
Saheli Micro Credit Foundation
About Saheli Micro Credit Foundation
Data last updated:
Saheli Micro Credit Foundation is a private not for profit company based in Varanasi, Uttar Pradesh, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 10 August 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U67190UP2015NPL072590.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Manjeet Tripathi (Managing Director) and Arpit Chaturvedi.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at C 4/371 Sarai Goverdhan Chetganj, Varanasi, Uttar Pradesh, India – 221001.
As per the financials filed for FY 2024, the company reported a revenue of ₹15.81 Lakh, a growth of 5% compared to the previous year. For the same year it recorded a net profit of ₹8,327 (net margin 0.5%) and EBITDA of ₹16,140 (EBITDA margin 1%). Revenue has grown at a compounded annual rate (CAGR) of 11% over three years and 9% over five years.
The current compliance status is marked as active non-compliant by the Registrar of Companies.
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- Registered AddressC 4/371 Sarai Goverdhan Chetganj, Varanasi, Uttar Pradesh, India – 221001
- IndustryFinancial Services, Diversified Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business Activity of Saheli Micro Credit Foundation
The main business activity of Saheli Micro Credit Foundation is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Saheli Micro Credit Foundation FY 2024 filings available
Saheli Micro Credit Foundation reported revenue of ₹15.81 Lakh (up 5% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Saheli Micro Credit Foundation
Revenue has grown at a compounded annual rate (CAGR) of 9% over five years, including 5% growth in the latest year. EBITDA rose 16% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Saheli Micro Credit Foundation
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹16,140 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹8,327 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Saheli Micro Credit Foundation
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 1% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 0.5% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Saheli Micro Credit Foundation are in the company report.
Financial statements from FY 2016
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Saheli Micro Credit Foundation
Saheli Micro Credit Foundation has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Arpit Chaturvedi Also directs: Mascotinnovative Infracon Private Limited | Director | 13 Aug 2018 | 8 Years 2 Months | Current |
| Manjeet Tripathi | Managing Director | 10 Aug 2015 | 11 Years 2 Months | Current |
| Pradeep Kumar Singh | Director | 10 Aug 2015 | 11 Years 2 Months | Current |
Peer Comparison of Saheli Micro Credit Foundation
Saheli Micro Credit Foundation is compared with the companies closest to it by revenue in the BFSI industry (Other Financial Services). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Dhansagar Dealers Private Limited | ₹15.85 Lakh (FY 2025) | •••• | •••• | 143.0% | •••• | Kolkata, West Bengal, India |
| Fi Capital Private Limited | ₹15.85 Lakh (FY 2025) | •••• | •••• | 24.0% | •••• | Bangalore, Karnataka, India |
| Radhey Tradelink Private Limited | ₹15.84 Lakh (FY 2019) | •••• | •••• | -78.0% | •••• | New Delhi, Delhi, India |
| Eastern Metalik Forgings Pvt Ltd | ₹15.84 Lakh (FY 2025) | •••• | •••• | 5.0% | •••• | Kolkata, West Bengal, India |
| Som Datt Enterprises Private Limited | ₹15.82 Lakh (FY 2025) | •••• | •••• | 141.0% | •••• | Kolkata, West Bengal, India |
| Saheli Micro Credit Foundation this company | ₹15.81 Lakh (FY 2024) | •••• | •••• | 5.0% | •••• | Varanasi, Uttar Pradesh, India |
| Anakaya Trading Private Limited | ₹15.8 Lakh (FY 2025) | •••• | •••• | 46633.0% | •••• | Firozabad, Uttar Pradesh, India |
| Parsvanath Developers & Creators Private Limited | ₹15.8 Lakh (FY 2025) | •••• | •••• | -47.0% | •••• | Kolkata, West Bengal, India |
| R & J Finance Services Private Limited | ₹15.78 Lakh (FY 2019) | •••• | •••• | -16.0% | •••• | New Delhi, Delhi, India |
| DRL Cargo Carriers Private Limited | ₹15.77 Lakh (FY 2025) | •••• | •••• | 6.0% | •••• | Mumbai, Maharashtra, India |
| G M Consultants and Financial Services Pvt Ltd | ₹15.77 Lakh (FY 2024) | •••• | •••• | 7.0% | •••• | Guwahati, Assam, India |
Peers are the five companies nearest above and the five nearest below Saheli Micro Credit Foundation by revenue in the BFSI industry (Other Financial Services), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Saheli Micro Credit Foundation
Saheli Micro Credit Foundation is audited by R VISHWAKARMA AND ASSOCIATES for the financial year 2022.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| R VISHWAKARMA AND ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Saheli Micro Credit Foundation
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Saheli Micro Credit Foundation
Saheli Micro Credit Foundation does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Saheli Micro Credit Foundation
Employment history and EPFO contributions of people linked to Saheli Micro Credit Foundation.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Saheli Micro Credit Foundation
Saheli Micro Credit Foundation has 3 board changes on record since 2015: 3 appointments. The latest: Arpit Chaturvedi was appointed as Director on 13 Aug 2018.
Credit Ratings, Litigation & Regulatory Alerts for Saheli Micro Credit Foundation
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Saheli Micro Credit Foundation
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Saheli Micro Credit Foundation
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Saheli Micro Credit Foundation
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Saheli Micro Credit Foundation
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Saheli Micro Credit Foundation
Saheli Micro Credit Foundation is an active private not for profit company based in Varanasi, Uttar Pradesh, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 10 August 2015 (11+ years old) and is registered under CIN U67190UP2015NPL072590.
Saheli Micro Credit Foundation reported revenue of ₹15.81 Lakh for FY 2024 (up 5% YoY).
Saheli Micro Credit Foundation has 3 current directors:
- Manjeet Tripathi - Managing Director
- Arpit Chaturvedi - Director
- Pradeep Kumar Singh - Director
Saheli Micro Credit Foundation reported a net profit of ₹8,327 (net margin 0.5%) and EBITDA of ₹16,140 (EBITDA margin 1%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Saheli Micro Credit Foundation is 11% over three years and 9% over five years. In the latest year (FY 2024) revenue rose 5%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Saheli Micro Credit Foundation is U67190UP2015NPL072590. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Saheli Micro Credit Foundation was incorporated on 10 August 2015, making it 11+ years old. It is registered with the Registrar of Companies, Kanpur.
The peers of Saheli Micro Credit Foundation by revenue are Dhansagar Dealers Private Limited, Fi Capital Private Limited, Radhey Tradelink Private Limited, Eastern Metalik Forgings Pvt Ltd, Som Datt Enterprises Private Limited and 5 more, all in the BFSI industry (Other Financial Services).
Arpit Chaturvedi was appointed as Director on 13 Aug 2018. Manjeet Tripathi was appointed as Managing Director on 10 Aug 2015. Pradeep Kumar Singh was appointed as Director on 10 Aug 2015.
The registered office of Saheli Micro Credit Foundation is at C 4371 Sarai Goverdhan Chetganj, Varanasi, Uttar Pradesh, India – 221001.
Saheli Micro Credit Foundation has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh.