Sakthi Finance Limited - financial services in Coimbatore, Tamil Nadu, India. FY 2026 financials & compliance.
CIN L65910TZ1955PLC000145 Incorporated 30 March 1955 ROC Coimbatore HQ Coimbatore, Tamil Nadu, India
Active Listed - BSE: 511066 Public Limited Company financial services
Market Cap
₹174 Cr
SAKTHIFIN · BSE
Share Price
₹27.04
+0.67% today
Revenue
₹211 Cr
FY 2025-26 · -2.0% YoY
EBITDA
₹156 Cr
Margin 73.9%
Net Profit
₹17.24 Cr
FY 2025-26 · +3.5% YoY
P/E (TTM)
5.3x
P/B 0.5x
Authorised capital
₹150 Cr
Registered with MCA
Paid-up capital
₹93.92 Cr
Issued & subscribed

About Sakthi Finance Limited

Data last updated:

Sakthi Finance Limited is a public limited company based in Coimbatore, Tamil Nadu, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 30 March 1955 and has been in existence for over 71 years.

The company is registered with the Registrar of Companies (ROC), Coimbatore, under CIN L65910TZ1955PLC000145. It is a listed company as per MCA records. Its shares are listed on BSE: 511066.

The company has an authorised share capital of ₹150 Cr and a paid-up capital of ₹93.92 Cr. It was formerly known as Pollachi Credit Society Private Limited and The Pollachi Credit Society Private Limited. It is led by directors including Balasubramaniam Mahalingam (Managing Director) and Mahalingam Manickam.

Its last annual general meeting (AGM) was held on 27 September 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at 62 Dr Nanjappa Road P B No 3745, Coimbatore, Tamil Nadu, India – 641018.

As per the latest standalone financials for FY 2025-26, the company reported a revenue of ₹210.71 Cr, a decline of 2% compared to the previous year. For the same year it recorded a net profit of ₹17.24 Cr (net margin 8.2%) and EBITDA of ₹155.66 Cr (EBITDA margin 73.9%). The net worth stands at ₹241.32 Cr (up 5.2% YoY). Total assets are valued at ₹1,410.01 Cr (up 5.4% YoY).

The company has about 648 employees on its provident fund (EPFO) records.

The company is associated with 1 brand: Sakhti Finance. As per MCA filings, the company has open charges of ₹1,024.22 Cr and satisfied charges of ₹1,913.72 Cr on record. Court records list 3,290 cases involving the company, including 2,818 filed by the company and 472 filed against it; 435 cases are pending. The company has 24 deals on record (15 funding rounds, 8 secondary share transfers, 1 market trade), with disclosed funding of ₹82.58 Cr; the latest was in March 2020. Its 3 peer companies in the BFSI industry (Asset Financing Companies, Deposit Taking NBFC, Finance), with the same principal business activity (other financial activities) are compared by revenue, 1 larger and 2 smaller; the largest is TMT Viniyogan Ltd. with revenue of ₹218.58 Cr.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website sakthifinance.com.

Company details

CIN L65910TZ1955PLC000145
Registration Number 000145
Incorporation Date 30 March 1955
ROC Coimbatore
Listing Status Listed - Listed on BSE (511066)
Company Status Active
Compliance Status Active Compliant

Name history

Sakthi Finance has undergone 2 name changes throughout its history. The company was previously known as Pollachi Credit Society Private Limited, and The Pollachi Credit Society Private Limited. The current legal name is Sakthi Finance Limited.

Company NameStatus
Sakthi Finance LimitedCurrent
Pollachi Credit Society Private LimitedPrevious
The Pollachi Credit Society Private LimitedPrevious

CIN history

Sakthi Finance has one previous CIN (Corporate Identification Number): U65910TZ1955PLC000145. The current CIN is L65910TZ1955PLC000145, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
L65910TZ1955PLC000145Current
U65910TZ1955PLC000145Previous

Contact details

Sakthi Finance Limited's registered office is in Coimbatore, Tamil Nadu. Its website is sakthifinance.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Social Media
  • Registered Address
    62 Dr Nanjappa Road P B No 3745, Coimbatore, Tamil Nadu, India – 641018
  • Industry
    Financial Services, NBFC, Investment & Credit NBFC, Asset Financing Companies

To see the full contact details of Sakthi Finance Limited, buy the company report.

