Repco Home Finance Limited

BSE: 535322 NSE: REPCOHOME
Repco Home Finance Limited - financial services in Chennai, Tamil Nadu, India. FY 2026 financials and compliance.
CIN L65922TN2000PLC044655 Incorporated 04 April 2000 ROC Chennai HQ Chennai, Tamil Nadu, India
Active Listed - NSE: REPCOHOME · BSE: 535322 Public Limited Company financial services
Data last updated
Revenue · FY 2026
₹1,792 Cr
▲ 6.34% YoY
EBITDA · FY 2026
₹1,602.5 Cr
▲ 1.54% YoY
Net profit · FY 2026
₹475.42 Cr
▲ 3.02% YoY
Authorised capital
₹100 Cr
Registered with MCA
Paid-up capital
₹62.56 Cr
Issued & subscribed
Open charges
₹22,045 Cr
Satisfied ₹23,213 Cr
Company age
26 yrs
Est. 2000
Employees · EPFO
994
Latest available

About Repco Home Finance Limited

Data last updated: 22 December 2025

Repco Home Finance Limited is a public limited company based in Chennai, Tamil Nadu, India. It specialises in housing finance companies, a part of the broader financial services sector. Incorporated on 04 April 2000, the company has been in operation for over 26 years.

Registered with ROC Chennai under CIN L65922TN2000PLC044655. Listed on BSE: 535322 and NSE: REPCOHOME.

Capital: an authorised share capital of ₹100 Cr and a paid-up capital of ₹62.56 Cr. It is led by directors including Anant Kishore Saran and C Thangaraju.

Last AGM: 22 August 2025. Financial statements filed for year ended 31 March 2025. Office: 'Repco Tower' No.33 North Usman Road T.Nagar, Chennai, Tamil Nadu, India – 600017.

As per the financials filed for FY 2025, the company reported a revenue of ₹1,720.76 Cr, a growth of 12% compared to the previous year.

The company has a workforce of approximately 994 employees as per the latest available data.

The company is associated with 1 brand - Repco Home. As per MCA filings, the company has open charges of ₹22,045 Cr and satisfied charges of ₹23,213 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website repcohome.com.

Company Details of Repco Home Finance Limited
CIN L65922TN2000PLC044655
Registration Number 044655
Incorporation Date 04 April 2000
ROC Chennai
Listing Status Listed (BSE: 535322, NSE: REPCOHOME)
Company Status Active
Date of Last AGM 22 August 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
Key People
Thangappan Karunakaran Ceo Swaminathan Kuppuswamy Managing Director Anant Kishore Saran Director
Contact Details
  • Email
    *****@*****.com
  • Telephone
    +91-****-******
  • Website
    repcohome.com
  • Social Media
  • Registered Address
    'Repco Tower' No.33 North Usman Road T.Nagar, Chennai, Tamil Nadu, India – 600017
  • Industry
    Financial Services, Housing Finance Companies
Company report
Repco Home Finance Limited - full intelligence report
  • Historical Financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Litigation, compliance and MCA filings
  • PDF report delivered after checkout
₹799 ₹999 20% off
Secure checkout · GST invoice included

Unlock the full Repco Home Finance Limited report

Financials, compliance, directors, charges, ownership and filings for Repco Home Finance Limited in one report.

10-year financials Directors & ownership Charges & compliance

CIN History of Repco Home Finance Limited

Repco Home Finance Limited has one previous CIN (Corporate Identification Number): U65922TN2000PLC044655. The current CIN is L65922TN2000PLC044655, which is the unique identifier assigned by the Registrar of Companies.

CIN Status
L65922TN2000PLC044655 Current
U65922TN2000PLC044655 Previous

Associated Brands with Repco Home Finance Limited

Repco Home Finance Limited operates one associated brand: Repco Home. These brands represent Repco Home Finance Limited's diversified market presence and brand portfolio.

Brand Description Website
Repco Home
Affordable housing finance is provided to low- and middle-income families. repcohome.com

Competitors & Alternatives of Repco Home Finance Limited

Brands and companies operating in the same space as Repco Home Finance Limited include India Shelter Finance Corporation, HDFC, Aadhar Housing Finance and 6 more.

Competitor Description Location Founded
India Shelter Finance Corporation India Shelter Finance Corporation Housing loans are extended to middle-income households in India. Gurugram, India, India 2010
HDFC HDFC Provider of housing finance solutions Mumbai, India, India 1977
Aadhar Housing Finance Aadhar Housing Finance Loans for affordable housing in tier 2,3 and 4 cities Mumbai, India, India 2010
Shubham Shubham Affordable housing finance solutions are provided to underserved individuals. Gurugram, India, India 2010
Home Credit Home Credit Multiple consumer loan products and financial services are offered. Gurugram, India, India 2012
Ummeed Housing Finance Ummeed Housing Finance Real estate financing company Gurugram, India, India 2016
Spandana Spandana Microfinance and consumer durable loans are provided to rural households. Hyderabad, India, India 1998
Vastu Housing Finance Vastu Housing Finance Home and business loans are provided by Vastu Housing Finance. Mumbai, India, India 2015
Deewan Housing Finance Corporation Deewan Housing Finance Corporation Provider of diversified financial services Mumbai, India, India 1984

Business Activity of Repco Home Finance Limited

Repco Home Finance Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
K Financial and insurance Service K8 Other financial activities *********

Auditor Details of Repco Home Finance Limited

Repco Home Finance Limited is audited by R Subramaniam and Company LLP (ICAI peer reviewed, certificate valid till 2027-07-31) for the financial year 2026, as reported in its NSE exchange filings. The statutory auditor is responsible for expressing an independent opinion on whether the financial statements present a true and fair view in accordance with applicable accounting standards.

