Richcredit Finance Private Limited - Company Profile

It is a financial services private limited company based in Laxmi Nagar, Delhi, India, established in 1996.
1996 Laxmi Nagar, Delhi, India Active
Last Updated:
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About Richcredit Finance Private Limited

Richcredit Finance Private Limited, a active private limited company, was established on 30 January 1996 in Laxmi Nagar, Delhi, India. Engaging in investment & credit nbfc within the financial and insurance service sector, it holds CIN: U65909DL1996PTC319357. Registered under ROC Roc Delhi I. it is unlisted. It has an authorized capital of ₹19.33 Cr and a paid-up capital of ₹9.99 Cr.

Formerly known as Ranjit Fin Trade Pvt Ltd. It upholds a compliant status. Its leadership includes Amit Kumar Jha (Director), Veena (Director), Aniket Prajapati (Director). Past directors included Nirupam Santra, Naba Kumar Santra, Imtiaz Ahmed. It holds ₹39.00 Cr open charges and ₹14.50 Cr settled loans. Its latest AGM occurred on 30 September 2025, with the balance sheet filed on 31 March 2025. It is based at 1/50, 2Nd Floor, Ganga Appartment, Lalita Park,, Laxmi Nagar, Delhi, 110092.

Company Details
  • Email
    **********
  • Telephone

    +91-XXXXXXXXXX

  • Website
    **********
  • Social Media
    **********
  • Apps
    **********

Company Details

  • CIN/LLPIN

    U65909DL1996PTC319357

  • Registration Number

    319357

  • Incorporation Date

    30 January 1996

  • Authorized Capital

    ₹19.33 Cr

  • Paid-Up Capital

    ₹9.99 Cr

  • ROC Code

    Roc Delhi I

  • Listing Status

    Unlisted

  • Company Status

    Active

Key Metrics
  • Authorised Capital ₹ 19.33 Cr
  • Paid Up Capital ₹ 9.99 Cr
  • Company Age 30 Year, 1 Month
  • Last Filing with ROC 31 Mar 2025
  • Open Charges ₹ 39.00 Cr
  • Satisfied Charges ₹ 14.50 Cr
  • Revenue Growth **** 27.50%
  • Profit Growth **** 28.98%
  • Ebitda **** 56.77%
  • Net Worth 10.42%
  • Total Assets **** 15.66%
Company report

Richcredit Finance Private Limited

Company Report FY 2025-2026

Comprehensive Company Insights

Explore comprehensive insights into Richcredit Finance Private Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Richcredit Finance Private Limited?
Current Directors
Name Designation Appointment Date Status
Amit Kumar Jha Director 28 Sep 2015 Current
Veena Director 04 Jul 2023 Current
Aniket Prajapati Director 17 Jun 2025 Current
Suman Bhattarai Director 26 Aug 2025 Current
Past Directors
Name Designation Cessation Status
Pramod Abcsdd Director 18 Feb 2014 Past
Pramod Abcsdd Director 18 Feb 2014 Past
Pramod Abcsdd Director 04 Mar 2014 Past
Pramod Abcsdd Director 26 Aug 2025 Past
Pramod Abcsdd Director 23 Dec 2014 Past
Pramod Abcsdd Additional Director 02 Apr 2025 Past

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Financial Performance of Richcredit Finance.

Richcredit Finance Private Limited, for the financial year ended 2023, experienced significant growth in revenue, with a 27.5% increase. The company also saw a substantial improvement in profitability, with a 28.98% increase in profit. The company's net worth Soared by an impressive increase of 10.42%.

