Royal Microfinance
About Royal Microfinance
Data last updated:
Royal Microfinance is a private not for profit company based in Alwar, Rajasthan, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 29 May 2013 and has been in existence for over 13 years.
The company is registered with the Registrar of Companies (ROC), Jaipur, under CIN U65999RJ2013NPL042712.
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors Kaushal Pratap Singh and Rubi.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Alwar, Rajasthan.
As per the financials filed for FY 2018, the company reported a revenue of ₹4.61 Lakh, a decline of 4% compared to the previous year. For the same year it recorded a net profit of ₹1,414 (net margin 0.3%) and EBITDA of ₹36,607 (EBITDA margin 7.9%). Revenue has declined at a compounded annual rate (CAGR) of 22% over three years.
As per MCA filings, the company has open charges of ₹40.5 Lakh and satisfied charges of ₹40.5 Lakh on record.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressPlot No 97C, Shre Ram Nagar Behind N.E.B, Alwar, Rajasthan, India – 301001
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Financials of Royal Microfinance FY 2025 filings available
Royal Microfinance reported revenue of ₹4.61 Lakh (down 4% YoY) for FY 2018.
Compounded Annual Growth Rate (CAGR) of Royal Microfinance
Revenue has declined at a compounded annual rate (CAGR) of 22% over three years, including a 4% fall in the latest year. EBITDA rose 98% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Royal Microfinance
| Metrics | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | ₹4.61 Lakh | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• |
| EBITDA | ₹36,607 | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹1,414 | •••• | •••• | •••• |
| Balance Sheet | ||||
| Share Capital | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• |
Financial Ratios of Royal Microfinance
| Metrics | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | 7.9% | •••• | •••• | •••• |
| Net Profit Margin | 0.3% | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• |
| Liquidity and Debt | ||||
| Current Ratio | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• |
| Efficiency and Growth | ||||
| Asset Turnover | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Royal Microfinance are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Auditor Details of Royal Microfinance
Royal Microfinance is audited by SARWESHWAR MITTAL & CO for the financial year 2018.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| SARWESHWAR MITTAL & CO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Royal Microfinance
Royal Microfinance has 2 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kaushal Pratap Singh Also directs: Sanyukt Finance Private Limited, Sikarwar Nidhi Limited | Director | 08 May 2025 | 1 Years 5 Months | Current |
| Rubi Also directs: Sanyukt Finance Private Limited | Director | 08 May 2025 | 1 Years 5 Months | Current |
Ownership and Shareholding of Royal Microfinance
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Royal Microfinance
| Date | Lender | Amount | Status |
|---|---|---|---|
| 14 Aug 2013 | Uco Bank | ₹40.5 Lakh | Satisfied |
Total charge records: 1 View all charges
Employees and EPFO Compliance at Royal Microfinance
Employment history and EPFO contributions of people linked to Royal Microfinance.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Royal Microfinance
Royal Microfinance has 8 board changes on record since 2013: 3 appointments and 5 cessations. The latest: Ishu Jain ceased to be Director on 09 May 2025.
1 earlier event is listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Royal Microfinance
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Royal Microfinance
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Royal Microfinance
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Royal Microfinance
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Royal Microfinance
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Royal Microfinance
Royal Microfinance is an active private not for profit company based in Alwar, Rajasthan, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 29 May 2013 (13+ years old) and is registered under CIN U65999RJ2013NPL042712.
Royal Microfinance reported revenue of ₹4.61 Lakh for FY 2018 (down 4% YoY).
Royal Microfinance has 2 current directors:
- Kaushal Pratap Singh - Director
- Rubi - Director
Royal Microfinance reported a net profit of ₹1,414 (net margin 0.3%) and EBITDA of ₹36,607 (EBITDA margin 7.9%) for FY 2018, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Royal Microfinance is -22% over three years. In the latest year (FY 2018) revenue fell 4%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Royal Microfinance is U65999RJ2013NPL042712. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Royal Microfinance was incorporated on 29 May 2013, making it 13+ years old. It is registered with the Registrar of Companies, Jaipur.
Ishu Jain ceased to be Director on 09 May 2025. Pankaj Tahilyani ceased to be Director on 09 May 2025. Pramod Deedwania ceased to be Director on 09 May 2025. Royal Microfinance has 8 board changes on record in total.
The registered office of Royal Microfinance is at Plot No 97C, Shre Ram Nagar Behind N.E.B, Alwar, Rajasthan, India – 301001.
Royal Microfinance has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹5 Lakh.