MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-DL-08-0025637
Sabsang Finance Limited - financial services in New Delhi, Delhi, India. FY 2026 financials & compliance.
Revenue · FY 2024
₹1.38 Cr
▼ 3% YoY
Net profit · FY 2024
₹30.58 Lakh
Net margin 22.2%
EBITDA · FY 2024
₹92.31 Lakh
EBITDA margin 67%
Authorised capital
₹2.15 Cr
Registered with MCA
Paid-up capital
₹2.11 Cr
Issued & subscribed
Open charges
₹1 Cr
Secured borrowings
Company age
35 yrs
Est. 1991
Directors on board
3
As per MCA filings
About Sabsang Finance Limited
Data last updated:
Sabsang Finance Limited is a public limited company based in New Delhi, Delhi, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 11 July 1991 and has been in existence for over 35 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65910DL1991PLC044953. Its GSTIN is 07AAACS4875Q2ZL (Delhi). The company holds 2 GST registrations, of which 1 is active.
The company has an authorised share capital of ₹2.15 Cr and a paid-up capital of ₹2.11 Cr. It was formerly known as Surmela Finance Private Limited and Surmela Finance Limited. It is led by directors including Sanjeev Kumar Sagar (Managing Director) and Krishan Lal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 11/64 Dakshinpuri Extension, New Delhi, Delhi, India – 110062.
As per the financials filed for FY 2024, the company reported a revenue of ₹1.38 Cr, a decline of 3% compared to the previous year. For the same year it recorded a net profit of ₹30.58 Lakh (net margin 22.2%) and EBITDA of ₹92.31 Lakh (EBITDA margin 67%). Revenue has declined at a compounded annual rate (CAGR) of 2% over three years and 1% over five years.
The company is associated with 1 brand: Sabsang Finance. As per MCA filings, the company has open charges of ₹1 Cr on record. Court records list 407 cases involving the company, including 407 filed by the company; 302 cases are pending.
Sabsang Finance Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-DL-08-0025637). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website sabsangfinance.com.
Company details
CIN U65910DL1991PLC044953
Registration Number 044953
Incorporation Date 11 July 1991
ROC Delhi
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-DL-08-0025637
Name history
Sabsang Finance has undergone 2 name changes throughout its history. The company was previously known as Surmela Finance Private Limited, and Surmela Finance Limited. The current legal name is Sabsang Finance Limited.
| Company Name | Status |
|---|---|
| Sabsang Finance Limited | Current |
| Surmela Finance Private Limited | Previous |
| Surmela Finance Limited | Previous |
Recognitions & Rankings of Sabsang Finance
Contact details
Sabsang Finance Limited's registered office is in New Delhi, Delhi. Its website is sabsangfinance.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered Address11/64 Dakshinpuri Extension, New Delhi, Delhi, India – 110062
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Sabsang Finance Limited, buy the company report.
Comprehensive company report
Sabsang Finance Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Sabsang Finance operates one associated brand: Sabsang Finance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Financial services including loans and lending in India. | sabsangfinance.com |
Business activity
The main business activity of Sabsang Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Sabsang Finance Limited, buy the company report.
Financials of Sabsang Finance Limited
FY 2025 filings availableSabsang Finance Limited reported revenue of ₹1.38 Cr (down 3% YoY) for FY 2024.
Revenue · FY 2024
₹1.38 Cr ▼ 3%
Net profit · FY 2024
₹30.58 Lakh margin 22.2%
EBITDA · FY 2024
₹92.31 Lakh margin 67%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 3%
3 years · compounded
▼ 2%
5 years · compounded
▼ 1%
EBITDA CAGR growth
1 year
▼ 15%
3 years · compounded
▲ 56%
5 years · compounded
▼ 7%
Revenue has declined at a compounded annual rate (CAGR) of 1% over five years, including a 3% fall in the latest year. EBITDA fell 15% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹92.31 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹30.58 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 67% | ||||
| Net Profit Margin | 22.2% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Sabsang Finance Limited, buy the company report.
Board of directors of Sabsang Finance Limited
Sabsang Finance has 3 current directors and 11 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Krishan Lal | Director | 01 Jul 2018 | 8 Years 4 Months | Current |
| Asha Sagar | Director | 04 Jan 2018 | 8 Years 10 Months | Current |
| Sanjeev Kumar Sagar | Managing Director | 08 Jan 2017 | 9 Years 10 Months | Current |
Peer comparison
Sabsang Finance Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Supreet Vyapaar Pvt Ltd | ₹1.38 Cr (FY 2023) | -3.0% | Kolkata, West Bengal, India | |||
| Root Finserve Private Limited | ₹1.38 Cr (FY 2024) | -8.0% | Jaipur, Rajasthan, India | |||
| Sabsang Finance Limitedthis company | ₹1.38 Cr (FY 2024) | ₹30.58 Lakh | 22.2% | -3.0% | New Delhi, Delhi, India | |
| Dhanmax Finance Private Limited | ₹1.38 Cr (FY 2025) | 46.0% | Shivpuri, Madhya Pradesh, India | |||
| Flowing Desire Investment and Finance Private Limited | ₹1.38 Cr (FY 2024) | -33.0% | New Delhi, Delhi, India |
To see the full peer comparison of Sabsang Finance Limited, buy the company report.
