RSM Microcredit Association
About RSM Microcredit Association
Data last updated:
RSM Microcredit Association is a private not for profit company based in Varanasi, Uttar Pradesh, India. It operates in the financial auxiliary services segment of the financial services sector. It was incorporated on 07 October 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U67190UP2015NPL073693.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Dinesh Kumar Verma and Sandeep Kumar Singh.
Its last annual general meeting (AGM) was held on 20 September 2023, and its latest financial statements are for the year ended 31 March 2023. The registered office is at Plot No. 409 Shivdaspur Nai Basti, Varanasi, Uttar Pradesh, India – 221103.
The current compliance status is marked as active non-compliant by the Registrar of Companies.
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- Registered AddressPlot No. 409 Shivdaspur Nai Basti, Varanasi, Uttar Pradesh, India – 221103
- IndustryFinancial Services, Auxiliary To Financial Intermediatory
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Financials of RSM Microcredit Association FY 2023 filings available
Financial Statement Summary of RSM Microcredit Association
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | •••• | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | •••• | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of RSM Microcredit Association
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | •••• | •••• | •••• | •••• | •••• |
| Net Profit Margin | •••• | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of RSM Microcredit Association are in the company report.
Financial statements from FY 2016
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of RSM Microcredit Association
RSM Microcredit Association has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Dinesh Kumar Verma | Director | 07 Oct 2015 | 11 Years 0 Months | Current |
| Sandeep Kumar Singh | Director | 01 Feb 2023 | 3 Years 8 Months | Current |
Charges & Borrowings of RSM Microcredit Association
RSM Microcredit Association does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at RSM Microcredit Association
Employment history and EPFO contributions of people linked to RSM Microcredit Association.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on RSM Microcredit Association
RSM Microcredit Association has 4 board changes on record since 2015: 2 appointments and 2 cessations. The latest: Anand Kumar Gautam ceased to be Director on 31 Dec 2023.
Credit Ratings, Litigation & Regulatory Alerts for RSM Microcredit Association
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by RSM Microcredit Association
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of RSM Microcredit Association
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of RSM Microcredit Association
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of RSM Microcredit Association
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about RSM Microcredit Association
RSM Microcredit Association is an active private not for profit company based in Varanasi, Uttar Pradesh, India. The company works in auxiliary to financial intermediatory, within the financial services industry. It was incorporated on 07 October 2015 (11+ years old) and is registered under CIN U67190UP2015NPL073693.
RSM Microcredit Association has 2 current directors:
- Dinesh Kumar Verma - Director
- Sandeep Kumar Singh - Director
The CIN (Corporate Identification Number) of RSM Microcredit Association is U67190UP2015NPL073693. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
RSM Microcredit Association was incorporated on 07 October 2015, making it 11+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
Anand Kumar Gautam ceased to be Director on 31 Dec 2023. Shashi Kumar Gautam ceased to be Managing Director on 31 Dec 2023. Sandeep Kumar Singh was appointed as Director on 01 Feb 2023. RSM Microcredit Association has 4 board changes on record in total.
The registered office of RSM Microcredit Association is at Plot No. 409 Shivdaspur Nai Basti, Varanasi, Uttar Pradesh, India – 221103.
RSM Microcredit Association has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh.
RSM Microcredit Association operates in the financial services industry, in the auxiliary to financial intermediatory segment.
No. RSM Microcredit Association is not listed on any stock exchange. It is an unlisted company.
The compliance status of RSM Microcredit Association is active non-compliant as of 06 August 2026. The company is actively filing with the Registrar of Companies.