About Ruptok Fintech Private Limited
Data last updated: 06 January 2026
Ruptok Fintech Private Limited is a private limited company based in New Delhi, Delhi, India, recognised as a startup by DPIIT. It specialises in gold loan nbfc, a part of the broader financial services sector. Incorporated on 26 September 2019, the company has been in operation for over 7 years.
Registered with ROC Delhi under CIN U65100DL2019PTC355591.
Capital: an authorised share capital of ₹1.85 Cr and a paid-up capital of ₹1.76 Cr. Formerly known as Abl Office Spaces Private Limited. It is led by directors Yashwardhan Rajesh Aeren and Ankur Gupta.
Last AGM: 02 September 2022. Financial statements filed for year ended 31 March 2022. Office: G – 56 Aerens Building Well Ltd. Main Market Green Park Opps. S – Block Mkt, New Delhi, Delhi, India – 110016.
As per the financials filed for FY 2025, the company reported a revenue of ₹76.56 Lakh, a decline of 81% compared to the previous year.
The company has a workforce of approximately 33 employees as per the latest available data. Its group structure includes 2 subsidiaries.
The company is associated with 1 brand - Ruptok.
For more details, the company can be reached via its website ruptok.com.
-
Email*****@*****.com
-
Telephone+91-****-******
-
Website
-
Social Media
-
Registered AddressG – 56 Aerens Building Well Ltd. Main Market Green Park Opps. S – Block Mkt, New Delhi, Delhi, India – 110016
-
IndustryFinancial Services, Gold Loan NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of Ruptok Fintech Private Limited
Ruptok Fintech Private Limited has one previous CIN (Corporate Identification Number): U70109DL2019PTC355591. The current CIN is U65100DL2019PTC355591, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65100DL2019PTC355591 | Current |
| U70109DL2019PTC355591 | Previous |
Associated Brands with Ruptok Fintech Private Limited
Ruptok Fintech Private Limited operates one associated brand: Ruptok. These brands represent Ruptok Fintech Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Doorstep gold loans are offered by the fintech platform. | ruptok.com |
Competitors & Alternatives of Ruptok Fintech Private Limited
Brands and companies operating in the same space as Ruptok Fintech Private Limited include indiagold, Rupeek, Augmont and 4 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
|
|
Gold loans are provided and digital gold purchases are facilitated. | Gurugram, India, India | 2020 |
|
|
An online marketplace for gold loans is facilitated. | Bengaluru, India, India | 2015 |
|
|
Alternative investments in digital gold and silver are facilitated. | Mumbai, India, India | 1994 |
|
|
Platform offering gold loans to rural residents, leveraging the household gold as collateral | Bengaluru, India, India | 2020 |
|
|
Alternative investment platform for gold assets | Chennai, India, India | 2020 |
|
|
Provider of secured and unsecured loans, specializing in gold loans and MSME financing | Bengaluru, India, India | 2020 |
|
|
An online platform specializing in gold loans for quick and secure lending services. | Gurugram, India, India | 2018 |
Business Activity of Ruptok Fintech Private Limited
Ruptok Fintech Private Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | ********* |
Auditor Details of Ruptok Fintech Private Limited
Ruptok Fintech Private Limited is audited by H.R.Agrawal & Co. for the financial year 2022. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| H.R.Agrawal & Co. | blur-value | blur-value | blur-value |
Board of Directors of Ruptok Fintech Private Limited
Ruptok Fintech Private Limited is currently managed by 2 directors, with 3 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Yashwardhan Rajesh Aeren
Also directs:
Maxine Homes Llp, Fracto Ventures Private Limited, Ruptok Finance Private Limited and 5 more
|
Director | 28 Feb 2022 | 4 Years 4 Months | Current |
| Ankur Gupta | Director | 26 Sep 2019 | 6 Years 9 Months | Current |
Financials of Ruptok Fintech Private Limited FY 2022 filings available
Ruptok Fintech Private Limited reported revenue of ₹76.56 Lakh (down 81% YoY) for FY 2025. Profit growth despite declining revenue indicates effective cost management and margin discipline.
