R.T.Nagar Chit Funds Private Limited

R.T.Nagar Chit Funds Private Limited - financial services in Bangalore, Karnataka, India. FY 2026 financials & compliance.
CIN U65992KA2009PTC050741 Incorporated 25 August 2009 ROC Bangalore HQ Bangalore, Karnataka, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹85.77 Lakh
▲ 10% YoY
Net loss · FY 2025
₹35,440
Net margin -0.4%
EBITDA · FY 2025
₹38,789
EBITDA margin 0.5%
Authorised capital
₹25 Lakh
Registered with MCA
Paid-up capital
₹4.5 Lakh
Issued & subscribed
Company age
17 yrs
Est. 2009
Directors on board
8
As per MCA filings
Active GSTINs
1
GST registered

About R.T.Nagar Chit Funds Private Limited

Data last updated:

R.T.Nagar Chit Funds Private Limited is a private limited company based in Bangalore, Karnataka, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 25 August 2009 and has been in existence for over 17 years.

The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U65992KA2009PTC050741. Its GSTIN is 29AAECR4592B1ZA (Karnataka).

The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹4.5 Lakh. It is led by directors including Ambalare Sannegowda Govindegowda (Managing Director) and Paratala Muraraiahsetty Viswanathaguptha (Whole-Time Director).

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at No. 82/2 2nd Floor A.T.R. Complex 10th Cross C.B.I. Road Ganganagar, Bangalore, Karnataka, India – 560032.

As per the financials filed for FY 2025, the company reported a revenue of ₹85.77 Lakh, a growth of 10% compared to the previous year. For the same year it recorded a net loss of ₹35,440 (net margin -0.4%) and EBITDA of ₹38,789 (EBITDA margin 0.5%). Revenue has grown at a compounded annual rate (CAGR) of 3% over three years and 1% over five years.

Court records list 136 cases involving the company, including 134 filed by the company and 2 filed against it; 20 cases are pending.

The current compliance status is marked as compliant by the Registrar of Companies.

Company Details of R.T.Nagar Chit Funds Private Limited
CIN U65992KA2009PTC050741
Registration Number 050741
Incorporation Date 25 August 2009
ROC Bangalore
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
Key People
Ambalare Sannegowda Govindegowda Managing Director Paratala Muraraiahsetty Viswanathaguptha Whole-Time Director Byranahalli Nanjappa Ramesh Director
Contact Details
  • Email
    Locked
  • Telephone
    Locked
  • Website
    Locked
  • Social Media
    Locked
  • Registered Address
    No. 82/2 2nd Floor A.T.R. Complex 10th Cross C.B.I. Road Ganganagar, Bangalore, Karnataka, India – 560032
  • Industry
    Financial Services, Financial Activities
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Financials, compliance, directors, charges, ownership and filings for R.T.Nagar Chit Funds Private Limited in one report.

Financials from 2015 Directors & ownership Charges & compliance

Business Activity of R.T.Nagar Chit Funds Private Limited

The main business activity of R.T.Nagar Chit Funds is financial and insurance service. In detail, this covers other financial activities.

Main Activity Group CodeDescription of Main ActivityBusiness Activity CodeDescription of Business ActivityTurnover Percentage
KFinancial and insurance ServiceK8Other financial activitiesLocked
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Business activity turnover details

Turnover share and past changes in activity are in the company report.

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Financials of R.T.Nagar Chit Funds Private Limited FY 2025 filings available

R.T.Nagar Chit Funds Private Limited reported revenue of ₹85.77 Lakh (up 10% YoY) for FY 2025.

Revenue · FY 2025
₹85.77 Lakh ▲ 10%
Net loss · FY 2025
₹35,440 margin -0.4%
EBITDA · FY 2025
₹38,789 margin 0.5%

Compounded Annual Growth Rate (CAGR) of R.T.Nagar Chit Funds Private Limited

Revenue CAGR growth
1 year
▲ 10%
3 years · compounded
▲ 3%
5 years · compounded
▲ 1%
EBITDA CAGR growth
1 year
▼ 93%
3 years · compounded
▲ 27%
5 years · compounded
▲ 15%

Revenue has grown at a compounded annual rate (CAGR) of 1% over five years, including 10% growth in the latest year. EBITDA fell 93% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary of R.T.Nagar Chit Funds Private Limited

