About Save Housing Finance Limited
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Save Housing Finance Limited is a public limited company based in New Delhi, Delhi, India, a subsidiary of Save Solutions Private Limited. It operates in the housing finance companies segment of the financial services sector. It was incorporated on 14 February 2011 and has been in existence for over 15 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65100DL2011PLC214079. Its GSTIN is 07AAFCP8632H1Z8 (Delhi). The company holds 7 GST registrations, of which 6 are active.
The company has an authorised share capital of ₹20 Cr and a paid-up capital of ₹18.56 Cr. It was formerly known as New Habitat Housing Finance and Development Limited and New Habitat Housing Finance and Development Private Limited. It is led by directors including Krishna Kumar Tiwary and Ajeet Kumar Singh.
Its last annual general meeting (AGM) was held on 16 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Unit No. 761 7th Floor The Vegas Mall Plot No.6 Sector – 14 Dwarka, New Delhi, Delhi, India – 110075.
As per the financials filed for FY 2025, the company reported a revenue of ₹33.66 Cr, a growth of 40% compared to the previous year. For the same year it recorded a net profit of ₹1.45 Cr (net margin 4.3%) and EBITDA of ₹16.17 Cr (EBITDA margin 48%). Revenue has grown at a compounded annual rate (CAGR) of 36% over three years and 19% over five years.
The company has about 219 employees on its provident fund (EPFO) records.
The company is associated with 2 brands: New Habitat Housing Finance & Development and Save Solutions. As per MCA filings, the company has open charges of ₹346.64 Cr and satisfied charges of ₹54.5 Cr on record. Court records list 157 cases involving the company, including 131 filed by the company and 26 filed against it; 60 cases are pending. The company has 7 deals on record (3 secondary share transfers, 2 funding rounds, 1 rights issue), with disclosed funding of ₹10.49 Cr; the latest was in July 2022. Its 4 peer companies in the BFSI industry (Finance, Housing Finance), with the same principal business activity (other financial activities) are compared by revenue, 3 larger and 1 smaller; the largest is B R D Finance Limited with revenue of ₹34.38 Cr. The company has 4 MSME Form 1 returns on record for the period ending Sep 2021, listing 8 overdue payments to 4 micro and small suppliers.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website savehfl.in.
Company details
Name history
Save Housing Finance has undergone 3 name changes throughout its history. The company was previously known as New Habitat Housing Finance And Development Limited, New Habitat Housing Finance And Development Private Limited, and Priyang Housing Private Limited. The current legal name is Save Housing Finance Limited.
| Company Name | Status |
|---|---|
| Save Housing Finance Limited | Current |
| New Habitat Housing Finance And Development Limited | Previous |
| New Habitat Housing Finance And Development Private Limited | Previous |
| Priyang Housing Private Limited | Previous |
CIN history
Save Housing Finance has one previous CIN (Corporate Identification Number): U67100DL2011PLC214079. The current CIN is U65100DL2011PLC214079, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65100DL2011PLC214079 | Current |
| U67100DL2011PLC214079 | Previous |
Contact details
Save Housing Finance Limited's registered office is in New Delhi, Delhi. Its website is savehfl.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressUnit No. 761 7th Floor The Vegas Mall Plot No.6 Sector – 14 Dwarka, New Delhi, Delhi, India – 110075
- IndustryFinancial Services, Housing Finance Companies
To see the full contact details of Save Housing Finance Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Save Housing Finance operates two associated brands: New Habitat Housing Finance & Development and Save Solutions. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Affordable housing finance and development services are provided. | newhabitat.in | |
| Provider of MSME business loan against property to rural and semi rural communities | saveind.in |
Business activity
The main business activity of Save Housing Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Save Housing Finance Limited, buy the company report.