| Metrics | ***** | ***** | ***** | ***** | ***** |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue from Operations | ***** | ***** | ***** | ***** | ***** |
| Revenue Growth % | ***** | ***** | ***** | ***** | ***** |
| Other Income | ***** | ***** | ***** | ***** | ***** |
| Total Revenue | ***** | ***** | ***** | ***** | ***** |
| Expenses | |||||
| Total Expenses | ***** | ***** | ***** | ***** | ***** |
| Raw Material Cost | ***** | ***** | ***** | ***** | ***** |
| Change in Inventory FG | ***** | ***** | ***** | ***** | ***** |
| Change in Inventory WIP | ***** | ***** | ***** | ***** | ***** |
| Purchase of Traded Goods | ***** | ***** | ***** | ***** | ***** |
| Employee Cost | ***** | ***** | ***** | ***** | ***** |
| Managerial Remuneration | ***** | ***** | ***** | ***** | ***** |
| Audit Fees | ***** | ***** | ***** | ***** | ***** |
| Insurance | ***** | ***** | ***** | ***** | ***** |
| Power & Fuel | ***** | ***** | ***** | ***** | ***** |
| Interest | ***** | ***** | ***** | ***** | ***** |
| Depreciation | ***** | ***** | ***** | ***** | ***** |
| Other Expenses | ***** | ***** | ***** | ***** | ***** |
| Profitability | |||||
| EBITDA (Operating Profit) | ***** | ***** | ***** | ***** | ***** |
| Operating Margin % | ***** | ***** | ***** | ***** | ***** |
| Exceptional Items | ***** | ***** | ***** | ***** | ***** |
| Extraordinary Items | ***** | ***** | ***** | ***** | ***** |
| Profit Before Exceptional & Extraordinary Items | ***** | ***** | ***** | ***** | ***** |
| Profit Before Tax | ***** | ***** | ***** | ***** | ***** |
| Tax & Net Profit | |||||
| Tax Expense | ***** | ***** | ***** | ***** | ***** |
| Current Tax | ***** | ***** | ***** | ***** | ***** |
| Deferred Tax | ***** | ***** | ***** | ***** | ***** |
| Profit from Discontinued Operations | ***** | ***** | ***** | ***** | ***** |
| Tax on Discontinued Operations | ***** | ***** | ***** | ***** | ***** |
| Profit | ***** | ***** | ***** | ***** | ***** |
| Net Margin % | ***** | ***** | ***** | ***** | ***** |
| Metrics | ***** | ***** | ***** | ***** | ***** |
|---|---|---|---|---|---|
| Shareholders' Funds | |||||
| Total Shareholders' Funds | ***** | ***** | ***** | ***** | ***** |
| Equity Capital | ***** | ***** | ***** | ***** | ***** |
| Reserves & Surplus | ***** | ***** | ***** | ***** | ***** |
| Money Against Warrants | ***** | ***** | ***** | ***** | ***** |
| Other Equity | ***** | ***** | ***** | ***** | ***** |
| Non-Current Liabilities | |||||
| Total Non-Current Liabilities | ***** | ***** | ***** | ***** | ***** |
| Long-Term Borrowings | ***** | ***** | ***** | ***** | ***** |
| Deferred Tax Liabilities | ***** | ***** | ***** | ***** | ***** |
| Other Non-Current Liabilities | ***** | ***** | ***** | ***** | ***** |
| Long-Term Provisions | ***** | ***** | ***** | ***** | ***** |
| Current Liabilities | |||||
| Total Current Liabilities | ***** | ***** | ***** | ***** | ***** |
| Short-Term Borrowings | ***** | ***** | ***** | ***** | ***** |
| Trade Payables | ***** | ***** | ***** | ***** | ***** |
| Other Current Liabilities | ***** | ***** | ***** | ***** | ***** |
| Short-Term Provisions | ***** | ***** | ***** | ***** | ***** |
| Total Equity & Liabilities | ***** | ***** | ***** | ***** | ***** |
| Non-Current Assets | |||||
| Non-Current Assets | ***** | ***** | ***** | ***** | ***** |
| Tangible Assets | ***** | ***** | ***** | ***** | ***** |
| Intangible Assets | ***** | ***** | ***** | ***** | ***** |
| Capital WIP | ***** | ***** | ***** | ***** | ***** |
| Intangibles Under Dev | ***** | ***** | ***** | ***** | ***** |
| Investments | ***** | ***** | ***** | ***** | ***** |
| Deferred Tax Assets | ***** | ***** | ***** | ***** | ***** |
| LT Loans & Advances | ***** | ***** | ***** | ***** | ***** |
| Other Non-Current Assets | ***** | ***** | ***** | ***** | ***** |
| Current Assets | |||||
| Current Assets | ***** | ***** | ***** | ***** | ***** |
| Current Investments | ***** | ***** | ***** | ***** | ***** |
