expenses ₹25.75 Cr ₹90.56 Cr ₹17 Cr ₹25 Cr ₹45 Cr
Total Expenses ₹285.45 Cr ₹1,728.68 Cr ₹1,121.71 Cr ₹11,535 Cr ₹6,858 Cr
Profit Before Exceptional Items & Tax -₹232.73 Cr -₹1,707.7 Cr -₹1,105.53 Cr -₹10,972 Cr -₹5,465 Cr
Exceptional Items ₹0 ₹0 ₹0 ₹0 ₹0
Profit Before Tax -₹232.73 Cr -₹1,707.7 Cr -₹1,105.53 Cr -₹10,972 Cr -₹5,465 Cr
Total Tax Expense ₹0 ₹0 ₹0 ₹0 ₹0
Net Profit -₹232.73 Cr -₹1,707.7 Cr -₹1,105.53 Cr -₹10,972 Cr -₹5,465 Cr
Other Comprehensive Income -₹18 Lakh -₹7.79 Cr -₹7 Lakh -₹10 Cr -₹31 Cr
Total Comprehensive Income -₹232.91 Cr -₹1,715.49 Cr -₹1,105.6 Cr -₹10,982 Cr -₹5,496 Cr
EBITDA (computed) -₹229.47 Cr -₹1,703.28 Cr ₹9.47 Cr -₹9,250.79 Cr -₹3,666 Cr
Basic EPS ₹9.27 ₹-68.01 ₹-44.04 ₹-436.92 ₹-217.63
Diluted EPS ₹9.27 ₹-68.01 ₹-44.04 ₹-436.92 ₹-217.63
Metrics FY 2024 FY 2023
Total Assets ₹11,867 Cr ₹12,142 Cr
Property, Plant & Equipment ₹34.3 Cr ₹39.31 Cr
Inventories ₹0 ₹0
Cash & Equivalents ₹301.01 Cr ₹210.04 Cr
Equity (Net Worth) -₹10,671 Cr -₹10,431 Cr
Equity Share Capital ₹253.24 Cr ₹253.24 Cr
Total Liabilities - ₹22,573 Cr
The balance sheet became part of the exchange results-filing format in FY2023 - earlier years were not filed and are hidden.
Metrics FY 2024 FY 2023 FY 2022
Operating Cash Flow -₹530.99 Cr ₹67.61 Cr ₹43.16 Cr
Investing Cash Flow ₹649.96 Cr ₹58.49 Cr ₹39 Cr
Financing Cash Flow -₹28 Cr ₹0 ₹0
Capital Expenditure ₹0 ₹0 ₹0
Free Cash Flow (computed) -₹530.99 Cr ₹67.61 Cr ₹43.16 Cr
Dividends Paid ₹0 ₹0 ₹0
Net Change in Cash ₹90.97 Cr ₹126.1 Cr ₹82.16 Cr
The cash-flow statement became part of the exchange results-filing format in FY2022 - earlier years were not filed and are hidden.
Segment · FY 2024 (annual) Revenue Result (PBIT) Assets Liabilities
Finance ₹20.07 Cr -₹508.99 Cr - -
Investments ₹21.01 Cr ₹297.16 Cr - -
Lease / Rental ₹0 ₹0 - -
Others ₹11.64 Cr ₹11.64 Cr - -
Want more history and ratios?
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Shareholding Pattern of Reliance Money Express Limited

As of FY 2016, Reliance Money Express Limited's shareholding pattern shows 100.00% by promoters. The promoters hold a majority stake, indicating strong promoter control.

2025
YEAR
38.19% Promoters
25.22% DII (Domestic Institutional)
10.28% FII (Foreign Institutional)
25.89% Public
2.42% Others
Shareholding Trend
Year 2025
Promoters 33.19%
DII 23.22%
FII 18.28%
Public 22.89%
Others 2.42%

Charges & Borrowings of Reliance Money Express Limited

Open charges
₹0
Satisfied charges
₹62.09 Cr
Breakdown by lending institutions
Axis Bank Limited₹55.00 Cr
Sbi Homes Finance Ltd.₹3.05 Cr
Housing Development Finance Corpn. Ltd.₹3.00 Cr
Housing Development Finance Corporation Ltd.₹1.00 Cr
The Shamrao Vithal Co-Op. Bank Ltd.₹0.04 Cr
Latest charge details
DateLenderAmountStatus
30 Jan 2008 Axis Bank Limited ₹55 Cr Satisfied
10 Oct 2001 Housing Development Finance Corpn. Ltd. ₹3 Cr Satisfied
06 Oct 1995 Housing Development Finance Corporation Ltd. ₹1 Cr Satisfied
19 Jun 1995 Sbi Homes Finance Ltd. ₹90 Lakh Satisfied
13 Jun 1995 Sbi Homes Finance Ltd. ₹90 Lakh Satisfied

Total charge records: 8 View all charges

Employees and EPFO Compliance at Reliance Money Express Limited

Reliance Money Express Limited has a workforce of 0 employees as of Apr 06, 2024.

