MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2022-23)
- Udyam number
- UDYAM-RJ-17-0003732
Samraddh Bestwin Micro Finance Association - financial services in Lucknow, Uttar Pradesh, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹4.36 Cr
▼ 9% YoY
Net profit · FY 2025
₹2.31 Lakh
Net margin 0.5%
EBITDA · FY 2025
₹95.1 Lakh
EBITDA margin 21.8%
Authorised capital
₹5 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Open charges
₹9 Lakh
Secured borrowings
Company age
10 yrs
Est. 2016
Employees · EPFO
16
Provident fund records
About Samraddh Bestwin Micro Finance Association
Data last updated:
Samraddh Bestwin Micro Finance Association is a private not for profit company based in Lucknow, Uttar Pradesh, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 13 December 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U65990UP2016NPL088278. Its GSTIN is 09AAYCS0810K1ZV (Uttar Pradesh). The company holds 2 GST registrations, all of them active.
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Amrendra Singh Choudhary and Nenu Ram Meena.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 36 Shiv Bihar Colon V Ngr Lko, Lucknow, Uttar Pradesh, India – 226022.
As per the financials filed for FY 2025, the company reported a revenue of ₹4.36 Cr, a decline of 9% compared to the previous year. For the same year it recorded a net profit of ₹2.31 Lakh (net margin 0.5%) and EBITDA of ₹95.1 Lakh (EBITDA margin 21.8%). Revenue has grown at a compounded annual rate (CAGR) of 24% over three years and 329% over five years.
The company has about 16 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Samraddh Bestwin Micro Finance Association. As per MCA filings, the company has open charges of ₹9 Lakh on record.
Samraddh Bestwin Micro Finance Association is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-RJ-17-0003732). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website samraddhbestwin.com.
Company details
CIN U65990UP2016NPL088278
Registration Number 088278
Incorporation Date 13 December 2016
ROC Kanpur
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-RJ-17-0003732
Key People
Amrendra Singh Choudhary Director Nenu Ram Meena Director Suresh Kumar Srivastava Director Recognitions & Rankings of Samraddh Bestwin Micro Finance Association
Contact details
Samraddh Bestwin Micro Finance Association's registered office is in Lucknow, Uttar Pradesh. Its website is samraddhbestwin.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered Address36 Shiv Bihar Colon V Ngr Lko, Lucknow, Uttar Pradesh, India – 226022
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Samraddh Bestwin Micro Finance Association, buy the company report.
Comprehensive company report
Samraddh Bestwin Micro Finance Association - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Samraddh Bestwin Micro Finance Association operates one associated brand: Samraddh Bestwin Micro Finance Association. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Microfinance services including loans and financial education for social upliftment in India. | samraddhbestwin.com |
Business activity
The main business activity of Samraddh Bestwin Micro Finance Association is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Samraddh Bestwin Micro Finance Association, buy the company report.
Financials of Samraddh Bestwin Micro Finance Association
FY 2025 filings availableSamraddh Bestwin Micro Finance Association reported revenue of ₹4.36 Cr (down 9% YoY) for FY 2025.
Revenue · FY 2025
₹4.36 Cr ▼ 9%
Net profit · FY 2025
₹2.31 Lakh margin 0.5%
EBITDA · FY 2025
₹95.1 Lakh margin 21.8%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 9%
3 years · compounded
▲ 24%
5 years · compounded
▲ 329%
EBITDA CAGR growth
1 year
▼ 7%
3 years · compounded
▲ 26%
5 years · compounded
▲ 290%
Revenue fell 9% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 329%. EBITDA fell 7% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
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| Total Expenses | |||||
| EBITDA | ₹95.1 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹2.31 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
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| Inventories | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 21.8% | ||||
| Net Profit Margin | 0.5% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
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To see the full financial statements and ratios of Samraddh Bestwin Micro Finance Association, buy the company report.
Board of directors of Samraddh Bestwin Micro Finance Association
Samraddh Bestwin Micro Finance Association has 3 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Amrendra Singh Choudhary | Director | 04 Nov 2020 | 6 Years 0 Months | Current |
| Nenu Ram Meena | Director | 25 Nov 2020 | 5 Years 11 Months | Current |
| Suresh Kumar Srivastava | Director | 19 Jul 2021 | 5 Years 3 Months | Current |
Peer comparison
Samraddh Bestwin Micro Finance Association is compared with the 5 companies closest to it by revenue in the BFSI industry (Finance, Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Royal Rao Balaji Micro Finance Foundation | ₹4.4 Cr (FY 2025) | 158.0% | Jaipur, Rajasthan, India | |||
| Thangalakshmi Chit Funds Private Limited | ₹4.39 Cr (FY 2025) | 13.0% | Pollachi, Tamil Nadu, India | |||
| Chakdana Motor Finance Private Limited | ₹4.39 Cr (FY 2024) | -14.0% | Kolkata, West Bengal, India | |||
| Samraddh Bestwin Micro Finance Associationthis company | ₹4.36 Cr (FY 2025) | ₹2.31 Lakh | 0.5% | -9.0% | 16 | Lucknow, Uttar Pradesh, India |
| KNR Venu Chits (Karimnagar) Private Limited | ₹4.36 Cr (FY 2024) | 4.0% | Karimnagar, Telangana, India | |||
| Sri Vijayaram Chit Funds Private Limited | ₹4.36 Cr (FY 2025) | 4.0% | Salem, Tamil Nadu, India |
To see the full peer comparison of Samraddh Bestwin Micro Finance Association, buy the company report.
