About Sarala Development & Microfinance Private Limited
Data last updated: 22 December 2025
Sarala Development & Microfinance Private Limited is a private limited company based in Howrah, West Bengal, India, a subsidiary of Sarala Women Welfare Society. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 07 April 1992, the company has been in operation for over 34 years.
Registered with ROC Kolkata under CIN U65910WB1992PTC055152.
Capital: an authorised share capital of ₹20 Cr and a paid-up capital of ₹14.4 Cr. Formerly known as Unnati Trade & Fincon Pvt Ltd. It is led by directors including Rupali Kalita and Gautam Mukhopadhyay.
Last AGM: 12 September 2025. Financial statements filed for year ended 31 March 2025. Office: 184 Andul Station Road Jhorehat, Howrah, West Bengal, India – 711302.
As per the financials filed for FY 2025, the company reported a revenue of ₹29.13 Cr, a decline of 5% compared to the previous year.
The company has a workforce of approximately 335 employees as per the latest available data. It operates as a subsidiary of Sarala Women Welfare Society.
The company is associated with 1 brand - Sarala. As per MCA filings, the company has open charges of ₹31.5 Cr and satisfied charges of ₹638.21 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website sarala.co.in.
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Registered Address184 Andul Station Road Jhorehat, Howrah, West Bengal, India – 711302
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IndustryFinancial Services, NBFC, Microfinance Institutions
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Sarala Development & Microfinance Private Limited
Sarala Development & Microfinance Private Limited operates one associated brand: Sarala. These brands represent Sarala Development & Microfinance Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Microcredit and savings services are offered to low-income individuals. | sarala.co.in |
Competitors & Alternatives of Sarala Development & Microfinance Private Limited
Brands and companies operating in the same space as Sarala Development & Microfinance Private Limited include ESAF, Satin Creditcare, Bharat Financial Inclusion and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
ESAF
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Microfinance banking services are offered in India by ESAF. | Thrissur, India, India | 1992 |
Satin Creditcare
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Micro loans for businesses are offered by this NBFC. | Delhi, India, India | 1990 |
Bharat Financial Inclusion
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Provider of micro-credit & insurance for low income income individuals and women | Secunderabad, India, India | 1997 |
Muthoot Microfin
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Microfinance loans are extended to low-income women entrepreneurs. | Ernakulam, India, India | 2010 |
Svatantra Microfinance
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Microcredit services are provided to rural women for financial inclusion. | Mumbai, India, India | 2012 |
Fincare Small Finance Bank
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Micro-finance bank | Bengaluru, India, India | 2007 |
Spandana Sphoorty Financial
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Microfinance loans are extended to low-income households for various needs. | Hyderabad, India, India | 2003 |
Chaitanya India Fin Credit
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Micro-credit financing is provided to low-income individuals and businesses. | Bengaluru, India, India | 2004 |
Asirvad Microfinance
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Micro loans for consumers are provided by Asirvad Microfinance. | Chennai, India, India | 2009 |
Business Activity of Sarala Development & Microfinance Private Limited
Sarala Development & Microfinance Private Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Sarala Development & Microfinance Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
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Auditor Details of Sarala Development & Microfinance Private Limited
Sarala Development & Microfinance Private Limited is audited by RAY & RAY for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| RAY & RAY | Locked | Locked | Locked |
Complete auditor history for Sarala Development & Microfinance Private Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
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Board of Directors of Sarala Development & Microfinance Private Limited
Sarala Development & Microfinance Private Limited is currently managed by 6 directors, with 18 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Rupali Kalita
Also directs:
Prachodhan Development Services
|
Additional Director | 21 Nov 2024 | 1 Years 8 Months | Current |
| Gautam Mukhopadhyay | Director | 05 Sep 2020 | 5 Years 10 Months | Current |
| Pranab Rakshit | Managing Director | 22 Jun 2009 | 17 Years 1 Months | Current |
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Maitrayee Banerjee
Also directs:
Pet Stop Boyz Private Limited
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Director | 15 Sep 2018 | 7 Years 10 Months | Current |
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Pradip Kumar Saha
Also directs:
Bandhan Mutual Fund Trustee Limited
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Director | 30 Nov 2021 | 4 Years 7 Months | Current |
| Biswa Bandhu Mohanty | Nominee Director | 27 Nov 2025 | 0 Years 8 Months | Current |
Financials of Sarala Development & Microfinance Private Limited FY 2025 filings available
Sarala Development & Microfinance Private Limited reported revenue of ₹29.13 Cr (down 5.00% YoY) for FY 2025.
Ten-year financial statements for Sarala Development & Microfinance Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
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Ownership and Shareholding of Sarala Development & Microfinance Private Limited
Shareholding and ownership data for Sarala Development & Microfinance Private Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Sarala Development & Microfinance Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 26 Feb 2025 | Others | ₹2 Cr | Open |
| 18 Feb 2025 | Others | ₹2 Cr | Open |
| 16 Nov 2024 | Others | ₹2 Cr | Open |
| 15 Jul 2024 | Others | ₹5 Cr | Open |
| 27 Mar 2024 | Others | ₹1 Cr | Open |
Total charge records: 99 View all charges
Employees and EPFO Compliance at Sarala Development & Microfinance Private Limited
Sarala Development & Microfinance Private Limited has a workforce of 335 employees as of Apr 05, 2024.
Employee and EPFO history for Sarala Development & Microfinance Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Sarala Development & Microfinance Private Limited
GST registrations and filing compliance for Sarala Development & Microfinance Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Sarala Development & Microfinance Private Limited
Credit ratings, litigation, and regulatory alerts for Sarala Development & Microfinance Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Sarala Development & Microfinance Private Limited
MSME payment history for Sarala Development & Microfinance Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Sarala Development & Microfinance Private Limited
Corporate group structure for Sarala Development & Microfinance Private Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Sarala Development & Microfinance Private Limited
MCA filings and documents for Sarala Development & Microfinance Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Sarala Development & Microfinance Private Limited
Frequently Asked Questions about Sarala Development & Microfinance Private Limited
Sarala Development & Microfinance Private Limited is an active private limited company in the financial services sector based in Howrah, West Bengal, India. It was incorporated on 07 April 1992 (34+ years old) and is registered under CIN U65910WB1992PTC055152. The company has 335 employees.
Sarala Development & Microfinance Private Limited reported revenue of ₹29.13 Cr for FY 2025 (down 5.00% YoY).
The current directors of Sarala Development & Microfinance Private Limited are:
- Rupali Kalita - Additional Director
- Gautam Mukhopadhyay - Director
- Pranab Rakshit - Managing Director
- Maitrayee Banerjee - Director
- Pradip Kumar Saha - Director
- Biswa Bandhu Mohanty - Nominee Director
The primary industry of Sarala Development & Microfinance Private Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.
Sarala Development & Microfinance Private Limited can be reached at the registered office: 184 Andul Station Road Jhorehat, Howrah, West Bengal, India – 711302, or through the website sarala.co.in.
The authorised capital is ₹20 Cr, and the paid-up capital is ₹14.4 Cr.