RMS Credit Private Limited
About RMS Credit Private Limited
Data last updated:
RMS Credit Private Limited is a private limited company based in Mumbai, Maharashtra, India. It operates in the business support services segment of the business services sector. It was incorporated on 02 June 2004 and has been in existence for over 22 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U65999MH2004PTC146705. The company has 2 GST registrations on record, none of which is active.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It was formerly known as Rms Credit Solutions Private Limited. It is led by directors including Sonia Rajaram Ajgaonkar and Malvika Rajiv Kulkarni.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at C/O Shri M R Ajgaonkar Mandarjuhu Road Juhu, Mumbai, Maharashtra, India – 400049.
As per the financials filed for FY 2024, the company reported a revenue of ₹12.36 Lakh, a growth of 80% compared to the previous year. For the same year it recorded a net profit of ₹4.62 Lakh (net margin 37.4%) and EBITDA of ₹4.62 Lakh (EBITDA margin 37.4%). Revenue has grown at a compounded annual rate (CAGR) of 1% over three years and 6% over five years.
The company has about 1 employee on its provident fund (EPFO) records.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
RMS Credit Private Limited's registered office is in Mumbai, Maharashtra. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressC/O Shri M R Ajgaonkar Mandarjuhu Road Juhu, Mumbai, Maharashtra, India – 400049
- IndustryBusiness Services, Business Support Services
To see the full contact details of RMS Credit Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of RMS Credit is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of RMS Credit Private Limited, buy the company report.
Financials of RMS Credit Private Limited
FY 2025 filings availableRMS Credit Private Limited reported revenue of ₹12.36 Lakh (up 80% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 6% over five years, including 80% growth in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹4.62 Lakh | ||||
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| Net Profit (PAT) | ₹4.62 Lakh | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA Margin | 37.4% | ||||
| Net Profit Margin | 37.4% | ||||
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To see the full financial statements and ratios of RMS Credit Private Limited, buy the company report.
Board of directors of RMS Credit Private Limited
RMS Credit has 3 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sonia Rajaram Ajgaonkar | Director | 02 Jun 2004 | 22 Years 4 Months | Current |
| Malvika Rajiv Kulkarni | Director | 30 Sep 2024 | 2 Years 0 Months | Current |
| Sai Arun Bhosale | Director | 18 Dec 2021 | 4 Years 10 Months | Current |
Auditor
RMS Credit Private Limited is audited by SANTOSH M RAIKAR & CO for the financial year 2019.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| SANTOSH M RAIKAR & CO | FY 2019 | 131534W |
Shareholding
The shareholding of RMS Credit Private Limited is on record for 4 financial years, the latest being FY 2019, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2019 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|
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| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of RMS Credit Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving RMS Credit Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for RMS Credit Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
RMS Credit Private Limited has a workforce of 1 employees on its EPFO records as of Apr 09, 2024, across 1 active EPFO establishment.
GST
RMS Credit has 2 GST registrations on record, and all of them have been cancelled or are inactive. Only active GST numbers are listed on this page.
To see the full GST registrations and return filing status of RMS Credit Private Limited, buy the company report.
Recent activity
RMS Credit Private Limited has 5 board changes on record since 2004: 3 appointments and 2 cessations. The latest: Malvika Rajiv Kulkarni was appointed as Director on 30 Sep 2024.
Frequently asked questions
RMS Credit is an active private limited company based in Mumbai, Maharashtra, India. The company works in business support services, within the business services industry. It was incorporated on 02 June 2004 (22+ years old) and is registered under CIN U65999MH2004PTC146705.
RMS Credit has 3 current directors:
- Sonia Rajaram Ajgaonkar - Director
- Malvika Rajiv Kulkarni - Director
- Sai Arun Bhosale - Director
The latest financial statements of RMS Credit on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
No. RMS Credit has 2 GST registrations on record and all of them are cancelled or inactive.
The CIN (Corporate Identification Number) of RMS Credit is U65999MH2004PTC146705. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
RMS Credit was incorporated on 02 June 2004, making it 22+ years old. It is registered with the Registrar of Companies, Mumbai.
Malvika Rajiv Kulkarni was appointed as Director on 30 Sep 2024. Moreshwar Rajaram Ajgaonkar ceased to be Director on 19 Jul 2024. Sai Arun Bhosale ceased to be Additional Director on 30 Sep 2022. RMS Credit has 5 board changes on record in total.
The registered office of RMS Credit is at CO Shri M R Ajgaonkar Mandarjuhu Road Juhu, Mumbai, Maharashtra, India – 400049.
RMS Credit operates in the business services industry, in the business support services segment.
The compliance status of RMS Credit is compliant as of 02 August 2026. The company is actively filing with the Registrar of Companies.