About Saraf Fincom Private Limited
Data last updated:
Saraf Fincom Private Limited is a private limited company based in Bangalore, Karnataka, India. It operates in the woven packaging products segment of the packaging sector. It was incorporated on 14 June 2000 and has been in existence for over 26 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U72900KA2000PTC027281. Its GSTIN is 06AAFCS6576F1Z4 (Haryana). The company holds 6 GST registrations, of which 4 are active.
The company has an authorised share capital of ₹4 Cr and a paid-up capital of ₹2.73 Cr. It is led by directors Shanti Lal Agarwal and Shipra Agarwal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Saraswati Nilaya No. 747/42 5th Main Road 4th Cross Vijayanagar, Bangalore, Karnataka, India – 560040.
As per the financials filed for FY 2025, the company reported a revenue of ₹404.08 Cr, a growth of 14% compared to the previous year. For the same year it recorded a net profit of ₹1.36 Cr (net margin 0.3%) and EBITDA of ₹7.68 Cr (EBITDA margin 1.9%). Revenue has grown at a compounded annual rate (CAGR) of 374% over three years and 8% over five years.
The company has about 3 employees on its provident fund (EPFO) records.
As per MCA filings, the company has open charges of ₹68.1 Cr and satisfied charges of ₹33.18 Cr on record. Court records list 5 cases involving the company, including 4 filed by the company and 1 filed against it; 2 cases are pending. The company has 9 deals on record (8 secondary share transfers, 1 funding round), with disclosed funding of ₹2 Cr; the latest was in September 2023. The company has 14 MSME Form 1 returns on record between 2018 and 2023, listing 347 overdue payments to 55 micro and small suppliers.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website ednsgroup.com.
Company details
Contact details
Saraf Fincom Private Limited's registered office is in Bangalore, Karnataka. Its website is ednsgroup.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressSaraswati Nilaya No. 747/42 5th Main Road 4th Cross Vijayanagar, Bangalore, Karnataka, India – 560040
- IndustryPackaging, Woven Packaging Products
To see the full contact details of Saraf Fincom Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Saraf Fincom is wholesale and retail trade; repair of motor vehicles and motorcycles. In detail, this covers retail trade, except of motor vehicles and motorcycles.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| G | Wholesale and retail trade; repair of motor vehicles and motorcycles | 47 | Retail trade, except of motor vehicles and motorcycles |
To see the full business activity and turnover split of Saraf Fincom Private Limited, buy the company report.
Financials of Saraf Fincom Private Limited
FY 2025 filings availableSaraf Fincom Private Limited reported revenue of ₹404.08 Cr (up 14% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 8% over five years, including 14% growth in the latest year. EBITDA rose 2% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹7.68 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹1.36 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 1.9% | ||||
| Net Profit Margin | 0.3% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Saraf Fincom Private Limited, buy the company report.
Board of directors of Saraf Fincom Private Limited
Saraf Fincom has 2 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Shanti Lal Agarwal Also directs: D N S Fab Private Limited | Director | 01 Dec 2010 | 15 Years 11 Months | Current |
| Shipra Agarwal Also directs: D N S Fab Private Limited | Director | 18 Oct 2011 | 15 Years 0 Months | Current |
Auditor
Saraf Fincom Private Limited is audited by V K KILA & CO for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| V K KILA & CO | FY 2022 | 007772C |
Shareholding
The shareholding of Saraf Fincom Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Saraf Fincom Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 26 Mar 2021 | 100451705 | Axis Bank Limited | ₹3.84 Cr | Open | |
| 02 Feb 2018 | 100152868 | Axis Bank Limited | ₹64.26 Cr | Open | |
| 10 Sep 2015 | 10600794 | State Bank of India | ₹10.18 Cr | Satisfied | |
| 21 Mar 2014 | 10494762 | Dbs Bank Ltd. | ₹7 Cr | Satisfied | |
| 01 Jun 2011 | 10293403 | State Bank of Travancore | ₹9 Cr | Satisfied |
To see the full charge records of Saraf Fincom Private Limited, buy the company report.
Total charge records: 7 View all charges
Deals & funding
Saraf Fincom Private Limited has 9 deals on record (8 secondary share transfers, 1 funding round), with disclosed funding of ₹2 Cr; the latest was in September 2023.
