MSME (Udyam registered) Ministry of MSME
- Category
- Medium (2024-25)
- Udyam number
- UDYAM-KR-03-0174252
Rupeek Fintech Private Limited - internet in Bangalore, Karnataka, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹78.53 Cr
▲ 33% YoY
Net loss · FY 2025
₹3.94 Cr
Net margin -5%
EBITDA · FY 2025
₹46.7 Cr
EBITDA margin 59.5%
Authorised capital
₹15.25 Lakh
Registered with MCA
Paid-up capital
₹6.83 Lakh
Issued & subscribed
Open charges
₹128.15 Cr
Satisfied ₹83 Cr
Company age
11 yrs
Est. 2015
Employees · EPFO
811
Provident fund records
About Rupeek Fintech Private Limited
Data last updated:
Rupeek Fintech Private Limited is a private limited company based in Bangalore, Karnataka, India. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 24 July 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U72100KA2015PTC081797. Its GSTIN is 29AAHCR3887J1ZM (Karnataka). The company holds 16 GST registrations, all of them active.
The company has an authorised share capital of ₹15.25 Lakh and a paid-up capital of ₹6.83 Lakh. It is led by directors including Sumit Maniyar and Suresh Maniyar.
Its last annual general meeting (AGM) was held on 27 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Bangalore, Karnataka.
As per the financials filed for FY 2025, the company reported a revenue of ₹78.53 Cr, a growth of 33% compared to the previous year. For the same year it recorded a net loss of ₹3.94 Cr (net margin -5%) and EBITDA of ₹46.7 Cr (EBITDA margin 59.5%). Revenue has grown at a compounded annual rate (CAGR) of 5% over three years.
The company has about 811 employees on its provident fund (EPFO) records.
The company is associated with 2 brands: Rupeek Capital and Rupeek. As per MCA filings, the company has open charges of ₹128.15 Cr and satisfied charges of ₹83 Cr on record. Court records list 80 cases involving the company, including 68 filed by the company and 12 filed against it; 30 cases are pending. The company has 26 deals on record (18 funding rounds, 7 secondary share transfers, 1 debt financing), with disclosed funding of ₹1,330.29 Cr; the latest was in June 2024. Its 5 peer companies in the Ecommerce and Internet industry (Finance, Fintech), with the same principal business activity (other financial activities) are compared by revenue, 3 larger and 2 smaller; the largest is Moneymitra IT Solutions Private Limited with revenue of ₹158.22 Cr.
Rupeek Fintech Private Limited is registered as a medium enterprise under the Udyam registration framework (Reg. No. UDYAM-KR-03-0174252). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website rupeek.com.
Company details
CIN U72100KA2015PTC081797
Registration Number 081797
Incorporation Date 24 July 2015
ROC Bangalore
Listing Status Unlisted
Company Status Active
Date of Last AGM 27 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Medium
Udyam Registration UDYAM-KR-03-0174252
CIN history
Rupeek Fintech has one previous CIN (Corporate Identification Number): U67100KA2015PTC081797. The current CIN is U72100KA2015PTC081797, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U72100KA2015PTC081797 | Current |
| U67100KA2015PTC081797 | Previous |
Key People
Sumit Maniyar Director Suresh Maniyar Director Ravi Shankar Venkataraman Ganapathy Agraharam Nominee Director Recognitions & Rankings of Rupeek Fintech
Contact details
Rupeek Fintech Private Limited's registered office is in Bangalore, Karnataka. Its website is rupeek.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Apps
- Registered AddressPlot #45/B Subham Complex 1st A Main Gr.Flr. Front Wing(B) Sarakki Industrial Layout, J.P.Nagar, Bangalore, Karnataka, India – 560078
- IndustryInternet, Online Financial Services
To see the full contact details of Rupeek Fintech Private Limited, buy the company report.
Comprehensive company report
Rupeek Fintech Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Rupeek Fintech operates two associated brands: Rupeek Capital and Rupeek. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| An online marketplace for gold loans is facilitated. | rupeek.com | |
| Gold loan and personal loan services in the financial sector. | rupeekcapital.com |
Business activity
The main business activity of Rupeek Fintech is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Rupeek Fintech Private Limited, buy the company report.
Financials of Rupeek Fintech Private Limited
FY 2025 filings availableRupeek Fintech Private Limited reported revenue of ₹78.53 Cr (up 33% YoY) for FY 2025.
Revenue · FY 2025
₹78.53 Cr ▲ 33%
Net loss · FY 2025
₹3.94 Cr margin -5%
EBITDA · FY 2025
₹46.7 Cr margin 59.5%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 33%
3 years · compounded
▲ 5%
Revenue has grown at a compounded annual rate (CAGR) of 5% over three years, including 33% growth in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹78.53 Cr | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹46.7 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹3.94 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 59.5% | ||||
| Net Profit Margin | -5% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
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| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Rupeek Fintech Private Limited, buy the company report.