| Inventories | ***** | ***** | ***** | ***** | ***** |
| Trade Receivables | ***** | ***** | ***** | ***** | ***** |
| Cash & Bank Balance | ***** | ***** | ***** | ***** | ***** |
| ST Loans & Advances | ***** | ***** | ***** | ***** | ***** |
| Other Current Assets | ***** | ***** | ***** | ***** | ***** |
| Total Assets | ***** | ***** | ***** | ***** | ***** |
| Metrics | ***** | ***** | ***** | ***** | ***** |
|---|---|---|---|---|---|
| Cash from Operating Activities (CFO) | |||||
| Profit Before Tax | ***** | ***** | ***** | ***** | ***** |
| Non-Cash Adjustments | ***** | ***** | ***** | ***** | ***** |
| + Interest Expense | ***** | ***** | ***** | ***** | ***** |
| + Depreciation | ***** | ***** | ***** | ***** | ***** |
| +/- Unrealized Forex | ***** | ***** | ***** | ***** | ***** |
| - Dividend Income | ***** | ***** | ***** | ***** | ***** |
| - Interest Income | ***** | ***** | ***** | ***** | ***** |
| +/- Other Non-Cash Items | ***** | ***** | ***** | ***** | ***** |
| Changes in Working Capital | ***** | ***** | ***** | ***** | ***** |
| +/- Inventory | ***** | ***** | ***** | ***** | ***** |
| +/- Debtors | ***** | ***** | ***** | ***** | ***** |
| +/- Creditors | ***** | ***** | ***** | ***** | ***** |
| Reconciliation Adjustments | ***** | ***** | ***** | ***** | ***** |
| Cash Generated from Operations | ***** | ***** | ***** | ***** | ***** |
| Income Taxes Paid | ***** | ***** | ***** | ***** | ***** |
| Net CFO (Cash from Operations) | ***** | ***** | ***** | ***** | ***** |
| Cash from Investing Activities (CFI) | |||||
| Acquisitions & Disposals | ***** | ***** | ***** | ***** | ***** |
| Disposal of Subsidiaries | ***** | ***** | ***** | ***** | ***** |
| Acquisition of Subsidiaries | ***** | ***** | ***** | ***** | ***** |
| Capex | ***** | ***** | ***** | ***** | ***** |
| Purchase of Fixed Assets | ***** | ***** | ***** | ***** | ***** |
| Sale of Fixed Assets | ***** | ***** | ***** | ***** | ***** |
| Other Investing Cash Flows | ***** | ***** | ***** | ***** | ***** |
| Net CFI (Cash from Investing) | ***** | ***** | ***** | ***** | ***** |
| Cash from Financing Activities (CFF) | |||||
| Equity Issuance | ***** | ***** | ***** | ***** | ***** |
| Debt Raised | ***** | ***** | ***** | ***** | ***** |
| Debt Repaid | ***** | ***** | ***** | ***** | ***** |
| Dividends Paid | ***** | ***** | ***** | ***** | ***** |
| Interest Paid | ***** | ***** | ***** | ***** | ***** |
| Net CFF (Cash from Financing) | ***** | ***** | ***** | ***** | ***** |
| Net Cash Position | |||||
| Net Change in Cash (Pre-Forex) | ***** | ***** | ***** | ***** | ***** |
| Closing Cash & Equivalents | ***** | ***** | ***** | ***** | ***** |
| Metrics | ***** | ***** | ***** | ***** | ***** |
|---|---|---|---|---|---|
| Liquidity | |||||
| Current Ratio | ***** | ***** | ***** | ***** | ***** |
| Quick Ratio | ***** | ***** | ***** | ***** | ***** |
| Cash Ratio | ***** | ***** | ***** | ***** | ***** |
| Efficiency | |||||
| Inventory Days | ***** | ***** | ***** | ***** | ***** |
| Debtor Days | ***** | ***** | ***** | ***** | ***** |
| Creditor Days | ***** | ***** | ***** | ***** | ***** |
| Cash Conversion Cycle | ***** | ***** | ***** | ***** | ***** |
| Asset Turnover | ***** | ***** | ***** | ***** | ***** |
| Profitability | |||||
| Net Profit Margin % | ***** | ***** | ***** | ***** | ***** |
| Operating Margin % | ***** | ***** | ***** | ***** | ***** |
| ROE % | ***** | ***** | ***** | ***** | ***** |
| ROCE % | ***** | ***** | ***** | ***** | ***** |
| Net Worth Margin % | ***** | ***** | ***** | ***** | ***** |
| Growth | |||||
| Revenue Growth % | ***** | ***** | ***** | ***** | ***** |
| Leverage | |||||
| Equity Multiplier | ***** | ***** | ***** | ***** | ***** |
| Debt / EBITDA | ***** | ***** | ***** | ***** | ***** |
| Solvency | |||||
| D/E Ratio | ***** | ***** | ***** | ***** | ***** |
| ICR | ***** | ***** | ***** | ***** | ***** |
Consolidated Statements
Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.
