Sanjo Chits Private Limited
About Sanjo Chits Private Limited
Data last updated:
Sanjo Chits Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 06 January 1982 and has been in existence for over 44 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1982PTC003482.
The company has an authorised share capital of ₹24.5 Lakh and a paid-up capital of ₹18.64 Lakh. It is led by directors including Olekkangil Kunjuvareed Jerard and Jophy Kuriakose Arakkal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Sanjo Cornerpavaratty P O, Thrissur, Kerala, India – 680507.
As per the financials filed for FY 2025, the company reported a revenue of ₹10.74 Lakh, a growth of 7% compared to the previous year. For the same year it recorded a net profit of ₹75,700 (net margin 7.1%) and EBITDA of ₹1.04 Lakh (EBITDA margin 9.7%). Revenue has declined at a compounded annual rate (CAGR) of 10% over three years and 2% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
- EmailLocked
- TelephoneLocked
- WebsiteLocked
- Social MediaLocked
- Registered AddressSanjo Cornerpavaratty P O, Thrissur, Kerala, India – 680507
- IndustryFinancial Services, Financial Activities
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Sanjo Chits Private Limited
The main business activity of Sanjo Chits is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Sanjo Chits Private Limited FY 2025 filings available
Sanjo Chits Private Limited reported revenue of ₹10.74 Lakh (up 7% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Sanjo Chits Private Limited
Revenue rose 7% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 2%. EBITDA rose 37% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Sanjo Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹1.04 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹75,700 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Sanjo Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 9.7% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 7.1% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Sanjo Chits are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Sanjo Chits Private Limited
Sanjo Chits has 9 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Olekkangil Kunjuvareed Jerard | Director | 29 Oct 1989 | 36 Years 11 Months | Current |
| Jophy Kuriakose Arakkal Also directs: Pavaratty Trading Co Ltd, Powerful Kuries Private Limited | Director | 01 Aug 2001 | 25 Years 2 Months | Current |
| Thomas Varghese Chowalloor Also directs: Pavaratty Trading Co Ltd, Powerful Kuries Private Limited | Director | 14 Aug 1999 | 27 Years 2 Months | Current |
| Chacko Joe Alapatt | Director | 05 Oct 2020 | 6 Years 0 Months | Current |
| Joy Johny Thaikkattil Also directs: Pavaratty Trading Co Ltd, Powerful Kuries Private Limited | Director | 12 Jul 2003 | 23 Years 3 Months | Current |
| Francy Kuriakose Arakkal | Director | 14 Aug 1999 | 27 Years 2 Months | Current |
Peer Comparison of Sanjo Chits Private Limited
Sanjo Chits Private Limited is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Srishanmukhi Chits Private Limited | ₹10.75 Lakh (FY 2025) | •••• | •••• | -7.0% | •••• | Siddipet, Telangana, India |
| Achudha Nidhi Limited | ₹10.74 Lakh (FY 2024) | •••• | •••• | •••• | Chennai, Tamil Nadu, India | |
| Moneris Solutions Private Limited | ₹10.74 Lakh (FY 2023) | •••• | •••• | -8.0% | •••• | Mumbai, Maharashtra, India |
| Right Choice Commercial Private Limited | ₹10.74 Lakh (FY 2024) | •••• | •••• | -12.0% | •••• | Ps Khandaghos, West Bengal, India |
| Tom Investment Private Ltd. | ₹10.74 Lakh (FY 2024) | •••• | •••• | 10.0% | •••• | Kolkata, West Bengal, India |
| Sanjo Chits Private Limited this company | ₹10.74 Lakh (FY 2025) | •••• | •••• | 7.0% | •••• | Thrissur, Kerala, India |
| Kirtisagar Urban Nidhi Limited | ₹10.73 Lakh (FY 2022) | •••• | •••• | 77.0% | •••• | Buldhana, Maharashtra, India |
| Way2fin Services (OPC) Private Limited | ₹10.73 Lakh (FY 2024) | •••• | •••• | 56.0% | •••• | Mumbai, Maharashtra, India |
| Ice Fabcare Private Limited | ₹10.73 Lakh (FY 2022) | •••• | •••• | 648.0% | •••• | Kolkata, West Bengal, India |
| Spare8 Platforms Private Limited | ₹10.73 Lakh (FY 2025) | •••• | •••• | -3.0% | •••• | Mumbai, Maharashtra, India |
| Finacrop Consultants Private Limited | ₹10.73 Lakh (FY 2025) | •••• | •••• | -17.0% | •••• | Mumbai, Maharashtra, India |
Peers are the five companies nearest above and the five nearest below Sanjo Chits by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Sanjo Chits Private Limited
Sanjo Chits Private Limited is audited by ABRAHAM AND JOSE for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| ABRAHAM AND JOSE | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Sanjo Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Sanjo Chits Private Limited
Sanjo Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Sanjo Chits Private Limited
Employment history and EPFO contributions of people linked to Sanjo Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Sanjo Chits Private Limited
Sanjo Chits Private Limited has 11 board changes on record since 1989: 9 appointments and 2 cessations. The latest: Chacko Joe Alapatt was appointed as Director on 05 Oct 2020.
2 earlier events are listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Sanjo Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Sanjo Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Sanjo Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Sanjo Chits Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Sanjo Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Sanjo Chits Private Limited
Sanjo Chits is an active private limited company based in Thrissur, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 06 January 1982 (44+ years old) and is registered under CIN U65992KL1982PTC003482.
Sanjo Chits reported revenue of ₹10.74 Lakh for FY 2025 (up 7% YoY).
Sanjo Chits has 9 current directors:
- Olekkangil Kunjuvareed Jerard - Director
- Jophy Kuriakose Arakkal - Director
- Thomas Varghese Chowalloor - Director
- Chacko Joe Alapatt - Director
- Joy Johny Thaikkattil - Director
- Francy Kuriakose Arakkal - Director
- Jerome Maliakkal Palu - Director
- Sabu Arakkal Varghese - Director
- Arakkal Mannamkunnath Thomas Sunny - Director
Sanjo Chits reported a net profit of ₹75,700 (net margin 7.1%) and EBITDA of ₹1.04 Lakh (EBITDA margin 9.7%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Sanjo Chits is 10% over three years and -2% over five years. In the latest year (FY 2025) revenue rose 7%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Sanjo Chits is U65992KL1982PTC003482. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Sanjo Chits was incorporated on 06 January 1982, making it 44+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Sanjo Chits by revenue are Srishanmukhi Chits Private Limited, Achudha Nidhi Limited, Moneris Solutions Private Limited, Right Choice Commercial Private Limited, Tom Investment Private Ltd. and 5 more, all in the same principal business activity (Other financial activities).
Chacko Joe Alapatt was appointed as Director on 05 Oct 2020. Varghese Devassykutty Arakkal ceased to be Director on 23 Sep 2017. Mariyama Chakkunny ceased to be Director on 01 Aug 2013. Sanjo Chits has 11 board changes on record in total.
The registered office of Sanjo Chits is at Sanjo Cornerpavaratty P O, Thrissur, Kerala, India – 680507.
Sanjo Chits has an authorised share capital of ₹24.5 Lakh and a paid-up capital of ₹18.64 Lakh.