- Udyam number
- UDYAM-JH-22-0002623

About RSD Finance Ltd
Data last updated:
RSD Finance Ltd is a public limited company based in Jamshedpur, Jharkhand, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 04 February 1963 and has been in existence for over 63 years.
The company is registered with the Registrar of Companies (ROC), Ranchi, under CIN L17222JH1963PLC013316. Its GSTIN is 20AABCR2633Q1ZE (Jharkhand). It is a listed company as per MCA records. Its shares are listed on BSE: 539875 and NSE: RSDFIN.
The company has an authorised share capital of ₹6.5 Cr and a paid-up capital of ₹6.47 Cr. It is led by directors including Rajeev Singh Dugal (Managing Director) and Upneet Dugal.
Its last annual general meeting (AGM) was held on 26 September 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at H. No . 4 The Alcor Hotel Ramdas Bhatta Bistupur, Jamshedpur, Jharkhand, India – 831001.
As per the latest consolidated financials for FY 2025-26, the company reported a revenue of ₹37.58 Cr, a decline of 71.5% compared to the previous year. For the same year it recorded a net profit of ₹12.84 Cr (net margin 34.2%) and EBITDA of ₹15.46 Cr (EBITDA margin 41.1%).
The company has about 5 employees on its provident fund (EPFO) records. Its group structure includes 2 subsidiaries.
The company is associated with 1 brand: RSD Finance. As per MCA filings, the company has open charges of ₹95 Lakh and satisfied charges of ₹59.83 Cr on record. Court records list 8 cases involving the company, including 8 filed by the company.
RSD Finance Ltd is registered as an MSME under the Udyam registration framework (Reg. No. UDYAM-JH-22-0002623). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website rsdfinancelimited.com.
Company details
CIN history
RSD Finance has one previous CIN (Corporate Identification Number): L17222WB1963PLC025749. The current CIN is L17222JH1963PLC013316, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L17222JH1963PLC013316 | Current |
| L17222WB1963PLC025749 | Previous |
Recognitions & Rankings of RSD Finance
Contact details
RSD Finance Ltd's registered office is in Jamshedpur, Jharkhand. Its website is rsdfinancelimited.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressH. No . 4 The Alcor Hotel Ramdas Bhatta Bistupur, Jamshedpur, Jharkhand, India – 831001
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of RSD Finance Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
RSD Finance operates one associated brand: RSD Finance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Diversified investment management services are provided across various assets. | rsdfinancelimited.com |
Business activity
The main business activities of RSD Finance are financial and insurance service and support service to organizations. In detail, this covers other financial activities and other support services to organizations. 2 activity segments are registered with the MCA.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | |
| N | Support service to Organizations | N7 | Other support services to organizations |
To see the full business activity and turnover split of RSD Finance Ltd, buy the company report.
Financials of RSD Finance Ltd
FY 2025-26 filings availableRSD Finance Ltd reported revenue of ₹37.58 Cr (down 71.5% YoY) for FY 2025-26.