Name Financial year Audit opinion
R Subramaniam and Company LLP (ICAI peer reviewed, certificate valid till 2027-07-31) FY 2026 Declaration of unmodified opinion

Board of Directors of Repco Home Finance Limited

Repco Home Finance Limited is currently managed by 14 directors, with 49 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Current Directors
Name Designation Appointment Date Tenure Status
Anant Kishore Saran
Also directs: Repco Home Finance Limited
Director 27 Dec 2023 2 Years 6 Months Current
C Thangaraju
Also directs: Repco Home Finance Limited, Repco Micro Finance Limited
Nominee Director 23 May 2022 4 Years 1 Months Current
Ramchandran Vaithianathan
Also directs: Repco Home Finance Limited
Director 11 Nov 2022 3 Years 7 Months Current
Swaminathan Kuppuswamy
Also directs: Repco Home Finance Limited
Managing Director 21 Feb 2022 4 Years 4 Months Current
Mrinal Kanti Bhattacharya
Also directs: Repco Home Finance Limited
Director 11 Sep 2022 3 Years 9 Months Current
Ramamurthi Swaminathan
Also directs: Repco Home Finance Limited
Director 22 Sep 2022 3 Years 9 Months Current
Showing 6 of 14 current directors. View all directors

Financials of Repco Home Finance Limited FY 2026 filings available

Repco Home Finance Limited reported revenue of ₹1,792 Cr (up 6.34% YoY) for FY 2026. Profit growth despite declining revenue indicates effective cost management and margin discipline.