Shareholding Pattern of Ruptok Fintech Private Limited
As of FY 2022, Ruptok Fintech Private Limited's shareholding pattern shows 41.48% by promoters, 58.52% by public shareholders. Public shareholders hold the majority stake, reflecting broad public ownership.
| Year | 2025 |
|---|---|
| Promoters | 33.19% |
| DII | 23.22% |
| FII | 18.28% |
| Public | 22.89% |
| Others | 2.42% |
Group Structure of Ruptok Fintech Private Limited
Ruptok Fintech Private Limited has 2 subsidiary companies. This group structure data is as of FY 2022. The corporate group structure reflects Ruptok Fintech Private Limited's business expansion strategy and organizational complexity.
| Company Name | CIN | Shares Held |
|---|---|---|
| Ruptok Finance Private Limited | U65999DL2020PTC369306 |
**.**%
|
| Vinrak Technologies Private Limited | U72300MH2015PTC269093 |
**.**%
|
Showing major subsidiaries. Total: 2.
Charges & Borrowings Ruptok Fintech Private Limited
Ruptok Fintech Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Ruptok Fintech Private Limited
Ruptok Fintech Private Limited has a workforce of 33 employees as of Apr 09, 2024.
Employee Count & EPFO Data of Ruptok Fintech Private Limited
Access employee headcount trends, monthly PF payment records, EPFO establishment details, and compliance data.
GST Compliance of Ruptok Fintech Private Limited
GSTIN & GST Filing Data of Ruptok Fintech Private Limited
Access GSTIN registrations, state-wise filing compliance, HSN/SAC codes, and detailed goods & services data.
Credit Ratings, Litigation & Regulatory Alerts for Ruptok Fintech Private Limited
Credit Ratings, Legal Cases & Regulatory Alerts of Ruptok Fintech Private Limited
Access complete credit rating history, litigation records, regulatory alerts, and compliance data.
MSME Payment Delays by Ruptok Fintech Private Limited
MSME Payment Delays by Ruptok Fintech Private Limited
Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.
Subsidiaries & Group Companies of Ruptok Fintech Private Limited
Subsidiaries & Group Companies of Ruptok Fintech Private Limited
See the full corporate group - holding company, subsidiaries, associates and joint ventures of Ruptok Fintech Private Limited with ownership details.
MCA Filings & Documents of Ruptok Fintech Private Limited
MCA Filings & Documents of Ruptok Fintech Private Limited
Download official documents filed with the Ministry of Corporate Affairs - from incorporation papers to the latest annual filings.
Recent Activity on Ruptok Fintech Private Limited
Frequently Asked Questions about Ruptok Fintech Private Limited
Ruptok Fintech Private Limited is an active private limited company in the financial services sector based in New Delhi, Delhi, India. It was incorporated on 26 September 2019 (7+ years old) and is registered under CIN U65100DL2019PTC355591. The company has 33 employees.
Ruptok Fintech Private Limited reported revenue of ₹76.56 Lakh for FY 2025 (down 81.00% YoY).
The current directors of Ruptok Fintech Private Limited are:
The primary industry of Ruptok Fintech Private Limited is financial services. The company specifically operates in gold loan nbfc. The company is currently active in this sector.
Yes, Ruptok Fintech Private Limited is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Ruptok Fintech Private Limited can be reached at the registered office: G – 56 Aerens Building Well Ltd. Main Market Green Park Opps. S – Block Mkt, New Delhi, Delhi, India – 110016, or through the website ruptok.com.