Financial Highlights
FY 2025-26 · ConsolidatedRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 37.58 | 132 | 108 | 96.81 | 97.16 | 54.55 | 70.74 |
| Revenue growth | -71.6% | +22.0% | +11.9% | -0.4% | +78.1% | -22.9% | - |
| EBITDA | 15.46 | 34.29 | 32.57 | 30.66 | 36.09 | 15.65 | 18.62 |
| EBITDA margin | +41.1% | +26.0% | +30.1% | +31.7% | +37.1% | +28.7% | +26.3% |
| Profit before tax | 20.97 | 25.36 | 21.85 | 16.13 | 23.97 | 9.52 | 13.06 |
| Net profit | 12.84 | 13.24 | 14.09 | 11.10 | 16.00 | 7.08 | 7.49 |
| Net profit margin | +34.2% | +10.0% | +13.0% | +11.5% | +16.5% | +13.0% | +10.6% |
| EPS (₹) | 11.63 | 10.22 | 10.81 | 8.55 | 12.37 | 5.48 | 5.76 |
| Balance sheet | |||||||
| Total assets | - | 270 | 258 | 246 | 232 | 198 | 186 |
| Net worth | - | 212 | 199 | 183 | 176 | 156 | 146 |
| Total debt | - | 21.08 | 26.40 | 34.39 | 32.97 | 20.20 | 20.83 |
| Cash & bank | - | 5.84 | 6.97 | 6.24 | 7.95 | 3.15 | 1.69 |
| Net working capital | - | 22.98 | 16.42 | 15.00 | 13.02 | (2.16) | 2.33 |
| Cash flow | |||||||
| Cash from operations | - | (0.14) | 15.24 | 5.94 | 4.91 | 14.85 | 3.61 |
| Cash from investing | - | 4.78 | (6.10) | (11.64) | (12.88) | (12.77) | (8.70) |
| Cash from financing | - | (5.78) | (8.41) | 3.99 | 12.77 | (0.63) | 3.53 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 11.72 | 5.58 | 14.25 | 6.28 | 11.47 | 36.71 | 31.31 | 29.44 |
| Revenue growth (YoY) | +2.2% | -84.8% | -54.5% | -78.7% | -64.8% | - | - | - |
| Other income | 2.57 | 0.38 | 1.74 | 2.19 | 3.01 | 0.60 | 0.16 | 2.16 |
| EBITDA | 6.29 | (0.26) | 7.65 | 1.44 | 6.64 | 6.41 | 8.58 | 7.63 |
| EBITDA margin | +53.7% | -4.7% | +53.7% | +22.9% | +57.9% | +17.5% | +27.4% | +25.9% |
| Depreciation | 0.36 | 0.44 | 0.44 | 0.52 | 0.33 | 1.60 | 2.11 | 2.10 |
| Interest | 0.03 | 0.03 | 0.02 | 0.01 | 0.01 | 2.45 | 0.52 | 0.47 |
| Profit before tax | 8.47 | (0.35) | 8.93 | 3.10 | 9.31 | 2.96 | 6.11 | 7.22 |
| Tax | 1.48 | 2.94 | 0.77 | 0.34 | 1.47 | 2.09 | 1.72 | 1.63 |
| Net profit | 6.99 | (3.29) | 8.16 | 2.76 | 7.84 | 0.87 | 4.39 | 5.59 |
| EPS (₹) | 6.66 | (3.48) | 6.96 | 2.15 | 5.98 | 0.88 | 1.97 | 4.56 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 5.28 | 8.35 | 12.17 | 8.57 | 7.55 | 6.09 | 3.91 |
| Revenue growth | -36.8% | -31.4% | +42.0% | +13.5% | +24.0% | +55.8% | - |
| EBITDA | 2.46 | 6.26 | 9.52 | 6.05 | 5.00 | 3.97 | 1.59 |
| EBITDA margin | +46.6% | +75.0% | +78.2% | +70.6% | +66.2% | +65.2% | +40.7% |
| Profit before tax | 4.24 | 6.66 | 9.67 | 6.17 | 5.09 | 3.95 | 1.60 |
| Net profit | 2.70 | 5.13 | 7.61 | 5.03 | 4.21 | 3.25 | 1.31 |
| Net profit margin | +51.1% | +61.4% | +62.5% | +58.7% | +55.8% | +53.4% | +33.5% |
| EPS (₹) | 2.28 | 3.96 | 5.89 | 3.89 | 3.25 | 2.51 | 1.01 |
| Balance sheet | |||||||
| Total assets | 81.76 | 77.96 | 73.50 | 65.43 | 61.67 | 56.43 | 50.66 |
| Net worth | 80.84 | 77.96 | 73.10 | 65.03 | 61.18 | 55.90 | 50.09 |
