
About Repco Home Finance Limited
Data last updated:
Repco Home Finance Limited is a public limited company based in Chennai, Tamil Nadu, India. It operates in the housing finance companies segment of the financial services sector. It was incorporated on 04 April 2000 and has been in existence for over 26 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN L65922TN2000PLC044655. Its GSTIN is 33AACCR0209F1Z1 (Tamil Nadu). The company holds 14 GST registrations, of which 13 are active. It is a listed company as per MCA records. Its shares are listed on BSE: 535322 and NSE: REPCOHOME.
The company has an authorised share capital of ₹100 Cr and a paid-up capital of ₹62.56 Cr. It is led by directors including Thangappan Karunakaran (Managing Director) and Paiyur Kuppuraman Vaidyanathan (Whole-Time Director).
Its last annual general meeting (AGM) was held on 22 August 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at 'Repco Tower' No.33 North Usman Road T.Nagar, Chennai, Tamil Nadu, India – 600017.
As per the latest consolidated financials for FY 2025-26, the company reported a revenue of ₹1,792 Cr, a growth of 4.9% compared to the previous year. For the same year it recorded a net profit of ₹475.06 Cr (net margin 26.5%) and EBITDA of ₹1,600.6 Cr (EBITDA margin 89.3%). The net worth stands at ₹4,166.25 Cr (up 15.1% YoY). Total assets are valued at ₹16,247 Cr (up 10.1% YoY).
The company has about 994 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Repco Home. As per MCA filings, the company has open charges of ₹22,570 Cr and satisfied charges of ₹24,613 Cr on record. Court records list 2,615 cases involving the company, including 1,766 filed by the company and 849 filed against it; 404 cases are pending. The company has 50 deals on record (36 market trades, 11 secondary share transfers, 2 funding rounds), with disclosed funding of ₹76.36 Cr; the latest was in April 2026. Its 3 peer companies in the BFSI industry (Finance, Housing Finance), with the same principal business activity (other financial activities) are compared by revenue, 1 larger and 2 smaller; the largest is Mahyco Grow Finance Private Limited with revenue of ₹1,785.35 Cr.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website repcohome.com.
Company details
CIN history
Repco Home Finance has one previous CIN (Corporate Identification Number): U65922TN2000PLC044655. The current CIN is L65922TN2000PLC044655, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L65922TN2000PLC044655 | Current |
| U65922TN2000PLC044655 | Previous |
Contact details
Repco Home Finance Limited's registered office is in Chennai, Tamil Nadu. Its website is repcohome.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered Address'Repco Tower' No.33 North Usman Road T.Nagar, Chennai, Tamil Nadu, India – 600017
- IndustryFinancial Services, Housing Finance Companies
To see the full contact details of Repco Home Finance Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Repco Home Finance operates one associated brand: Repco Home. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Affordable housing finance is provided to low- and middle-income families. | repcohome.com |
Business activity
The main business activity of Repco Home Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Repco Home Finance Limited, buy the company report.
Financials of Repco Home Finance Limited
FY 2025-26 filings availableRepco Home Finance Limited reported revenue of ₹1,792 Cr (up 4.9% YoY) for FY 2025-26.
