MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2023-24)
- Udyam number
- UDYAM-UP-23-0006318
R.G.Finlease Pvt Ltd - financial services in Gwalior, Madhya Pradesh, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹2.6 Cr
▼ 46% YoY
Net profit · FY 2025
₹10.91 Lakh
Net margin 4.2%
EBITDA · FY 2025
₹97.36 Lakh
EBITDA margin 37.4%
Authorised capital
₹5.25 Cr
Registered with MCA
Paid-up capital
₹5.02 Cr
Issued & subscribed
Open charges
₹7.94 Cr
Satisfied ₹34.46 Cr
Company age
30 yrs
Est. 1996
Employees · EPFO
37
Provident fund records
About R.G.Finlease Pvt Ltd
Data last updated:
R.G.Finlease Pvt Ltd is a private limited company based in Gwalior, Madhya Pradesh, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 10 January 1996 and has been in existence for over 30 years.
The company is registered with the Registrar of Companies (ROC), Gwalior, under CIN U65921MP1996PTC010352. Its GSTIN is 23AACCR5924P1Z1 (Madhya Pradesh). The company holds 2 GST registrations, all of them active.
The company has an authorised share capital of ₹5.25 Cr and a paid-up capital of ₹5.02 Cr. It is led by directors including Kiran Tiwari and Neeraj Tiwari.
Its last annual general meeting (AGM) was held on 27 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at House No.8 Saraswati Nagar University Road, Gwalior, Madhya Pradesh, India – 474011.
As per the financials filed for FY 2025, the company reported a revenue of ₹2.6 Cr, a decline of 46% compared to the previous year. For the same year it recorded a net profit of ₹10.91 Lakh (net margin 4.2%) and EBITDA of ₹97.36 Lakh (EBITDA margin 37.4%). Revenue has grown at a compounded annual rate (CAGR) of 184% over three years and 70% over five years.
The company has about 37 employees on its provident fund (EPFO) records.
As per MCA filings, the company has open charges of ₹7.94 Cr and satisfied charges of ₹34.46 Cr on record. Court records list 163 cases involving the company, including 163 filed by the company; 153 cases are pending.
R.G.Finlease Pvt Ltd is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-UP-23-0006318). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website rgfinlease.com.
Company details
CIN U65921MP1996PTC010352
Registration Number 010352
Incorporation Date 10 January 1996
ROC Gwalior
Listing Status Unlisted
Company Status Active
Date of Last AGM 27 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-UP-23-0006318
Recognitions & Rankings of R.G.Finlease
Contact details
R.G.Finlease Pvt Ltd's registered office is in Gwalior, Madhya Pradesh. Its website is rgfinlease.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressHouse No.8 Saraswati Nagar University Road, Gwalior, Madhya Pradesh, India – 474011
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of R.G.Finlease Pvt Ltd, buy the company report.
Comprehensive company report
R.G.Finlease Pvt Ltd - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business activity
The main business activity of R.G.Finlease is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of R.G.Finlease Pvt Ltd, buy the company report.
Financials of R.G.Finlease Pvt Ltd
FY 2025 filings availableR.G.Finlease Pvt Ltd reported revenue of ₹2.6 Cr (down 46% YoY) for FY 2025.
Revenue · FY 2025
₹2.6 Cr ▼ 46%
Net profit · FY 2025
₹10.91 Lakh margin 4.2%
EBITDA · FY 2025
₹97.36 Lakh margin 37.4%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 46%
3 years · compounded
▲ 184%
5 years · compounded
▲ 70%
EBITDA CAGR growth
1 year
▼ 32%
3 years · compounded
▲ 187%
5 years · compounded
▲ 122%
Revenue fell 46% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 70%. EBITDA fell 32% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Total Expenses | |||||
| EBITDA | ₹97.36 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹10.91 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 37.4% | ||||
| Net Profit Margin | 4.2% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of R.G.Finlease Pvt Ltd, buy the company report.
Board of directors of R.G.Finlease Pvt Ltd
R.G.Finlease has 3 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kiran Tiwari Also directs: R.G. Realty LLP | Director | 16 Oct 2019 | 7 Years 0 Months | Current |
| Neeraj Tiwari | Director | 01 Sep 2017 | 9 Years 1 Months | Current |
| Mayapati Tiwari Also directs: R.G. Infra Solutions LLP, Rajendra Auto Wheels Private Limited | Director | 16 Oct 2019 | 7 Years 0 Months | Current |
Peer comparison
R.G.Finlease Pvt Ltd is compared with the 7 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Dravya Commercial Pvt Ltd | ₹2.62 Cr (FY 2025) | 37.0% | Kolkata, West Bengal, India | |||
| Sanjay Securities Limited | ₹2.62 Cr (FY 2025) | 31.0% | Pali, Rajasthan, India | |||
| Kai Fincap Limited | ₹2.61 Cr (FY 2025) | -4.0% | Bareilly, Uttar Pradesh, India | |||
| Morisson Traders & Developments Pvt Ltd | ₹2.61 Cr (FY 2025) | -38.0% | Kolkata, West Bengal, India | |||
| R.G.Finlease Pvt Ltdthis company | ₹2.6 Cr (FY 2025) | ₹10.91 Lakh | 4.2% | -46.0% | 37 | Gwalior, Madhya Pradesh, India |
| G R K Holdings Private Limited | ₹2.6 Cr (FY 2025) | 9.0% | Kolkata, West Bengal, India | |||
| I Secure Credit & Capital Services Limited | ₹2.59 Cr (FY 2019) | -17.0% | Kolkata, West Bengal, India | |||
| Mayborn Investments Pvt Ltd | ₹2.59 Cr (FY 2025) | 17.0% | Kolkata, West Bengal, India |
To see the full peer comparison of R.G.Finlease Pvt Ltd, buy the company report.