| Total debt | 0.92 | 0.00 | 0.40 | 0.40 | 0.48 | 0.53 | 0.56 |
| Cash & bank | 1.06 | 1.74 | 2.06 | 0.52 | 0.72 | 1.25 | 0.20 |
| Net working capital | 2.48 | 0.71 | 0.24 | (1.25) | (0.90) | (0.35) | (2.69) |
| Cash flow | |||||||
| Cash from operations | (6.99) | (2.67) | (1.48) | (3.81) | (0.93) | 0.37 | (4.78) |
| Cash from investing | 5.40 | 2.75 | 3.01 | 3.70 | 0.44 | 0.71 | 4.45 |
| Cash from financing | 0.92 | (0.40) | 0.00 | (0.09) | (0.04) | (0.04) | (0.04) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 3.04 | 0.20 | 1.89 | 1.19 | 2.00 | 2.14 | 1.82 | 2.73 |
| Revenue growth (YoY) | +52.0% | -90.7% | +3.9% | -56.4% | -2.9% | - | - | - |
| Other income | 1.17 | 0.28 | 0.28 | 0.83 | 0.83 | 0.09 | (1.47) | 0.68 |
| Total expenses | 0.52 | 0.80 | 0.74 | 0.66 | 0.62 | 0.21 | 0.63 | 0.58 |
| EBITDA | 2.52 | (0.60) | 1.15 | 0.53 | 1.38 | 1.93 | 1.19 | 2.15 |
| EBITDA margin | +82.9% | -300.0% | +60.8% | +44.5% | +69.0% | +90.2% | +65.4% | +78.8% |
| Depreciation | 0.07 | 0.10 | 0.10 | 0.19 | 0.01 | 0.01 | 0.01 | 0.01 |
| Interest | 0.02 | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 3.60 | (0.44) | 1.32 | 1.17 | 2.20 | 2.01 | (0.29) | 2.82 |
| Tax | 0.53 | 0.39 | 0.29 | 0.38 | 0.50 | 0.61 | (0.11) | 0.58 |
Financial Statements
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 11.72 | 5.58 | 14.25 | 6.28 | 11.47 | 36.71 | 31.31 | 29.44 |
| Revenue growth (YoY) | +2.2% | -84.8% | -54.5% | -78.7% | -64.8% | - | - | - |
| Other income | 2.57 | 0.38 | 1.74 | 2.19 | 3.01 | 0.60 | 0.16 | 2.16 |
| EBITDA | 6.29 | (0.26) | 7.65 | 1.44 | 6.64 | 6.41 | 8.58 | 7.63 |
| EBITDA margin | +53.7% | -4.7% | +53.7% | +22.9% | +57.9% | +17.5% | +27.4% | +25.9% |
| Depreciation | 0.36 | 0.44 | 0.44 | 0.52 | 0.33 | 1.60 | 2.11 | 2.10 |
| Interest | 0.03 | 0.03 | 0.02 | 0.01 | 0.01 | 2.45 | 0.52 | 0.47 |
| Profit before tax | 8.47 | (0.35) | 8.93 | 3.10 | 9.31 | 2.96 | 6.11 | 7.22 |
| Tax | 1.48 | 2.94 | 0.77 | 0.34 | 1.47 | 2.09 | 1.72 | 1.63 |
| Net profit | 6.99 | (3.29) | 8.16 | 2.76 | 7.84 | 0.87 | 4.39 | 5.59 |
| EPS (₹) | 6.66 | (3.48) | 6.96 | 2.15 | 5.98 | 0.88 | 1.97 | 4.56 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 37.58 | 132 | 108 | 96.81 | 97.16 | 54.55 | 70.74 |
| Revenue growth | -71.6% | +22.0% | +11.9% | -0.4% | +78.1% | -22.9% | - |
| Other income | 7.32 | 2.92 | 2.93 | 1.79 | 0.99 | 0.73 | 1.77 |
| Total expenses | 22.12 | 97.79 | 75.71 | 66.15 | 61.07 | 38.90 | 52.12 |
| Employee cost | 0.00 | 14.52 | 12.02 | 5.99 | 4.18 | 3.22 | 4.47 |
| EBITDA | 15.46 | 34.29 | 32.57 | 30.66 | 36.09 | 15.65 | 18.62 |
| EBITDA margin | +41.1% | +26.0% | +30.1% | +31.7% | +37.1% | +28.7% | +26.3% |
| Depreciation | 1.73 | 7.76 | 10.53 | 12.83 | 10.72 | 5.01 | 5.41 |
| Interest | 0.08 | 4.09 | 3.12 | 3.49 | 2.39 | 1.85 | 1.92 |
| Profit before tax | 20.97 | 25.36 | 21.85 | 16.13 | 23.97 | 9.52 | 13.06 |
| Tax | 5.52 | 7.54 | 4.46 | 3.20 | 5.96 | 1.61 | 2.32 |
| Net profit | 12.84 | 13.24 | 14.09 | 11.10 | 16.00 | 7.08 | 7.49 |
