Sagar Credits Limited
About Sagar Credits Limited
Data last updated:
Sagar Credits Limited is a public limited company based in Chennai, Tamil Nadu, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 09 December 1993 and has been in existence for over 33 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65921TN1993PLC026346.
The company has an authorised share capital of ₹5.5 Cr and a paid-up capital of ₹5 Cr. It is led by directors including Pukhraj Kothari (Managing Director) and Kamala Devi Kothari (Whole-Time Director).
Its last annual general meeting (AGM) was held on 28 July 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Chennai, Tamil Nadu.
As per the financials filed for FY 2026, the company reported a revenue of ₹1.65 Cr, a decline of 44% compared to the previous year. For the same year it recorded a net loss of ₹1.04 Cr (net margin -63.1%) and EBITDA of -₹1.04 Cr (EBITDA margin -62.9%). Revenue has grown at a compounded annual rate (CAGR) of 102% over three years and 70% over five years.
Court records list 1 case involving the company, including 1 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Sagar Credits Limited's registered office is in Chennai, Tamil Nadu. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressPrince Tower No. 94/S – 15 2nd Floor, Purasawalkam High Road, Chennai, Tamil Nadu, India – 600010
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Sagar Credits Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Sagar Credits is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Sagar Credits Limited, buy the company report.
Financials of Sagar Credits Limited
FY 2026 filings availableSagar Credits Limited reported revenue of ₹1.65 Cr (down 44% YoY) for FY 2026.
Compounded Annual Growth Rate (CAGR)
Revenue fell 44% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 70%. EBITDA fell 134% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹1.65 Cr | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹1.04 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹1.04 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -62.9% | ||||
| Net Profit Margin | -63.1% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Sagar Credits Limited, buy the company report.
Board of directors of Sagar Credits Limited
Sagar Credits has 4 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Pukhraj Kothari | Managing Director | 09 Dec 1993 | 32 Years 10 Months | Current |
| Kamala Devi Kothari | Whole-Time Director | 05 Jul 2004 | 22 Years 4 Months | Current |
| Jitender Kothari Also directs: Raksh Bio Science Private Limited | Director | 22 Jan 2016 | 10 Years 9 Months | Current |
| Premlatha Kothari | Whole-Time Director | 21 Jul 2004 | 22 Years 3 Months | Current |
Auditor
Sagar Credits Limited is audited by POONAM ANKIT & ASSOCIATES for the financial year 2026.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| POONAM ANKIT & ASSOCIATES | FY 2026 | 0017409S |
Shareholding
The shareholding of Sagar Credits Limited is on record for 5 financial years, the latest being FY 2026, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Sagar Credits Limited, buy the company report.
Legal cases
Sagar Credits Limited has 1 court case on record: 1 filed by Sagar Credits. All case is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 0 | 0 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Nagpur, Maharashtra | Civil suit | Filed by the company against an individual | Disposed |
To see the full case history of Sagar Credits Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Sagar Credits Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Sagar Credits Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Sagar Credits Limited has 9 board changes on record since 1993: 4 appointments and 5 cessations. The latest: Pukhraj Kothari ceased to be Managing Director on 31 Jul 2024.
Frequently asked questions
Sagar Credits is an active public limited company based in Chennai, Tamil Nadu, India. The company works in nbfc, within the financial services industry. It was incorporated on 09 December 1993 (33+ years old) and is registered under CIN U65921TN1993PLC026346.
Sagar Credits has 4 current directors:
- Pukhraj Kothari - Managing Director
- Kamala Devi Kothari - Whole-Time Director
- Premlatha Kothari - Whole-Time Director
- Jitender Kothari - Director
The latest financial statements of Sagar Credits on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 28 July 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Sagar Credits is U65921TN1993PLC026346. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Sagar Credits has 1 court case on record: 1 filed by the company.
Sagar Credits was incorporated on 09 December 1993, making it 33+ years old. It is registered with the Registrar of Companies, Chennai.
Pukhraj Kothari ceased to be Managing Director on 31 Jul 2024. Kamala Devi Kothari ceased to be Director on 01 Jan 2022. Premlatha Kothari ceased to be Director on 01 Jan 2022. Sagar Credits has 9 board changes on record in total.
The registered office of Sagar Credits is at Prince Tower No. 94S – 15 2nd Floor, Purasawalkam High Road, Chennai, Tamil Nadu, India – 600010.
Sagar Credits operates in the financial services industry, in the nbfc segment.
The compliance status of Sagar Credits is compliant as of 08 September 2026. The company is actively filing with the Registrar of Companies.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