Comprehensive company report
Sakthi Finance Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

Sakthi Finance operates one associated brand: Sakhti Finance. Each brand links to its own profile.

BrandDescriptionWebsite
Offers loans for used commercial vehicles and construction equipment financing.sakthifinance.com

Business activity

The main business activity of Sakthi Finance is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Sakthi Finance Limited, buy the company report.

Financials of Sakthi Finance Limited

FY 2025-26 filings available

Sakthi Finance Limited reported revenue of ₹210.71 Cr (down 2% YoY) for FY 2025-26.

Financial Highlights

FY 2025-26 · Standalone
Revenue
₹211 Cr
-2.0% YoY
EBITDA
₹156 Cr
+4.5% YoY
Profit After Tax
₹17.24 Cr
+3.5% YoY
Net Worth
₹241 Cr
+5.2% YoY
Total Assets
₹1,410 Cr
+5.4% YoY
Total Debt
₹1,169 Cr
+5.4% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue211215207192181171170
Revenue growth-2.0%+4.0%+7.7%+5.8%+5.8%+0.7%-
EBITDA156149143132126122120
EBITDA margin+73.9%+69.3%+69.2%+68.8%+69.3%+71.3%+70.4%
Profit before tax23.4023.3321.4717.3612.9112.5814.00
Net profit17.2416.6615.7012.509.519.2711.18
Net profit margin+8.2%+7.8%+7.6%+6.5%+5.2%+5.4%+6.6%
EPS (₹)2.672.572.431.931.471.431.73
Balance sheet
Total assets1,4101,3381,3941,2811,2501,2151,196
Net worth241230218207198192186
Total debt1,1691,1091,1751,0741,0521,0231,009
Cash & bank18251.0410030.4625.7917.4015.82
Net working capital19458.5610345.2044.7918.9121.48
Cash flow
Cash from operations11822.06(27.99)(1.63)2.116.39(136)
Cash from investing(68.73)(14.22)(9.20)20.32(6.60)1.744.75
Cash from financing61.69(56.88)100(3.16)5.35(5.63)109
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue51.0049.2854.8152.8753.7552.7054.7954.29
Revenue growth (YoY)-5.1%-6.5%+0.0%-2.6%+1.0%---
Other income0.200.080.110.000.000.170.010.01
Total expenses14.089.5216.0314.3615.1515.7117.0416.53
EBITDA36.9239.7638.7838.5138.6036.9937.7537.76
EBITDA margin+72.4%+80.7%+70.8%+72.8%+71.8%+70.2%+68.9%+69.6%
Depreciation2.131.751.591.551.531.441.491.49
Interest29.4631.4031.8531.5031.2629.5730.2630.58
Profit before tax5.536.695.455.465.816.156.015.70
Tax1.341.061.701.701.691.551.412.13