Revenue · FY 2026
₹1,792 Cr ▲ 6.34%
Profit · FY 2026
₹475.42 Cr ▲ 3.02%
EBITDA · FY 2026
₹1,602.5 Cr ▲ 1.54%
Revenue₹ Cr · Consolidated01,0002,000FY 2020: ₹1,345 Cr1,345FY 2020FY 2021: ₹1,373 Cr · +2.1% YoY1,373+2.1%FY 2021FY 2022: ₹1,290 Cr · -6.1% YoY1,290-6.1%FY 2022FY 2023: ₹1,284 Cr · -0.5% YoY1,284-0.5%FY 2023FY 2024: ₹1,525 Cr · +18.8% YoY1,525+18.8%FY 2024FY 2025: ₹1,685 Cr · +10.5% YoY1,685+10.5%FY 2025FY 2026: ₹1,792 Cr · +6.3% YoY1,792+6.3%FY 2026
Net Profit₹ Cr · Consolidated0200400600FY 2020: ₹298 Cr298FY 2020FY 2021: ₹300 Cr · +0.7% YoY300+0.7%FY 2021FY 2022: ₹194 Cr · -35.3% YoY194-35.3%FY 2022FY 2023: ₹316 Cr · +62.9% YoY316+62.9%FY 2023FY 2024: ₹416 Cr · +31.6% YoY416+31.6%FY 2024FY 2025: ₹461 Cr · +10.9% YoY461+10.9%FY 2025FY 2026: ₹475 Cr · +3% YoY475+3%FY 2026
Quarterly Revenue₹ Cr · vs same quarter last year0200400600Q1'25: ₹408 Cr · +11.9% YoY408+11.9%Q1'25Q2'25: ₹415 Cr · +9.2% YoY415+9.2%Q2'25Q3'25: ₹436 Cr · +12.6% YoY436+12.6%Q3'25Q4'25: ₹426 Cr · +8.6% YoY426+8.6%Q4'25Q1'26: ₹436 Cr · +6.8% YoY436+6.8%Q1'26Q2'26: ₹441 Cr · +6.3% YoY441+6.3%Q2'26Q3'26: ₹457 Cr · +4.8% YoY457+4.8%Q3'26Q4'26: ₹454 Cr · +6.4% YoY454+6.4%Q4'26
Metrics FY 2026 FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 FY 2020
Revenue from Operations ₹1,792 Cr ₹1,685.16 Cr ₹1,524.52 Cr ₹1,283.74 Cr ₹1,290.19 Cr ₹1,373.46 Cr ₹1,345.46 Cr
Interest Earned ₹1,750.13 Cr ₹1,648.19 Cr ₹1,495.98 Cr ₹1,257.01 Cr ₹1,258.17 Cr ₹1,351.82 Cr -
Other Income ₹1.9 Cr ₹35.6 Cr ₹16.28 Cr ₹15.42 Cr ₹16.38 Cr ₹18.77 Cr ₹5.64 Cr
Total Income ₹1,793.9 Cr ₹1,720.76 Cr ₹1,540.8 Cr ₹1,299.16 Cr ₹1,306.57 Cr ₹1,392.23 Cr ₹1,351.1 Cr
Cost of Materials Consumed ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Purchases of Stock-in-Trade ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Changes in Inventories ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Employee Benefit Expense ₹148.5 Cr ₹119.92 Cr ₹102.18 Cr ₹87.89 Cr ₹78.63 Cr ₹71.35 Cr ₹66.43 Cr
Finance Costs ₹984.18 Cr ₹965.86 Cr ₹845.57 Cr ₹701.07 Cr ₹689.93 Cr ₹807.24 Cr ₹824.97 Cr
Depreciation & Amortisation ₹36.07 Cr ₹28.64 Cr ₹18.22 Cr ₹14.97 Cr ₹12.88 Cr ₹12.98 Cr ₹12.93 Cr
Other Expenses ₹73.97 Cr ₹60.21 Cr ₹50.62 Cr ₹42.92 Cr ₹32.56 Cr ₹30.11 Cr ₹86.58 Cr
Total Expenses ₹1,211.65 Cr ₹1,137.06 Cr ₹1,016.08 Cr ₹898.4 Cr ₹1,047.06 Cr ₹1,002.44 Cr ₹990.91 Cr
Profit Before Exceptional Items & Tax ₹582.25 Cr ₹583.7 Cr ₹524.72 Cr ₹400.76 Cr ₹259.51 Cr ₹389.79 Cr ₹360.19 Cr
Exceptional Items ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Profit Before Tax ₹582.25 Cr ₹583.7 Cr ₹524.72 Cr ₹400.76 Cr ₹259.51 Cr ₹389.79 Cr ₹360.19 Cr
Total Tax Expense ₹133.27 Cr ₹148.05 Cr ₹130.02 Cr ₹104.68 Cr ₹67.97 Cr ₹102.19 Cr ₹79.84 Cr
Net Profit ₹475.42 Cr ₹461.48 Cr ₹416.31 Cr ₹316.28 Cr ₹194.1 Cr ₹300.21 Cr ₹298.14 Cr
  attributable to Owners - ₹0 ₹0 - - - ₹0
  attributable to NCI - ₹0 ₹0 - - - ₹0
Other Comprehensive Income -₹1.88 Cr -₹1.07 Cr -₹3 Lakh ₹13 Lakh ₹41 Lakh ₹45 Lakh -₹60 Lakh
Total Comprehensive Income ₹473.54 Cr ₹460.41 Cr ₹416.28 Cr ₹316.41 Cr ₹194.51 Cr ₹300.66 Cr ₹297.54 Cr
EBITDA (computed) ₹1,602.5 Cr ₹1,578.2 Cr ₹1,388.51 Cr ₹1,116.8 Cr ₹962.32 Cr ₹1,210.01 Cr ₹1,198.09 Cr
Basic EPS ₹75.99 ₹73.76 ₹66.55 ₹50.56 ₹31.03 ₹47.99 ₹47.66
Diluted EPS ₹75.99 ₹73.76 ₹66.55 ₹50.56 ₹31.03 ₹47.99 ₹47.66
Metrics FY 2026 FY 2025 FY 2024 FY 2023
Total Assets ₹16,444 Cr ₹14,716 Cr ₹13,797 Cr ₹12,596 Cr
Property, Plant & Equipment ₹27.32 Cr ₹24.91 Cr ₹21.04 Cr ₹15.73 Cr
Inventories ₹0 ₹0 ₹0 ₹0
Cash & Equivalents ₹287.19 Cr ₹136.29 Cr ₹408.4 Cr ₹350.88 Cr
Equity (Net Worth) ₹4,040.73 Cr ₹3,427.04 Cr ₹2,985.4 Cr ₹2,589.17 Cr