Auditor
Sabsang Finance Limited is audited by R K SATIJA & ASSOCIATES for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| R K SATIJA & ASSOCIATES | FY 2021 | 020202N |
Shareholding
The shareholding of Sabsang Finance Limited is on record for 5 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2020 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Sabsang Finance Limited, buy the company report.
Charges & borrowings
Open charges
₹1 Cr
Satisfied charges
None
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 20 Jul 2024 | 100960071 | The South Indian Bank Limited | ₹1 Cr | Open |
Total charge records: 1 View all charges
Legal cases
Sabsang Finance Limited has 407 court cases on record: 407 filed by Sabsang Finance. 302 cases are pending and 105 are disposed.
Total cases
407
Filed by the company
407
Pending
302
Disposed
105
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 406 | 0 | 302 |
| High courts | 1 | 0 | 0 |
Cases on record (5 of 407)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, South, Delhi | Cheque dishonour complaint | Filed by the company against Geeta | Pending |
| District court, South, Delhi | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, South, Delhi | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, South, Delhi | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, South, Delhi | Cheque dishonour complaint | Filed by the company against an individual | Pending |
To see the full case history of Sabsang Finance Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Sabsang Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Sabsang Finance has 2 GST registrations: 1 active and 1 cancelled or inactive.
Total GSTINs
2
Active
1
Cancelled / inactive
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AAACS4875Q2ZL | Delhi | Active | 28 Aug 2017 |
To see the full GST registrations and return filing status of Sabsang Finance Limited, buy the company report.
Recent activity
Sabsang Finance Limited has 14 board changes on record since 2008: 3 appointments and 11 cessations. The latest: Krishan Lal ceased to be Additional Director on 29 Jun 2019.
AGM
Sabsang Finance Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Sabsang Finance Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Delhi I.
Charges
A charge with The South Indian Bank Limited amounted to Rs. 1.00 Cr with Charge ID 100960071 was registered on 20 Jul 2024.
Ceased
Krishan Lal ceased to be Additional Director.
Ceased
Dharmendra Dubey Kumar ceased to be Director.
Appointed
Krishan Lal was appointed as Director.
Ceased
Asha Sagar ceased to be Additional Director.
Appointed
Asha Sagar was appointed as Director.
Ceased
Pawan Kumar Singh ceased to be Director.
Ceased
Sanjeev Kumar Sagar ceased to be Director.
Ceased
Bhupinder Singh Surmela ceased to be Director.
Ceased
Gagandeep Singh Surmela ceased to be Director.
6 earlier events are in the company report.
Frequently asked questions
Sabsang Finance is an active public limited company based in New Delhi, Delhi, India. The company works in nbfc, within the financial services industry. It was incorporated on 11 July 1991 (35+ years old) and is registered under CIN U65910DL1991PLC044953.
Sabsang Finance has 3 current directors:
- Sanjeev Kumar Sagar - Managing Director
- Krishan Lal - Director
- Asha Sagar - Director
The latest financial statements of Sabsang Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Sabsang Finance is 07AAACS4875Q2ZL, registered in Delhi. The company has 2 GST registrations in all, of which 1 is active and 1 is cancelled or inactive.
The CIN (Corporate Identification Number) of Sabsang Finance is U65910DL1991PLC044953. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Sabsang Finance has 407 court cases on record: 407 filed by the company. 302 are pending. Most are in the district courts.
Sabsang Finance was incorporated on 11 July 1991, making it 35+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Sabsang Finance by revenue are Supreet Vyapaar Pvt Ltd, Root Finserve Private Limited, Dhanmax Finance Private Limited, Flowing Desire Investment and Finance Private Limited, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Krishan Lal ceased to be Additional Director on 29 Jun 2019. Dharmendra Dubey Kumar ceased to be Director on 01 Jul 2018. Krishan Lal was appointed as Director on 01 Jul 2018. Sabsang Finance has 14 board changes on record in total.
Yes, Sabsang Finance is registered as a micro enterprise under Udyam registration (number: UDYAM-DL-08-0025637).
Sabsang Finance can be reached through the website sabsangfinance.com. Its registered office is in New Delhi, Delhi, India.
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