Financial Highlights
FY 2025-26 · ConsolidatedRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 1,792 | 1,708 | 1,535 | 1,285 | 1,292 | 1,376 | 1,348 |
| Revenue growth | +4.9% | +11.3% | +19.5% | -0.5% | -6.1% | +2.0% | - |
| EBITDA | 1,601 | 1,566 | 1,383 | 1,103 | 948 | 1,193 | 1,195 |
| EBITDA margin | +89.3% | +91.7% | +90.1% | +85.8% | +73.4% | +86.8% | +88.7% |
| Profit before tax | 582 | 574 | 522 | 401 | 260 | 390 | 360 |
| Net profit | 475 | 471 | 413 | 316 | 194 | 300 | 298 |
| Net profit margin | +26.5% | +27.6% | +26.9% | +24.6% | +15.0% | +21.8% | +22.1% |
| EPS (₹) | 75.99 | 75.33 | 66.04 | 50.56 | 31.03 | 47.99 | 47.66 |
| Balance sheet | |||||||
| Total assets | 16,247 | 14,759 | 13,686 | 12,513 | 11,982 | 12,310 | 11,939 |
| Net worth | 4,166 | 3,620 | 2,985 | 2,589 | 2,290 | 2,113 | 1,830 |
| Total debt | 12,080 | 11,139 | 10,701 | 9,924 | 9,692 | 10,197 | 10,109 |
| Cash & bank | 292 | 136 | 408 | 454 | 608 | 455 | 324 |
| Net working capital | 167 | 120 | 401 | 422 | 577 | 409 | 284 |
| Cash flow | |||||||
| Cash from operations | (896) | (614) | (685) | (363) | 691 | 849 | 349 |
| Cash from investing | 59.22 | (6.63) | (169) | 160 | (163) | 11.86 | (3.12) |
| Cash from financing | 988 | 408 | 747 | 205 | (531) | (730) | (79.32) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 468 | 454 | 457 | 441 | 440 | 426 | 436 | 423 |
| Revenue growth (YoY) | +6.2% | +6.4% | +4.8% | +4.4% | +8.0% | - | - | - |
| Other income | 0.20 | 0.65 | 0.20 | 0.61 | 0.44 | 8.85 | 9.39 | 1.44 |
| EBITDA | 409 | 405 | 408 | 390 | 398 | 398 | 391 | 396 |
| EBITDA margin | +88.1% | +89.5% | +89.9% | +88.7% | +91.2% | +94.1% | +90.4% | +94.9% |
| Depreciation | 10.38 | 10.20 | 10.27 | 7.90 | 7.70 | 7.13 | 8.50 | 9.27 |
| Interest | 251 | 247 | 249 | 244 | 244 | 246 | 248 | 240 |
| Profit before tax | 148 | 148 | 149 | 139 | 146 | 154 | 144 | 149 |
| Tax | 33.59 | 19.19 | 40.20 | 35.50 | 38.38 | 39.18 | 37.46 | 40.25 |
| Net profit | 114 | 129 | 109 | 103 | 108 | 115 | 107 | 109 |
| EPS (₹) | 19.44 | 21.61 | 18.45 | 17.53 | 18.40 | 19.29 | 18.09 | 18.40 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 1,796 | 1,712 | 1,538 | 1,285 | 1,292 | 1,376 | 1,348 |
| Revenue growth | +4.9% | +11.3% | +19.7% | -0.5% | -6.1% | +2.0% | - |
| EBITDA | 1,604 | 1,569 | 1,386 | 1,103 | 948 | 1,193 | 1,195 |
| EBITDA margin | +89.3% | +91.7% | +90.1% | +85.8% | +73.4% | +86.8% | +88.7% |
| Profit before tax | 586 | 578 | 525 | 401 | 260 | 390 | 360 |
| Net profit | 452 | 449 | 395 | 296 | 192 | 288 | 280 |
| Net profit margin | +25.2% | +26.2% | +25.7% | +23.0% | +14.8% | +20.9% | +20.8% |
| EPS (₹) | 72.37 | 71.80 | 63.09 | 47.33 | 30.62 | 45.97 | 44.81 |
| Balance sheet | |||||||
| Total assets | 16,111 | 14,646 | 13,595 | 12,440 | 11,928 | 12,257 | 11,896 |