| Net profit margin | +34.2% | +10.0% | +13.0% | +11.5% | +16.5% | +13.0% | +10.6% |
| EPS (₹) | 11.63 | 10.22 | 10.81 | 8.55 | 12.37 | 5.48 | 5.76 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | - | 6.47 | 6.47 | 6.47 | 6.47 | 6.47 | 6.47 |
| Reserves & surplus | - | 205 | 192 | 177 | 169 | 150 | 139 |
| Shareholders' funds (net worth) | - | 212 | 199 | 183 | 176 | 156 | 146 |
| Minority interest | - | 37.46 | 32.69 | 28.46 | 23.70 | 21.27 | 20.03 |
| Secured loans | - | 20.11 | 25.03 | 33.02 | 31.51 | 18.02 | 19.12 |
| Unsecured loans | - | 0.97 | 1.37 | 1.37 | 1.46 | 2.18 | 1.71 |
| Total debt | - | 21.08 | 26.40 | 34.39 | 32.97 | 20.20 | 20.83 |
| Total liabilities | - | 270 | 258 | 246 | 232 | 198 | 186 |
| Assets | |||||||
| Gross block | - | 137 | 131 | 128 | 99.33 | 75.45 | 81.14 |
| Net block | - | 55.68 | 63.03 | 70.19 | 54.39 | 41.17 | 51.86 |
| Capital work in progress | - | 7.73 | 0.00 | 0.00 | 0.00 | 15.54 | 6.16 |
| Investments | - | 173 | 170 | 151 | 161 | 140 | 126 |
| Inventories | - | 19.45 | 14.96 | 10.74 | 7.48 | 3.05 | 3.69 |
| Sundry debtors | - | 3.66 | 2.52 | 4.25 | 3.08 | 2.27 | 3.49 |
| Cash & bank balances | - | 5.84 | 6.97 | 6.24 | 7.95 | 3.15 | 1.69 |
| Loans & advances | - | 13.14 | 6.70 | 9.24 | 11.40 | 4.00 | 9.88 |
| Total current assets | - | 42.09 | 31.15 | 30.47 | 29.91 | 12.47 | 18.75 |
| Total current liabilities | - | 19.11 | 14.73 | 15.47 | 16.89 | 14.63 | 16.42 |
| Net working capital | - | 22.98 | 16.42 | 15.00 | 13.02 | (2.16) | 2.33 |
| Total assets | - | 270 | 258 | 246 | 232 | 198 | 186 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | - | 6.97 | 6.24 | 7.95 | 3.15 | 1.69 | 3.25 |
| Net cash from operating activities | - | (0.14) | 15.24 | 5.94 | 4.91 | 14.85 | 3.61 |
| Net cash from investing activities | - | 4.78 | (6.10) | (11.64) | (12.88) | (12.77) | (8.70) |
| Net cash from financing activities | - | (5.78) | (8.41) | 3.99 | 12.77 | (0.63) | 3.53 |
| Net change in cash | - | (1.13) | 0.73 | (1.71) | 4.80 | 1.46 | (1.56) |
| Closing cash | - | 5.84 | 6.97 | 6.24 | 7.95 | 3.15 | 1.69 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | -71.6% | +22.0% | +11.9% | -0.4% | +78.1% | -22.9% | - |
| EBITDA growth | -54.9% | +5.3% | +6.2% | -15.1% | +130.6% | -16.0% | - |
| PBT growth | -17.3% | +16.1% | +35.5% | -32.7% | +151.8% | -27.1% | -12.1% |
| Net income growth | -3.0% | -6.0% | +26.9% | -30.6% | +126.0% | -5.5% | - |
| Revenue CAGR (3Y) | -27.1% | +10.8% | +25.7% | +11.0% | +18.3% | +6.8% | +18.5% |
| EBITDA CAGR (3Y) | -20.4% | -1.7% | +27.7% | +18.1% | +26.3% | +6.7% | +2.9% |
| Profitability & leverage | |||||||
| Net income margin | +41.1% | +13.5% | +16.1% | +13.4% | +18.5% | +14.5% | +15.2% |
| Return on capital employed | - | +12.9% | +11.3% | +9.2% | +13.7% | +6.6% | +9.2% |
| Return on net worth | - | +8.7% | +9.1% | +7.2% | +10.9% | +5.3% | +7.5% |