Financials of Save Housing Finance Limited
FY 2025 filings availableSave Housing Finance Limited reported revenue of ₹33.66 Cr (up 40% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 19% over five years, including 40% growth in the latest year. EBITDA rose 65% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹16.17 Cr | ||||
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| Net Profit (PAT) | ₹1.45 Cr | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 48% | ||||
| Net Profit Margin | 4.3% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Save Housing Finance Limited, buy the company report.
Board of directors of Save Housing Finance Limited
Save Housing Finance has 6 current directors and 25 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Krishna Kumar Tiwary Also directs: Save Microfinance Private Limited, Save Solutions Private Limited | Director | 15 Mar 2022 | 4 Years 7 Months | Current |
| Ajeet Kumar Singh | Director | 05 Jan 2022 | 4 Years 9 Months | Current |
| Radhey Shyam Garg Also directs: Ikf Home Finance Limited, Altum Credo Home Finance Private Limited | Director | 15 Mar 2022 | 4 Years 7 Months | Current |
| Siva Chidambaram Vadivel Alagan Also directs: Save Microfinance Private Limited, Save Financial Managements Private Limited, Save Solutions Private Limited and 2 more | Additional Director | 02 Jun 2025 | 1 Years 5 Months | Current |
| Ajay Kumar Sinha | Director | 04 Feb 2022 | 4 Years 8 Months | Current |
| Pankaj Kumar | Director | 04 Feb 2022 | 4 Years 8 Months | Current |
Peer comparison
Save Housing Finance Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (Finance, Housing Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| B R D Finance Limited | ₹34.38 Cr (FY 2025) | -3.0% | Thrissur, Kerala, India | |||
| Valueplus Technologies Private Limited | ₹33.92 Cr (FY 2025) | 141.0% | Chennai, Tamil Nadu, India | |||
| Amazon Finance India Private Limited | ₹33.8 Cr (FY 2025) | 61.0% | Bangalore, Karnataka, India | |||
| Save Housing Finance Limitedthis company | ₹33.66 Cr (FY 2025) | ₹1.45 Cr | 4.3% | 40.0% | 219 | New Delhi, Delhi, India |
| Yms Finance Private Limited | ₹33.27 Cr (FY 2025) | 112.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Save Housing Finance Limited, buy the company report.
Auditor
Save Housing Finance Limited is audited by B R Maheswari & Co LLP for the financial year 2024.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| B R Maheswari & Co LLP | FY 2024 | 001035N/N500050 |
Shareholding
The shareholding of Save Housing Finance Limited is on record for 5 financial years, the latest being FY 2024, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Save Housing Finance Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 17 Nov 2025 | 101192266 | State Bank of India | ₹49.84 Cr | Open | |
| 31 Oct 2025 | 101178304 | Others | ₹10 Cr | Open | |
| 17 Oct 2025 | 101176812 | Others | ₹5 Cr | Open | |
| 16 Oct 2025 | 101181483 | Others | ₹15 Cr | Open | |
| 29 Sep 2025 | 101170564 | Others | ₹5.1 Cr | Open |
To see the full charge records of Save Housing Finance Limited, buy the company report.
Total charge records: 50 View all charges
Deals & funding
Save Housing Finance Limited has 7 deals on record (3 secondary share transfers, 2 funding rounds, 1 rights issue), with disclosed funding of ₹10.49 Cr; the latest was in July 2022.
Deals on record (5 of 7)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Jul 2022 | Rights issue | ₹13.51 Cr | Investors: Save Solutions Private Limited |
| Jan 2022 | Secondary share transfer | Undisclosed | Buyer: Save Solutions Private Limited Seller: Wave Finserve Private Limited |
| Jul 2015 | Acquisition | ₹30.03 Cr | Buyer: Wave Finserve Private Limited |
| Jun 2014 | Secondary share transfer | Undisclosed | Buyer: Wave Finserve Private Limited , 3 individuals Seller: Shree Nirman Ltd , 3 individuals |
| Aug 2011 | Funding round | ₹8.3 Cr | Investors: Shree Nirman Ltd |
To see the full deal history of Save Housing Finance Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Save Housing Finance Limited has 157 court cases on record: 131 filed by Save Housing Finance, 26 filed against it. 60 cases are pending and 97 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 135 | 10 | 58 |
| High courts | 22 | 16 | 2 |
Cases on record (5 of 157)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Faridabad, Haryana | Appeal | Filed against the company by an individual | Pending |
| District court, Central, Delhi | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, Central, Delhi | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, Gautam Buddha Nagar, Uttar Pradesh | Criminal case | Filed by the company against an individual | Pending |
| District court, Gautam Buddha Nagar, Uttar Pradesh | Criminal case | Filed by the company against an individual | Pending |
To see the full case history of Save Housing Finance Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
Save Housing Finance Limited was last rated by Icra on 18 Feb 2016.