| Net worth | 3,905 | 3,507 | 2,894 | 2,516 | 2,236 | 2,059 | 1,787 |
| Total debt | 12,206 | 11,139 | 10,701 | 9,924 | 9,692 | 10,197 | 10,109 |
| Cash & bank | 292 | 136 | 408 | 454 | 608 | 455 | 324 |
| Net working capital | 167 | 120 | 401 | 422 | 577 | 409 | 284 |
| Cash flow | |||||||
| Cash from operations | (896) | (614) | (685) | (363) | 691 | 849 | 349 |
| Cash from investing | 59.22 | (6.63) | (169) | 160 | (163) | 11.86 | (3.12) |
| Cash from financing | 988 | 408 | 747 | 205 | (531) | (730) | (79.32) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 468 | 454 | 457 | 445 | 440 | 426 | 445 | 427 |
| Revenue growth (YoY) | +6.2% | +6.4% | +2.7% | +4.4% | +8.0% | - | - | - |
| Other income | 0.20 | 0.65 | 0.20 | 0.61 | 0.44 | 8.85 | 0.24 | 1.44 |
| Total expenses | 58.49 | 48.89 | 48.96 | 50.95 | 42.60 | 27.95 | 45.29 | 26.39 |
| EBITDA | 409 | 405 | 408 | 394 | 398 | 398 | 400 | 400 |
| EBITDA margin | +88.1% | +89.5% | +89.9% | +88.8% | +91.2% | +94.1% | +90.6% | +95.0% |
| Depreciation | 10.38 | 10.20 | 10.27 | 7.90 | 7.70 | 7.13 | 8.50 | 9.27 |
| Interest | 251 | 247 | 249 | 244 | 244 | 246 | 248 | 240 |
| Profit before tax | 148 | 148 | 149 | 142 | 146 | 154 | 144 | 153 |
| Tax | 33.59 | 19.19 | 40.20 | 35.50 | 38.38 | 39.18 | 37.46 | 40.25 |
Financial Statements
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 468 | 454 | 457 | 441 | 440 | 426 | 436 | 423 |
| Revenue growth (YoY) | +6.2% | +6.4% | +4.8% | +4.4% | +8.0% | - | - | - |
| Other income | 0.20 | 0.65 | 0.20 | 0.61 | 0.44 | 8.85 | 9.39 | 1.44 |
| EBITDA | 409 | 405 | 408 | 390 | 398 | 398 | 391 | 396 |
| EBITDA margin | +88.1% | +89.5% | +89.9% | +88.7% | +91.2% | +94.1% | +90.4% | +94.9% |
| Depreciation | 10.38 | 10.20 | 10.27 | 7.90 | 7.70 | 7.13 | 8.50 | 9.27 |
| Interest | 251 | 247 | 249 | 244 | 244 | 246 | 248 | 240 |
| Profit before tax | 148 | 148 | 149 | 139 | 146 | 154 | 144 | 149 |
| Tax | 33.59 | 19.19 | 40.20 | 35.50 | 38.38 | 39.18 | 37.46 | 40.25 |
| Net profit | 114 | 129 | 109 | 103 | 108 | 115 | 107 | 109 |
| EPS (₹) | 19.44 | 21.61 | 18.45 | 17.53 | 18.40 | 19.29 | 18.09 | 18.40 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 1,792 | 1,708 | 1,535 | 1,285 | 1,292 | 1,376 | 1,348 |
| Revenue growth | +4.9% | +11.3% | +19.5% | -0.5% | -6.1% | +2.0% | - |
| Other income | 1.90 | 2.90 | 2.30 | 13.84 | 14.62 | 16.57 | 3.00 |
| Total expenses | 191 | 143 | 152 | 182 | 344 | 182 | 153 |
| Employee cost | 148 | 120 | 102 | 87.89 | 78.63 | 71.35 | 66.43 |
| EBITDA | 1,601 | 1,566 | 1,383 | 1,103 | 948 | 1,193 | 1,195 |
| EBITDA margin | +89.3% | +91.7% | +90.1% | +85.8% | +73.4% | +86.8% | +88.7% |
| Depreciation | 36.07 | 28.64 | 18.22 | 14.97 | 12.88 | 12.98 | 12.93 |
| Interest | 984 | 966 | 846 | 701 | 690 | 807 | 825 |
| Profit before tax | 582 | 574 | 522 | 401 | 260 | 390 | 360 |
| Tax | 133 | 129 | 130 | 105 | 67.97 | 102 | 79.84 |