Equity Share Capital ₹62.56 Cr ₹62.56 Cr ₹62.56 Cr ₹62.56 Cr
Total Liabilities ₹12,404 Cr ₹11,289 Cr - -
The balance sheet became part of the exchange results-filing format in FY2023 - earlier years were not filed and are hidden.
Metrics FY 2026 FY 2025 FY 2024 FY 2023 FY 2022
Operating Cash Flow -₹896.2 Cr -₹609.91 Cr ₹156.66 Cr ₹336.3 Cr ₹1,379.4 Cr
Investing Cash Flow ₹58.97 Cr -₹10.2 Cr -₹108.52 Cr ₹159.6 Cr -₹7.52 Cr
Financing Cash Flow ₹988.22 Cr ₹408.19 Cr -₹94.17 Cr -₹494.09 Cr -₹1,219.2 Cr
Capital Expenditure ₹27.12 Cr ₹23.2 Cr ₹22.89 Cr ₹4.63 Cr ₹10.51 Cr
Free Cash Flow (computed) -₹923.32 Cr -₹633.11 Cr ₹133.77 Cr ₹331.67 Cr ₹1,368.89 Cr
Dividends Paid ₹53.2 Cr ₹18.76 Cr ₹16.89 Cr ₹15.64 Cr ₹15.64 Cr
Net Change in Cash ₹150.99 Cr -₹211.92 Cr -₹46.03 Cr ₹1.81 Cr ₹152.68 Cr
The cash-flow statement became part of the exchange results-filing format in FY2022 - earlier years were not filed and are hidden.
Metrics Q4 FY26 Q3 FY26 Q2 FY26 Q1 FY26 Q4 FY25 Q3 FY25 Q2 FY25 Q1 FY25 Q4 FY24 Q3 FY24 Q2 FY24 Q1 FY24
Revenue from Operations ₹453.52 Cr ₹456.93 Cr ₹441.29 Cr ₹435.51 Cr ₹426.15 Cr ₹435.93 Cr ₹415.25 Cr ₹407.83 Cr ₹392.58 Cr ₹387.3 Cr ₹380.16 Cr ₹364.48 Cr
Interest Earned ₹444.13 Cr ₹445.32 Cr ₹433.41 Cr ₹425.71 Cr ₹416.6 Cr ₹425.77 Cr ₹405.11 Cr ₹400.71 Cr ₹383.07 Cr ₹378.73 Cr ₹376.97 Cr ₹357.21 Cr
Other Income ₹65 Lakh ₹20 Lakh ₹61 Lakh ₹5.19 Cr ₹8.85 Cr ₹9.39 Cr ₹8.94 Cr ₹8.42 Cr ₹4.61 Cr ₹5.9 Cr ₹3.75 Cr ₹2.02 Cr
Total Income ₹454.17 Cr ₹457.13 Cr ₹441.9 Cr ₹440.7 Cr ₹435 Cr ₹445.32 Cr ₹424.19 Cr ₹416.25 Cr ₹397.19 Cr ₹393.2 Cr ₹383.91 Cr ₹366.5 Cr
Cost of Materials Consumed ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Purchases of Stock-in-Trade ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Changes in Inventories ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Employee Benefit Expense ₹44.05 Cr ₹42.31 Cr ₹34.31 Cr ₹27.83 Cr ₹33.67 Cr ₹28.85 Cr ₹28.35 Cr ₹29.05 Cr ₹28.81 Cr ₹24.22 Cr ₹25.45 Cr ₹23.7 Cr
Finance Costs ₹246.78 Cr ₹248.93 Cr ₹244.4 Cr ₹244.07 Cr ₹245.8 Cr ₹247.52 Cr ₹239.56 Cr ₹232.98 Cr ₹220.26 Cr ₹215.26 Cr ₹207.46 Cr ₹202.59 Cr
Depreciation & Amortisation ₹10.2 Cr ₹10.27 Cr ₹7.9 Cr ₹7.7 Cr ₹7.13 Cr ₹8.5 Cr ₹9.27 Cr ₹3.74 Cr ₹5.57 Cr ₹4.77 Cr ₹3.84 Cr ₹4.04 Cr
Other Expenses ₹16.19 Cr ₹22.22 Cr ₹18.1 Cr ₹17.46 Cr ₹17.6 Cr ₹16.11 Cr ₹14.06 Cr ₹12.44 Cr ₹13.87 Cr ₹11.96 Cr ₹13.34 Cr ₹11.45 Cr
Total Expenses ₹305.87 Cr ₹308.16 Cr ₹303.25 Cr ₹294.37 Cr ₹280.88 Cr ₹301.31 Cr ₹275.22 Cr ₹279.65 Cr ₹258.52 Cr ₹259.12 Cr ₹251.69 Cr ₹246.75 Cr
Profit Before Exceptional Items & Tax ₹148.3 Cr ₹148.97 Cr ₹138.65 Cr ₹146.33 Cr ₹154.12 Cr ₹144.01 Cr ₹148.97 Cr ₹136.6 Cr ₹138.67 Cr ₹134.08 Cr ₹132.22 Cr ₹119.75 Cr
Exceptional Items ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Profit Before Tax ₹148.3 Cr ₹148.97 Cr ₹138.65 Cr ₹146.33 Cr ₹154.12 Cr ₹144.01 Cr ₹148.97 Cr ₹136.6 Cr ₹138.67 Cr ₹134.08 Cr ₹132.22 Cr ₹119.75 Cr
Total Tax Expense ₹19.19 Cr ₹40.2 Cr ₹35.5 Cr ₹38.38 Cr ₹39.18 Cr ₹37.46 Cr ₹40.25 Cr ₹31.16 Cr ₹30.6 Cr ₹34.64 Cr ₹34.12 Cr ₹30.66 Cr
Net Profit ₹135.18 Cr ₹115.44 Cr ₹109.66 Cr ₹115.14 Cr ₹120.65 Cr ₹113.17 Cr ₹115.13 Cr ₹112.54 Cr ₹113.71 Cr ₹104.01 Cr ₹103.15 Cr ₹95.44 Cr
  attributable to Owners - - - - ₹0 - ₹0 ₹0 ₹0 - - ₹0
  attributable to NCI - - - - ₹0 - - ₹0 ₹0 - - ₹0
Other Comprehensive Income -₹1.88 Cr ₹10 Lakh -₹26 Lakh -₹26 Lakh -₹1.01 Cr -₹1 Lakh -₹2 Lakh -₹3 Lakh ₹2 Lakh ₹0 -₹1 Lakh -₹4 Lakh
Total Comprehensive Income ₹133.3 Cr ₹115.54 Cr ₹109.4 Cr ₹114.88 Cr ₹119.64 Cr ₹113.16 Cr ₹115.11 Cr ₹112.51 Cr ₹113.73 Cr ₹104.01 Cr ₹103.14 Cr ₹95.4 Cr