Auditor
Samraddh Bestwin Micro Finance Association is audited by KUSUM LATA AND COMPANY for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| KUSUM LATA AND COMPANY | FY 2023 | 532687 |
Shareholding
The shareholding of Samraddh Bestwin Micro Finance Association is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Samraddh Bestwin Micro Finance Association, buy the company report.
Charges & borrowings
Open charges
₹9 Lakh
Satisfied charges
None
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 25 Jan 2021 | 100421960 | Others | ₹9 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
No court or tribunal cases involving Samraddh Bestwin Micro Finance Association are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Samraddh Bestwin Micro Finance Association; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Samraddh Bestwin Micro Finance Association has a workforce of 16 employees on its EPFO records as of May 2026, across 1 active EPFO establishment.
Employee count
16
Active EPFO establishments
1
Employee growth
-5.9%
Headcount by financial year
| Financial year | Employees (EPFO) |
|---|---|
| FY 2026-27 | 16 |
| FY 2025-26 | |
| FY 2024-25 | |
| FY 2023-24 | |
| FY 2022-23 | |
| FY 2021-22 |
To see the full employee and EPFO history of Samraddh Bestwin Micro Finance Association, buy the company report.
GST
Samraddh Bestwin Micro Finance Association has 2 GST registrations: 2 active.
Total GSTINs
2
Active
2
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 09AAYCS0810K1ZV | Uttar Pradesh | Active | 26 May 2022 |
| 08AAYCS0810K1ZX | Rajasthan | Active | 15 May 2023 |
To see the full GST registrations and return filing status of Samraddh Bestwin Micro Finance Association, buy the company report.
Recent activity
Samraddh Bestwin Micro Finance Association has 9 board changes on record since 2020: 3 appointments and 6 cessations. The latest: Sher Bahadur Singh ceased to be Director on 26 Aug 2022.
AGM
Samraddh Bestwin Micro Finance Association last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Samraddh Bestwin Micro Finance Association has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kanpur.
Ceased
Sher Bahadur Singh ceased to be Director.
Ceased
Ashish Singh ceased to be Director.
Appointed
Suresh Kumar Srivastava was appointed as Director.
Charges
A charge with Others amounted to Rs. 9.00 Lakh with Charge ID 100421960 was registered on 25 Jan 2021.
Appointed
Nenu Ram Meena was appointed as Director.
Appointed
Amrendra Singh Choudhary was appointed as Director.
Ceased
Radheshyam Chaturvedi ceased to be Director.
Ceased
Vijay Bahadur Rai ceased to be Director.
Ceased
Aakash Rai ceased to be Director.
Ceased
Mahesh Kumar Rai ceased to be Director.
1 earlier event is in the company report.
Frequently asked questions
Samraddh Bestwin Micro Finance Association is an active private not for profit company based in Lucknow, Uttar Pradesh, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 13 December 2016 (10+ years old) and is registered under CIN U65990UP2016NPL088278.
Samraddh Bestwin Micro Finance Association has 3 current directors:
- Amrendra Singh Choudhary - Director
- Nenu Ram Meena - Director
- Suresh Kumar Srivastava - Director
The latest financial statements of Samraddh Bestwin Micro Finance Association on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2017 are in the company report.
The GSTIN of Samraddh Bestwin Micro Finance Association is 09AAYCS0810K1ZV, registered in Uttar Pradesh. The company has 2 GST registrations in all, of which 2 are active. Other active GSTINs include 08AAYCS0810K1ZX (Rajasthan).
The CIN (Corporate Identification Number) of Samraddh Bestwin Micro Finance Association is U65990UP2016NPL088278. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Samraddh Bestwin Micro Finance Association was incorporated on 13 December 2016, making it 10+ years old. It is registered with the Registrar of Companies, Kanpur.
The peers of Samraddh Bestwin Micro Finance Association by revenue are Royal Rao Balaji Micro Finance Foundation, Thangalakshmi Chit Funds Private Limited, Chakdana Motor Finance Private Limited, KNR Venu Chits (Karimnagar) Private Limited, Sri Vijayaram Chit Funds Private Limited, all in the BFSI industry (Finance, Micro Finance), with the same principal business activity (other financial activities).
Sher Bahadur Singh ceased to be Director on 26 Aug 2022. Ashish Singh ceased to be Director on 19 Jul 2021. Suresh Kumar Srivastava was appointed as Director on 19 Jul 2021. Samraddh Bestwin Micro Finance Association has 9 board changes on record in total.
Yes, Samraddh Bestwin Micro Finance Association is registered as a micro enterprise under Udyam registration (number: UDYAM-RJ-17-0003732).
Samraddh Bestwin Micro Finance Association can be reached through the website samraddhbestwin.com. Its registered office is in Lucknow, Uttar Pradesh, India.
The registered office of Samraddh Bestwin Micro Finance Association is at 36 Shiv Bihar Colon V Ngr Lko, Lucknow, Uttar Pradesh, India – 226022.
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