| Net profit | 475 | 471 | 413 | 316 | 194 | 300 | 298 |
| Net profit margin | +26.5% | +27.6% | +26.9% | +24.6% | +15.0% | +21.8% | +22.1% |
| EPS (₹) | 75.99 | 75.33 | 66.04 | 50.56 | 31.03 | 47.99 | 47.66 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 188 | 62.56 | 62.56 | 62.56 | 62.56 | 62.56 | 62.56 |
| Reserves & surplus | 3,978 | 3,558 | 2,923 | 2,527 | 2,227 | 2,050 | 1,767 |
| Shareholders' funds (net worth) | 4,166 | 3,620 | 2,985 | 2,589 | 2,290 | 2,113 | 1,830 |
| Minority interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Secured loans | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 680 |
| Unsecured loans | 12,080 | 11,139 | 10,701 | 9,924 | 9,692 | 10,197 | 9,429 |
| Total debt | 12,080 | 11,139 | 10,701 | 9,924 | 9,692 | 10,197 | 10,109 |
| Total liabilities | 16,247 | 14,759 | 13,686 | 12,513 | 11,982 | 12,310 | 11,939 |
| Assets | |||||||
| Gross block | 161 | 127 | 91.99 | 64.90 | 55.59 | 47.77 | 49.22 |
| Net block | 94.68 | 77.65 | 57.59 | 39.61 | 35.23 | 31.36 | 37.23 |
| Capital work in progress | 5.21 | 3.05 | 4.48 | 3.88 | 0.35 | 0.00 | 0.00 |
| Investments | 272 | 325 | 223 | 105 | 85.97 | 75.57 | 65.17 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash & bank balances | 292 | 136 | 408 | 454 | 608 | 455 | 324 |
| Loans & advances | 72.57 | 64.84 | 63.13 | 31.76 | 30.76 | 22.00 | 22.62 |
| Total current assets | 365 | 201 | 472 | 486 | 638 | 477 | 347 |
| Total current liabilities | 198 | 81.53 | 70.47 | 63.75 | 61.10 | 68.18 | 62.86 |
| Net working capital | 167 | 120 | 401 | 422 | 577 | 409 | 284 |
| Total assets | 16,247 | 14,759 | 13,686 | 12,513 | 11,982 | 12,310 | 11,939 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 136 | 348 | 454 | 453 | 455 | 324 | 57.50 |
| Net cash from operating activities | (896) | (614) | (685) | (363) | 691 | 849 | 349 |
| Net cash from investing activities | 59.22 | (6.63) | (169) | 160 | (163) | 11.86 | (3.12) |
| Net cash from financing activities | 988 | 408 | 747 | 205 | (531) | (730) | (79.32) |
| Net change in cash | 151 | (212) | (106) | 1.81 | (2.35) | 131 | 267 |
| Closing cash | 292 | 136 | 408 | 454 | 608 | 455 | 324 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +4.9% | +11.3% | +19.5% | -0.5% | -6.1% | +2.0% | - |
| EBITDA growth | +2.2% | +13.2% | +25.4% | +16.4% | -20.6% | -0.1% | - |
| PBT growth | +1.4% | +10.1% | +30.1% | +54.4% | -33.4% | +8.2% | +0.1% |
| Net income growth | +0.8% | +14.1% | +30.6% | +62.9% | -35.3% | +0.7% | - |
| Revenue CAGR (3Y) | +11.7% | +9.8% | +3.7% | -1.6% | +2.8% | +7.4% | +8.8% |
| EBITDA CAGR (3Y) | +13.2% | +18.2% | +5.0% | -2.6% | -4.3% | +7.6% | +8.7% |
| Profitability & leverage | |||||||
| Net income margin | +25.1% | +26.1% | +25.5% | +23.0% | +14.8% | +20.9% | +20.8% |