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 12 Nov 2026
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue51.0049.2854.8152.8753.7552.7054.7954.29
Revenue growth (YoY)-5.1%-6.5%+0.0%-2.6%+1.0%---
Other income0.200.080.110.000.000.170.010.01
Total expenses14.089.5216.0314.3615.1515.7117.0416.53
EBITDA36.9239.7638.7838.5138.6036.9937.7537.76
EBITDA margin+72.4%+80.7%+70.8%+72.8%+71.8%+70.2%+68.9%+69.6%
Depreciation2.131.751.591.551.531.441.491.49
Interest29.4631.4031.8531.5031.2629.5730.2630.58
Profit before tax5.536.695.455.465.816.156.015.70
Tax1.341.061.701.701.691.551.412.13
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue211215207192181171170
Revenue growth-2.0%+4.0%+7.7%+5.8%+5.8%+0.7%-
Other income0.190.180.000.030.010.010.00
Total expenses55.0566.0863.6759.8555.7749.2150.48
Employee cost0.0036.4836.6532.4628.9626.0426.34
EBITDA156149143132126122120
EBITDA margin+73.9%+69.3%+69.2%+68.8%+69.3%+71.3%+70.4%
Depreciation6.435.955.875.474.914.224.66
Interest126120116109108105101
Profit before tax23.4023.3321.4717.3612.9112.5814.00
Tax6.166.685.774.873.403.312.83
Net profit17.2416.6615.7012.509.519.2711.18
Net profit margin+8.2%+7.8%+7.6%+6.5%+5.2%+5.4%+6.6%
EPS (₹)2.672.572.431.931.471.431.73
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital64.7164.7164.7164.7164.7164.7164.71
Reserves & surplus177165154142133127122
Shareholders' funds (net worth)241230218207198192186
Secured loans863798781634571518527
Unsecured loans306311394440481506483
Total debt1,1691,1091,1751,0741,0521,0231,009
Total liabilities1,4101,3381,3941,2811,2501,2151,196
Assets
Gross block12210399.7096.7593.0088.9088.32
Net block80.2468.2170.4373.3174.9475.7579.28
Capital work in progress0.002.610.680.000.000.860.15
Investments60.2323.0613.9013.4524.8826.6826.60
Inventories0.000.000.000.000.000.000.00
Sundry debtors0.350.961.862.261.691.822.37
Cash & bank balances18251.0410030.4625.7917.4015.82
Loans & advances34.3736.1332.0032.1536.8321.7025.33
Total current assets21788.1313464.8764.3140.9243.52
Total current liabilities23.5129.5730.6219.6719.5222.0122.04
Net working capital19458.5610345.2044.7918.9121.48
Total assets1,4101,3381,3941,2811,2501,2151,196
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash44.1593.1930.0314.5013.6411.1333.60
Net cash from operating activities11822.06(27.99)(1.63)2.116.39(136)
Net cash from investing activities(68.73)(14.22)(9.20)20.32(6.60)1.744.75
Net cash from financing activities61.69(56.88)100(3.16)5.35(5.63)109
Net change in cash111(49.03)63.1615.530.852.51(22.47)
Closing cash18251.0410030.4625.7917.4015.82
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth-2.0%+4.0%+7.7%+5.8%+5.8%+0.7%-
EBITDA growth+4.5%+4.1%+8.3%+5.2%+2.8%+2.0%-
PBT growth+0.3%+8.7%+23.7%+34.5%+2.6%-10.1%-16.3%
Net income growth+3.5%+6.1%+25.6%+31.4%+2.6%-17.1%-
Revenue CAGR (3Y)+3.2%+5.8%+6.5%+4.1%+3.2%+1.1%+0.5%
EBITDA CAGR (3Y)+5.6%+5.9%+5.4%+3.3%+2.5%+0.8%-1.4%
Profitability & leverage
Net income margin+8.2%+7.7%+7.6%+6.5%+5.2%+5.4%+6.6%
Return on capital employed-+10.5%+10.3%+10.0%+9.8%+9.8%+10.2%
Return on net worth-+7.4%+7.4%+6.2%+4.9%+4.9%+6.5%
Debt / equity-5.105.295.255.325.375.54
Long-term debt / equity-4.874.884.704.684.604.69
Interest cover84.4583.8184.3586.3189.3189.3487.84
Efficiency & per share
Fixed asset turnover-2.122.102.021.991.931.94
Inventory turnover-0.000.000.000.000.000.00
Debtors turnover-152.62100.3697.18103.3381.7996.72
EPS (₹)2.672.572.431.931.471.431.73
Dividend per share (₹)0.800.800.800.700.600.600.60
Book value per share (₹)0.0035.4733.7531.9730.5929.6728.82

To see the full year-wise statements and ratios of Sakthi Finance Limited, buy the company report.

Board of directors of Sakthi Finance Limited

Sakthi Finance has 10 current directors and 14 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Mahalingam ManickamDirector11 Dec 199035 Years 11 MonthsCurrent
Srinivaasan MahalingamDirector18 Apr 199432 Years 6 MonthsCurrent
Sundaraswamy VeluswamyDirector29 May 20197 Years 5 MonthsCurrent
Balasubramaniam MahalingamManaging Director21 Aug 198541 Years 2 MonthsCurrent
Korukkai Visweswaran RamachandranDirector04 Jul 20251 Years 4 MonthsCurrent
Shivram SethuramanDirector01 Sep 20251 Years 2 MonthsCurrent
Showing 6 of 10 current directors. View all directors

Peer comparison

Sakthi Finance Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Asset Financing Companies, Deposit Taking NBFC, Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
TMT Viniyogan Ltd.₹218.58 Cr (FY 2020)525.0%Kolkata, West Bengal, India
Epoch Synthetics Pvt.Ltd.₹213.04 Cr (FY 2025)-6.0%Kolkata, West Bengal, India
West Bengal Infrastructure Development Finance Corpn Ltd (Wbgovt Company)₹211.42 Cr (FY 2019)-15.0%Kolkata, West Bengal, India
Sakthi Finance Limitedthis company₹210.71 Cr (FY 2026)₹17.24 Cr8.2%-2.0%648Coimbatore, Tamil Nadu, India

To see the full peer comparison of Sakthi Finance Limited, buy the company report.