EBITDA (computed) ₹405.28 Cr ₹408.17 Cr ₹390.95 Cr ₹398.1 Cr ₹407.05 Cr ₹400.03 Cr ₹397.8 Cr ₹373.32 Cr ₹364.5 Cr ₹354.11 Cr ₹343.52 Cr ₹326.38 Cr
Basic EPS ₹21.61 ₹18.45 ₹17.53 ₹18.40 ₹19.29 ₹18.09 ₹18.40 ₹17.99 ₹18.18 ₹16.63 ₹16.49 ₹14.24
Diluted EPS ₹21.61 ₹18.45 ₹17.53 ₹18.40 ₹19.29 ₹18.09 ₹18.40 ₹17.99 ₹18.18 ₹16.63 ₹16.49 ₹14.24
Latest 12 quarters shown of 25 on record.
Segment · Q4 FY26 (latest quarter) Revenue Result (PBIT) Assets Liabilities
a. Housing related finance ₹454.17 Cr ₹148.3 Cr ₹16,277 Cr ₹12,404 Cr
b. Others ₹0 ₹6.07 Cr ₹167.43 Cr ₹0
Segment · FY 2026 (annual) Revenue Result (PBIT) Assets Liabilities
a. Housing related finance ₹1,793.9 Cr ₹582.25 Cr - -
b. Others ₹0 ₹26.44 Cr - -
Metrics FY 2026 FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 FY 2020
Revenue from Operations ₹1,795.79 Cr ₹1,685.16 Cr ₹1,524.52 Cr ₹1,283.74 Cr ₹1,290.19 Cr ₹1,373.46 Cr ₹1,345.46 Cr
Interest Earned ₹1,750.13 Cr ₹1,648.19 Cr ₹1,495.98 Cr ₹1,257.01 Cr ₹1,258.17 Cr ₹1,351.82 Cr -
Other Income ₹1.9 Cr ₹39.39 Cr ₹16.28 Cr ₹15.42 Cr ₹16.38 Cr ₹18.77 Cr ₹5.64 Cr
Total Income ₹1,797.69 Cr ₹1,724.55 Cr ₹1,540.8 Cr ₹1,299.16 Cr ₹1,306.57 Cr ₹1,392.23 Cr ₹1,351.1 Cr
Cost of Materials Consumed ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Purchases of Stock-in-Trade ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Changes in Inventories ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Employee Benefit Expense ₹148.5 Cr ₹119.92 Cr ₹102.18 Cr ₹87.89 Cr ₹78.63 Cr ₹71.35 Cr ₹66.43 Cr
Finance Costs ₹984.18 Cr ₹965.86 Cr ₹845.57 Cr ₹701.07 Cr ₹689.93 Cr ₹807.24 Cr ₹824.97 Cr
Depreciation & Amortisation ₹36.07 Cr ₹28.64 Cr ₹18.22 Cr ₹14.97 Cr ₹12.88 Cr ₹12.98 Cr ₹12.93 Cr
Other Expenses ₹73.97 Cr ₹60.21 Cr ₹50.62 Cr ₹42.92 Cr ₹32.56 Cr ₹30.11 Cr ₹86.58 Cr
Total Expenses ₹1,211.65 Cr ₹1,137.06 Cr ₹1,016.08 Cr ₹898.4 Cr ₹1,047.06 Cr ₹1,002.44 Cr ₹990.91 Cr
Profit Before Exceptional Items & Tax ₹586.04 Cr ₹587.49 Cr ₹524.72 Cr ₹400.76 Cr ₹259.51 Cr ₹389.79 Cr ₹360.19 Cr
Exceptional Items ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Profit Before Tax ₹586.04 Cr ₹587.49 Cr ₹524.72 Cr ₹400.76 Cr ₹259.51 Cr ₹389.79 Cr ₹360.19 Cr
Total Tax Expense ₹133.27 Cr ₹148.05 Cr ₹130.02 Cr ₹104.68 Cr ₹67.97 Cr ₹102.19 Cr ₹79.84 Cr
Net Profit ₹452.77 Cr ₹439.44 Cr ₹394.7 Cr ₹296.08 Cr ₹191.54 Cr ₹287.6 Cr ₹280.35 Cr
Other Comprehensive Income -₹1.57 Cr -₹1.07 Cr -₹3 Lakh ₹13 Lakh ₹41 Lakh ₹45 Lakh -₹60 Lakh
Total Comprehensive Income ₹451.2 Cr ₹438.37 Cr ₹394.67 Cr ₹296.21 Cr ₹191.95 Cr ₹288.05 Cr ₹279.75 Cr
EBITDA (computed) ₹1,606.29 Cr ₹1,581.99 Cr ₹1,388.51 Cr ₹1,116.8 Cr ₹962.32 Cr ₹1,210.01 Cr ₹1,198.09 Cr
Basic EPS ₹72.37 ₹70.24 ₹63.09 ₹47.33 ₹30.62 ₹45.97 ₹44.81
Diluted EPS ₹72.37 ₹70.24 ₹63.09 ₹47.33 ₹30.62 ₹45.97 ₹44.81
Metrics FY 2026 FY 2025 FY 2024 FY 2023
Total Assets ₹16,308 Cr ₹14,602 Cr ₹13,705 Cr ₹12,523 Cr
Property, Plant & Equipment ₹27.32 Cr ₹24.91 Cr ₹21.04 Cr ₹15.73 Cr
Inventories ₹0 ₹0 ₹0 ₹0
Cash & Equivalents ₹287.19 Cr ₹136.29 Cr ₹408.4 Cr ₹350.88 Cr
Equity (Net Worth) ₹3,904.9 Cr ₹3,313.55 Cr ₹2,893.95 Cr ₹2,516.17 Cr
Equity Share Capital ₹62.56 Cr ₹62.56 Cr ₹62.56 Cr ₹62.56 Cr
Total Liabilities ₹12,404 Cr ₹11,289 Cr - -
The balance sheet became part of the exchange results-filing format in FY2023 - earlier years were not filed and are hidden.
Metrics FY 2026 FY 2025 FY 2024 FY 2023 FY 2022
Operating Cash Flow -₹896.2 Cr -₹613.7 Cr ₹156.66 Cr ₹336.3 Cr ₹1,379.4 Cr
Investing Cash Flow ₹58.97 Cr -₹6.41 Cr -₹108.52 Cr ₹159.6 Cr -₹7.52 Cr
Financing Cash Flow ₹988.22 Cr ₹408.19 Cr -₹94.17 Cr -₹494.09 Cr -₹1,219.2 Cr