| Return on capital employed | +10.1% | +10.8% | +10.4% | +9.0% | +7.8% | +9.9% | +10.4% |
| Return on net worth | +11.7% | +13.5% | +14.1% | +12.1% | +8.7% | +14.6% | +16.6% |
| Debt / equity | 2.98 | 3.31 | 3.70 | 4.02 | 4.52 | 5.15 | 5.74 |
| Long-term debt / equity | 2.96 | 3.25 | 3.63 | 4.02 | 4.52 | 5.15 | 5.74 |
| Interest cover | 62.91 | 62.84 | 61.95 | 64.44 | 73.80 | 68.38 | 69.78 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS (₹) | 75.99 | 75.33 | 66.04 | 50.56 | 31.03 | 47.99 | 47.66 |
| Dividend per share (₹) | 3.00 | 4.00 | 3.00 | 2.70 | 2.50 | 2.50 | 2.50 |
| Book value per share (₹) | 645.90 | 578.70 | 477.21 | 413.87 | 366.04 | 337.73 | 292.53 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 468 | 454 | 457 | 445 | 440 | 426 | 445 | 427 |
| Revenue growth (YoY) | +6.2% | +6.4% | +2.7% | +4.4% | +8.0% | - | - | - |
| Other income | 0.20 | 0.65 | 0.20 | 0.61 | 0.44 | 8.85 | 0.24 | 1.44 |
| Total expenses | 58.49 | 48.89 | 48.96 | 50.95 | 42.60 | 27.95 | 45.29 | 26.39 |
| EBITDA | 409 | 405 | 408 | 394 | 398 | 398 | 400 | 400 |
| EBITDA margin | +88.1% | +89.5% | +89.9% | +88.8% | +91.2% | +94.1% | +90.6% | +95.0% |
| Depreciation | 10.38 | 10.20 | 10.27 | 7.90 | 7.70 | 7.13 | 8.50 | 9.27 |
| Interest | 251 | 247 | 249 | 244 | 244 | 246 | 248 | 240 |
| Profit before tax | 148 | 148 | 149 | 142 | 146 | 154 | 144 | 153 |
| Tax | 33.59 | 19.19 | 40.20 | 35.50 | 38.38 | 39.18 | 37.46 | 40.25 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 1,796 | 1,712 | 1,538 | 1,285 | 1,292 | 1,376 | 1,348 |
| Revenue growth | +4.9% | +11.3% | +19.7% | -0.5% | -6.1% | +2.0% | - |
| Other income | 1.90 | 2.90 | 2.30 | 13.84 | 14.62 | 16.57 | 3.00 |
| Total expenses | 191 | 143 | 152 | 182 | 344 | 182 | 153 |
| Employee cost | 148 | 120 | 102 | 87.89 | 78.63 | 71.35 | 66.43 |
| EBITDA | 1,604 | 1,569 | 1,386 | 1,103 | 948 | 1,193 | 1,195 |
| EBITDA margin | +89.3% | +91.7% | +90.1% | +85.8% | +73.4% | +86.8% | +88.7% |
| Depreciation | 36.07 | 28.64 | 18.22 | 14.97 | 12.88 | 12.98 | 12.93 |
| Interest | 984 | 966 | 846 | 701 | 690 | 807 | 825 |
| Profit before tax | 586 | 578 | 525 | 401 | 260 | 390 | 360 |
| Tax | 133 | 129 | 130 | 105 | 67.97 | 102 | 79.84 |
| Net profit | 452 | 449 | 395 | 296 | 192 | 288 | 280 |
| Net profit margin | +25.2% | +26.2% | +25.7% | +23.0% | +14.8% | +20.9% | +20.8% |
| EPS (₹) | 72.37 | 71.80 | 63.09 | 47.33 | 30.62 | 45.97 | 44.81 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 62.56 | 62.56 | 62.56 | 62.56 | 62.56 | 62.56 | 62.56 |
| Reserves & surplus | 3,842 | 3,444 | 2,831 | 2,454 | 2,173 | 1,997 | 1,724 |
| Shareholders' funds (net worth) | 3,905 | 3,507 | 2,894 | 2,516 | 2,236 | 2,059 | 1,787 |
| Secured loans | 126 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 680 |
| Unsecured loans | 12,080 | 11,139 | 10,701 | 9,924 | 9,692 | 10,197 | 9,429 |
