RPS Smart Nidhi Limited
About RPS Smart Nidhi Limited
Data last updated:
RPS Smart Nidhi Limited is a nidhi company based in New Delhi, Delhi, India. It operates in the insurance and pension services segment of the insurance sector. It was incorporated on 26 September 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U67200DL2019PLN355594.
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹10.26 Lakh. It is led by directors including Suresh Kumar and Jag Ram Singh.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at House No. – 325 Shop No – 1 Ground Floor Block – O Near Mcd Dispensary Mangolpuri, New Delhi, Delhi, India – 110083.
As per the financials filed for FY 2024, the company reported a revenue of ₹2.78 Lakh, a decline of 58% compared to the previous year. For the same year it recorded a net loss of ₹96,413 (net margin -34.7%) and EBITDA of -₹53,409 (EBITDA margin -19.2%). Revenue has declined at a compounded annual rate (CAGR) of 15% over three years.
Court records list 2 cases involving the company, including 2 filed by the company; 1 case is pending.
Company details
Contact details
RPS Smart Nidhi Limited's registered office is in New Delhi, Delhi.
- Registered AddressHouse No. – 325 Shop No – 1 Ground Floor Block – O Near Mcd Dispensary Mangolpuri, New Delhi, Delhi, India – 110083
- IndustryInsurance, Insurance & Pension Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of RPS Smart Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of RPS Smart Nidhi Limited, buy the company report.
Financials of RPS Smart Nidhi Limited
FY 2025 filings availableRPS Smart Nidhi Limited reported revenue of ₹2.78 Lakh (down 58% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 15% over three years, including a 58% fall in the latest year. EBITDA fell 121% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | -₹53,409 | ||||
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| Net Profit (PAT) | -₹96,413 | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| Profitability | |||||
| EBITDA Margin | -19.2% | ||||
| Net Profit Margin | -34.7% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of RPS Smart Nidhi Limited, buy the company report.
Board of directors of RPS Smart Nidhi Limited
RPS Smart Nidhi has 4 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Suresh Kumar | Director | 26 Sep 2019 | 7 Years 1 Months | Current |
| Jag Ram Singh | Director | 17 Oct 2022 | 4 Years 0 Months | Current |
| Rajender Singh | Director | 01 Jul 2022 | 4 Years 4 Months | Current |
| Reena Gupta Also directs: Mansrover Jan Kalyan Foundation, Paytong Goods Private Limited, RPS Mudra Nidhi Limited and 1 more | Director | 26 Sep 2019 | 7 Years 1 Months | Current |
Peer comparison
RPS Smart Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| GB Financial Services Private Limited | ₹2.78 Lakh (FY 2024) | 11.0% | Tamil Nadu, India | |||
| Atrolia Agro Pvt Ltd | ₹2.78 Lakh (FY 2018) | -4.0% | Kolkata, West Bengal, India | |||
| Sebat Kuries Private Limited | ₹2.78 Lakh (FY 2025) | -47.0% | P O Irinjalakuda, Kerala, India | |||
| Subheksha Consulting Private Limited | ₹2.78 Lakh (FY 2021) | -8.0% | Ghaziabad, Uttar Pradesh, India | |||
| Aassi Forex and Travels Private Limited | ₹2.78 Lakh (FY 2016) | New Delhi, Delhi, India | ||||
| RPS Smart Nidhi Limitedthis company | ₹2.78 Lakh (FY 2024) | -₹96,413 | -34.7% | -58.0% | New Delhi, Delhi, India | |
| Basavashree Chit Funds Private Limited | ₹2.77 Lakh (FY 2022) | -37.0% | Gadhinglaj, Maharashtra, India | |||
| Anantnag Commerecial Private Limited | ₹2.77 Lakh (FY 2025) | 11.0% | New Delhi, Delhi, India | |||
| Sunflag Micro Solutions Private Limited | ₹2.77 Lakh (FY 2025) | 35.0% | Mumbai, Maharashtra, India | |||
| Burdwan Road Properties Pvt Ltd | ₹2.77 Lakh (FY 2025) | 3.0% | Kolkata, West Bengal, India | |||
| SDT Supporting India Foundation | ₹2.77 Lakh (FY 2025) | 191.0% | West Champaran, Bihar, India |
To see the full peer comparison of RPS Smart Nidhi Limited, buy the company report.
Legal cases
RPS Smart Nidhi Limited has 2 court cases on record: 2 filed by RPS Smart Nidhi. 1 case is pending and 1 is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 2 | 0 | 1 |
Cases on record (2 of 2)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, West, Delhi | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, West, Delhi | Cheque dishonour complaint | Filed by the company against an individual | Disposed |
To see the full case history of RPS Smart Nidhi Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for RPS Smart Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for RPS Smart Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
RPS Smart Nidhi Limited has 6 board changes on record since 2019: 4 appointments and 2 cessations. The latest: Jag Ram Singh was appointed as Director on 17 Oct 2022.
Frequently asked questions
RPS Smart Nidhi is an active nidhi company based in New Delhi, Delhi, India. The company works in insurance and pension services, within the insurance industry. It was incorporated on 26 September 2019 (7+ years old) and is registered under CIN U67200DL2019PLN355594.
RPS Smart Nidhi has 4 current directors:
- Suresh Kumar - Director
- Jag Ram Singh - Director
- Rajender Singh - Director
- Reena Gupta - Director
The latest financial statements of RPS Smart Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2020 are in the company report.
The CIN (Corporate Identification Number) of RPS Smart Nidhi is U67200DL2019PLN355594. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
RPS Smart Nidhi has 2 court cases on record: 2 filed by the company. 1 is pending.
RPS Smart Nidhi was incorporated on 26 September 2019, making it 7+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of RPS Smart Nidhi by revenue are GB Financial Services Private Limited, Atrolia Agro Pvt Ltd, Sebat Kuries Private Limited, Subheksha Consulting Private Limited, Aassi Forex and Travels Private Limited and 5 more, all in the same principal business activity (other financial activities).
Jag Ram Singh was appointed as Director on 17 Oct 2022. Rajender Singh was appointed as Director on 01 Jul 2022. Sanjay Singh ceased to be Additional Director on 01 Jul 2022. RPS Smart Nidhi has 6 board changes on record in total.
The registered office of RPS Smart Nidhi is at House No. – 325 Shop No – 1 Ground Floor Block – O Near Mcd Dispensary Mangolpuri, New Delhi, Delhi, India – 110083.
RPS Smart Nidhi operates in the insurance industry, in the insurance and pension services segment.
RPS Smart Nidhi can be reached at its registered office: House No. – 325 Shop No – 1 Ground Floor Block – O Near Mcd Dispensary Mangolpuri, New Delhi, Delhi, India – 110083.
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