Sarnath Finance Limited
About Sarnath Finance Limited
Data last updated:
Sarnath Finance Limited is a public limited company based in Bareilly, Uttar Pradesh, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 29 June 1989 and has been in existence for over 37 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U65921UP1989PLC010901. The company has 1 GST registration on record, which is no longer active.
The company has an authorised share capital of ₹5 Cr and a paid-up capital of ₹2.19 Cr. It was formerly known as Sarnath Hire Purchase Private Limited. It is led by directors including Tushar Agarwal (Managing Director) and Sangeeta Agarwal.
Its last annual general meeting (AGM) was held on 29 June 2026, and its latest financial statements are for the year ended 31 March 2026. The registered office is at 35 I 1A Rampur Gardenopposite Prabha Cimema Bareilly, Uttar Pradesh, India – 243005.
As per the financials filed for FY 2026, the company reported a revenue of ₹34.66 Lakh, a decline of 21% compared to the previous year. For the same year it recorded a net profit of ₹8.78 Lakh (net margin 25.3%) and EBITDA of ₹11.23 Lakh (EBITDA margin 32.4%). Revenue has grown at a compounded annual rate (CAGR) of 18% over three years and 9% over five years.
As per MCA filings, the company has satisfied charges of ₹33.67 Cr on record. Court records list 11 cases involving the company, including 8 filed by the company and 3 filed against it; 3 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
Sarnath Finance has one previous CIN (Corporate Identification Number): U65921UP1989PTC010901. The current CIN is U65921UP1989PLC010901, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65921UP1989PLC010901 | Current |
| U65921UP1989PTC010901 | Previous |
Contact details
Sarnath Finance Limited's registered office is in Bareilly, Uttar Pradesh. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address35 I 1A Rampur Gardenopposite Prabha Cimema Bareilly, Uttar Pradesh, India – 243005
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Sarnath Finance Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Sarnath Finance is financial and insurance activities. In detail, this covers insurance, reinsurance and pension funding, except compulsory social security.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 65 | Insurance, reinsurance and pension funding, except compulsory social security |
To see the full business activity and turnover split of Sarnath Finance Limited, buy the company report.
Financials of Sarnath Finance Limited
FY 2026 filings availableSarnath Finance Limited reported revenue of ₹34.66 Lakh (down 21% YoY) for FY 2026.
Compounded Annual Growth Rate (CAGR)
Revenue fell 21% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 9%. EBITDA fell 40% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹34.66 Lakh | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹11.23 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹8.78 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
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Financial Ratios
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 32.4% | ||||
| Net Profit Margin | 25.3% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
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| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Sarnath Finance Limited, buy the company report.
Board of directors of Sarnath Finance Limited
Sarnath Finance has 3 current directors and 6 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sangeeta Agarwal | Director | 29 Jun 1989 | 37 Years 4 Months | Current |
| Tushar Agarwal Also directs: Radha Rani Infra Developers Private Limited | Managing Director | 20 Apr 2013 | 13 Years 6 Months | Current |
| Tarun Agarwal | Director | 28 Aug 2020 | 6 Years 2 Months | Current |
Auditor
Sarnath Finance Limited is audited by MANGAL ASSOCIATES for the financial year 2026.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| MANGAL ASSOCIATES | FY 2026 | 078172 |
Shareholding
The shareholding of Sarnath Finance Limited is on record for 5 financial years, the latest being FY 2026, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Sarnath Finance Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 21 Mar 2023 | 100688334 | Others | ₹16.5 Cr | Satisfied | |
| 17 Sep 2021 | 100494238 | State Bank of India | ₹9.75 Cr | Satisfied | |
| 31 Oct 2018 | 100213514 | Tata Capital Housing Finance Limited | ₹2.5 Cr | Satisfied | |
| 28 Mar 2013 | 10426957 | State Bank of India | ₹4.92 Cr | Satisfied |
To see the full charge records of Sarnath Finance Limited, buy the company report.
Total charge records: 4 View all charges
Legal cases
Sarnath Finance Limited has 11 court cases on record: 8 filed by Sarnath Finance, 3 filed against it. 3 cases are pending and 8 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 7 | 2 | 1 |
| District courts | 4 | 1 | 2 |
Cases on record (5 of 11)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Bareilly, Uttar Pradesh | Criminal case | Filed by the company against an individual | Pending |
| High Court, UTTARPRADESH | Court case (CRLRD) | Filed by the company against State of U.P. and Another | Pending |
| District court, Bareilly, Uttar Pradesh | Criminal case | Filed by the company against M/S Raza Chemicals, | Pending |
| High Court of Delhi | Writ petition | Filed by the company against an individual | Disposed |
| Allahabad High Court | Court case (A482) | Filed against the company | Disposed |
To see the full case history of Sarnath Finance Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Sarnath Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Sarnath Finance has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.
To see the full GST registrations and return filing status of Sarnath Finance Limited, buy the company report.
Recent activity
Sarnath Finance Limited has 9 board changes on record since 1989: 3 appointments and 6 cessations. The latest: Tushar Agarwal ceased to be Director on 14 Apr 2024.
10 earlier events are in the company report.
Frequently asked questions
Sarnath Finance is an active public limited company based in Bareilly, Uttar Pradesh, India. The company works in nbfc, within the financial services industry. It was incorporated on 29 June 1989 (37+ years old) and is registered under CIN U65921UP1989PLC010901.
Sarnath Finance has 3 current directors:
- Tushar Agarwal - Managing Director
- Sangeeta Agarwal - Director
- Tarun Agarwal - Director
The latest financial statements of Sarnath Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 29 June 2026. Year-wise statements from 2015 are in the company report.
No. Sarnath Finance has 1 GST registration on record and it is cancelled or inactive.
The CIN (Corporate Identification Number) of Sarnath Finance is U65921UP1989PLC010901. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Sarnath Finance has 11 court cases on record: 8 filed by the company and 3 filed against it. 3 are pending. Most are in the high courts.
Sarnath Finance was incorporated on 29 June 1989, making it 37+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
Tushar Agarwal ceased to be Director on 14 Apr 2024. Tarun Agarwal was appointed as Director on 28 Aug 2020. Aparna Agarwal ceased to be Director on 06 Jun 2019. Sarnath Finance has 9 board changes on record in total.
The registered office of Sarnath Finance is at 35 I 1A Rampur Gardenopposite Prabha Cimema Bareilly, Uttar Pradesh, India – 243005.
Sarnath Finance operates in the financial services industry, in the nbfc segment.
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