Royal Heritage Microcredit Foundation
About Royal Heritage Microcredit Foundation
Data last updated:
Royal Heritage Microcredit Foundation is a private not for profit company based in Patna, Bihar, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 11 March 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Patna, under CIN U65999BR2016NPL026259.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Jitendra Kumar and Priya Kumari.
Its last annual general meeting (AGM) was held on 30 September 2018, and its latest financial statements are for the year ended 31 March 2018. The registered office is at Near Bus Stand Bigrahpur Postal Park Jakkanpur, Patna, Bihar, India – 800001.
As per the financials filed for FY 2018, the company reported a revenue of ₹6.76 Lakh, a decline of 42% compared to the previous year. For the same year it recorded a net loss of ₹9,845 (net margin -1.5%) and EBITDA of -₹9,845 (EBITDA margin -1.5%).
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Royal Heritage Microcredit Foundation's registered office is in Patna, Bihar.
- Registered AddressNear Bus Stand Bigrahpur Postal Park Jakkanpur, Patna, Bihar, India – 800001
- IndustryFinancial Services, Other Financial Intermediation
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Royal Heritage Microcredit Foundation is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Royal Heritage Microcredit Foundation, buy the company report.
Financials of Royal Heritage Microcredit Foundation
FY 2018 filings availableRoyal Heritage Microcredit Foundation reported revenue of ₹6.76 Lakh (down 42% YoY) for FY 2018.
Compounded Annual Growth Rate (CAGR)
Revenue fell 42% in the latest year. EBITDA fell 222% in the latest year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2017-18 | FY 2016-17 | FY 2015-16 |
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| EBITDA | -₹9,845 | ||
| Profit Before Tax | |||
| Tax Expense | |||
| Net Profit (PAT) | -₹9,845 | ||
| Balance Sheet | |||
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Financial Ratios
| Metrics | FY 2017-18 | FY 2016-17 | FY 2015-16 |
|---|---|---|---|
| Profitability | |||
| EBITDA Margin | -1.5% | ||
| Net Profit Margin | -1.5% | ||
| Return on Equity (ROE) | |||
| Return on Capital Employed (ROCE) | |||
| Return on Assets (ROA) | |||
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To see the full financial statements and ratios of Royal Heritage Microcredit Foundation, buy the company report.
Board of directors of Royal Heritage Microcredit Foundation
Royal Heritage Microcredit Foundation has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Priya Kumari | Additional Director | 30 Aug 2017 | 9 Years 2 Months | Current |
| Jitendra Kumar | Director | 11 Mar 2016 | 10 Years 8 Months | Current |
Peer comparison
Royal Heritage Microcredit Foundation is compared with the 9 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Credithorse Finserve Private Limited | ₹6.77 Lakh (FY 2024) | 0.0% | Jharsuguda, Odisha, India | |||
| Mitter Finance Company Limited | ₹6.77 Lakh (FY 2017) | -27.0% | Ludhiana, Punjab, India | |||
| Rigo International Private Limited | ₹6.77 Lakh (FY 2025) | 129.0% | Jaipur, Rajasthan, India | |||
| Swati Viniyog Pvt. Ltd. | ₹6.76 Lakh (FY 2024) | 2.0% | Clive Row Calcutta-1, West Bengal, India | |||
| Royal Heritage Microcredit Foundationthis company | ₹6.76 Lakh (FY 2018) | -₹9,845 | -1.5% | -42.0% | Patna, Bihar, India | |
| Crystal Finlease Private Limited | ₹6.76 Lakh (FY 2025) | 10.0% | Chandigarh, India | |||
| New Akshayadharani Chit Funds Private Limited | ₹6.76 Lakh (FY 2023) | 147.0% | Warangal, Telangana, India | |||
| Fidelfolio Investment Private Limited | ₹6.76 Lakh (FY 2024) | Patna, Bihar, India | ||||
| S K Sharma Clearing Agent Private Limited | ₹6.76 Lakh (FY 2018) | -26.0% | Kolkata, West Bengal, India | |||
| Morries Securities Private Limited | ₹6.75 Lakh (FY 2025) | -36.0% | Mumbai, Maharashtra, India |
To see the full peer comparison of Royal Heritage Microcredit Foundation, buy the company report.
Legal cases
No court or tribunal cases involving Royal Heritage Microcredit Foundation are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Royal Heritage Microcredit Foundation; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Royal Heritage Microcredit Foundation; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Royal Heritage Microcredit Foundation has 3 board changes on record since 2016: 2 appointments and 1 cessation. The latest: Priya Kumari was appointed as Additional Director on 30 Aug 2017.
Frequently asked questions
Royal Heritage Microcredit Foundation is an active private not for profit company based in Patna, Bihar, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 11 March 2016 (10+ years old) and is registered under CIN U65999BR2016NPL026259.
Royal Heritage Microcredit Foundation has 2 current directors:
- Priya Kumari - Additional Director
- Jitendra Kumar - Director
The latest financial statements of Royal Heritage Microcredit Foundation on record with the MCA are for the year ended 31 March 2018. Its last annual general meeting was held on 30 September 2018. Year-wise statements from FY 2016 are in the company report.
The CIN (Corporate Identification Number) of Royal Heritage Microcredit Foundation is U65999BR2016NPL026259. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Royal Heritage Microcredit Foundation was incorporated on 11 March 2016, making it 10+ years old. It is registered with the Registrar of Companies, Patna.
The peers of Royal Heritage Microcredit Foundation by revenue are Credithorse Finserve Private Limited, Mitter Finance Company Limited, Rigo International Private Limited, Swati Viniyog Pvt. Ltd, Crystal Finlease Private Limited and 4 more, all in the same principal business activity (other financial activities).
Priya Kumari was appointed as Additional Director on 30 Aug 2017. Ravishankar Bidharthi ceased to be Director on 30 Aug 2017. Jitendra Kumar was appointed as Director on 11 Mar 2016.
The registered office of Royal Heritage Microcredit Foundation is at Near Bus Stand Bigrahpur Postal Park Jakkanpur, Patna, Bihar, India – 800001.
Royal Heritage Microcredit Foundation operates in the financial services industry, in the other financial intermediation segment.
The compliance status of Royal Heritage Microcredit Foundation is compliant as of 22 September 2026. The company is actively filing with the Registrar of Companies.
Royal Heritage Microcredit Foundation can be reached at its registered office: Near Bus Stand Bigrahpur Postal Park Jakkanpur, Patna, Bihar, India – 800001.
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