Right Choice Financial Services Limited

Right Choice Financial Services Limited - financial services in Mumbai, Maharashtra, India. FY 2026 financials & compliance.
CIN U67190MH1995PLC089427 Incorporated 12 June 1995 ROC Mumbai HQ Mumbai, Maharashtra, India
Active Public Limited Company financial services
Revenue · FY 2025
₹1.98 Cr
▲ 26% YoY
Net profit · FY 2025
₹79.63 Lakh
Net margin 40.1%
EBITDA · FY 2025
₹1.41 Cr
EBITDA margin 71.2%
Authorised capital
₹50 Lakh
Registered with MCA
Paid-up capital
₹44.96 Lakh
Issued & subscribed
Open charges
₹4.95 Cr
Satisfied ₹3.25 Cr
Company age
31 yrs
Est. 1995
Directors on board
3
As per MCA filings

About Right Choice Financial Services Limited

Data last updated:

Right Choice Financial Services Limited is a public limited company based in Mumbai, Maharashtra, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 12 June 1995 and has been in existence for over 31 years.

The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U67190MH1995PLC089427. Its GSTIN is 27AAACR3844G1ZF (Maharashtra).

The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹44.96 Lakh. It is led by directors including Preeti Bansal Anil (Whole-Time Director) and Rajeev Krishna Bansal.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 1002 Ijmima Complex Raheja'S Metroplex Link Road Malad – (West), Mumbai, Maharashtra, India – 400064.

As per the financials filed for FY 2025, the company reported a revenue of ₹1.98 Cr, a growth of 26% compared to the previous year. For the same year it recorded a net profit of ₹79.63 Lakh (net margin 40.1%) and EBITDA of ₹1.41 Cr (EBITDA margin 71.2%). Revenue has grown at a compounded annual rate (CAGR) of 15% over three years and 8% over five years.

Its group structure includes 1 subsidiary.

As per MCA filings, the company has open charges of ₹4.95 Cr and satisfied charges of ₹3.25 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U67190MH1995PLC089427
Registration Number 089427
Incorporation Date 12 June 1995
ROC Mumbai
Listing Status Unlisted
Company Status Active
Compliance Status Active Compliant

CIN history

Right Choice Financial Services has one previous CIN (Corporate Identification Number): U67190MH1995PTC089427. The current CIN is U67190MH1995PLC089427, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
U67190MH1995PLC089427Current
U67190MH1995PTC089427Previous

Contact details

Right Choice Financial Services Limited's registered office is in Mumbai, Maharashtra. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    1002 Ijmima Complex Raheja'S Metroplex Link Road Malad – (West), Mumbai, Maharashtra, India – 400064
  • Industry
    Financial Services, NBFC, Investment & Credit NBFC

To see the full contact details of Right Choice Financial Services Limited, buy the company report.

Comprehensive company report
Right Choice Financial Services Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activities of Right Choice Financial Services are financial and insurance activities and real estate activities. In detail, this covers financial service activities, except insurance and pension funding and real estate activities. 2 activity segments are registered with the MCA.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance activities64Financial service activities, except insurance and pension funding
LReal estate activities68Real estate activities

To see the full business activity and turnover split of Right Choice Financial Services Limited, buy the company report.

Financials of Right Choice Financial Services Limited

FY 2025 filings available

Right Choice Financial Services Limited reported revenue of ₹1.98 Cr (up 26% YoY) for FY 2025.

Revenue · FY 2025
₹1.98 Cr ▲ 26%
Net profit · FY 2025
₹79.63 Lakh margin 40.1%
EBITDA · FY 2025
₹1.41 Cr margin 71.2%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 26%
3 years · compounded
▲ 15%
5 years · compounded
▲ 8%
EBITDA CAGR growth
1 year
▲ 55%
3 years · compounded
▲ 26%
5 years · compounded
▲ 21%

Revenue has grown at a compounded annual rate (CAGR) of 8% over five years, including 26% growth in the latest year. EBITDA rose 55% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹1.41 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)₹79.63 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin71.2%
Net Profit Margin40.1%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Right Choice Financial Services Limited, buy the company report.

Board of directors of Right Choice Financial Services Limited

Right Choice Financial Services has 3 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Rajeev Krishna BansalDirector28 Feb 20197 Years 8 MonthsCurrent
Preeti Bansal AnilWhole-Time Director12 Jun 199531 Years 5 MonthsCurrent
Anil Jugalkishor BansalDirector12 Jun 199531 Years 5 MonthsCurrent

Auditor

Right Choice Financial Services Limited is audited by J M Tiwari & Co. for the financial year 2022.