| Debt / equity | - | 0.12 | 0.16 | 0.19 | 0.16 | 0.14 | 0.13 |
| Long-term debt / equity | - | 0.10 | 0.15 | 0.16 | 0.14 | 0.12 | 0.12 |
| Interest cover | 0.58 | 15.42 | 14.16 | 19.57 | 9.42 | 17.39 | 14.53 |
| Efficiency & per share | |||||||
| Fixed asset turnover | - | 1.01 | 0.86 | 0.87 | 1.12 | 0.71 | 0.88 |
| Inventory turnover | - | 7.85 | 8.65 | 10.82 | 18.64 | 16.40 | 26.96 |
| Debtors turnover | - | 43.69 | 32.85 | 26.90 | 36.69 | 19.19 | 24.58 |
| EPS (₹) | 11.63 | 10.22 | 10.81 | 8.55 | 12.37 | 5.48 | 5.76 |
| Dividend per share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (₹) | 0.00 | 163.67 | 153.56 | 141.39 | 135.62 | 120.87 | 112.40 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 3.04 | 0.20 | 1.89 | 1.19 | 2.00 | 2.14 | 1.82 | 2.73 |
| Revenue growth (YoY) | +52.0% | -90.7% | +3.9% | -56.4% | -2.9% | - | - | - |
| Other income | 1.17 | 0.28 | 0.28 | 0.83 | 0.83 | 0.09 | (1.47) | 0.68 |
| Total expenses | 0.52 | 0.80 | 0.74 | 0.66 | 0.62 | 0.21 | 0.63 | 0.58 |
| EBITDA | 2.52 | (0.60) | 1.15 | 0.53 | 1.38 | 1.93 | 1.19 | 2.15 |
| EBITDA margin | +82.9% | -300.0% | +60.8% | +44.5% | +69.0% | +90.2% | +65.4% | +78.8% |
| Depreciation | 0.07 | 0.10 | 0.10 | 0.19 | 0.01 | 0.01 | 0.01 | 0.01 |
| Interest | 0.02 | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 3.60 | (0.44) | 1.32 | 1.17 | 2.20 | 2.01 | (0.29) | 2.82 |
| Tax | 0.53 | 0.39 | 0.29 | 0.38 | 0.50 | 0.61 | (0.11) | 0.58 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 5.28 | 8.35 | 12.17 | 8.57 | 7.55 | 6.09 | 3.91 |
| Revenue growth | -36.8% | -31.4% | +42.0% | +13.5% | +24.0% | +55.8% | - |
| Other income | 2.22 | 0.45 | 0.21 | 0.18 | 0.17 | 0.08 | 0.14 |
| Total expenses | 2.82 | 2.09 | 2.65 | 2.52 | 2.55 | 2.12 | 2.32 |
| Employee cost | 0.00 | 0.32 | 0.29 | 0.31 | 0.27 | 0.27 | 0.40 |
| EBITDA | 2.46 | 6.26 | 9.52 | 6.05 | 5.00 | 3.97 | 1.59 |
| EBITDA margin | +46.6% | +75.0% | +78.2% | +70.6% | +66.2% | +65.2% | +40.7% |
| Depreciation | 0.40 | 0.05 | 0.06 | 0.06 | 0.08 | 0.09 | 0.12 |
| Interest | 0.04 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 |
| Profit before tax | 4.24 | 6.66 | 9.67 | 6.17 | 5.09 | 3.95 | 1.60 |
| Tax | 1.54 | 1.53 | 2.05 | 1.14 | 0.86 | 0.70 | 0.29 |
| Net profit | 2.70 | 5.13 | 7.61 | 5.03 | 4.21 | 3.25 | 1.31 |
| Net profit margin | +51.1% | +61.4% | +62.5% | +58.7% | +55.8% | +53.4% | +33.5% |
| EPS (₹) | 2.28 | 3.96 | 5.89 | 3.89 | 3.25 | 2.51 | 1.01 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 6.47 | 6.47 | 6.47 | 6.47 | 6.47 | 6.47 | 6.47 |
| Reserves & surplus | 74.37 | 71.49 | 66.63 | 58.56 | 54.71 | 49.43 | 43.62 |
| Shareholders' funds (net worth) | 80.84 | 77.96 | 73.10 | 65.03 | 61.18 | 55.90 | 50.09 |
| Secured loans | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.05 | 0.08 |
| Unsecured loans | 0.92 | 0.00 | 0.40 | 0.40 | 0.48 | 0.48 | 0.48 |
| Total debt | 0.92 | 0.00 | 0.40 | 0.40 | 0.48 | 0.53 | 0.56 |
