About Ruloans Distribution Services Private Limited
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Ruloans Distribution Services Private Limited is a private limited company based in Mumbai, Maharashtra, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 22 June 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U74120MH2015PTC265829. Its GSTIN is 27AAHCR3757M1ZR (Maharashtra). The company holds 5 GST registrations, of which 4 are active.
The company has an authorised share capital of ₹12 Cr and a paid-up capital of ₹10 Cr. It is led by directors Kaushik Ashok Mehta and Phalguni Kaushik Mehta.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Mumbai, Maharashtra.
As per the financials filed for FY 2025, the company reported a revenue of ₹723.82 Cr, a growth of 4% compared to the previous year. For the same year it recorded a net profit of ₹11.66 Cr (net margin 1.6%) and EBITDA of ₹17.54 Cr (EBITDA margin 2.4%). Revenue has grown at a compounded annual rate (CAGR) of 39% over three years and 28% over five years.
The company has about 61 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: RuLoans. As per MCA filings, the company has open charges of ₹50.93 Cr on record. Court records list 13 cases involving the company, including 9 filed by the company and 4 filed against it; 6 cases are pending. The company has 1 deal on record (1 secondary share transfer); the latest was in March 2025. The company has 6 MSME Form 1 returns on record between 2022 and 2024, listing 45 overdue payments to 9 micro and small suppliers.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website ruloans.com.
Company details
Contact details
Ruloans Distribution Services Private Limited's registered office is in Mumbai, Maharashtra. Its website is ruloans.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered Address601 Jet Prime Kumar Printers Industrial Premises Society Limited, Plot No. 39B Suren Road Opp. Residency Hotel Andheri (East), Mumbai, Maharashtra, India – 400093
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Ruloans Distribution Services Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Ruloans Distribution Services operates one associated brand: RuLoans. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Loan & financial product comparison portal | ruloans.com |
Business activity
The main business activity of Ruloans Distribution Services is information and communication. In detail, this covers other information & communication service activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| J | Information and communication | J8 | Other information & communication service activities |
To see the full business activity and turnover split of Ruloans Distribution Services Private Limited, buy the company report.
Financials of Ruloans Distribution Services Private Limited
FY 2025 filings availableRuloans Distribution Services Private Limited reported revenue of ₹723.82 Cr (up 4% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 28% over five years, including 4% growth in the latest year. EBITDA fell 76% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹17.54 Cr | ||||
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| Net Profit (PAT) | ₹11.66 Cr | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 2.4% | ||||
| Net Profit Margin | 1.6% | ||||
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To see the full financial statements and ratios of Ruloans Distribution Services Private Limited, buy the company report.
Board of directors of Ruloans Distribution Services Private Limited
Ruloans Distribution Services has 2 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kaushik Ashok Mehta Also directs: Ruloans Financial Services Private Limited, Ruloans Wealth Private Limited, Rushabh Marketing Solutions Private Limited and 4 more | Director | 22 Jun 2015 | 11 Years 4 Months | Current |
| Phalguni Kaushik Mehta Also directs: Ruloans Financial Services Private Limited, Ruloans Wealth Private Limited, Rushabh Marketing Solutions Private Limited and 3 more | Director | 22 Jun 2015 | 11 Years 4 Months | Current |
Auditor
Ruloans Distribution Services Private Limited is audited by Gunvant Shah & Co. for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Gunvant Shah & Co. | FY 2023 | 103408W |
Shareholding
The shareholding of Ruloans Distribution Services Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Ruloans Distribution Services Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 09 Mar 2026 | 101248434 | Others | ₹20 Cr | Open | |
| 19 Mar 2024 | 100905181 | The Hongkong and Shanghai Banking Corporation Limited | ₹10 Cr | Open | |
| 29 Nov 2022 | 100659544 | Others | ₹5 Cr | Open | |
| 28 Sep 2022 | 100618544 | Hdfc Bank Limited | ₹25 Lakh | Open | |
| 29 Mar 2017 | 100111303 | Others | ₹7.13 Cr | Open |
Total charge records: 7 View all charges
Deals & funding
Ruloans Distribution Services Private Limited has 1 deal on record (1 secondary share transfer); the latest was in March 2025.