Deals on record (5 of 9)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Sep 2023 | Secondary share transfer | Undisclosed | Buyer: an individual Seller: an individual |
| Mar 2022 | Secondary share transfer | Undisclosed | Buyer: 2 individuals Seller: 2 individuals |
| Jan 2022 | Secondary share transfer | Undisclosed | Buyer: an individual Seller: an individual |
| Dec 2021 | Secondary share transfer | Undisclosed | Buyer: an individual Seller: 2 individuals |
| Jan 2011 | Funding round | ₹2 Cr | Investors: North Star Vanijaya Private Limited, Dew Polymers Private Limited , Seren Polymers Private Limited |
To see the full deal history of Saraf Fincom Private Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Saraf Fincom Private Limited has 5 court cases on record: 4 filed by Saraf Fincom, 1 filed against it. 2 cases are pending and 3 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 5 | 1 | 2 |
Cases on record (5 of 5)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Kanpur Nagar, Uttar Pradesh | Criminal case | Filed by the company against M/S GR Traders | Pending |
| District court, Kanpur Nagar, Uttar Pradesh | Criminal case | Filed by the company against M/S GRS Traders Through Shilaindra Kumar Kushwaha | Pending |
| District court, Ghaziabad, Uttar Pradesh | Criminal case | Filed against the company by State Government | Disposed |
| District court, North West, Delhi | Criminal case | Filed by the company against an individual | Disposed |
| District court, North West, Delhi | Criminal case | Filed by the company against M/S Eva India Polypack and Ors | Disposed |
To see the full case history of Saraf Fincom Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
Saraf Fincom Private Limited has 14 MSME Form 1 returns on record between 2018 and 2023, listing 347 overdue payments to 55 micro and small suppliers. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.
Suppliers with reported dues (5 of 55)
| Supplier | Amount due | Due since | Reported on |
|---|---|---|---|
| an individual supplier | |||
| DNS Polyfab Private Limited | |||
| B.M. Polyplast | |||
| Dev Chemicals | |||
| Maruti Polyplast |
To see the full MSME payment records of Saraf Fincom Private Limited, buy the company report.
Individuals and sole proprietors among the suppliers are not named.
Employees & EPFO
Saraf Fincom Private Limited has a workforce of 3 employees on its EPFO records as of May 2026, across 1 active EPFO establishment.
Headcount by financial year
| Financial year | Employees (EPFO) |
|---|---|
| FY 2026-27 | 3 |
| FY 2025-26 | |
| FY 2024-25 | |
| FY 2023-24 | |
| FY 2022-23 | |
| FY 2021-22 | |
| FY 2020-21 | |
| FY 2019-20 | |
| FY 2018-19 | |
| FY 2017-18 |
To see the full employee and EPFO history of Saraf Fincom Private Limited, buy the company report.
GST
Saraf Fincom has 6 GST registrations: 4 active and 2 cancelled or inactive.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 06AAFCS6576F1Z4 | Haryana | Active | 01 Jul 2017 |
| 07AAFCS6576F1Z2 | Delhi | Active | 01 Jul 2017 |
| 09AAFCS6576F1ZY | Uttar Pradesh | Active | 01 Jul 2017 |
| 10AAFCS6576F1ZF | Bihar | Active | 27 Nov 2020 |
To see the full GST registrations and return filing status of Saraf Fincom Private Limited, buy the company report.
Recent activity
Saraf Fincom Private Limited has 7 board changes on record since 2008: 2 appointments and 5 cessations. The latest: Sunil Agarwal ceased to be Managing Director on 21 Oct 2011.
13 earlier events are in the company report.
Frequently asked questions
Saraf Fincom is an active private limited company based in Bangalore, Karnataka, India. The company works in woven packaging products, within the packaging industry. It was incorporated on 14 June 2000 (26+ years old) and is registered under CIN U72900KA2000PTC027281.
Saraf Fincom has 2 current directors:
- Shanti Lal Agarwal - Director
- Shipra Agarwal - Director
The latest financial statements of Saraf Fincom on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Saraf Fincom is 06AAFCS6576F1Z4, registered in Haryana. The company has 6 GST registrations in all, of which 4 are active and 2 are cancelled or inactive. Other active GSTINs include 07AAFCS6576F1Z2 (Delhi), 09AAFCS6576F1ZY (Uttar Pradesh), 10AAFCS6576F1ZF (Bihar).
The CIN (Corporate Identification Number) of Saraf Fincom is U72900KA2000PTC027281. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Saraf Fincom has 5 court cases on record: 4 filed by the company and 1 filed against it. 2 are pending.
Saraf Fincom was incorporated on 14 June 2000, making it 26+ years old. It is registered with the Registrar of Companies, Bangalore.
Saraf Fincom has 9 deals on record (8 secondary share transfers, 1 funding round), with disclosed funding of ₹2 Cr; the latest was in September 2023.
Sunil Agarwal ceased to be Managing Director on 21 Oct 2011. Shipra Agarwal was appointed as Director on 18 Oct 2011. Murli Manohar Saraf ceased to be Director on 05 Dec 2010. Saraf Fincom has 7 board changes on record in total.
Saraf Fincom has 14 MSME Form 1 returns on record between 2018 and 2023, listing 347 overdue payments to 55 micro and small suppliers. The latest return was filed on 29 Aug 2023.
Saraf Fincom can be reached through the website ednsgroup.com. Its registered office is in Bangalore, Karnataka, India.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