| Total liabilities | 81.76 | 77.96 | 73.50 | 65.43 | 61.67 | 56.43 | 50.66 |
| Assets | |||||||
| Gross block | 3.74 | 2.59 | 2.59 | 2.93 | 2.93 | 2.94 | 10.28 |
| Net block | 1.80 | 1.05 | 1.10 | 1.13 | 1.19 | 1.28 | 8.72 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 63.91 | 65.05 | 61.09 | 54.17 | 55.12 | 50.64 | 44.15 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 0.17 | 0.18 | 0.12 | 0.15 | 0.17 | 0.16 | 0.13 |
| Cash & bank balances | 1.06 | 1.74 | 2.06 | 0.52 | 0.72 | 1.25 | 0.20 |
| Loans & advances | 4.06 | 1.73 | 2.19 | 1.18 | 1.00 | 0.70 | 0.40 |
| Total current assets | 5.29 | 3.65 | 4.37 | 1.85 | 1.89 | 2.11 | 0.73 |
| Total current liabilities | 2.81 | 2.94 | 4.13 | 3.10 | 2.79 | 2.46 | 3.42 |
| Net working capital | 2.48 | 0.71 | 0.24 | (1.25) | (0.90) | (0.35) | (2.69) |
| Total assets | 81.76 | 77.96 | 73.50 | 65.43 | 61.67 | 56.43 | 50.66 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 1.74 | 2.06 | 0.52 | 0.72 | 1.25 | 0.20 | 0.56 |
| Net cash from operating activities | (6.99) | (2.67) | (1.48) | (3.81) | (0.93) | 0.37 | (4.78) |
| Net cash from investing activities | 5.40 | 2.75 | 3.01 | 3.70 | 0.44 | 0.71 | 4.45 |
| Net cash from financing activities | 0.92 | (0.40) | 0.00 | (0.09) | (0.04) | (0.04) | (0.04) |
| Net change in cash | (0.67) | (0.32) | 1.54 | (0.20) | (0.53) | 1.05 | (0.36) |
| Closing cash | 1.06 | 1.74 | 2.06 | 0.52 | 0.72 | 1.25 | 0.20 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | -36.8% | -31.4% | +42.0% | +13.5% | +24.0% | +55.8% | - |
| EBITDA growth | -60.7% | -34.2% | +57.4% | +21.0% | +25.9% | +149.7% | - |
| PBT growth | -36.3% | -31.1% | +56.7% | +21.2% | +28.9% | +146.9% | -77.3% |
| Net income growth | -47.4% | -32.6% | +51.3% | +19.5% | +29.5% | +148.1% | - |
| Revenue CAGR (3Y) | -14.9% | +3.4% | +26.0% | +29.9% | +3.7% | -3.5% | -19.2% |
| EBITDA CAGR (3Y) | -25.9% | +7.8% | +33.9% | +56.1% | -2.7% | +4.8% | -33.2% |
| Profitability & leverage | |||||||
| Net income margin | +51.1% | +61.4% | +62.6% | +58.7% | +56.0% | +53.4% | +33.5% |
| Return on capital employed | - | +8.8% | +13.9% | +9.7% | +8.6% | +7.4% | +3.2% |
| Return on net worth | - | +6.8% | +11.0% | +8.0% | +7.2% | +6.1% | +2.6% |
| Debt / equity | - | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Long-term debt / equity | - | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest cover | 1.94 | 0.00 | 0.00 | 0.00 | 0.00 | 0.26 | 0.68 |
| Efficiency & per share | |||||||
| Fixed asset turnover | - | 3.40 | 4.49 | 2.99 | 2.63 | 0.93 | 0.33 |
| Inventory turnover | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | - | 58.67 | 91.70 | 54.69 | 46.79 | 42.55 | 22.50 |
| EPS (₹) | 2.28 | 3.96 | 5.89 | 3.89 | 3.25 | 2.51 | 1.01 |
| Dividend per share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (₹) | 0.00 | 60.22 | 56.46 | 50.24 | 47.26 | 43.18 | 38.69 |
To see the full year-wise statements and ratios of RSD Finance Ltd, buy the company report.