Auditor

Sakthi Finance Limited is audited by P.K.NAGARAJAN & CO for the financial year 2019.

Auditor firmFinancial yearFirm registration number
P.K.NAGARAJAN & COFY 2019016676S

Shareholding

Shareholding for the quarter ended Mar 2026: promoters hold 67.00%, foreign institutional investors hold 0.00%, domestic institutional investors hold 0.00% and retail and other public shareholders hold 33.00%.

Promoters: 67.00%Retail & Others: 33.00%
Mar 2026
QUARTER
67.00% Promoters
33.00% Retail & Others
Promoter holding - history
Now 67.00% · Mar 2026High 67.00% · Jun 2025Low 67.00% · Jun 2025
66%66.5%67%67.5%68%Jun 2025Sep 2025Dec 2025Mar 2026Jun 2025: 67.00%Sep 2025: 67.00%Dec 2025: 67.00%Mar 2026: 67.00%67.00%67.00%
Shareholding trend - last 6 quarters
Mar 2026Dec 2025Sep 2025Jun 2025
Promoters67.00%67.00%67.00%67.00%
Public33.00%33.00%33.00%33.00%

Charges & borrowings

Open charges
₹1,024.22 Cr
Satisfied charges
₹1,913.72 Cr
Breakdown by lending institutions
Others₹807.11 Cr
Idbi Trusteeship Services Limited₹169.11 Cr
Central Bank of India₹30.00 Cr
Karnataka Bank Ltd₹12.00 Cr
Bank of India₹6.00 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
29 Aug 2025101164778Others₹150 CrOpen
04 Apr 2025101079188Others₹100 CrOpen
29 Mar 2025101078832Others₹12.5 CrOpen
18 Dec 2024101034117Others₹3.58 CrOpen
19 Oct 2024101000532Others₹25 CrOpen

To see the full charge records of Sakthi Finance Limited, buy the company report.

Total charge records: 373 View all charges

Deals & funding

Sakthi Finance Limited has 24 deals on record (15 funding rounds, 8 secondary share transfers, 1 market trade), with disclosed funding of ₹82.58 Cr; the latest was in March 2020.

Total deals
24
Funding rounds
15
Secondary share transfers
8
Market trade
1
Disclosed funding
₹82.58 Cr

Deals on record (5 of 24)

WhenDealAmountParties
Mar 2020Funding round₹25 CrInvestors: Sakthifinance Financial Services Limited , Sakthi Financial Services Cochin P Ltd , Sakthi Management Services Coimbatore Limited
Sep 2019Secondary share transferUndisclosedBuyer: 2 individuals
Seller: Others Sakthi Finance Limited, an individual
Sep 2018Secondary share transferUndisclosedSeller: Others - Redeemable Share Holders Sakthi Finance Limited
Mar 2018Secondary share transferUndisclosedBuyer: Sakthi Realty Holdings Limited , Abt Foundation Limited , Sakthi Financial Services Cochin P Ltd
Seller: Others Sakthi Finance Limited, Sakthi Realty Holdings Limited , Abt Finance Limited , an individual
Mar 2012Funding round₹22.08 CrInvestors: Avdhoot Finance and Investment Private Limited , Sakthi Realty Holdings Limited , Sakthifinance Financial Services Limited

To see the full deal history of Sakthi Finance Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

Credit ratings & regulatory alerts

Sakthi Finance Limited was last rated by Icra on 31 May 2022.

Rating agencyRated onRating
Icra31 May 2022

To see the full credit ratings and regulatory alerts of Sakthi Finance Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Sakthi Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

Sakthi Finance Limited has a workforce of 648 employees on its EPFO records as of May 2026, across 1 active EPFO establishment.