Auditor
R.G.Finlease Pvt Ltd is audited by PRSN & CO. for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| PRSN & CO. | FY 2023 | 009576C |
Shareholding
The shareholding of R.G.Finlease Pvt Ltd is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of R.G.Finlease Pvt Ltd, buy the company report.
Charges & borrowings
Open charges
₹7.94 Cr
Satisfied charges
₹34.46 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 30 Mar 2024 | 100922105 | Bank of India | ₹1.94 Cr | Open | |
| 02 Jan 2023 | 100670018 | State Bank of India | ₹6 Cr | Open | |
| 25 Jan 2010 | 10201085 | Others | ₹28.61 Cr | Satisfied | |
| 28 Mar 2009 | 10150763 | Central Bank of India Limited | ₹5.85 Cr | Satisfied |
To see the full charge records of R.G.Finlease Pvt Ltd, buy the company report.
Total charge records: 4 View all charges
Legal cases
R.G.Finlease Pvt Ltd has 163 court cases on record: 163 filed by R.G.Finlease. 153 cases are pending and 10 are disposed.
Total cases
163
Filed by the company
163
Pending
153
Disposed
10
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 163 | 0 | 153 |
Cases on record (5 of 163)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Etawah, Uttar Pradesh | Criminal case | Filed by the company against an individual | Pending |
| District court, Etawah, Uttar Pradesh | Criminal case | Filed by the company against an individual | Pending |
| District court, Etawah, Uttar Pradesh | Criminal case | Filed by the company against an individual | Pending |
| District court, Etawah, Uttar Pradesh | Criminal case | Filed by the company against an individual | Pending |
| District court, Etawah, Uttar Pradesh | Criminal case | Filed by the company against an individual | Pending |
To see the full case history of R.G.Finlease Pvt Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for R.G.Finlease Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
R.G.Finlease Pvt Ltd has a workforce of 37 employees on its EPFO records as of Aug 02, 2024, across 1 active EPFO establishment.
Employee count
37
Active EPFO establishments
1
Employee growth
208.33%
GST
R.G.Finlease has 2 GST registrations: 2 active.
Total GSTINs
2
Active
2
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 23AACCR5924P1Z1 | Madhya Pradesh | Active | 04 May 2023 |
| 27AACCR5924P1ZT | Maharashtra | Active | 26 Jul 2023 |
To see the full GST registrations and return filing status of R.G.Finlease Pvt Ltd, buy the company report.
Recent activity
R.G.Finlease Pvt Ltd has 8 board changes on record since 2017: 3 appointments and 5 cessations. The latest: Kiran Tiwari ceased to be Additional Director on 10 Sep 2020.
AGM
R.G.Finlease Pvt Ltd last Annual general meeting of members was held on 27 Sep 2025 as per latest MCA records.
Filing
R.G.Finlease Pvt Ltd has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Gwalior.
Charges
A charge with Bank Of India amounted to Rs. 1.94 Cr with Charge ID 100922105 was registered on 30 Mar 2024.
Charges
A charge registered on 25 Jan 2010 via Charge ID 10201085 with Others was fully satisfied on 27 Apr 2023.
Charges
A charge with State Bank Of India amounted to Rs. 6.00 Cr with Charge ID 100670018 was registered on 02 Jan 2023.
Charges
A charge registered on 28 Mar 2009 via Charge ID 10150763 with Central Bank Of India Limited was fully satisfied on 11 Oct 2022.
Ceased
Kiran Tiwari ceased to be Additional Director.
Ceased
Mayapati Tiwari ceased to be Additional Director.
Ceased
Deepak Tiwari ceased to be Director.
Ceased
Dheeraj Tiwari ceased to be Director.
Appointed
Kiran Tiwari was appointed as Director.
Appointed
Mayapati Tiwari was appointed as Director.
6 earlier events are in the company report.
Frequently asked questions
R.G.Finlease is an active private limited company based in Gwalior, Madhya Pradesh, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 10 January 1996 (30+ years old) and is registered under CIN U65921MP1996PTC010352.
R.G.Finlease has 3 current directors:
- Kiran Tiwari - Director
- Neeraj Tiwari - Director
- Mayapati Tiwari - Director
The latest financial statements of R.G.Finlease on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 27 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of R.G.Finlease is 23AACCR5924P1Z1, registered in Madhya Pradesh. The company has 2 GST registrations in all, of which 2 are active. Other active GSTINs include 27AACCR5924P1ZT (Maharashtra).
The CIN (Corporate Identification Number) of R.G.Finlease is U65921MP1996PTC010352. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
R.G.Finlease has 163 court cases on record: 163 filed by the company. 153 are pending.
R.G.Finlease was incorporated on 10 January 1996, making it 30+ years old. It is registered with the Registrar of Companies, Gwalior.
The peers of R.G.Finlease by revenue are Dravya Commercial Pvt Ltd, Sanjay Securities Limited, Kai Fincap Limited, Morisson Traders & Developments Pvt Ltd, G R K Holdings Private Limited and 2 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Kiran Tiwari ceased to be Additional Director on 10 Sep 2020. Mayapati Tiwari ceased to be Additional Director on 10 Sep 2020. Deepak Tiwari ceased to be Director on 25 Oct 2019. R.G.Finlease has 8 board changes on record in total.
Yes, R.G.Finlease is registered as a micro enterprise under Udyam registration (number: UDYAM-UP-23-0006318).
R.G.Finlease can be reached through the website rgfinlease.com. Its registered office is in Gwalior, Madhya Pradesh, India.