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations••••••••••••••••••••
Other Income••••••••••••••••••••
Total Revenue••••••••••••••••••••
Cost of Materials Consumed••••••••••••••••••••
Employee Benefit Expense••••••••••••••••••••
Finance Costs••••••••••••••••••••
Depreciation and Amortisation••••••••••••••••••••
Other Expenses••••••••••••••••••••
Total Expenses••••••••••••••••••••
EBITDA₹38,789••••••••••••••••
Profit Before Tax••••••••••••••••••••
Tax Expense••••••••••••••••••••
Net Profit (PAT)-₹35,440••••••••••••••••
Balance Sheet
Share Capital••••••••••••••••••••
Reserves and Surplus••••••••••••••••••••
Net Worth (Total Equity)••••••••••••••••••••
Long-term Borrowings••••••••••••••••••••
Short-term Borrowings••••••••••••••••••••
Trade Payables••••••••••••••••••••
Total Liabilities••••••••••••••••••••
Fixed Assets••••••••••••••••••••
Investments••••••••••••••••••••
Inventories••••••••••••••••••••
Trade Receivables••••••••••••••••••••
Cash and Bank Balance••••••••••••••••••••
Total Assets••••••••••••••••••••

Financial Ratios of R.T.Nagar Chit Funds Private Limited

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin0.5%••••••••••••••••
Net Profit Margin-0.4%••••••••••••••••
Return on Equity (ROE)••••••••••••••••••••
Return on Capital Employed (ROCE)••••••••••••••••••••
Return on Assets (ROA)••••••••••••••••••••
Liquidity and Debt
Current Ratio••••••••••••••••••••
Quick Ratio••••••••••••••••••••
Debt-to-Equity Ratio••••••••••••••••••••
Interest Coverage Ratio••••••••••••••••••••
Efficiency and Growth
Asset Turnover••••••••••••••••••••
Receivable Days••••••••••••••••••••
Payable Days••••••••••••••••••••
Inventory Days••••••••••••••••••••
Revenue Growth••••••••••••••••••••
Net Profit Growth••••••••••••••••••••

Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of R.T.Nagar Chit Funds are in the company report.

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Financial statements from 2015

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Board of Directors of R.T.Nagar Chit Funds Private Limited

R.T.Nagar Chit Funds has 8 current directors and 6 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Byranahalli Nanjappa RameshDirector25 Aug 200917 Years 1 MonthsCurrent
Mohan Kumar Bittu Gondahally Prasana Kumar
Also directs: Vera Artis (OPC) Private Limited
Director31 Mar 20188 Years 6 MonthsCurrent
Kavitha Gangadharaiah
Also directs: SMRS Chit Fund Private Limited
Director23 Oct 20196 Years 11 MonthsCurrent
Ambalare Sannegowda GovindegowdaManaging Director25 Aug 200917 Years 1 MonthsCurrent
Ganapati Devaru HegdeDirector25 Aug 200917 Years 1 MonthsCurrent
Paratala Muraraiahsetty ViswanathagupthaWhole-Time Director01 Sep 201016 Years 1 MonthsCurrent
Showing 6 of 8 current directors. View all directors

Peer Comparison of R.T.Nagar Chit Funds Private Limited

R.T.Nagar Chit Funds Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Chit Funds). Net profit, margin and employee counts of each company are in the company report.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Tripura Sundari Chit Funds Private Limited₹89.06 Lakh (FY 2022)••••••••47.0%••••Rajahmundry, Andhra Pradesh, India
Pallod Chit Funds Private Limited₹88.22 Lakh (FY 2025)••••••••-17.0%••••Zaheerabad, Telangana, India
Manovikas Chit Funds Private Limited₹88.15 Lakh (FY 2024)••••••••4.0%••••Telangana, India
Geethanvi Chit Funds Private Limited₹88.1 Lakh (FY 2025)••••••••24.0%••••Hyderabad, Telangana, India
Shankar Chit Funds India Private Limited₹87.84 Lakh (FY 2025)••••••••8.0%••••Hyderabad, Telangana, India
R.T.Nagar Chit Funds Private Limited this company₹85.77 Lakh (FY 2025)••••••••10.0%••••Bangalore, Karnataka, India
Navadarshan Chit Funds Private Limited₹84.44 Lakh (FY 2025)••••••••15.0%••••Dombivili, Maharashtra, India
Sri Annaamalaii Chit Funds Private Limited₹83.89 Lakh (FY 2025)••••••••-14.0%••••Ambasamudram, Tamil Nadu, India
Sri Santhoshmahaveer Chit Funds Private Limited₹83.61 Lakh (FY 2023)••••••••23.0%••••The Nilgiris, Tamil Nadu, India
Bharathi Rathna Chit Funds Private Limited₹82.16 Lakh (FY 2024)••••••••-1.0%••••Jagtial, Telangana, India
Selvapraba Chit Funds Private Limited₹81.69 Lakh (FY 2024)••••••••-19.0%••••Villupuram, Tamil Nadu, India

Peers are the five companies nearest above and the five nearest below R.T.Nagar Chit Funds by revenue in the BFSI industry (Chit Funds), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.