| Total debt | 12,206 | 11,139 | 10,701 | 9,924 | 9,692 | 10,197 | 10,109 |
| Total liabilities | 16,111 | 14,646 | 13,595 | 12,440 | 11,928 | 12,257 | 11,896 |
| Assets | |||||||
| Gross block | 161 | 127 | 91.99 | 64.90 | 55.59 | 47.77 | 49.22 |
| Net block | 94.68 | 77.65 | 57.59 | 39.61 | 35.23 | 31.36 | 37.23 |
| Capital work in progress | 5.21 | 3.05 | 4.48 | 3.88 | 0.35 | 0.00 | 0.00 |
| Investments | 137 | 211 | 131 | 31.60 | 31.60 | 22.00 | 22.00 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash & bank balances | 292 | 136 | 408 | 454 | 608 | 455 | 324 |
| Loans & advances | 72.57 | 64.84 | 63.13 | 31.76 | 30.76 | 22.00 | 22.62 |
| Total current assets | 365 | 201 | 472 | 486 | 638 | 477 | 347 |
| Total current liabilities | 198 | 81.53 | 70.47 | 63.75 | 61.10 | 68.18 | 62.86 |
| Net working capital | 167 | 120 | 401 | 422 | 577 | 409 | 284 |
| Total assets | 16,111 | 14,646 | 13,595 | 12,440 | 11,928 | 12,257 | 11,896 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 136 | 348 | 454 | 453 | 455 | 324 | 57.50 |
| Net cash from operating activities | (896) | (614) | (685) | (363) | 691 | 849 | 349 |
| Net cash from investing activities | 59.22 | (6.63) | (169) | 160 | (163) | 11.86 | (3.12) |
| Net cash from financing activities | 988 | 408 | 747 | 205 | (531) | (730) | (79.32) |
| Net change in cash | 151 | (212) | (106) | 1.81 | (2.35) | 131 | 267 |
| Closing cash | 292 | 136 | 408 | 454 | 608 | 455 | 324 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +4.9% | +11.3% | +19.7% | -0.5% | -6.1% | +2.0% | - |
| EBITDA growth | +2.2% | +13.2% | +25.7% | +16.4% | -20.6% | -0.1% | - |
| PBT growth | +1.4% | +10.1% | +30.9% | +54.4% | -33.4% | +8.2% | +0.1% |
| Net income growth | +0.7% | +13.8% | +33.3% | +54.5% | -33.4% | +2.6% | - |
| Revenue CAGR (3Y) | +11.8% | +9.8% | +3.8% | -1.6% | +2.8% | +7.4% | +8.8% |
| EBITDA CAGR (3Y) | +13.3% | +18.3% | +5.1% | -2.6% | -4.3% | +7.6% | +8.7% |
| Profitability & leverage | |||||||
| Net income margin | +25.2% | +26.2% | +25.7% | +23.0% | +14.8% | +20.9% | +20.8% |
| Return on capital employed | +10.2% | +10.9% | +10.5% | +9.0% | +7.9% | +9.9% | +10.4% |
| Return on net worth | +12.2% | +14.0% | +14.6% | +12.5% | +8.9% | +15.0% | +16.9% |
| Debt / equity | 3.15 | 3.41 | 3.81 | 4.13 | 4.63 | 5.28 | 5.87 |
| Long-term debt / equity | 3.07 | 3.29 | 3.74 | 4.13 | 4.63 | 5.28 | 5.87 |
| Interest cover | 62.75 | 62.69 | 61.81 | 64.44 | 73.80 | 68.38 | 69.78 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS (₹) | 72.37 | 71.80 | 63.09 | 47.33 | 30.62 | 45.97 | 44.81 |
| Dividend per share (₹) | 3.00 | 4.00 | 3.00 | 2.70 | 2.50 | 2.50 | 2.50 |
| Book value per share (₹) | 624.18 | 560.56 | 462.59 | 402.20 | 357.35 | 329.17 | 285.63 |
To see the full year-wise statements and ratios of Repco Home Finance Limited, buy the company report.
