Ruchi Holdings Pvt Ltd
About Ruchi Holdings Pvt Ltd
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Ruchi Holdings Pvt Ltd is a private limited company based in Chandigarh, India. It operates in the real estate financing segment of the financial services sector. It was incorporated on 15 July 1987 and has been in existence for over 39 years.
The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U67120CH1987PTC007551. Its GSTIN is 04AADCR6686F1Z8 (Chandigarh). The company holds 2 GST registrations, all of them active.
The company has an authorised share capital of ₹35 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Rekha Anand and Subash Anand.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at # 169 Sector 19A, Chandigarh, India – 160019.
As per the financials filed for FY 2021, the company reported a revenue of ₹30.23 Lakh, a decline of 56% compared to the previous year. For the same year it recorded a net profit of ₹5.94 Lakh (net margin 19.7%) and EBITDA of -₹6.97 Lakh (EBITDA margin -23.1%). Revenue has grown at a compounded annual rate (CAGR) of 19% over three years and 4% over five years.
As per MCA filings, the company has open charges of ₹4.75 Cr on record. Court records list 11 cases involving the company, including 7 filed by the company and 4 filed against it; 1 case is pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Ruchi Holdings Pvt Ltd's registered office is in Chandigarh, Chandigarh. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address# 169 Sector 19A, Chandigarh, India – 160019
- IndustryFinancial Services, Real Estate Financing
To see the full contact details of Ruchi Holdings Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Ruchi Holdings Pvt Ltd
FY 2025 filings availableRuchi Holdings Pvt Ltd reported revenue of ₹30.23 Lakh (down 56% YoY) for FY 2021.
Compounded Annual Growth Rate (CAGR)
Revenue fell 56% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 4%. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹30.23 Lakh | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹6.97 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹5.94 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
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Financial Ratios
| Metrics | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -23.1% | ||||
| Net Profit Margin | 19.7% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
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| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
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| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Ruchi Holdings Pvt Ltd, buy the company report.
Board of directors of Ruchi Holdings Pvt Ltd
Ruchi Holdings has 4 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Rekha Anand | Director | 15 Jul 1987 | 39 Years 3 Months | Current |
| Subash Anand | Director | 15 Jul 1987 | 39 Years 3 Months | Current |
| Sanjiv Bhasin Also directs: New Time Agro Farms Private Limited, Newtime Contractors and Builders Pvt Ltd, Dagna Distribution Private Limited and 2 more | Director | 15 Jul 1987 | 39 Years 3 Months | Current |
| Sachin Anand | Director | 16 Feb 2012 | 14 Years 8 Months | Current |
Auditor
Ruchi Holdings Pvt Ltd is audited by GURVIR MAKKAR & CO for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| GURVIR MAKKAR & CO | FY 2021 | 014293N |
Shareholding
The shareholding of Ruchi Holdings Pvt Ltd is on record for 5 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Ruchi Holdings Pvt Ltd, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 21 Jan 2026 | 101232268 | Others | ₹4 Cr | Open | |
| 18 Nov 2017 | 100161150 | City Union Bank Limited | ₹75 Lakh | Open |
Total charge records: 2 View all charges
Legal cases
Ruchi Holdings Pvt Ltd has 11 court cases on record: 7 filed by Ruchi Holdings, 4 filed against it. 1 case is pending and 10 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 9 | 4 | 1 |
| District courts | 1 | 0 | 0 |
| Supreme Court | 1 | 0 | 0 |
Cases on record (5 of 11)
| Court | Type of case | Party | Status |
|---|---|---|---|
| Bombay High Court | Court case (AO) | Filed by the company against M/S. Reliance Life Insurance Company Ltd., and 1 other | Disposed |
| High Court, TAMIL NADU | Original application | Filed against the company by an individual | Pending |
| Supreme Court | Court case (1807-Ordinary Civil Matters : Others) | Filed by the company against an individual | Disposed |
| High Court, TAMIL NADU | Appeal | Filed against the company by an individual | Disposed |
| High Court, TAMIL NADU | Civil suit | Filed against the company by an individual | Disposed |
To see the full case history of Ruchi Holdings Pvt Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ruchi Holdings Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Ruchi Holdings has 2 GST registrations: 2 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 04AADCR6686F1Z8 | Chandigarh | Active | 06 Nov 2017 |
| 27AADCR6686F1Z0 | Maharashtra | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Ruchi Holdings Pvt Ltd, buy the company report.
Recent activity
Ruchi Holdings Pvt Ltd has 5 board changes on record since 1987: 4 appointments and 1 cessation. The latest: Sachin Anand ceased to be Additional Director on 29 Sep 2012.
Frequently asked questions
Ruchi Holdings is an active private limited company based in Chandigarh, India. The company works in real estate financing, within the financial services industry. It was incorporated on 15 July 1987 (39+ years old) and is registered under CIN U67120CH1987PTC007551.
Ruchi Holdings has 4 current directors:
- Rekha Anand - Director
- Subash Anand - Director
- Sanjiv Bhasin - Director
- Sachin Anand - Director
The latest financial statements of Ruchi Holdings on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Ruchi Holdings is 04AADCR6686F1Z8, registered in Chandigarh. The company has 2 GST registrations in all, of which 2 are active. Other active GSTINs include 27AADCR6686F1Z0 (Maharashtra).
The CIN (Corporate Identification Number) of Ruchi Holdings is U67120CH1987PTC007551. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ruchi Holdings has 11 court cases on record: 7 filed by the company and 4 filed against it. 1 is pending. Most are in the high courts.
Ruchi Holdings was incorporated on 15 July 1987, making it 39+ years old. It is registered with the Registrar of Companies, Chandigarh.
Sachin Anand ceased to be Additional Director on 29 Sep 2012. Sachin Anand was appointed as Director on 16 Feb 2012. Rekha Anand was appointed as Director on 15 Jul 1987. Ruchi Holdings has 5 board changes on record in total.
The registered office of Ruchi Holdings is at # 169 Sector 19A, Chandigarh, India – 160019.
Ruchi Holdings operates in the financial services industry, in the real estate financing segment.
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