
Sanjo Chits Private Limited
About Sanjo Chits Private Limited
Data last updated:
Sanjo Chits Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 06 January 1982 and has been in existence for over 44 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1982PTC003482.
The company has an authorised share capital of ₹24.5 Lakh and a paid-up capital of ₹18.64 Lakh. It is led by directors including Olekkangil Kunjuvareed Jerard and Jophy Kuriakose Arakkal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Sanjo Cornerpavaratty P O, Thrissur, Kerala, India – 680507.
As per the financials filed for FY 2025, the company reported a revenue of ₹10.74 Lakh, a growth of 7% compared to the previous year. For the same year it recorded a net profit of ₹75,700 (net margin 7.1%) and EBITDA of ₹1.04 Lakh (EBITDA margin 9.7%). Revenue has declined at a compounded annual rate (CAGR) of 10% over three years and 2% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Sanjo Chits Private Limited's registered office is in Thrissur, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressSanjo Cornerpavaratty P O, Thrissur, Kerala, India – 680507
- IndustryFinancial Services, Financial Activities
To see the full contact details of Sanjo Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Sanjo Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Sanjo Chits Private Limited, buy the company report.
Financials of Sanjo Chits Private Limited
FY 2025 filings availableSanjo Chits Private Limited reported revenue of ₹10.74 Lakh (up 7% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 7% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 2%. EBITDA rose 37% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹1.04 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹75,700 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 9.7% | ||||
| Net Profit Margin | 7.1% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Sanjo Chits Private Limited, buy the company report.
Board of directors of Sanjo Chits Private Limited
Sanjo Chits has 9 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Olekkangil Kunjuvareed Jerard | Director | 29 Oct 1989 | 36 Years 11 Months | Current |
| Jophy Kuriakose Arakkal Also directs: Pavaratty Trading Co Ltd, Powerful Kuries Private Limited | Director | 01 Aug 2001 | 25 Years 2 Months | Current |
| Thomas Varghese Chowalloor Also directs: Pavaratty Trading Co Ltd, Powerful Kuries Private Limited | Director | 14 Aug 1999 | 27 Years 2 Months | Current |
| Chacko Joe Alapatt | Director | 05 Oct 2020 | 6 Years 0 Months | Current |
| Joy Johny Thaikkattil Also directs: Pavaratty Trading Co Ltd, Powerful Kuries Private Limited | Director | 12 Jul 2003 | 23 Years 3 Months | Current |
| Francy Kuriakose Arakkal | Director | 14 Aug 1999 | 27 Years 2 Months | Current |
Peer comparison
Sanjo Chits Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Srishanmukhi Chits Private Limited | ₹10.75 Lakh (FY 2025) | -7.0% | Siddipet, Telangana, India | |||
| Achudha Nidhi Limited | ₹10.74 Lakh (FY 2024) | Chennai, Tamil Nadu, India | ||||
| Moneris Solutions Private Limited | ₹10.74 Lakh (FY 2023) | -8.0% | Mumbai, Maharashtra, India | |||
| Right Choice Commercial Private Limited | ₹10.74 Lakh (FY 2024) | -12.0% | Ps Khandaghos, West Bengal, India | |||
| Tom Investment Private Ltd. | ₹10.74 Lakh (FY 2024) | 10.0% | Kolkata, West Bengal, India | |||
| Sanjo Chits Private Limitedthis company | ₹10.74 Lakh (FY 2025) | ₹75,700 | 7.1% | 7.0% | Thrissur, Kerala, India | |
| Kirtisagar Urban Nidhi Limited | ₹10.73 Lakh (FY 2022) | 77.0% | Buldhana, Maharashtra, India | |||
| Way2fin Services (OPC) Private Limited | ₹10.73 Lakh (FY 2024) | 56.0% | Mumbai, Maharashtra, India | |||
| Ice Fabcare Private Limited | ₹10.73 Lakh (FY 2022) | 648.0% | Kolkata, West Bengal, India | |||
| Spare8 Platforms Private Limited | ₹10.73 Lakh (FY 2025) | -3.0% | Mumbai, Maharashtra, India | |||
| Finacrop Consultants Private Limited | ₹10.73 Lakh (FY 2025) | -17.0% | Mumbai, Maharashtra, India |
To see the full peer comparison of Sanjo Chits Private Limited, buy the company report.
Auditor
Sanjo Chits Private Limited is audited by ABRAHAM AND JOSE for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| ABRAHAM AND JOSE | FY 2017 | 000010S |
Shareholding
The shareholding of Sanjo Chits Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Sanjo Chits Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Sanjo Chits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Sanjo Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Sanjo Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Sanjo Chits Private Limited has 11 board changes on record since 1989: 9 appointments and 2 cessations. The latest: Chacko Joe Alapatt was appointed as Director on 05 Oct 2020.
2 earlier events are in the company report.
Frequently asked questions
Sanjo Chits is an active private limited company based in Thrissur, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 06 January 1982 (44+ years old) and is registered under CIN U65992KL1982PTC003482.
Sanjo Chits has 9 current directors:
- Olekkangil Kunjuvareed Jerard - Director
- Jophy Kuriakose Arakkal - Director
- Thomas Varghese Chowalloor - Director
- Chacko Joe Alapatt - Director
- Joy Johny Thaikkattil - Director
- Francy Kuriakose Arakkal - Director
- Jerome Maliakkal Palu - Director
- Sabu Arakkal Varghese - Director
- Arakkal Mannamkunnath Thomas Sunny - Director
The latest financial statements of Sanjo Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Sanjo Chits is U65992KL1982PTC003482. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Sanjo Chits was incorporated on 06 January 1982, making it 44+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Sanjo Chits by revenue are Srishanmukhi Chits Private Limited, Achudha Nidhi Limited, Moneris Solutions Private Limited, Right Choice Commercial Private Limited, Tom Investment Private Ltd. and 5 more, all in the same principal business activity (other financial activities).
Chacko Joe Alapatt was appointed as Director on 05 Oct 2020. Varghese Devassykutty Arakkal ceased to be Director on 23 Sep 2017. Mariyama Chakkunny ceased to be Director on 01 Aug 2013. Sanjo Chits has 11 board changes on record in total.
The registered office of Sanjo Chits is at Sanjo Cornerpavaratty P O, Thrissur, Kerala, India – 680507.
Sanjo Chits operates in the financial services industry, in the financial activities segment.
The compliance status of Sanjo Chits is compliant as of 01 July 2026. The company is actively filing with the Registrar of Companies.
Sanjo Chits can be reached at its registered office: Sanjo Cornerpavaratty P O, Thrissur, Kerala, India – 680507.