Active EPFO establishments
1
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026

Employee Count & EPFO Data of Reliance Money Express Limited

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Monthly employee headcount & PF contributions
EPFO establishment details & ECR filing status
Year-wise workforce analytics & attrition trends
PF exemption, coverage & compliance verification

GST Compliance of Reliance Money Express Limited

XX%
Compliant
GSTR-1
GSTR-3B
GSTR-9
MH
KA
UP
TN
TS

GSTIN & GST Filing Data of Reliance Money Express Limited

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GSTIN registrations & state-wise presence
Filing compliance - GSTR-1, GSTR-3B, GSTR-9
HSN/SAC codes with goods & services details
Taxpayer type, jurisdiction & business constitution

Credit Ratings, Litigation & Regulatory Alerts for Reliance Money Express Limited

Credit rating
AAA
AA+
AA
AA-
! !
2015 2017 2019 2021 2023
Litigation
District Court 35
High Court 45
Supreme Court 0
NCLT / NCLAT 0
Pending
Disposed
Regulatory alerts
GSTIN Cancelled
Andhra Pradesh
GSTIN Cancelled
Telangana (on application)
EPFO Delay
12 months delay - Haryana
Violations via Directors
20 MCA + 19 Bank defaults

Credit Ratings, Legal Cases & Regulatory Alerts of Reliance Money Express Limited

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Credit rating history across CARE, ICRA, Brickwork & India Ratings
Instrument-wise ratings, outlook & action timeline
Court-wise litigation (District, High Court, Supreme Court, NCLT)
Group company & common directorship litigation
Statutory compliance alerts (GSTIN, EPFO, ROC)
Director & company violations (MCA, SEBI, Banks, BSE/NSE)

MSME Payment Delays by Reliance Money Express Limited

MSME Payment Delays by Reliance Money Express Limited

Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.

Amounts outstanding to MSME suppliers
Delay periods & reasons for delayed payments
Half-yearly MSME-1 filing history
Vendor-payment behaviour as a counterparty risk signal

Subsidiaries & Group Companies of Reliance Money Express Limited

Subsidiaries & Group Companies of Reliance Money Express Limited

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Holding & parent company details
Subsidiaries & step-down subsidiaries with % holding
Associates & joint ventures with partner details
Investments in other entities year-on-year

MCA Filings & Documents of Reliance Money Express Limited

MCA Filings & Documents of Reliance Money Express Limited

Download official documents filed with the Ministry of Corporate Affairs - from incorporation papers to the latest annual filings.

Incorporation documents, MoA & AoA
Annual returns (MGT-7) & financial statements (AOC-4)
Charge filings (CHG-1, CHG-4) & resolutions
Complete document index with filing dates

Recent Activity on Reliance Money Express Limited

Activity
29 Sep 2016
Reliance Money Express Limited last Annual general meeting of members was held on 29 Sep 2016 as per latest MCA records.
Activity
31 Mar 2016
Reliance Money Express Limited has filed its annual Financial statements for the year ended 31 Mar 2016 with Roc Mumbai.
Directors
01 Sep 2015
Vipul Brij Kishore Goyal was appointed as a CFO on 01 Sep 2015 & has been associated with this company since 10 years 10 months.
Directors
25 Mar 2015
Sushilkumar Agrawal was appointed as a Director on 25 Mar 2015 & has been associated with this company since 11 years 3 months.
Directors
25 Mar 2015
Satyendra Mohanlal Sarupria was appointed as a Director on 25 Mar 2015 & has been associated with this company since 11 years 3 months.
Directors
18 Mar 2015
Mihir Kanak Sundhani was appointed as a Director on 18 Mar 2015 & has been associated with this company since 11 years 3 months.

Frequently Asked Questions about Reliance Money Express Limited

Reliance Money Express Limited has been "Amalgamated" (merged) as per MCA records. The company was combined with another entity and no longer exists as a separate legal entity. Business activities, if any, continue under the successor entity.

Reliance Money Express Limited is a amalgamated public limited company in the financial services sector based in Mumbai, Maharashtra, India. It was incorporated on 28 November 2002 and is registered under CIN U74999MH2002PLC138032. The company was amalgamated as per MCA records and no longer exists as a legal entity.

Reliance Money Express Limited was incorporated on 28 November 2002. Registered with ROC Mumbai.

The current directors of Reliance Money Express Limited are:

The CIN (Corporate Identification Number) of Reliance Money Express Limited is U74999MH2002PLC138032. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

The primary industry of Reliance Money Express Limited is financial services. The company specifically operates in financial activities.

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Financials, directors, compliance, charges and shareholding - sourced from MCA, SEBI and RBI filings.

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