Board of directors of RSD Finance Ltd
RSD Finance has 6 current directors and 12 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Upneet Dugal | Director | 28 Dec 2016 | 9 Years 9 Months | Current |
| Rajeev Singh Dugal | Managing Director | 10 Apr 1998 | 28 Years 6 Months | Current |
| Kawaljeet Kaur Dugal | Director | 13 Aug 2020 | 6 Years 2 Months | Current |
| Rajiv Shukla | Director | 27 Dec 2024 | 1 Years 9 Months | Current |
| Malkeet Singh Saini Also directs: S R P Oil Pvt Ltd, Precision Automotive Private Limited | Director | 30 Sep 2023 | 3 Years 0 Months | Current |
| Pradeep Kumar Khosla Also directs: Royaleblue Resorts (India) Private Limited | Director | 30 Sep 2023 | 3 Years 0 Months | Current |
Peer comparison
RSD Finance Ltd is compared with the 7 companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Plum Benefits Insurance Brokers Private Limited | ₹60.61 Cr (FY 2025) | 83.0% | Bangalore, Karnataka, India | |||
| Gagandeep Credit Capital Private Limited | ₹60.54 Cr (FY 2024) | -54.0% | Mumbai, Maharashtra, India | |||
| Vanchinad Finance Private Limited | ₹60.45 Cr (FY 2025) | -3.0% | Ernakulam, Kerala, India | |||
| Lumax Finance Private Limited | ₹60.41 Cr (FY 2025) | 25.0% | New Delhi, Delhi, India | |||
| Trinity Finsec Private Limited | ₹60.14 Cr (FY 2025) | 62.0% | Mumbai, Maharashtra, India | |||
| Ziel Financial Technologies Private Limited | ₹59.97 Cr (FY 2025) | 85.0% | New Delhi, Delhi, India | |||
| Ruloans Financial Services Private Limited | ₹59.96 Cr (FY 2025) | 202.0% | Mumbai, Maharashtra, India | |||
| RSD Finance Ltdthis company | ₹37.58 Cr (FY 2026) | ₹12.84 Cr | 34.2% | -71.5% | 5 | Jamshedpur, Jharkhand, India |
To see the full peer comparison of RSD Finance Ltd, buy the company report.
Auditor
RSD Finance Ltd is audited by Prasad Kumar & Co. for the financial year 2019.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Prasad Kumar & Co. | FY 2019 | 008816C |
Shareholding
Shareholding for the quarter ended Sep 2026: promoters hold 75.00%, foreign institutional investors hold 0.00%, domestic institutional investors hold 0.00% and retail and other public shareholders hold 25.00%.
| Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | |
|---|---|---|---|---|
| Promoters | 75.00% | 75.00% | 75.00% | 75.00% |
| Public | 25.00% | 25.00% | 25.00% | 25.00% |
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 24 Sep 2025 | 101173243 | Others | ₹95 Lakh | Open | |
| 13 Apr 2017 | 100096522 | Hdfc Bank Limited | ₹18 Lakh | Satisfied | |
| 07 Nov 2014 | 10535768 | Kotak Mahindra Investments Limited | ₹5 Cr | Satisfied | |
| 19 Feb 2013 | 10410946 | State Bank of India | ₹53.65 Cr | Satisfied | |
| 19 Jan 2010 | 10196880 | Axis Bank | ₹1 Cr | Satisfied |
To see the full charge records of RSD Finance Ltd, buy the company report.