Capital Expenditure ₹27.12 Cr ₹23.2 Cr ₹22.89 Cr ₹4.63 Cr ₹10.51 Cr
Free Cash Flow (computed) -₹923.32 Cr -₹636.9 Cr ₹133.77 Cr ₹331.67 Cr ₹1,368.89 Cr
Dividends Paid ₹53.2 Cr ₹18.76 Cr ₹16.89 Cr ₹15.64 Cr ₹15.64 Cr
Net Change in Cash ₹150.99 Cr -₹211.92 Cr -₹46.03 Cr ₹1.81 Cr ₹152.68 Cr
The cash-flow statement became part of the exchange results-filing format in FY2022 - earlier years were not filed and are hidden.
Metrics Q4 FY26 Q3 FY26 Q2 FY26 Q1 FY26 Q4 FY25 Q3 FY25 Q2 FY25 Q1 FY25 Q4 FY24 Q3 FY24 Q2 FY24 Q1 FY24
Revenue from Operations ₹453.52 Cr ₹456.93 Cr ₹445.08 Cr ₹435.51 Cr ₹426.15 Cr ₹435.93 Cr ₹415.25 Cr ₹407.83 Cr ₹392.58 Cr ₹387.3 Cr ₹380.16 Cr ₹364.48 Cr
Interest Earned ₹444.13 Cr ₹445.32 Cr ₹433.41 Cr ₹425.71 Cr ₹416.6 Cr ₹425.77 Cr ₹405.11 Cr ₹400.71 Cr ₹383.07 Cr ₹378.73 Cr ₹376.97 Cr ₹357.21 Cr
Other Income ₹65 Lakh ₹20 Lakh ₹61 Lakh ₹5.19 Cr ₹8.85 Cr ₹9.39 Cr ₹12.73 Cr ₹8.42 Cr ₹4.61 Cr ₹5.9 Cr ₹3.75 Cr ₹2.02 Cr
Total Income ₹454.17 Cr ₹457.13 Cr ₹445.69 Cr ₹440.7 Cr ₹435 Cr ₹445.32 Cr ₹427.98 Cr ₹416.25 Cr ₹397.19 Cr ₹393.2 Cr ₹383.91 Cr ₹366.5 Cr
Cost of Materials Consumed ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Purchases of Stock-in-Trade ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Changes in Inventories ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Employee Benefit Expense ₹44.05 Cr ₹42.31 Cr ₹34.31 Cr ₹27.83 Cr ₹33.67 Cr ₹28.85 Cr ₹28.35 Cr ₹29.05 Cr ₹28.81 Cr ₹24.22 Cr ₹25.45 Cr ₹23.7 Cr
Finance Costs ₹246.78 Cr ₹248.93 Cr ₹244.4 Cr ₹244.07 Cr ₹245.8 Cr ₹247.52 Cr ₹239.56 Cr ₹232.98 Cr ₹220.26 Cr ₹215.26 Cr ₹207.46 Cr ₹202.59 Cr
Depreciation & Amortisation ₹10.2 Cr ₹10.27 Cr ₹7.9 Cr ₹7.7 Cr ₹7.13 Cr ₹8.5 Cr ₹9.27 Cr ₹3.74 Cr ₹5.57 Cr ₹4.77 Cr ₹3.84 Cr ₹4.04 Cr
Other Expenses ₹16.19 Cr ₹22.22 Cr ₹18.1 Cr ₹17.46 Cr ₹17.6 Cr ₹16.11 Cr ₹14.06 Cr ₹12.44 Cr ₹13.87 Cr ₹11.96 Cr ₹13.34 Cr ₹11.45 Cr
Total Expenses ₹305.87 Cr ₹308.16 Cr ₹303.25 Cr ₹294.37 Cr ₹280.88 Cr ₹301.31 Cr ₹275.22 Cr ₹279.65 Cr ₹258.52 Cr ₹259.12 Cr ₹251.69 Cr ₹246.75 Cr
Profit Before Exceptional Items & Tax ₹148.3 Cr ₹148.97 Cr ₹142.44 Cr ₹146.33 Cr ₹154.12 Cr ₹144.01 Cr ₹152.76 Cr ₹136.6 Cr ₹138.67 Cr ₹134.08 Cr ₹132.22 Cr ₹119.75 Cr
Exceptional Items ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Profit Before Tax ₹148.3 Cr ₹148.97 Cr ₹142.44 Cr ₹146.33 Cr ₹154.12 Cr ₹144.01 Cr ₹152.76 Cr ₹136.6 Cr ₹138.67 Cr ₹134.08 Cr ₹132.22 Cr ₹119.75 Cr
Total Tax Expense ₹19.19 Cr ₹40.2 Cr ₹35.5 Cr ₹38.38 Cr ₹39.18 Cr ₹37.46 Cr ₹40.25 Cr ₹31.16 Cr ₹30.6 Cr ₹34.64 Cr ₹34.12 Cr ₹30.66 Cr
Net Profit ₹129.11 Cr ₹108.77 Cr ₹106.94 Cr ₹107.95 Cr ₹114.94 Cr ₹106.55 Cr ₹112.51 Cr ₹105.44 Cr ₹108.07 Cr ₹99.44 Cr ₹98.1 Cr ₹89.09 Cr
Other Comprehensive Income -₹1.15 Cr ₹10 Lakh -₹26 Lakh -₹26 Lakh -₹1.01 Cr -₹1 Lakh -₹2 Lakh -₹3 Lakh ₹2 Lakh ₹0 -₹1 Lakh -₹4 Lakh
Total Comprehensive Income ₹127.96 Cr ₹108.87 Cr ₹106.68 Cr ₹107.69 Cr ₹113.93 Cr ₹106.54 Cr ₹112.49 Cr ₹105.41 Cr ₹108.09 Cr ₹99.44 Cr ₹98.09 Cr ₹89.05 Cr
EBITDA (computed) ₹405.28 Cr ₹408.17 Cr ₹394.74 Cr ₹398.1 Cr ₹407.05 Cr ₹400.03 Cr ₹401.59 Cr ₹373.32 Cr ₹364.5 Cr ₹354.11 Cr ₹343.52 Cr ₹326.38 Cr
Basic EPS ₹20.64 ₹17.39 ₹17.09 ₹17.26 ₹18.37 ₹17.03 ₹17.98 ₹16.85 ₹17.27 ₹15.90 ₹15.68 ₹14.24
Diluted EPS ₹20.64 ₹17.39 ₹17.09 ₹17.26 ₹18.37 ₹17.03 ₹17.98 ₹16.85 ₹17.27 ₹15.90 ₹15.68 ₹14.24
Latest 12 quarters shown of 25 on record.
Want more history and ratios?
You're viewing the latest exchange-filed financials for Repco Home Finance Limited. The full report adds 10+ years of line-item history, 20+ ratios, peer benchmarks and a downloadable PDF.
10+ years of history 20+ ratios & benchmarks Downloadable PDF

