Rishiganga Finance Limited
About Rishiganga Finance Limited
Data last updated:
Rishiganga Finance Limited is a public limited company based in Rishieksh, Uttarakhand, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 08 August 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Uttarakhand, under CIN U65921UT1995PLC020081.
The company has an authorised share capital of ₹5 Cr and a paid-up capital of ₹3.09 Cr. It was formerly known as Esteem Hire Purchase Ltd. It is led by directors including Pulam Singh Rawat and Harsh Mani Uniyal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Rishieksh, Uttarakhand.
As per the financials filed for FY 2025, the company reported a revenue of ₹2.33 Cr, a growth of 32% compared to the previous year. For the same year it recorded a net profit of ₹1.05 Cr (net margin 45.2%) and EBITDA of ₹1.42 Cr (EBITDA margin 61%). Revenue has grown at a compounded annual rate (CAGR) of 23% over three years and 16% over five years.
Court records list 277 cases involving the company, including 263 filed by the company and 9 filed against it; 5 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
CIN History of Rishiganga Finance Limited
Rishiganga Finance has one previous CIN (Corporate Identification Number): U65921DL1995PLC071547. The current CIN is U65921UT1995PLC020081, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65921UT1995PLC020081 | Current |
| U65921DL1995PLC071547 | Previous |
- EmailLocked
- TelephoneLocked
- WebsiteLocked
- Social MediaLocked
- Registered AddressDehradun Road, (Near Hotel Diamond), Rishieksh, Uttarakhand, India – 249201
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Rishiganga Finance Limited
The main business activity of Rishiganga Finance is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Rishiganga Finance Limited FY 2025 filings available
Rishiganga Finance Limited reported revenue of ₹2.33 Cr (up 32% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Rishiganga Finance Limited
Revenue has grown at a compounded annual rate (CAGR) of 16% over five years, including 32% growth in the latest year. EBITDA rose 32% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Rishiganga Finance Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹1.42 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹1.05 Cr | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Rishiganga Finance Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 61% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 45.2% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Rishiganga Finance are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Rishiganga Finance Limited
Rishiganga Finance has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Pulam Singh Rawat | Director | 20 Jun 2000 | 26 Years 4 Months | Current |
| Harsh Mani Uniyal | Director | 05 Aug 2006 | 20 Years 2 Months | Current |
| Beer Bikram Singh Pundir | Director | 18 Mar 2004 | 22 Years 7 Months | Current |
Peer Comparison of Rishiganga Finance Limited
Rishiganga Finance Limited is compared with the companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Anupam Advisory Pvt.Ltd. | ₹2.34 Cr (FY 2024) | •••• | •••• | 15.0% | •••• | Kolkata, West Bengal, India |
| Homeshree Housing Finance Limited | ₹2.34 Cr (FY 2024) | •••• | •••• | 1.0% | •••• | New Delhi, Delhi, India |
| Dky Finance Private Limited | ₹2.34 Cr (FY 2025) | •••• | •••• | 906.0% | •••• | Gurgaon, Haryana, India |
| Anchor Finstock Private Limited | ₹2.34 Cr (FY 2025) | •••• | •••• | 76.0% | •••• | Kolkata, West Bengal, India |
| Aastha Chemical Pvt Ltd | ₹2.34 Cr (FY 2025) | •••• | •••• | 371.0% | •••• | Kolkata, West Bengal, India |
| Rishiganga Finance Limited this company | ₹2.33 Cr (FY 2025) | •••• | •••• | 32.0% | •••• | Rishieksh, Uttarakhand, India |
| Yashita Finance Private Limited | ₹2.33 Cr (FY 2025) | •••• | •••• | -14.0% | •••• | New Delhi, Delhi, India |
| Bajrang Finance Limited Listed | ₹2.33 Cr (FY 2020) | •••• | •••• | 233.0% | •••• | Mumbai, Maharashtra, India |
| Bherudan Dugar Finance Limited | ₹2.33 Cr (FY 2024) | •••• | •••• | 18.0% | •••• | Chennai, Tamil Nadu, India |
| Rajput Leasing and Finance Limited | ₹2.33 Cr (FY 2025) | •••• | •••• | 14.0% | •••• | Khanna, Punjab, India |
| Transworld India Private Limited | ₹2.33 Cr (FY 2025) | •••• | •••• | 46.0% | •••• | New Delhi, Delhi, India |
Peers are the five companies nearest above and the five nearest below Rishiganga Finance by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Charges & Borrowings of Rishiganga Finance Limited
Rishiganga Finance Limited does not have any charges (loans) registered with the Registrar of Companies.