Auditor firmFinancial yearFirm registration number
J M Tiwari & Co.FY 2022129164W

Shareholding

The shareholding of Right Choice Financial Services Limited is on record for 5 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2021FY 2020FY 2018FY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Right Choice Financial Services Limited, buy the company report.

Charges & borrowings

Open charges
₹4.95 Cr
Satisfied charges
₹3.25 Cr
Breakdown by lending institutions
Others₹4.95 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
12 Dec 2023100840906Others₹1.45 CrOpen
07 Nov 2023100822197Others₹3.5 CrOpen
30 Jun 201010227184Standard Chartered Bank₹1.5 CrSatisfied
24 May 201010223362Kotak Mahindra Bank Limited₹50 LakhSatisfied
18 May 201010223248The Saraswat Cooperative Bank Ltd₹50 LakhSatisfied

To see the full charge records of Right Choice Financial Services Limited, buy the company report.

Total charge records: 6 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for Right Choice Financial Services Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Group structure & subsidiaries

Right Choice Financial Services has 1 subsidiary company. This group structure data is as of FY 2021. The table lists each entity with its relationship and holding.

1
Subsidiary companies
Key subsidiaries
Company NameCINShares held
Right Choice Corporate Consultancy Private LimitedU67100MH2000PTC124518

To see the full group structure of Right Choice Financial Services Limited, buy the company report.

GST

Right Choice Financial Services has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
27AAACR3844G1ZFMaharashtraActive01 Jul 2017

To see the full GST registrations and return filing status of Right Choice Financial Services Limited, buy the company report.

Recent activity

Right Choice Financial Services Limited has 6 board changes on record since 1995: 3 appointments and 3 cessations. The latest: Anuja Anil Bansal ceased to be Director on 01 Mar 2019.

AGM
Right Choice Financial Services Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Right Choice Financial Services Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Mumbai.
Charges
A charge with Others amounted to Rs. 144.95 Lakh with Charge ID 100840906 was registered on 12 Dec 2023.
Charges
A charge with Others amounted to Rs. 350.00 Lakh with Charge ID 100822197 was registered on 07 Nov 2023.
Ceased
Anuja Anil Bansal ceased to be Director.
Appointed
Rajeev Krishna Bansal was appointed as Director.
Charges
A charge registered on 30 Jun 2010 via Charge ID 10227184 with Standard Chartered Bank was fully satisfied on 20 Apr 2018.
Ceased
Rajeev Krishna Bansal ceased to be Director.
Ceased
Preeti Bansal Anil ceased to be Director.
Charges
A charge registered on 24 May 2010 via Charge ID 10223362 with Kotak Mahindra Bank Limited was fully satisfied on 29 May 2014.
Charges
A charge registered on 18 May 2010 via Charge ID 10223248 with The Saraswat Cooperative Bank Ltd was fully satisfied on 24 Feb 2014.
Charges
A charge with Standard Chartered Bank amounted to Rs. 150.00 Lakh with Charge ID 10227184 was registered on 30 Jun 2010.

7 earlier events are in the company report.

Frequently asked questions

Right Choice Financial Services is an active public limited company based in Mumbai, Maharashtra, India. The company works in nbfc, within the financial services industry. It was incorporated on 12 June 1995 (31+ years old) and is registered under CIN U67190MH1995PLC089427.

Right Choice Financial Services has 3 current directors:

The latest financial statements of Right Choice Financial Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Right Choice Financial Services is 27AAACR3844G1ZF, registered in Maharashtra.

The CIN (Corporate Identification Number) of Right Choice Financial Services is U67190MH1995PLC089427. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Right Choice Financial Services was incorporated on 12 June 1995, making it 31+ years old. It is registered with the Registrar of Companies, Mumbai.

Anuja Anil Bansal ceased to be Director on 01 Mar 2019. Rajeev Krishna Bansal was appointed as Director on 28 Feb 2019. Rajeev Krishna Bansal ceased to be Director on 29 Sep 2017. Right Choice Financial Services has 6 board changes on record in total.

The registered office of Right Choice Financial Services is at 1002 Ijmima Complex RahejaS Metroplex Link Road Malad – West, Mumbai, Maharashtra, India – 400064.

Right Choice Financial Services operates in the financial services industry, in the nbfc segment.

Right Choice Financial Services has open charges of ₹4.95 Cr and satisfied charges of ₹3.25 Cr as per latest MCA filings.