Total charge records: 5 View all charges
Legal cases
RSD Finance Ltd has 8 court cases on record: 8 filed by RSD Finance. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 6 | 0 | 0 |
| High courts | 2 | 0 | 0 |
Cases on record (5 of 8)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, East Singhbhum at Jamshedpur, Jharkhand | Criminal complaint | Filed by the company against M./S Ild Millennium Pvt Ltd and Others | Disposed |
| High Court of Jharkhand | Writ petition | Filed by the company against The State of Jharkhand Being Represented Through the Deputy Commissioner | Disposed |
| District court, East Singhbhum at Jamshedpur, Jharkhand | Criminal complaint | Filed by the company against an individual | Disposed |
| District court, East Singhbhum at Jamshedpur, Jharkhand | Criminal complaint | Filed by the company against an individual | Disposed |
| District court, East Singhbhum at Jamshedpur, Jharkhand | Criminal complaint | Filed by the company against an individual | Disposed |
To see the full case history of RSD Finance Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
RSD Finance Ltd has 3 MSME Form 1 returns on record between 2021 and 2023, listing 21 overdue payments to 2 micro and small suppliers. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.
Suppliers with reported dues (2 of 2)
| Supplier | Amount due | Due since | Reported on |
|---|---|---|---|
| Golchha Enterprises Private Limited | |||
| an individual supplier |
To see the full MSME payment records of RSD Finance Ltd, buy the company report.
Individuals and sole proprietors among the suppliers are not named.
Group structure & subsidiaries
RSD Finance has 2 subsidiary companies. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
| Company Name | CIN | Shares held |
|---|---|---|
| S R P Oil Pvt Ltd | U23209JH1996PTC013466 | |
| Precision Automotive Private Limited | U35900JH2005PTC013315 |
To see the full group structure of RSD Finance Ltd, buy the company report.
Employees & EPFO
RSD Finance Ltd has a workforce of 5 employees on its EPFO records as of Apr 09, 2024, across 1 active EPFO establishment.
GST
RSD Finance has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 20AABCR2633Q1ZE | Jharkhand | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of RSD Finance Ltd, buy the company report.
Recent activity
RSD Finance Ltd has 22 board changes on record since 1998: 14 appointments and 8 cessations. The latest: Rajiv Shukla was appointed as Director on 27 Dec 2024.
22 earlier events are in the company report.
News
Frequently asked questions
RSD Finance is an active public limited company based in Jamshedpur, Jharkhand, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 04 February 1963 (63+ years old) and is registered under CIN L17222JH1963PLC013316. Listed on BSE: 539875 and NSE: RSDFIN.
RSD Finance reported revenue of ₹37.58 Cr for FY 2025-26 (down 71.5% YoY) based on consolidated financials.
RSD Finance has 6 current directors:
- Rajeev Singh Dugal - Managing Director
- Upneet Dugal - Director
- Kawaljeet Kaur Dugal - Director
- Rajiv Shukla - Director
- Malkeet Singh Saini - Director
- Pradeep Kumar Khosla - Director
The latest financial statements of RSD Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 26 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of RSD Finance is 20AABCR2633Q1ZE, registered in Jharkhand.
The CIN (Corporate Identification Number) of RSD Finance is L17222JH1963PLC013316. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Yes. RSD Finance is a listed company as per MCA records. Its shares are listed on both BSE (code: 539875) and NSE (symbol: RSDFIN).
RSD Finance has 8 court cases on record: 8 filed by the company. Most are in the district courts.
RSD Finance was incorporated on 04 February 1963, making it 63+ years old. It is registered with the Registrar of Companies, Ranchi.
The peers of RSD Finance by revenue are Plum Benefits Insurance Brokers Private Limited, Gagandeep Credit Capital Private Limited, Vanchinad Finance Private Limited, Lumax Finance Private Limited, Trinity Finsec Private Limited and 2 more, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Rajiv Shukla was appointed as Director on 27 Dec 2024. Harsh Kumar Pandey ceased to be Director on 28 Sep 2024. Sukant Bari ceased to be Director on 20 Mar 2024. RSD Finance has 22 board changes on record in total.
Yes, RSD Finance is registered as an MSME under Udyam registration (number: UDYAM-JH-22-0002623).