Richcredit Finance revenue growth over time
Richcredit Finance profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors
Emtek
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
Jan, 2021 Amount Post-IPO - Grab Valuation

investors
Hana Financial Group , GGV Capital
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023) YOY Growth
(FY 2022) (FY 2021) (FY 2020) (FY 2019)
Total Revenue
********
 27.50%
*******
*******
*******
*******
Revenue from Operations
*******
 30.90%
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*******
*******
*******
Total Assets
*******
 15.66%
*******
*******
*******
*******
Profit or Loss
*******
 28.98%
*******
*******
*******
*******
Net Worth
*******
 10.42%
*******
*******
*******
*******
EBITDA
*******
 56.77%
*******
*******
*******
*******

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What is the Ownership and Shareholding Structure of Richcredit Finance?

In 2023, Richcredit Finance had a promoter holding of 54.16% and a public holding of 45.84%. The company had 1 Associate company. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)
shareholding
  • Promoters: 92.83%
  • Public: 4.10%
  • Others: 3.07%
Shareholding Pattern over the Year
FY (2024) FY (2023) FY (2022) FY (2021) FY (2020)
Promoters 92.83 94.62 94.55 94.55 94.55
Public 4.10 3.89 3.95 3.96 3.98
Others 3.07 1.49 1.50 1.49 1.47

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Charges (Loans)
Open Charges

₹390,000,000.00

Satisfied Charges

₹145,000,000.00

Charges Breakdown by Lending Institutions
  • Others : 33.00 Cr
  • State Bank Of India : 6.00 Cr
Latest Charge Details
Date Lender Amount Status
01 Dec 2025 Others ₹5.00 Cr Open
11 Oct 2025 Others ₹5.00 Cr Open
25 Sep 2025 Others ₹5.00 Cr Open
01 Sep 2025 Others ₹10.00 Cr Open
31 Aug 2024 Others ₹5.00 Cr Open

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How Many Employees Work at Richcredit Finance?

Unlock and access historical data on people associated with Richcredit Finance, such as employment history, contributions to the Employees' Provident Fund Organization (EPFO), and related information.

Employee Date Number of Employees
2020 78,000
2021 80,500
2022 83,200
2023 86,000
2024 89,500
2025 92,000
Deals i
Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Richcredit Finance, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Richcredit Finance's trajectory.

Rating
Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts
Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Richcredit Finance
Recent Activity within the Organization
  • Charges

    The activity A charge registered on 30 Mar 2022 via Charge ID 100553180 with Others was fully satisfied on 31 Jan 2026. was completed.

  • Charges

    The activity A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101225179 was registered on 01 Dec 2025. was completed.

  • Charges

    A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101167406 was registered on 11 Oct 2025. was recorded as a recent event.

  • Annual General Meeting

    Richcredit Finance Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records. was recorded as a recent event.

  • Charges

    The activity A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101160833 was registered on 25 Sep 2025. was completed.

  • Charges

    A charge with Others amounted to Rs. 10.00 Cr with Charge ID 101145358 was registered on 01 Sep 2025. was recorded as a recent event.

Explore recent activity and updates - View Recent Activity

Frequently Asked Questions
What is the CIN of Richcredit Finance Private Limited?

The CIN of Richcredit Finance Private Limited is U65909DL1996PTC319357.

Where is Richcredit Finance Private Limited headquartered?

Richcredit Finance Private Limited is headquartered at 1/50, 2Nd Floor, Ganga Appartment, Lalita Park,, Laxmi Nagar, Delhi, 110092.

When was Richcredit Finance Private Limited incorporated?

Richcredit Finance Private Limited was incorporated on 30 January 1996.

Who are the current directors of Richcredit Finance Private Limited?

The current directors of Richcredit Finance Private Limited are

What is the primary industry of Richcredit Finance Private Limited?

The primary industry of Richcredit Finance Private Limited is Financial And Insurance Service.

Is Richcredit Finance Private Limited a listed company?

Richcredit Finance Private Limited is unlisted.

What is the capital structure of Richcredit Finance Private Limited?

The authorized capital of Richcredit Finance Private Limited is ₹19.33 Cr, and the paid-up capital is ₹9.99 Cr.

What is the compliance status of Richcredit Finance Private Limited?

The compliance status of Richcredit Finance Private Limited is Compliant.

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