
Saraswati Properties Limited
About Saraswati Properties Limited
Data last updated:
Saraswati Properties Limited is a public limited company based in Bareilly, Uttar Pradesh, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 21 June 1984 and has been in existence for over 42 years.
The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U68100UP1984PLC006599.
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹17.95 Lakh. It is led by directors including Priyanjili Goel (Managing Director) and Gaurav Goel.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at 13 Civil Linesbareilly Bareilly, Uttar Pradesh, India – 243005.
As per the financials filed for FY 2024, the company reported a revenue of ₹8.74 Cr, a growth of 49% compared to the previous year. For the same year it recorded a net profit of ₹6.51 Cr (net margin 74.5%) and EBITDA of ₹7.84 Cr (EBITDA margin 89.7%). Revenue has declined at a compounded annual rate (CAGR) of 692% over three years and 12% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
Saraswati Properties has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U68100UP1984PLC006599, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U68100UP1984PLC006599 | Current |
| U70101UP1984PLC006599 | Previous |
| L70101UP1984PLC006599 | Previous |
Contact details
Saraswati Properties Limited's registered office is in Bareilly, Uttar Pradesh.
- Registered Address13 Civil Linesbareilly Bareilly, Uttar Pradesh, India – 243005
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activities of Saraswati Properties are financial and insurance service and real estate. In detail, this covers other financial activities and real estate activities with own or leased property. 2 activity segments are registered with the MCA.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | |
| L | Real Estate | L1 | Real estate activities with own or leased property |
To see the full business activity and turnover split of Saraswati Properties Limited, buy the company report.
Financials of Saraswati Properties Limited
FY 2024 filings availableSaraswati Properties Limited reported revenue of ₹8.74 Cr (up 49% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue rose 49% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 12%. EBITDA fell 84% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹7.84 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹6.51 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 89.7% | ||||
| Net Profit Margin | 74.5% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Saraswati Properties Limited, buy the company report.
Board of directors of Saraswati Properties Limited
Saraswati Properties has 4 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Gaurav Goel Also directs: Dhampur Sugar Mills Limited, Mangalam Cement Ltd, Ujjwal Rural Services Limited and 2 more | Director | 15 Oct 2020 | 6 Years 0 Months | Current |
| Ashok Kumar Goel Also directs: Dhampur Sugar Mills Limited, Goel Investments Limited | Director | 09 May 2023 | 3 Years 5 Months | Current |
| Vinita Goel Also directs: Goel Investments Limited | Director | 24 Feb 2023 | 3 Years 8 Months | Current |
| Priyanjili Goel Also directs: Goel Investments Limited | Managing Director | 29 Sep 1985 | 41 Years 1 Months | Current |
Peer comparison
Saraswati Properties Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Baba Lease and Investment Private Limited | ₹8.79 Cr (FY 2025) | 66.0% | Delhi, India | |||
| Expert Capital Services Private Limited | ₹8.78 Cr (FY 2025) | 6.0% | Delhi, India | |||
| Saraswati Properties Limitedthis company | ₹8.74 Cr (FY 2024) | ₹6.51 Cr | 74.5% | 49.0% | Bareilly, Uttar Pradesh, India | |
| Prabhu International Private Limited | ₹8.72 Cr (FY 2025) | -22.0% | Delhi, India | |||
| Amar Investments Ltd | ₹8.7 Cr (FY 2019) | 46.0% | Kolkata, West Bengal, India | |||
| Spectrum Trimpex Pvt.Ltd. | ₹8.69 Cr (FY 2025) | -25.0% | Mumbai, Maharashtra, India |
To see the full peer comparison of Saraswati Properties Limited, buy the company report.
Legal cases
No court or tribunal cases involving Saraswati Properties Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Saraswati Properties Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Saraswati Properties Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Saraswati Properties Limited has 11 board changes on record since 1985: 4 appointments and 7 cessations. The latest: Ashok Kumar Goel ceased to be Additional Director on 29 Sep 2023.
2 earlier events are in the company report.
Frequently asked questions
Saraswati Properties is an active public limited company based in Bareilly, Uttar Pradesh, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 21 June 1984 (42+ years old) and is registered under CIN U68100UP1984PLC006599.
Saraswati Properties has 4 current directors:
- Priyanjili Goel - Managing Director
- Gaurav Goel - Director
- Ashok Kumar Goel - Director
- Vinita Goel - Director
The latest financial statements of Saraswati Properties on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Saraswati Properties is U68100UP1984PLC006599. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Saraswati Properties was incorporated on 21 June 1984, making it 42+ years old. It is registered with the Registrar of Companies, Kanpur.
The peers of Saraswati Properties by revenue are Baba Lease and Investment Private Limited, Expert Capital Services Private Limited, Prabhu International Private Limited, Amar Investments Ltd, Spectrum Trimpex Pvt.Ltd, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Ashok Kumar Goel ceased to be Additional Director on 29 Sep 2023. Vinita Goel ceased to be Additional Director on 29 Sep 2023. Priyanjili Goel ceased to be Director on 10 May 2023. Saraswati Properties has 11 board changes on record in total.
The registered office of Saraswati Properties is at 13 Civil Linesbareilly Bareilly, Uttar Pradesh, India – 243005.
Saraswati Properties operates in the financial services industry, in the investment and credit nbfc segment.
The compliance status of Saraswati Properties is compliant as of 03 September 2026. The company is actively filing with the Registrar of Companies.
Saraswati Properties can be reached at its registered office: 13 Civil Linesbareilly Bareilly, Uttar Pradesh, India – 243005.