Board of directors of Repco Home Finance Limited
Repco Home Finance has 9 current directors and 42 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Thangappan Karunakaran | Managing Director | 11 Apr 2025 | 1 Years 6 Months | Current |
| C Thangaraju Also directs: Repco Micro Finance Limited | Director | 23 May 2022 | 4 Years 5 Months | Current |
| Ramchandran Vaithianathan Also directs: Maxivision Eye Hospitals Limited, Tanvi Eye Centre Private Limited | Director | 11 Nov 2022 | 3 Years 11 Months | Current |
| Mrinal Kanti Bhattacharya | Director | 11 Sep 2022 | 4 Years 1 Months | Current |
| Balakrishnan Rajkumar | Director | 11 Sep 2022 | 4 Years 1 Months | Current |
| Usha Ravi | Director | 11 Nov 2022 | 3 Years 11 Months | Current |
Peer comparison
Repco Home Finance Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Finance, Housing Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Repco Home Finance Limitedthis company | ₹1,792 Cr (FY 2026) | ₹475.06 Cr | 26.5% | 4.9% | 994 | Chennai, Tamil Nadu, India |
| Mahyco Grow Finance Private Limited | ₹1,785.35 Cr (FY 2023) | 25.0% | Mumbai, Maharashtra, India | |||
| Truhome Finance Limited | ₹1,429.57 Cr (FY 2024) | 82.0% | Chennai, Tamil Nadu, India | |||
| Aptus Value Housing Finance India Limited | ₹1,416.84 Cr (FY 2024) | 25.0% | Chennai, Tamil Nadu, India |
To see the full peer comparison of Repco Home Finance Limited, buy the company report.
Auditor
Repco Home Finance Limited is audited by Chaturvedi & Co for the financial year 2024.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Chaturvedi & Co | FY 2024 | 302137E |
Shareholding
Shareholding for the quarter ended Sep 2026: promoters hold 37.10%, foreign institutional investors hold 12.40%, domestic institutional investors hold 26.00% and retail and other public shareholders hold 24.50%.
| Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | |
|---|---|---|---|---|
| Promoters | 37.10% | 37.10% | 37.10% | 37.10% |
| Public | 62.90% | 62.90% | 62.90% | 62.90% |
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 23 Jun 2026 | 101324567 | Others | ₹250 Cr | Open | |
| 18 Jun 2026 | 101324517 | Others | ₹600 Cr | Open | |
| 04 Jun 2026 | 101302775 | Axis Bank Limited | ₹100 Cr | Open | |
| 03 Jun 2026 | 101303797 | Others | ₹300 Cr | Open | |
| 23 Mar 2026 | 101261237 | Others | ₹200 Cr | Open |
To see the full charge records of Repco Home Finance Limited, buy the company report.
Total charge records: 248 View all charges
Deals & funding
Repco Home Finance Limited has 50 deals on record (36 market trades, 11 secondary share transfers, 2 funding rounds), with disclosed funding of ₹76.36 Cr; the latest was in April 2026.
Deals on record (5 of 50)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Mar 2024 | Market trade | ₹23.7 Cr | Buyer: S Gupta Family Investments Private Limited Seller: Sg Sports Private Limited |
| Nov 2023 | Market trade | ₹15.62 Cr | Buyer: Graviton Research Capital LLP Seller: Graviton Research Capital LLP |
| May 2023 | Market trade | ₹8.53 Cr | Buyer: Graviton Research Capital LLP Seller: Graviton Research Capital LLP |
| Aug 2022 | Market trade | ₹28.95 Cr | Buyer: Omnis Portfolio Invest Icvcomnis Global Emerging Markets Eq Oppor Fund, XTX Markets LLP , Graviton Research Capital LLP Seller: Graviton Research Capital LLP , XTX Markets LLP |
| Aug 2022 | Market trade | ₹6.55 Cr | Buyer: Graviton Research Capital LLP Seller: Graviton Research Capital LLP |
To see the full deal history of Repco Home Finance Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Repco Home Finance Limited has 2,615 court cases on record: 1,766 filed by Repco Home Finance, 849 filed against it. 404 cases are pending and 2,211 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 2,088 | 360 | 338 |
| High courts | 522 | 485 | 66 |
| Supreme Court | 5 | 4 | 0 |
Cases on record (5 of 2,615)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, KALABURAGI, Karnataka | Court case (R.A.) | Filed against the company | Pending |
| Madras High Court | Interim or miscellaneous application | Filed against the company | Pending |
| District court, Karur, Tamil Nadu | Civil suit | Filed against the company | Pending |
| District court, Medchal Malkajgiri, Telangana | Civil suit | Filed against the company | Pending |
| District court, West Godavari, Andhra Pradesh | Civil suit | Filed against the company | Pending |
To see the full case history of Repco Home Finance Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
Repco Home Finance Limited was last rated by Care on 30 Sep 2025.
