
Rowfin Chit Fund Pvt.Ltd.
About Rowfin Chit Fund Pvt.Ltd.
Data last updated:
Rowfin Chit Fund Pvt.Ltd. is a private limited company based in Vijayawada, Andhra Pradesh, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 23 February 1982 and has been in existence for over 44 years.
The company is registered with the Registrar of Companies (ROC), Vijayawada, under CIN U65992AP1982PTC003411. The company has 1 GST registration on record, which is no longer active.
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹15 Lakh. It is led by directors Krishnarao Chanumolu (Managing Director) and Padmavathi Chanumolu.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Door No.27 – 17 – 48 P.B.Streetgovernorpet Centre Vijaywada, Vijayawada, Andhra Pradesh, India – 520002.
As per the financials filed for FY 2022, the company reported a revenue of ₹12.05 Lakh, a decline of 53% compared to the previous year. For the same year it recorded a net loss of ₹10.78 Lakh (net margin -89.5%) and EBITDA of -₹9.45 Lakh (EBITDA margin -78.5%). Revenue has declined at a compounded annual rate (CAGR) of 36% over three years and 22% over five years.
As per MCA filings, the company has open charges of ₹99,252 on record. Court records list 2 cases involving the company, including 2 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Rowfin Chit Fund Pvt.Ltd.'s registered office is in Vijayawada, Andhra Pradesh. Its e-mail address is in the company report.
- Email
- Registered AddressDoor No.27 – 17 – 48 P.B.Streetgovernorpet Centre Vijaywada, Vijayawada, Andhra Pradesh, India – 520002
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Rowfin Chit Fund Pvt.Ltd., buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Rowfin Chit Fund Pvt.Ltd.
FY 2025 filings availableRowfin Chit Fund Pvt.Ltd. reported revenue of ₹12.05 Lakh (down 53% YoY) for FY 2022.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 22% over five years, including a 53% fall in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹12.05 Lakh | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹9.45 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹10.78 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -78.5% | ||||
| Net Profit Margin | -89.5% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
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| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Rowfin Chit Fund Pvt.Ltd., buy the company report.
Board of directors of Rowfin Chit Fund Pvt.Ltd.
Rowfin Chit Fund has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Krishnarao Chanumolu | Managing Director | 01 Aug 1985 | 41 Years 2 Months | Current |
| Padmavathi Chanumolu Also directs: Rowfin Realestates Private Limited | Director | 06 Sep 2007 | 19 Years 1 Months | Current |
Shareholding
The shareholding of Rowfin Chit Fund Pvt.Ltd. is on record for 4 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2020 | FY 2017 | FY 2016 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Rowfin Chit Fund Pvt.Ltd., buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 07 Jan 1988 | 90129225 | Vysya Bank Ltd. | ₹99,252 | Open |
Total charge records: 1 View all charges
Legal cases
Rowfin Chit Fund Pvt.Ltd. has 2 court cases on record: 2 filed by Rowfin Chit Fund. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 2 | 0 | 0 |
Cases on record (2 of 2)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Krishna, Andhra Pradesh | Civil suit | Filed by the company against an individual | Disposed |
| District court, Krishna, Andhra Pradesh | Execution petition | Filed by the company against individuals | Disposed |
To see the full case history of Rowfin Chit Fund Pvt.Ltd., buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Rowfin Chit Fund Pvt.Ltd.; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Rowfin Chit Fund has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.
To see the full GST registrations and return filing status of Rowfin Chit Fund Pvt.Ltd., buy the company report.
Recent activity
Rowfin Chit Fund Pvt.Ltd. has 4 board changes on record since 1985: 2 appointments and 2 cessations. The latest: Chanumolu Satyavathi ceased to be Director on 31 Dec 2007.
Frequently asked questions
Rowfin Chit Fund is an active private limited company based in Vijayawada, Andhra Pradesh, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 23 February 1982 (44+ years old) and is registered under CIN U65992AP1982PTC003411.
Rowfin Chit Fund has 2 current directors:
- Krishnarao Chanumolu - Managing Director
- Padmavathi Chanumolu - Director
The latest financial statements of Rowfin Chit Fund on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
No. Rowfin Chit Fund has 1 GST registration on record and it is cancelled or inactive.
The CIN (Corporate Identification Number) of Rowfin Chit Fund is U65992AP1982PTC003411. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Rowfin Chit Fund has 2 court cases on record: 2 filed by the company.
Rowfin Chit Fund was incorporated on 23 February 1982, making it 44+ years old. It is registered with the Registrar of Companies, Vijayawada.
Chanumolu Satyavathi ceased to be Director on 31 Dec 2007. Nomeswararao Chanumolu ceased to be Director on 31 Dec 2007. Padmavathi Chanumolu was appointed as Director on 06 Sep 2007. Rowfin Chit Fund has 4 board changes on record in total.
The registered office of Rowfin Chit Fund is at Door No.27 – 17 – 48 P.B.Streetgovernorpet Centre Vijaywada, Vijayawada, Andhra Pradesh, India – 520002.
Rowfin Chit Fund operates in the financial services industry, in the microfinance institutions segment.