Sai Theertha Chits Private Limited
About Sai Theertha Chits Private Limited
Data last updated:
Sai Theertha Chits Private Limited is a private limited company based in Mangalore, Karnataka, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 03 June 2014 and has been in existence for over 12 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U65992KA2014PTC074706. Its GSTIN is 29AAUCS6598N1ZU (Karnataka).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹8 Lakh. It is led by directors including Kiran Kumar Barke and Sushith Shetty.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 17 – 23 – 1609/3 Metalco Plaza Falnir Road Highland, Mangalore, Karnataka, India – 575002.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.68 Cr, a growth of 13% compared to the previous year. For the same year it recorded a net profit of ₹14.09 Lakh (net margin 8.4%) and EBITDA of ₹18.36 Lakh (EBITDA margin 10.9%). Revenue has grown at a compounded annual rate (CAGR) of 29% over three years and 26% over five years.
The company has about 15 employees on its provident fund (EPFO) records.
As per MCA filings, the company has satisfied charges of ₹3.5 Lakh on record. Court records list 182 cases involving the company, including 179 filed by the company and 3 filed against it; 29 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Sai Theertha Chits Private Limited's registered office is in Mangalore, Karnataka. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address17 – 23 – 1609/3 Metalco Plaza Falnir Road Highland, Mangalore, Karnataka, India – 575002
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Sai Theertha Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Sai Theertha Chits is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Sai Theertha Chits Private Limited, buy the company report.
Financials of Sai Theertha Chits Private Limited
FY 2025 filings availableSai Theertha Chits Private Limited reported revenue of ₹1.68 Cr (up 13% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 26% over five years, including 13% growth in the latest year. EBITDA rose 23% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹18.36 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹14.09 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 10.9% | ||||
| Net Profit Margin | 8.4% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Sai Theertha Chits Private Limited, buy the company report.
Board of directors of Sai Theertha Chits Private Limited
Sai Theertha Chits has 3 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kiran Kumar Barke | Director | 10 May 2018 | 8 Years 5 Months | Current |
| Sushith Shetty | Director | 03 Jun 2014 | 12 Years 4 Months | Current |
| Rajanandan Rai Muger | Director | 03 Jun 2014 | 12 Years 4 Months | Current |
Shareholding
The shareholding of Sai Theertha Chits Private Limited is on record for 3 financial years, the latest being FY 2020, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2020 | FY 2017 | FY 2016 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Sai Theertha Chits Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 24 Mar 2021 | 100427614 | Others | ₹3.5 Lakh | Satisfied |
To see the full charge records of Sai Theertha Chits Private Limited, buy the company report.
Total charge records: 1 View all charges
Legal cases
Sai Theertha Chits Private Limited has 182 court cases on record: 179 filed by Sai Theertha Chits, 3 filed against it. 29 cases are pending and 153 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 182 | 3 | 29 |
Cases on record (5 of 182)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, DAKSHINA KANNADA, Karnataka | Criminal complaint | Filed by the company against an individual | Pending |
| District court, DAKSHINA KANNADA, Karnataka | Court case (Ex.C) | Filed by the company against an individual | Pending |
| District court, DAKSHINA KANNADA, Karnataka | Criminal complaint | Filed by the company against an individual | Pending |
| District court, DAKSHINA KANNADA, Karnataka | Court case (Ex.C) | Filed by the company against an individual | Pending |
| District court, DAKSHINA KANNADA, Karnataka | Court case (Ex.C) | Filed by the company against an individual | Pending |
To see the full case history of Sai Theertha Chits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Sai Theertha Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Sai Theertha Chits Private Limited has a workforce of 15 employees on its EPFO records as of Apr 09, 2024, across 1 active EPFO establishment.
GST
Sai Theertha Chits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAUCS6598N1ZU | Karnataka | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Sai Theertha Chits Private Limited, buy the company report.
Recent activity
Sai Theertha Chits Private Limited has 5 board changes on record since 2014: 3 appointments and 2 cessations. The latest: Kiran Kumar Barke ceased to be Additional Director on 29 Sep 2018.
Frequently asked questions
Sai Theertha Chits is an active private limited company based in Mangalore, Karnataka, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 03 June 2014 (12+ years old) and is registered under CIN U65992KA2014PTC074706.
Sai Theertha Chits has 3 current directors:
- Kiran Kumar Barke - Director
- Sushith Shetty - Director
- Rajanandan Rai Muger - Director
The latest financial statements of Sai Theertha Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Sai Theertha Chits is 29AAUCS6598N1ZU, registered in Karnataka.
The CIN (Corporate Identification Number) of Sai Theertha Chits is U65992KA2014PTC074706. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Sai Theertha Chits has 182 court cases on record: 179 filed by the company and 3 filed against it. 29 are pending.
Sai Theertha Chits was incorporated on 03 June 2014, making it 12+ years old. It is registered with the Registrar of Companies, Bangalore.
Kiran Kumar Barke ceased to be Additional Director on 29 Sep 2018. Kiran Kumar Barke was appointed as Director on 10 May 2018. Prem Prasad Shetty ceased to be Director on 14 Jun 2014. Sai Theertha Chits has 5 board changes on record in total.
The registered office of Sai Theertha Chits is at 17 – 23 – 16093 Metalco Plaza Falnir Road Highland, Mangalore, Karnataka, India – 575002.
Sai Theertha Chits operates in the financial services industry, in the microfinance institutions segment.