Board of directors of Rupeek Fintech Private Limited
Rupeek Fintech has 5 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sumit Maniyar Also directs: Rupeek Capital Private Limited | Director | 24 Jul 2015 | 11 Years 3 Months | Current |
| Suresh Maniyar | Director | 24 Jul 2015 | 11 Years 3 Months | Current |
| Ravi Shankar Venkataraman Ganapathy Agraharam Also directs: Finova Capital Private Limited, Plum Benefits Private Limited, Homevista Decor and Furnishings Private Limited and 2 more | Nominee Director | 13 Aug 2019 | 7 Years 2 Months | Current |
| Anand Daniel | Director | 08 Jan 2018 | 8 Years 9 Months | Current |
| Prabhakar Sistla Also directs: Sarvagram Fincare Private Limited | Director | 24 Dec 2024 | 1 Years 10 Months | Current |
Peer comparison
Rupeek Fintech Private Limited is compared with the 5 companies closest to it by revenue in the Ecommerce and Internet industry (Finance, Fintech), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Moneymitra IT Solutions Private Limited | ₹158.22 Cr (FY 2025) | 104.0% | Gurugram, Haryana, India | |||
| Sugmya Finance Private Limited | ₹155.04 Cr (FY 2025) | 8.0% | Delhi, India | |||
| SRG Housing Finance Limited | ₹154.55 Cr (FY 2025) | 22.0% | Udaipur, Rajasthan, India | |||
| India Factoring and Finance Solutions Private Limited | ₹147.78 Cr (FY 2025) | 21.0% | Mumbai, Maharashtra, India | |||
| Ikf Home Finance Limited | ₹147.73 Cr (FY 2024) | 60.0% | Vijayawada, Andhra Pradesh, India | |||
| Rupeek Fintech Private Limitedthis company | ₹78.53 Cr (FY 2025) | -₹3.94 Cr | -5% | 33.0% | 811 | Bangalore, Karnataka, India |
To see the full peer comparison of Rupeek Fintech Private Limited, buy the company report.
Auditor
Rupeek Fintech Private Limited is audited by S.R. Batliboi & Co. LLP for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| S.R. Batliboi & Co. LLP | FY 2023 | 301003E/E00005 |
Shareholding
The shareholding of Rupeek Fintech Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Rupeek Fintech Private Limited, buy the company report.
Charges & borrowings
Open charges
₹128.15 Cr
Satisfied charges
₹83 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 19 Aug 2025 | 101153362 | Others | ₹30 Lakh | Open | |
| 19 Apr 2025 | 101084356 | Axis Bank Limited | ₹72 Cr | Open | |
| 19 Apr 2025 | 101084361 | Axis Bank Limited | ₹60 Lakh | Open | |
| 22 Aug 2024 | 100963670 | Others | ₹50 Cr | Open | |
| 17 Jan 2023 | 100668033 | Others | ₹1 Lakh | Open |
To see the full charge records of Rupeek Fintech Private Limited, buy the company report.
Total charge records: 15 View all charges
Deals & funding
Rupeek Fintech Private Limited has 26 deals on record (18 funding rounds, 7 secondary share transfers, 1 debt financing), with disclosed funding of ₹1,330.29 Cr; the latest was in June 2024.
Total deals
26
Funding rounds
18
Secondary share transfers
7
Debt financing
1
Disclosed funding
₹1,330.29 Cr
Deals on record (5 of 26)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Jul 2023 | Funding round · Series F | ₹42.75 Cr | Investors: Bertelsmann India Investments, Peak XV Partners (Sequoia India and SEA), Accel India |
| May 2023 | Debt financing | ₹10 Cr | Investors: Stride Ventures |
| May 2020 | Secondary share transfer | Undisclosed | Buyer: Bertelsmann India Investments Seller: an individual |
| Feb 2020 | Funding round · Series D | ₹213.97 Cr | Investors: GGV Capital, Bertelsmann India Investments, Three State Capital |
| Dec 2019 | Secondary share transfer | Undisclosed | Buyer: Peak XV Partners (Sequoia India and SEA) Seller: Betaplus Capital Partners, 3 individuals |
To see the full deal history of Rupeek Fintech Private Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Rupeek Fintech Private Limited has 80 court cases on record: 68 filed by Rupeek Fintech, 12 filed against it. 30 cases are pending and 50 are disposed.
Total cases
80
Filed by the company
68
Filed against the company
12
Pending
30
Disposed
50
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 78 | 11 | 29 |
| High courts | 2 | 1 | 1 |
Cases on record (5 of 80)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, BENGALURU, Karnataka | Criminal miscellaneous application | Filed against the company by Manappuram Finance Limited | Disposed |
| District court, Pune, Maharashtra | Civil suit | Filed against the company by an individual | Pending |
| District court, Medak, Telangana | Civil suit | Filed against the company by an individual | Pending |
| District court, BENGALURU, Karnataka | Court case (CRL.R.P.) | Filed by the company against an individual | Pending |
| District court, Ghaziabad, Uttar Pradesh | Criminal case | Filed by the company against an individual | Pending |
To see the full case history of Rupeek Fintech Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Rupeek Fintech Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Rupeek Fintech Private Limited has a workforce of 811 employees on its EPFO records as of Apr 04, 2024, across 1 active EPFO establishment.
Employee count
811
Active EPFO establishments
1
Employee growth
-41.15%
GST
Rupeek Fintech has 16 GST registrations: 16 active. The first 4 active GSTINs are listed below.
Total GSTINs
16
Active
16
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAHCR3887J1ZM | Karnataka | Active | 01 Jul 2017 |
| 29AAHCR3887J2ZL | Karnataka | Active | 03 Mar 2025 |
| 33AAHCR3887J1ZX | Tamil Nadu | Active | 19 Dec 2018 |
| 36AAHCR3887J1ZR | Telangana | Active | 11 Jan 2019 |
To see the full GST registrations and return filing status of Rupeek Fintech Private Limited, buy the company report.
Recent activity
Rupeek Fintech Private Limited has 11 board changes on record since 2015: 8 appointments and 3 cessations. The latest: Vivekanand Ramachandran ceased to be CFO on 22 Aug 2025.
AGM
Rupeek Fintech Private Limited last Annual general meeting of members was held on 27 Sep 2025 as per latest MCA records.
Ceased
Vivekanand Ramachandran ceased to be CFO.
Charges
A charge registered on 20 Nov 2023 via Charge ID 100881456 with Others was fully satisfied on 21 Aug 2025.
Charges
A charge with Others amounted to Rs. 30.00 Lakh with Charge ID 101153362 was registered on 19 Aug 2025.
Charges
A charge with Axis Bank Limited of Rs. 7,200.00 Lakh registered on 19 Apr 2025 with Charge ID 101084356 was modified on 27 May 2025.
Charges
A charge with Axis Bank Limited amounted to Rs. 60.00 Lakh with Charge ID 101084361 was registered on 19 Apr 2025.
Charges
A charge with Axis Bank Limited amounted to Rs. 7,200.00 Lakh with Charge ID 101084356 was registered on 19 Apr 2025.
Filing
Rupeek Fintech Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Bangalore.
Charges
A charge registered on 26 May 2023 via Charge ID 100755863 with Others was fully satisfied on 25 Mar 2025.
Appointed
Prabhakar Sistla was appointed as Director.
Charges
A charge with Others amounted to Rs. 5,000.00 Lakh with Charge ID 100963670 was registered on 22 Aug 2024.
Appointed
Vivekanand Ramachandran was appointed as CFO.
27 earlier events are in the company report.
News
Frequently asked questions
Rupeek Fintech is an active private limited company based in Bangalore, Karnataka, India. The company works in online financial services, within the internet industry. It was incorporated on 24 July 2015 (11+ years old) and is registered under CIN U72100KA2015PTC081797.
Rupeek Fintech has 5 current directors:
- Sumit Maniyar - Director
- Suresh Maniyar - Director
- Ravi Shankar Venkataraman Ganapathy Agraharam - Nominee Director
- Anand Daniel - Director
- Prabhakar Sistla - Director
The latest financial statements of Rupeek Fintech on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 27 September 2025. Year-wise statements from FY 2016 are in the company report.
The GSTIN of Rupeek Fintech is 29AAHCR3887J1ZM, registered in Karnataka. The company has 16 GST registrations in all, of which 16 are active. Other active GSTINs include 29AAHCR3887J2ZL (Karnataka), 33AAHCR3887J1ZX (Tamil Nadu), 36AAHCR3887J1ZR (Telangana).
The CIN (Corporate Identification Number) of Rupeek Fintech is U72100KA2015PTC081797. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Rupeek Fintech has 80 court cases on record: 68 filed by the company and 12 filed against it. 30 are pending. Most are in the district courts.
Rupeek Fintech was incorporated on 24 July 2015, making it 11+ years old. It is registered with the Registrar of Companies, Bangalore.
Rupeek Fintech has 26 deals on record (18 funding rounds, 7 secondary share transfers, 1 debt financing), with disclosed funding of ₹1,330.29 Cr; the latest was in June 2024.
The peers of Rupeek Fintech by revenue are Moneymitra IT Solutions Private Limited, Sugmya Finance Private Limited, SRG Housing Finance Limited, India Factoring and Finance Solutions Private Limited, Ikf Home Finance Limited, all in the Ecommerce and Internet industry (Finance, Fintech), with the same principal business activity (other financial activities).
Vivekanand Ramachandran ceased to be CFO on 22 Aug 2025. Prabhakar Sistla was appointed as Director on 24 Dec 2024. Vivekanand Ramachandran was appointed as CFO on 16 Apr 2024. Rupeek Fintech has 11 board changes on record in total.
Yes, Rupeek Fintech is registered as a medium enterprise under Udyam registration (number: UDYAM-KR-03-0174252).