MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2022-23)
- Udyam number
- UDYAM-UP-75-0006133
Sarmaya Micro Credit Private Limited
Sarmaya Micro Credit Private Limited - financial services in Varanasi, Uttar Pradesh, India. FY 2026 financials & compliance.
Revenue · FY 2024
₹11,610
▼ 99% YoY
Net loss · FY 2024
₹46,009
Net margin -396.3%
EBITDA · FY 2024
-₹46,009
EBITDA margin -396.3%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Company age
8 yrs
Est. 2018
Directors on board
2
As per MCA filings
Active GSTINs
1
GST registered
About Sarmaya Micro Credit Private Limited
Data last updated:
Sarmaya Micro Credit Private Limited is a private limited company based in Varanasi, Uttar Pradesh, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 07 August 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U65929UP2018PTC106789. Its GSTIN is 09ABACS6572M1ZQ (Uttar Pradesh).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Santosh Yadav and Maya Yadav.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Plot No.125 Vill Khadawa Post Khadawa Chitaipur, Varanasi, Uttar Pradesh, India – 221106.
As per the financials filed for FY 2024, the company reported a revenue of ₹11,610, a decline of 99% compared to the previous year. For the same year it recorded a net loss of ₹46,009 (net margin -396.3%) and EBITDA of -₹46,009 (EBITDA margin -396.3%). Revenue has declined at a compounded annual rate (CAGR) of 77% over three years and 57% over five years.
Sarmaya Micro Credit Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-UP-75-0006133).
Company details
CIN U65929UP2018PTC106789
Registration Number 106789
Incorporation Date 07 August 2018
ROC Kanpur
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2024
Date of Balance Sheet 31 March 2024
MSME Classification Micro
Udyam Registration UDYAM-UP-75-0006133
Key People
Santosh Yadav Director Maya Yadav Director Recognitions & Rankings of Sarmaya Micro Credit
Contact details
Sarmaya Micro Credit Private Limited's registered office is in Varanasi, Uttar Pradesh. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressPlot No.125 Vill Khadawa Post Khadawa Chitaipur, Varanasi, Uttar Pradesh, India – 221106
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Sarmaya Micro Credit Private Limited, buy the company report.
Comprehensive company report
Sarmaya Micro Credit Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business activity
The main business activity of Sarmaya Micro Credit is financial and insurance service. In detail, this covers financial advisory, brokerage and consultancy services.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K7 | Financial Advisory, brokerage and Consultancy Services |
To see the full business activity and turnover split of Sarmaya Micro Credit Private Limited, buy the company report.
Financials of Sarmaya Micro Credit Private Limited
FY 2024 filings availableSarmaya Micro Credit Private Limited reported revenue of ₹11,610 (down 99% YoY) for FY 2024.
Revenue · FY 2024
₹11,610 ▼ 99%
Net loss · FY 2024
₹46,009 margin -396.3%
EBITDA · FY 2024
-₹46,009 margin -396.3%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 99%
3 years · compounded
▼ 77%
5 years · compounded
▼ 57%
EBITDA CAGR growth
1 year
▼ 197%
3 years · compounded
▼ 58%
5 years · compounded
▼ 6%
Revenue has declined at a compounded annual rate (CAGR) of 57% over five years, including a 99% fall in the latest year. EBITDA fell 197% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | -₹46,009 | ||||
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| Net Profit (PAT) | -₹46,009 | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| Profitability | |||||
| EBITDA Margin | -396.3% | ||||
| Net Profit Margin | -396.3% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Sarmaya Micro Credit Private Limited, buy the company report.
Board of directors of Sarmaya Micro Credit Private Limited
Sarmaya Micro Credit has 2 directors on record. No former directors are listed.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Santosh Yadav | Director | 07 Aug 2018 | 8 Years 3 Months | Current |
| Maya Yadav | Director | 07 Aug 2018 | 8 Years 3 Months | Current |
Auditor
Sarmaya Micro Credit Private Limited is audited by Mohit Rastogi & Company for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Mohit Rastogi & Company | FY 2022 | 462080 |
Shareholding
The shareholding of Sarmaya Micro Credit Private Limited is on record for 4 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Sarmaya Micro Credit Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Sarmaya Micro Credit Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Sarmaya Micro Credit Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Sarmaya Micro Credit has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 09ABACS6572M1ZQ | Uttar Pradesh | Active | 25 Mar 2020 |
To see the full GST registrations and return filing status of Sarmaya Micro Credit Private Limited, buy the company report.
Recent activity
Sarmaya Micro Credit Private Limited has 2 board changes on record since 2018: 2 appointments. The latest: Maya Yadav was appointed as Director on 07 Aug 2018.
AGM
Sarmaya Micro Credit Private Limited last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.
Filing
Sarmaya Micro Credit Private Limited has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Kanpur.
Appointed
Maya Yadav was appointed as Director.
Appointed
Santosh Yadav was appointed as Director.
Incorporation
07 Aug 2018
Sarmaya Micro Credit Private Limited was registered on 07 Aug 2018 with Roc Kanpur & aged 8 years 3 months as per MCA records.
Frequently asked questions
Sarmaya Micro Credit is an active private limited company based in Varanasi, Uttar Pradesh, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 07 August 2018 (8+ years old) and is registered under CIN U65929UP2018PTC106789.
Sarmaya Micro Credit has 2 current directors:
- Santosh Yadav - Director
- Maya Yadav - Director
The latest financial statements of Sarmaya Micro Credit on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from FY 2019 are in the company report.
The GSTIN of Sarmaya Micro Credit is 09ABACS6572M1ZQ, registered in Uttar Pradesh.
The CIN (Corporate Identification Number) of Sarmaya Micro Credit is U65929UP2018PTC106789. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Sarmaya Micro Credit was incorporated on 07 August 2018, making it 8+ years old. It is registered with the Registrar of Companies, Kanpur.
Maya Yadav was appointed as Director on 07 Aug 2018. Santosh Yadav was appointed as Director on 07 Aug 2018.
Yes, Sarmaya Micro Credit is registered as a micro enterprise under Udyam registration (number: UDYAM-UP-75-0006133).
The registered office of Sarmaya Micro Credit is at Plot No.125 Vill Khadawa Post Khadawa Chitaipur, Varanasi, Uttar Pradesh, India – 221106.
Sarmaya Micro Credit operates in the financial services industry, in the microfinance institutions segment.
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