Employee count
648
Active EPFO establishments
1
Employee growth
-1.7%

Headcount by financial year

Financial yearEmployees (EPFO)
FY 2026-27648
FY 2025-26
FY 2024-25
FY 2023-24
FY 2022-23
FY 2021-22
FY 2020-21
FY 2019-20
FY 2018-19
FY 2017-18
FY 2016-17

To see the full employee and EPFO history of Sakthi Finance Limited, buy the company report.

GST

No GST registration is on our record for Sakthi Finance Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Sakthi Finance Limited has 32 board changes on record since 1979: 21 appointments and 11 cessations. The latest: Kollengode Padmanabhan Ramakrishnan ceased to be Director on 28 Sep 2025.

Charges
A charge with Others of Rs. 91.88 Cr registered on 06 May 2023 with Charge ID 100718777 was modified on 19 Jun 2026.
Charges
A charge with Others of Rs. 64.91 Cr registered on 27 Apr 2022 with Charge ID 100571188 was modified on 12 Jun 2026.
Filing
Sakthi Finance Limited has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Coimbatore.
Charges
A charge with Others of Rs. 122.95 Cr registered on 26 Feb 2024 with Charge ID 100895021 was modified on 31 Mar 2026.
Charges
A charge registered on 05 Jan 2007 via Charge ID 10033873 with Indian Overseas Bank was fully satisfied on 04 Mar 2026.
Charges
A charge registered on 17 Oct 2022 via Charge ID 100649759 with Others was fully satisfied on 05 Feb 2026.
Charges
A charge registered on 28 Jul 2021 via Charge ID 100465593 with Others was fully satisfied on 21 Nov 2025.
Charges
A charge registered on 11 Dec 2010 via Charge ID 10260049 with State Bank Of India was fully satisfied on 12 Nov 2025.
Charges
A charge registered on 19 Jan 1995 via Charge ID 80058875 with State Bank Of Travancore was fully satisfied on 12 Nov 2025.
Charges
A charge registered on 30 Dec 2023 via Charge ID 100851371 with Others was fully satisfied on 11 Nov 2025.
Charges
A charge registered on 25 Sep 2023 via Charge ID 100798300 with Others was fully satisfied on 11 Nov 2025.
Charges
A charge registered on 20 Sep 2022 via Charge ID 100649753 with Others was fully satisfied on 10 Oct 2025.

842 earlier events are in the company report.

Frequently asked questions

Sakthi Finance is an active public limited company based in Coimbatore, Tamil Nadu, India. The company works in nbfc, within the financial services industry. It was incorporated on 30 March 1955 (71+ years old) and is registered under CIN L65910TZ1955PLC000145. Listed on BSE: 511066.

Sakthi Finance reported revenue of ₹210.71 Cr for FY 2025-26 (down 2% YoY) based on standalone financials.

Sakthi Finance has 10 current directors:

The latest financial statements of Sakthi Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 27 September 2025. Year-wise statements from 2015 are in the company report.

The CIN (Corporate Identification Number) of Sakthi Finance is L65910TZ1955PLC000145. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Yes. Sakthi Finance is a listed company as per MCA records. Its shares are listed on BSE (code: 511066).

Sakthi Finance has 3,290 court cases on record: 2,818 filed by the company and 472 filed against it. 435 are pending. Most are in the district courts.

Sakthi Finance was incorporated on 30 March 1955, making it 71+ years old. It is registered with the Registrar of Companies, Coimbatore.

Sakthi Finance has 24 deals on record (15 funding rounds, 8 secondary share transfers, 1 market trade), with disclosed funding of ₹82.58 Cr; the latest was in March 2020.

The peers of Sakthi Finance by revenue are TMT Viniyogan Ltd, Epoch Synthetics Pvt.Ltd, West Bengal Infrastructure Development Finance Corpn Ltd (Wbgovt Company), all in the BFSI industry (Asset Financing Companies, Deposit Taking NBFC, Finance), with the same principal business activity (other financial activities).

Kollengode Padmanabhan Ramakrishnan ceased to be Director on 28 Sep 2025. Priya Bhansali ceased to be Director on 28 Sep 2025. Saurabh Jain was appointed as Director on 27 Sep 2025. Sakthi Finance has 32 board changes on record in total.