Rishimarkandey Micro Credit Foundation
About Rishimarkandey Micro Credit Foundation
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Rishimarkandey Micro Credit Foundation is a private not for profit company based in Varanasi, Uttar Pradesh, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 03 March 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U65900UP2017NPL090999. Its GSTIN is 09AAICR1521L1Z8 (Uttar Pradesh).
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹15 Lakh. It is led by directors Poonam Singh and Anil Kumar Singh.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 20/1 Ashapur, Varanasi, Uttar Pradesh, India – 221007.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.29 Cr, a decline of 11% compared to the previous year. For the same year it recorded a net profit of ₹14.75 Lakh (net margin 11.4%) and EBITDA of ₹51.7 Lakh (EBITDA margin 40%). Revenue has grown at a compounded annual rate (CAGR) of 24% over three years and 25% over five years.
The company has about 24 employees on its provident fund (EPFO) records.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered Address20/1 Ashapur, Varanasi, Uttar Pradesh, India – 221007
- IndustryFinancial Services, Financial Activities
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business Activity of Rishimarkandey Micro Credit Foundation
The main business activity of Rishimarkandey Micro Credit Foundation is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Rishimarkandey Micro Credit Foundation FY 2025 filings available
Rishimarkandey Micro Credit Foundation reported revenue of ₹1.29 Cr (down 11% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Rishimarkandey Micro Credit Foundation
Revenue fell 11% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 25%. EBITDA rose 8% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Rishimarkandey Micro Credit Foundation
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹51.7 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹14.75 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Rishimarkandey Micro Credit Foundation
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 40% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 11.4% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Rishimarkandey Micro Credit Foundation are in the company report.
Financial statements from FY 2017
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Rishimarkandey Micro Credit Foundation
Rishimarkandey Micro Credit Foundation is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| M.V.G Chits Private Limited | ₹1.29 Cr (FY 2019) | •••• | •••• | -33.0% | •••• | Bangalore, Karnataka, India |
| Ifast Financial India Private Limited | ₹1.29 Cr (FY 2025) | •••• | •••• | 31.0% | •••• | Mumbai, Maharashtra, India |
| Shree Vijayaram Benefit Nidhi Limited | ₹1.29 Cr (FY 2023) | •••• | •••• | 2.0% | •••• | Madurai, Tamil Nadu, India |
| Krishi Rasayan Private Limited. | ₹1.29 Cr (FY 2024) | •••• | •••• | -70.0% | •••• | Balasore, Odisha, India |
| Findoc Investmart (Ifsc) Private Limited | ₹1.29 Cr (FY 2025) | •••• | •••• | 50.0% | •••• | Gift Sez, Gujarat, India |
| Rishimarkandey Micro Credit Foundation this company | ₹1.29 Cr (FY 2025) | •••• | •••• | -11.0% | •••• | Varanasi, Uttar Pradesh, India |
| S.Y.S Investments and Realty Limited | ₹1.29 Cr (FY 2025) | •••• | •••• | 45.0% | •••• | Hyderabad, Telangana, India |
| Raasi Growth Fund Ltd | ₹1.29 Cr (FY 2025) | •••• | •••• | -38.0% | •••• | Hyderabad, Telangana, India |
| Jai Shree Balaji Securities Private Limited | ₹1.29 Cr (FY 2025) | •••• | •••• | -31.0% | •••• | Delhi, India |
| KLG Orchards & Resorts Pvt Ltd | ₹1.29 Cr (FY 2025) | •••• | •••• | -51.0% | •••• | Kolkata, West Bengal, India |
| Sellwin Projects Ltd | ₹1.29 Cr (FY 2024) | •••• | •••• | 1755.0% | •••• | Kolkata, West Bengal, India |
Peers are the five companies nearest above and the five nearest below Rishimarkandey Micro Credit Foundation by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Rishimarkandey Micro Credit Foundation
Rishimarkandey Micro Credit Foundation is audited by KAPUR KAMAL & ASSOCIATES for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| KAPUR KAMAL & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Rishimarkandey Micro Credit Foundation
Rishimarkandey Micro Credit Foundation has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Poonam Singh | Director | 03 Mar 2017 | 9 Years 7 Months | Current |
| Anil Kumar Singh | Director | 03 Mar 2017 | 9 Years 7 Months | Current |
Ownership and Shareholding of Rishimarkandey Micro Credit Foundation
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Rishimarkandey Micro Credit Foundation
Rishimarkandey Micro Credit Foundation does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Rishimarkandey Micro Credit Foundation
Rishimarkandey Micro Credit Foundation has a workforce of 24 employees as of Mar 22, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Rishimarkandey Micro Credit Foundation
Rishimarkandey Micro Credit Foundation has 2 board changes on record since 2017: 2 appointments. The latest: Anil Kumar Singh was appointed as Director on 03 Mar 2017.
Credit Ratings, Litigation & Regulatory Alerts for Rishimarkandey Micro Credit Foundation
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Rishimarkandey Micro Credit Foundation
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Rishimarkandey Micro Credit Foundation
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Rishimarkandey Micro Credit Foundation
Rishimarkandey Micro Credit Foundation has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 09AAICR1521L1Z8 | Uttar Pradesh | Active | 30 Sep 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Rishimarkandey Micro Credit Foundation
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Rishimarkandey Micro Credit Foundation
Rishimarkandey Micro Credit Foundation is an active private not for profit company based in Varanasi, Uttar Pradesh, India. The company works in financial activities, within the financial services industry. It was incorporated on 03 March 2017 (9+ years old) and is registered under CIN U65900UP2017NPL090999.
Rishimarkandey Micro Credit Foundation reported revenue of ₹1.29 Cr for FY 2025 (down 11% YoY).
Rishimarkandey Micro Credit Foundation has 2 current directors:
- Poonam Singh - Director
- Anil Kumar Singh - Director
Rishimarkandey Micro Credit Foundation reported a net profit of ₹14.75 Lakh (net margin 11.4%) and EBITDA of ₹51.7 Lakh (EBITDA margin 40%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Rishimarkandey Micro Credit Foundation is 24% over three years and 25% over five years. In the latest year (FY 2025) revenue fell 11%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Rishimarkandey Micro Credit Foundation is 09AAICR1521L1Z8, registered in Uttar Pradesh.
The CIN (Corporate Identification Number) of Rishimarkandey Micro Credit Foundation is U65900UP2017NPL090999. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Rishimarkandey Micro Credit Foundation was incorporated on 03 March 2017, making it 9+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
The peers of Rishimarkandey Micro Credit Foundation by revenue are M.V.G Chits Private Limited, Ifast Financial India Private Limited, Shree Vijayaram Benefit Nidhi Limited, Krishi Rasayan Private Limited, Findoc Investmart (Ifsc) Private Limited and 5 more, all in the same principal business activity (Other financial activities).
Anil Kumar Singh was appointed as Director on 03 Mar 2017. Poonam Singh was appointed as Director on 03 Mar 2017.
The registered office of Rishimarkandey Micro Credit Foundation is at 201 Ashapur, Varanasi, Uttar Pradesh, India – 221007.