| Rating agency | Rated on | Rating |
|---|---|---|
| Care | 30 Sep 2025 |
To see the full credit ratings and regulatory alerts of Repco Home Finance Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Repco Home Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Repco Home Finance has 1 associated company. This group structure data is as of FY 2024. The table lists each entity with its relationship and holding.
Employees & EPFO
Repco Home Finance Limited has a workforce of 994 employees on its EPFO records as of Mar 22, 2024, across 1 active EPFO establishment.
GST
Repco Home Finance has 14 GST registrations: 13 active and 1 cancelled or inactive. The first 4 active GSTINs are listed below.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AACCR0209F1Z1 | Tamil Nadu | Active | 01 Jul 2017 |
| 19AACCR0209F1ZR | West Bengal | Active | 01 Jul 2017 |
| 21AACCR0209F1Z6 | Odisha | Active | 01 Jul 2017 |
| 23AACCR0209F1Z2 | Madhya Pradesh | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Repco Home Finance Limited, buy the company report.
Recent activity
Repco Home Finance Limited has 87 board changes on record since 2001: 48 appointments and 39 cessations. The latest: Paiyur Kuppuraman Vaidyanathan was appointed as Whole-Time Director on 19 Dec 2025.
527 earlier events are in the company report.
News
Frequently asked questions
Repco Home Finance is an active public limited company based in Chennai, Tamil Nadu, India. The company works in housing finance companies, within the financial services industry. It was incorporated on 04 April 2000 (26+ years old) and is registered under CIN L65922TN2000PLC044655. Listed on BSE: 535322 and NSE: REPCOHOME.
Repco Home Finance reported revenue of ₹1,792 Cr for FY 2025-26 (up 4.9% YoY) based on consolidated financials.
Repco Home Finance has 9 current directors:
- Thangappan Karunakaran - Managing Director
- Paiyur Kuppuraman Vaidyanathan - Whole-Time Director
- C Thangaraju - Director
- Ramchandran Vaithianathan - Director
- Mrinal Kanti Bhattacharya - Director
- Balakrishnan Rajkumar - Director
- Usha Ravi - Director
- Esthaki Santhanam - Nominee Director
- Gorrepati Venkataiah - Director
The latest financial statements of Repco Home Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 22 August 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Repco Home Finance is 33AACCR0209F1Z1, registered in Tamil Nadu. The company has 14 GST registrations in all, of which 13 are active and 1 is cancelled or inactive. Other active GSTINs include 19AACCR0209F1ZR (West Bengal), 21AACCR0209F1Z6 (Odisha), 23AACCR0209F1Z2 (Madhya Pradesh).
The CIN (Corporate Identification Number) of Repco Home Finance is L65922TN2000PLC044655. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Yes. Repco Home Finance is a listed company as per MCA records. Its shares are listed on both BSE (code: 535322) and NSE (symbol: REPCOHOME).
Repco Home Finance has 2,615 court cases on record: 1,766 filed by the company and 849 filed against it. 404 are pending. Most are in the district courts.
Repco Home Finance was incorporated on 04 April 2000, making it 26+ years old. It is registered with the Registrar of Companies, Chennai.
Repco Home Finance has 50 deals on record (36 market trades, 11 secondary share transfers, 2 funding rounds), with disclosed funding of ₹76.36 Cr; the latest was in April 2026.
The peers of Repco Home Finance by revenue are Mahyco Grow Finance Private Limited, Truhome Finance Limited, Aptus Value Housing Finance India Limited, all in the BFSI industry (Finance, Housing Finance), with the same principal business activity (other financial activities).