Shareholding Pattern of Repco Home Finance Limited

As per the shareholding pattern filed with NSE for the quarter ended Mar 2026, promoters hold 37.13%, foreign institutional investors hold 13.37%, domestic institutional investors hold 24.28%, retail and other public shareholders hold 25.22% of Repco Home Finance Limited. The company had 51,135 shareholders on record.

Promoters: 37.13%DII (Domestic Institutional): 24.28%FII (Foreign Institutional): 13.37%Retail & Others: 25.22%
Mar 2026
QUARTER
37.13% Promoters
24.28% DII (Domestic Institutional)
13.37% FII (Foreign Institutional)
25.22% Retail & Others
Promoter holding - history
Now 37.13% · Mar 2026High 37.15% · Dec 2015Low 37.13% · Dec 2016
36%36.8%37.5%38.3%39%Dec 2015Jun 2018Dec 2020Jun 2023Dec 2025Dec 2015: 37.15%Mar 2016: 37.14%Jun 2016: 37.14%Sep 2016: 37.14%Dec 2016: 37.13%Mar 2017: 37.13%Jun 2017: 37.13%Sep 2017: 37.13%Dec 2017: 37.13%Mar 2018: 37.13%Jun 2018: 37.13%Sep 2018: 37.13%Dec 2018: 37.13%Mar 2019: 37.13%Jun 2019: 37.13%Sep 2019: 37.13%Dec 2019: 37.13%Mar 2020: 37.13%Jun 2020: 37.13%Sep 2020: 37.13%Dec 2020: 37.13%Mar 2021: 37.13%Jun 2021: 37.13%Sep 2021: 37.13%Dec 2021: 37.13%Mar 2022: 37.13%Jun 2022: 37.13%Sep 2022: 37.13%Dec 2022: 37.13%Mar 2023: 37.13%Jun 2023: 37.13%Sep 2023: 37.13%Dec 2023: 37.13%Mar 2024: 37.13%Jun 2024: 37.13%Sep 2024: 37.13%Dec 2024: 37.13%Mar 2025: 37.13%Jun 2025: 37.13%Sep 2025: 37.13%Dec 2025: 37.13%Mar 2026: 37.13%37.15%37.13%37.13%
Shareholding trend - last 6 quarters
Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Promoters37.13%37.13%37.13%37.13%37.13%37.13%
Public62.87%62.87%62.87%62.87%62.87%62.87%
Shareholding history - year on year (as at 31 March)
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016
Promoters37.13%37.13%37.13%37.13%37.13%37.13%37.13%37.13%37.13%37.13%37.14%
Public62.87%62.87%62.87%62.87%62.87%62.87%62.87%62.87%62.87%62.87%62.86%
Promoter change (YoY, %pts)+0.00+0.00+0.00+0.00+0.00+0.00+0.00+0.00+0.00-0.01-

Board & Governance of Repco Home Finance Limited

As per the corporate governance filing with NSE for the quarter ended 31-MAR-2026, the board of Repco Home Finance Limited has 9 directors - 5 independent and 2 executive. The board is chaired by C. Thangaraju.

DirectorPositionOn board sinceListed boards
C. Thangaraju Non-Executive - Non Independent Director · Chairperson 2022-05-23 1
Esthaki Santhanam Non-Executive - Non Independent Director 2022-08-12 1
Balakrishnan Raj Kumar Non-Executive - Independent Director 2022-09-11 1
Mrinal Kanti Bhattacharya Non-Executive - Independent Director 2022-09-11 1
Ramchandran Vaithianathan Non-Executive - Independent Director 2022-11-11 1
Usha Ravi Non-Executive - Independent Director 2022-11-11 1
Gorrepati Venkataiah Non-Executive - Independent Director 2025-08-07 1
Thangappan Karunakaran Executive Director · CEO-MD 2025-04-11 1
Paiyur Kuppuraman Vaidyanathan Executive Director 2025-12-19 1
Board Committees
CommitteeMembers
Audit Committee Mrinal Kanti Bhattacharya (Chairperson), Esthaki Santhanam, Ramchandran Vaithianathan, Balakrishnan Raj Kumar, Usha Ravi
Nomination and remuneration committee Balakrishnan Raj Kumar (Chairperson), Esthaki Santhanam, Ramchandran Vaithianathan, Mrinal Kanti Bhattacharya, Gorrepati Venkataiah
Stakeholders Relationship Committee Esthaki Santhanam (Chairperson), C. Thangaraju, Balakrishnan Raj Kumar, Mrinal Kanti Bhattacharya, Ramchandran Vaithianathan, Gorrepati Venkataiah
Risk Management Committee Ramchandran Vaithianathan (Chairperson), C. Thangaraju, Esthaki Santhanam, Mrinal Kanti Bhattacharya, Usha Ravi, Thangappan Karunakaran
Corporate Social Responsibility Committee C. Thangaraju (Chairperson), Esthaki Santhanam, Mrinal Kanti Bhattacharya, Usha Ravi, Gorrepati Venkataiah, Thangappan Karunakaran

Group Structure of Repco Home Finance Limited

Repco Home Finance Limited has 1 associated company. This group structure data is as of FY 2024. The corporate group structure reflects Repco Home Finance Limited's business expansion strategy and organizational complexity.

1
Associated companies

Charges & Borrowings of Repco Home Finance Limited

Open charges
₹22,045 Cr
Satisfied charges
₹23,213 Cr
Breakdown by lending institutions
Others₹8,920.00 Cr
State Bank of India₹6,700.00 Cr
Canara Bank₹2,250.00 Cr
Hdfc Bank Limited₹1,125.00 Cr
National Housing Bank₹550.00 Cr
Others₹2,500.00 Cr
Latest charge details
DateLenderAmountStatus
12 Dec 2025 Hdfc Bank Limited ₹125 Cr Open
28 Nov 2025 Idbi Bank Limited ₹325 Cr Open
20 Sep 2025 State Bank of India ₹1,200 Cr Open
14 Aug 2025 Others ₹300 Cr Open
26 Jun 2025 Others ₹50 Cr Open

Total charge records: 240 View all charges

Employees and EPFO Compliance at Repco Home Finance Limited

Repco Home Finance Limited has a workforce of 994 employees as of Mar 22, 2024.