Auditor Details of R.T.Nagar Chit Funds Private Limited

R.T.Nagar Chit Funds Private Limited is audited by BENNURNAGARAJA for the financial year 2017.

NameStatusAppointment DateCessation Date
BENNURNAGARAJALockedLockedLocked
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Ownership and Shareholding of R.T.Nagar Chit Funds Private Limited

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Charges & Borrowings of R.T.Nagar Chit Funds Private Limited

R.T.Nagar Chit Funds Private Limited does not have any charges (loans) registered with the Registrar of Companies.

Employees and EPFO Compliance at R.T.Nagar Chit Funds Private Limited

Employment history and EPFO contributions of people linked to R.T.Nagar Chit Funds.

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Employee and EPFO history

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Recent Activity on R.T.Nagar Chit Funds Private Limited

R.T.Nagar Chit Funds Private Limited has 14 board changes on record since 2009: 8 appointments and 6 cessations. The latest: Ambalare Sannegowda Govindegowda ceased to be Director on 28 Oct 2021.

AGM
R.T.Nagar Chit Funds Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
R.T.Nagar Chit Funds Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Bangalore.
Ceased
Ambalare Sannegowda Govindegowda ceased to be Director.
Ceased
Dayananda Babu ceased to be Managing Director.
Appointed
Kavitha Gangadharaiah was appointed as Director.
Ceased
Lingegowda Shivakumar ceased to be Director.
Appointed
Mohan Kumar Bittu Gondahally Prasana Kumar was appointed as Director.
Ceased
Prasanna Kumar Ramaiah Bittugondanahalli ceased to be Director.
Ceased
Ramanna Sanjeevaiah ceased to be Director.
Ceased
Paratala Muraraiahsetty Viswanathaguptha ceased to be Director.
Appointed
Paratala Muraraiahsetty Viswanathaguptha was appointed as Whole-Time Director.
Appointed
Ravishankar Ramaiah Bittugondanahalli was appointed as Director.

5 earlier events are listed in the company report.

Credit Ratings, Litigation & Regulatory Alerts for R.T.Nagar Chit Funds Private Limited

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MSME Payment Delays by R.T.Nagar Chit Funds Private Limited

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Subsidiaries & Group Companies of R.T.Nagar Chit Funds Private Limited

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GST Compliance of R.T.Nagar Chit Funds Private Limited

R.T.Nagar Chit Funds has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
29AAECR4592B1ZAKarnatakaActive01 Jul 2017
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MCA Filings & Documents of R.T.Nagar Chit Funds Private Limited

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Frequently Asked Questions about R.T.Nagar Chit Funds Private Limited

R.T.Nagar Chit Funds is an active private limited company based in Bangalore, Karnataka, India. The company works in financial activities, within the financial services industry. It was incorporated on 25 August 2009 (17+ years old) and is registered under CIN U65992KA2009PTC050741.

R.T.Nagar Chit Funds reported revenue of ₹85.77 Lakh for FY 2025 (up 10% YoY).

R.T.Nagar Chit Funds has 8 current directors:

R.T.Nagar Chit Funds reported a net loss of ₹35,440 (net margin -0.4%) and EBITDA of ₹38,789 (EBITDA margin 0.5%) for FY 2025, as per its filed financial statements.

The compounded annual growth rate (CAGR) of the revenue of R.T.Nagar Chit Funds is 3% over three years and 1% over five years. In the latest year (FY 2025) revenue rose 10%. CAGR is the steady yearly rate that links the first and the last year.

The GSTIN of R.T.Nagar Chit Funds is 29AAECR4592B1ZA, registered in Karnataka.

The CIN (Corporate Identification Number) of R.T.Nagar Chit Funds is U65992KA2009PTC050741. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

R.T.Nagar Chit Funds has 136 court cases on record: 134 filed by the company and 2 filed against it. 20 are pending.

R.T.Nagar Chit Funds was incorporated on 25 August 2009, making it 17+ years old. It is registered with the Registrar of Companies, Bangalore.

The peers of R.T.Nagar Chit Funds by revenue are Tripura Sundari Chit Funds Private Limited, Pallod Chit Funds Private Limited, Manovikas Chit Funds Private Limited, Geethanvi Chit Funds Private Limited, Shankar Chit Funds India Private Limited and 5 more, all in the BFSI industry (Chit Funds).

Ambalare Sannegowda Govindegowda ceased to be Director on 28 Oct 2021. Dayananda Babu ceased to be Managing Director on 28 Oct 2021. Kavitha Gangadharaiah was appointed as Director on 23 Oct 2019. R.T.Nagar Chit Funds has 14 board changes on record in total.

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