Legal Cases of Rishiganga Finance Limited
Rishiganga Finance Limited has 277 court cases on record: 263 filed by Rishiganga Finance, 9 filed against it, 5 where it is another party. 5 cases are pending and 272 are disposed. Status as checked between 21 Sep 2026 and 03 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 273 | 8 | 3 |
| High courts | 4 | 1 | 2 |
Cases on record (5 of 277)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Tehri Garhwal, Uttarakhand | Criminal case | Filed by the company against an individual | Pending |
| District court, Tehri Garhwal, Uttarakhand | Criminal case | Filed by the company against an individual | Pending |
| District court, Tehri Garhwal, Uttarakhand | Criminal case | Filed by the company against an individual | Pending |
| High Court of Uttarakhand | Court case (CRLR) | Company is another party | Pending |
| High Court of Uttarakhand | Appeal | Filed by the company against State of Uttarakhand | Pending |
Full case history
All 277 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Rishiganga Finance Limited
Employment history and EPFO contributions of people linked to Rishiganga Finance.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Rishiganga Finance Limited
Rishiganga Finance Limited has 3 board changes on record since 2000: 3 appointments. The latest: Harsh Mani Uniyal was appointed as Director on 05 Aug 2006.
Credit Ratings, Litigation & Regulatory Alerts for Rishiganga Finance Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Rishiganga Finance Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Rishiganga Finance Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Rishiganga Finance Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Rishiganga Finance Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Rishiganga Finance Limited
Rishiganga Finance is an active public limited company based in Rishieksh, Uttarakhand, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 08 August 1995 (31+ years old) and is registered under CIN U65921UT1995PLC020081.
Rishiganga Finance reported revenue of ₹2.33 Cr for FY 2025 (up 32% YoY).
Rishiganga Finance has 3 current directors:
- Pulam Singh Rawat - Director
- Harsh Mani Uniyal - Director
- Beer Bikram Singh Pundir - Director
Rishiganga Finance reported a net profit of ₹1.05 Cr (net margin 45.2%) and EBITDA of ₹1.42 Cr (EBITDA margin 61%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Rishiganga Finance is 23% over three years and 16% over five years. In the latest year (FY 2025) revenue rose 32%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Rishiganga Finance is U65921UT1995PLC020081. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Rishiganga Finance has 277 court cases on record: 263 filed by the company and 9 filed against it. 5 are pending. Most are in the district courts.
Rishiganga Finance was incorporated on 08 August 1995, making it 31+ years old. It is registered with the Registrar of Companies, Uttarakhand.
The peers of Rishiganga Finance by revenue are Anupam Advisory Pvt.Ltd, Homeshree Housing Finance Limited, Dky Finance Private Limited, Anchor Finstock Private Limited, Aastha Chemical Pvt Ltd and 5 more, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC).
Harsh Mani Uniyal was appointed as Director on 05 Aug 2006. Beer Bikram Singh Pundir was appointed as Director on 18 Mar 2004. Pulam Singh Rawat was appointed as Director on 20 Jun 2000.
The registered office of Rishiganga Finance is at Dehradun Road, Near Hotel Diamond, Rishieksh, Uttarakhand, India – 249201.