Rishiram Chits Private Limited
About Rishiram Chits Private Limited
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Rishiram Chits Private Limited is a private limited company based in Ernakulam, Kerala, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 07 May 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65900KL2018PTC053173.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors Kaveriyamma and Rejani Rajeev Menon.
Its last annual general meeting (AGM) was held on 10 October 2022, and its latest financial statements are for the year ended 31 March 2022. The registered office is at Ernakulam, Kerala.
As per the financials filed for FY 2022, the company reported a revenue of ₹4.09 Lakh, a decline of 4% compared to the previous year. For the same year it recorded a net profit of ₹20,002 (net margin 4.9%) and EBITDA of ₹22,178 (EBITDA margin 5.4%). Revenue has grown at a compounded annual rate (CAGR) of 40% over three years.
Court records list 9 cases involving the company, including 5 filed by the company and 1 filed against it; 8 cases are pending.
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- Registered Address62/1724 (Old No. 39/1975 D2(2)) 2Cb 2nd Floor Thottekattu Estate Chit, Toor Road, Ernakulam, Kerala, India – 682016
- IndustryFinancial Services, Other Financial Intermediation
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Rishiram Chits Private Limited
The main business activity of Rishiram Chits is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Rishiram Chits Private Limited FY 2022 filings available
Rishiram Chits Private Limited reported revenue of ₹4.09 Lakh (down 4% YoY) for FY 2022.
Compounded Annual Growth Rate (CAGR) of Rishiram Chits Private Limited
Revenue fell 4% in the latest year, but over three years it has grown at a compounded annual rate (CAGR) of 40%. EBITDA rose 46% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Rishiram Chits Private Limited
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• |
| EBITDA | ₹22,178 | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹20,002 | •••• | •••• | •••• |
| Balance Sheet | ||||
| Share Capital | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• |
Financial Ratios of Rishiram Chits Private Limited
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | 5.4% | •••• | •••• | •••• |
| Net Profit Margin | 4.9% | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• |
| Liquidity and Debt | ||||
| Current Ratio | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• |
| Efficiency and Growth | ||||
| Asset Turnover | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Rishiram Chits are in the company report.
Financial statements from FY 2019
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Rishiram Chits Private Limited
Rishiram Chits Private Limited is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Abhiaditya Nidhi Limited | ₹4.09 Lakh (FY 2021) | •••• | •••• | •••• | Jaipur, Rajasthan, India | |
| CP Fincap Pvt Ltd | ₹4.09 Lakh (FY 2025) | •••• | •••• | 197.0% | •••• | Ludhiana, Punjab, India |
| Folks Mutual Benefit Nidhi Limited | ₹4.09 Lakh (FY 2022) | •••• | •••• | -1.0% | •••• | Vikasnagar, Uttarakhand, India |
| Hemdeepu Business Solutions Private Limited | ₹4.09 Lakh (FY 2023) | •••• | •••• | 39.0% | •••• | Bangalore, Karnataka, India |
| Sri Charles Chit Fund Private Limited | ₹4.09 Lakh (FY 2021) | •••• | •••• | -44.0% | •••• | Thuraiyur, Tamil Nadu, India |
| Rishiram Chits Private Limited this company | ₹4.09 Lakh (FY 2022) | •••• | •••• | -4.0% | •••• | Ernakulam, Kerala, India |
| RRB Securities Limited TFR. Co. From Delhi to Haryana | ₹4.09 Lakh (FY 2019) | •••• | •••• | -96.0% | •••• | Gurgaon, Haryana, India |
| Ram Nath and Company Financiers Limited | ₹4.08 Lakh (FY 2025) | •••• | •••• | -97.0% | •••• | Jammu and Kashmir, India |
| Spencer Auto Industries Pvt Ltd | ₹4.08 Lakh (FY 2019) | •••• | •••• | -4.0% | •••• | Faridabad, Haryana, India |
| Kesar Madhav Micro Finance | ₹4.08 Lakh (FY 2025) | •••• | •••• | 32.0% | •••• | Jaipur, Rajasthan, India |
| Mudhol Chits Private Limited | ₹4.08 Lakh (FY 2024) | •••• | •••• | -68.0% | •••• | Mudhol, Karnataka, India |
Peers are the five companies nearest above and the five nearest below Rishiram Chits by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Board of Directors of Rishiram Chits Private Limited
Rishiram Chits has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kaveriyamma Also directs: Rishiram Nidhi Limited, Rishiram Medical Care Centre | Director | 29 Oct 2021 | 4 Years 11 Months | Current |
| Rejani Rajeev Menon | Director | 07 May 2018 | 8 Years 5 Months | Current |
Ownership and Shareholding of Rishiram Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Rishiram Chits Private Limited
Rishiram Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Legal Cases of Rishiram Chits Private Limited
Rishiram Chits Private Limited has 9 court cases on record: 5 filed by Rishiram Chits, 1 filed against it, 3 where it is another party. 8 cases are pending and 1 is disposed. Status as checked between 21 Sep 2026 and 04 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 9 | 1 | 8 |
Cases on record (5 of 9)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Alappuzha, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Alappuzha, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Ernakulam, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Alappuzha, Kerala | Civil suit | Filed by the company against an individual | Pending |
| District court, Ernakulam, Kerala | Criminal case | Filed against the company by an individual | Pending |
Full case history
All 9 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Rishiram Chits Private Limited
Employment history and EPFO contributions of people linked to Rishiram Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Rishiram Chits Private Limited
Rishiram Chits Private Limited has 3 board changes on record since 2018: 2 appointments and 1 cessation. The latest: Kaveriyamma was appointed as Director on 29 Oct 2021.
Credit Ratings, Litigation & Regulatory Alerts for Rishiram Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Rishiram Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Rishiram Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Rishiram Chits Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Rishiram Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Rishiram Chits Private Limited
Rishiram Chits is an active private limited company based in Ernakulam, Kerala, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 07 May 2018 (8+ years old) and is registered under CIN U65900KL2018PTC053173.
Rishiram Chits reported revenue of ₹4.09 Lakh for FY 2022 (down 4% YoY).
Rishiram Chits has 2 current directors:
- Kaveriyamma - Director
- Rejani Rajeev Menon - Director
Rishiram Chits reported a net profit of ₹20,002 (net margin 4.9%) and EBITDA of ₹22,178 (EBITDA margin 5.4%) for FY 2022, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Rishiram Chits is 40% over three years. In the latest year (FY 2022) revenue fell 4%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Rishiram Chits is U65900KL2018PTC053173. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Rishiram Chits has 9 court cases on record: 5 filed by the company and 1 filed against it. 8 are pending.
Rishiram Chits was incorporated on 07 May 2018, making it 8+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Rishiram Chits by revenue are Abhiaditya Nidhi Limited, CP Fincap Pvt Ltd, Folks Mutual Benefit Nidhi Limited, Hemdeepu Business Solutions Private Limited, Sri Charles Chit Fund Private Limited and 5 more, all in the same principal business activity (Other financial activities).
Kaveriyamma was appointed as Director on 29 Oct 2021. Manoharan Krishnakurup ceased to be Director on 29 Oct 2021. Rejani Rajeev Menon was appointed as Director on 07 May 2018.
The registered office of Rishiram Chits is at 621724 Old No. 391975 D22 2Cb 2nd Floor Thottekattu Estate Chit, Toor Road, Ernakulam, Kerala, India – 682016.