Deals on record (1 of 1)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Mar 2025 | Secondary share transfer | Undisclosed | Buyer: 2 individuals Seller: an individual |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Ruloans Distribution Services Private Limited has 13 court cases on record: 9 filed by Ruloans Distribution Services, 4 filed against it. 6 cases are pending and 7 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 9 | 1 | 6 |
| High courts | 4 | 3 | 0 |
Cases on record (5 of 13)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Mumbai CMM Courts, Maharashtra | Court case (Summary Case) | Filed by the company against Airmoney Services India Pvt Ltd | Pending |
| District court, Mumbai CMM Courts, Maharashtra | Court case (Summary Case) | Filed by the company against Zap Market Places Pvt Ltd and 2 others | Pending |
| District court, Mumbai CMM Courts, Maharashtra | Court case (Summary Case) | Filed by the company against an individual | Pending |
| District court, Mumbai CMM Courts, Maharashtra | Court case (Summary Case) | Filed by the company against an individual | Pending |
| District court, Mumbai CMM Courts, Maharashtra | Court case (Summary Case) | Filed by the company against Messers Mudra Solutions Prop of Nidhi Modi | Pending |
To see the full case history of Ruloans Distribution Services Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
Ruloans Distribution Services Private Limited has 6 MSME Form 1 returns on record between 2022 and 2024, listing 45 overdue payments to 9 micro and small suppliers. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.
Suppliers with reported dues (5 of 9)
| Supplier | Amount due | Due since | Reported on |
|---|---|---|---|
| an individual supplier | |||
| an individual supplier | |||
| V P Kapitech | |||
| an individual supplier | |||
| an individual supplier |
To see the full MSME payment records of Ruloans Distribution Services Private Limited, buy the company report.
Individuals and sole proprietors among the suppliers are not named.
Employees & EPFO
Ruloans Distribution Services Private Limited has a workforce of 61 employees on its EPFO records as of Apr 08, 2024, across 1 active EPFO establishment.
GST
Ruloans Distribution Services has 5 GST registrations: 4 active and 1 cancelled or inactive.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AAHCR3757M1ZR | Maharashtra | Active | 01 Jul 2017 |
| 27AAHCR3757M2ZQ | Maharashtra | Active | 01 Apr 2025 |
| 07AAHCR3757M2ZS | Delhi | Active | 04 Sep 2025 |
| 08AAHCR3757M1ZR | Rajasthan | Active | 11 May 2026 |
To see the full GST registrations and return filing status of Ruloans Distribution Services Private Limited, buy the company report.
Recent activity
Ruloans Distribution Services Private Limited has 5 board changes on record since 2015: 2 appointments and 3 cessations. The latest: Anand Raghavendran ceased to be Additional Director on 29 Sep 2023.
3 earlier events are in the company report.
News
Frequently asked questions
Ruloans Distribution Services is an active private limited company based in Mumbai, Maharashtra, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 22 June 2015 (11+ years old) and is registered under CIN U74120MH2015PTC265829.
Ruloans Distribution Services has 2 current directors:
- Kaushik Ashok Mehta - Director
- Phalguni Kaushik Mehta - Director
The latest financial statements of Ruloans Distribution Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2016 are in the company report.
The GSTIN of Ruloans Distribution Services is 27AAHCR3757M1ZR, registered in Maharashtra. The company has 5 GST registrations in all, of which 4 are active and 1 is cancelled or inactive. Other active GSTINs include 27AAHCR3757M2ZQ (Maharashtra), 07AAHCR3757M2ZS (Delhi), 08AAHCR3757M1ZR (Rajasthan).
The CIN (Corporate Identification Number) of Ruloans Distribution Services is U74120MH2015PTC265829. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ruloans Distribution Services has 13 court cases on record: 9 filed by the company and 4 filed against it. 6 are pending. Most are in the district courts.
Ruloans Distribution Services was incorporated on 22 June 2015, making it 11+ years old. It is registered with the Registrar of Companies, Mumbai.
Ruloans Distribution Services has 1 deal on record (1 secondary share transfer); the latest was in March 2025.
Anand Raghavendran ceased to be Additional Director on 29 Sep 2023. Karan Neale Desai ceased to be Additional Director on 29 Sep 2023. Parag Mahendra Shah ceased to be Additional Director on 29 Sep 2023. Ruloans Distribution Services has 5 board changes on record in total.
Ruloans Distribution Services has 6 MSME Form 1 returns on record between 2022 and 2024, listing 45 overdue payments to 9 micro and small suppliers. The latest return was filed on 26 Apr 2024.
Ruloans Distribution Services can be reached through the website ruloans.com. Its registered office is in Mumbai, Maharashtra, India.