Employee count
994
Active EPFO establishments
1
Employee growth
9.83%
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026

Employee Count & EPFO Data of Repco Home Finance Limited

Access employee headcount trends, monthly PF payment records, EPFO establishment details, and compliance data.

Monthly employee headcount & PF contributions
EPFO establishment details & ECR filing status
Year-wise workforce analytics & attrition trends
PF exemption, coverage & compliance verification

GST Compliance of Repco Home Finance Limited

XX%
Compliant
GSTR-1
GSTR-3B
GSTR-9
MH
KA
UP
TN
TS

GSTIN & GST Filing Data of Repco Home Finance Limited

Access GSTIN registrations, state-wise filing compliance, HSN/SAC codes, and detailed goods & services data.

GSTIN registrations & state-wise presence
Filing compliance - GSTR-1, GSTR-3B, GSTR-9
HSN/SAC codes with goods & services details
Taxpayer type, jurisdiction & business constitution

Credit Ratings, Litigation & Regulatory Alerts for Repco Home Finance Limited

Credit rating
AAA
AA+
AA
AA-
! !
2015 2017 2019 2021 2023
Litigation
District Court 35
High Court 45
Supreme Court 0
NCLT / NCLAT 0
Pending
Disposed
Regulatory alerts
GSTIN Cancelled
Andhra Pradesh
GSTIN Cancelled
Telangana (on application)
EPFO Delay
12 months delay - Haryana
Violations via Directors
20 MCA + 19 Bank defaults

Credit Ratings, Legal Cases & Regulatory Alerts of Repco Home Finance Limited

Access complete credit rating history, litigation records, regulatory alerts, and compliance data.

Credit rating history across CARE, ICRA, Brickwork & India Ratings
Instrument-wise ratings, outlook & action timeline
Court-wise litigation (District, High Court, Supreme Court, NCLT)
Group company & common directorship litigation
Statutory compliance alerts (GSTIN, EPFO, ROC)
Director & company violations (MCA, SEBI, Banks, BSE/NSE)

MSME Payment Delays by Repco Home Finance Limited

MSME Payment Delays by Repco Home Finance Limited

Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.

Amounts outstanding to MSME suppliers
Delay periods & reasons for delayed payments
Half-yearly MSME-1 filing history
Vendor-payment behaviour as a counterparty risk signal

Subsidiaries & Group Companies of Repco Home Finance Limited

Subsidiaries & Group Companies of Repco Home Finance Limited

See the full corporate group - holding company, subsidiaries, associates and joint ventures of Repco Home Finance Limited with ownership details.

Holding & parent company details
Subsidiaries & step-down subsidiaries with % holding
Associates & joint ventures with partner details
Investments in other entities year-on-year

MCA Filings & Documents of Repco Home Finance Limited

MCA Filings & Documents of Repco Home Finance Limited

Download official documents filed with the Ministry of Corporate Affairs - from incorporation papers to the latest annual filings.

Incorporation documents, MoA & AoA
Annual returns (MGT-7) & financial statements (AOC-4)
Charge filings (CHG-1, CHG-4) & resolutions
Complete document index with filing dates

Recent Activity on Repco Home Finance Limited

Charges
12 Dec 2025
A charge with Hdfc Bank Limited amounted to Rs. 125.00 Cr with Charge ID 101201496 was registered on 12 Dec 2025.
Charges
28 Nov 2025
A charge with Idbi Bank Limited amounted to Rs. 325.00 Cr with Charge ID 101196193 was registered on 28 Nov 2025.
Charges
10 Nov 2025
A charge with Others of Rs. 150.00 Cr registered on 22 May 2025 with Charge ID 101103115 was modified on 10 Nov 2025.
Charges
04 Nov 2025
A charge registered on 25 Jan 2018 via Charge ID 100155292 with Syndicate Bank was fully satisfied on 04 Nov 2025.
Charges
09 Oct 2025
A charge registered on 10 Feb 2016 via Charge ID 100022806 with State Bank Of India was fully satisfied on 09 Oct 2025.
Charges
20 Sep 2025
A charge with State Bank Of India amounted to Rs. 1,200.00 Cr with Charge ID 101164703 was registered on 20 Sep 2025.

Recent News on Repco Home Finance Limited

Frequently Asked Questions about Repco Home Finance Limited

Repco Home Finance Limited is an active public limited company in the financial services sector based in Chennai, Tamil Nadu, India. It was incorporated on 04 April 2000 (26+ years old) and is registered under CIN L65922TN2000PLC044655. Listed on BSE: 535322 and NSE: REPCOHOME. The company has 994 employees.

Repco Home Finance Limited reported revenue of ₹1,720.76 Cr for FY 2025 (up 12.00% YoY).

The current directors of Repco Home Finance Limited are:

The primary industry of Repco Home Finance Limited is financial services. The company specifically operates in housing finance companies. The company is currently active in this sector.

Yes. Repco Home Finance Limited is listed on both BSE (code: 535322) and NSE (symbol: REPCOHOME).

Repco Home Finance Limited can be reached at the registered office: Repco Tower No.33 North Usman Road T.Nagar, Chennai, Tamil Nadu, India – 600017, or through the website repcohome.com.

7M+ Indian companies. One platform.

Financials, directors, compliance, charges and shareholding - sourced from MCA, SEBI and RBI filings.

Subscription plans available