| Rating agency | Rated on | Rating |
|---|---|---|
| Icra | 18 Feb 2016 |
To see the full credit ratings and regulatory alerts of Save Housing Finance Limited, buy the company report.
MSME payment delays
Save Housing Finance Limited has 4 MSME Form 1 returns on record for the period ending Sep 2021, listing 8 overdue payments to 4 micro and small suppliers. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.
Suppliers with reported dues (4 of 4)
| Supplier | Amount due | Due since | Reported on |
|---|---|---|---|
| Kandarp Digi Smart BPO Limited | |||
| Isotech Engineering | |||
| E-Procurement Technologies Limited | |||
| Corpolit & Co. LLP |
To see the full MSME payment records of Save Housing Finance Limited, buy the company report.
Individuals and sole proprietors among the suppliers are not named.
Employees & EPFO
Save Housing Finance Limited has a workforce of 219 employees on its EPFO records as of Apr 13, 2025, across 1 active EPFO establishment.
GST
Save Housing Finance has 7 GST registrations: 6 active and 1 cancelled or inactive. The first 4 active GSTINs are listed below.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AAFCP8632H1Z8 | Delhi | Active | 01 Apr 2018 |
| 09AAFCP8632H1Z4 | Uttar Pradesh | Active | 01 Jul 2017 |
| 10AAFCP8632H1ZL | Bihar | Active | 03 May 2023 |
| 05AAFCP8632H1ZC | Uttarakhand | Active | 27 Jul 2023 |
To see the full GST registrations and return filing status of Save Housing Finance Limited, buy the company report.
Recent activity
Save Housing Finance Limited has 27 board changes on record since 2011: 6 appointments and 21 cessations. The latest: Siva Chidambaram Vadivel Alagan was appointed as Additional Director on 02 Jun 2025.
86 earlier events are in the company report.
Frequently asked questions
Save Housing Finance is an active public limited company based in New Delhi, Delhi, India. The company works in housing finance companies, within the financial services industry. It was incorporated on 14 February 2011 (15+ years old) and is registered under CIN U65100DL2011PLC214079.
Save Housing Finance has 6 current directors:
- Krishna Kumar Tiwary - Director
- Ajeet Kumar Singh - Director
- Radhey Shyam Garg - Director
- Siva Chidambaram Vadivel Alagan - Additional Director
- Ajay Kumar Sinha - Director
- Pankaj Kumar - Director
The latest financial statements of Save Housing Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 16 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Save Housing Finance is 07AAFCP8632H1Z8, registered in Delhi. The company has 7 GST registrations in all, of which 6 are active and 1 is cancelled or inactive. Other active GSTINs include 09AAFCP8632H1Z4 (Uttar Pradesh), 10AAFCP8632H1ZL (Bihar), 05AAFCP8632H1ZC (Uttarakhand).
The CIN (Corporate Identification Number) of Save Housing Finance is U65100DL2011PLC214079. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Save Housing Finance has 157 court cases on record: 131 filed by the company and 26 filed against it. 60 are pending. Most are in the district courts.
Save Housing Finance was incorporated on 14 February 2011, making it 15+ years old. It is registered with the Registrar of Companies, Delhi.
Save Housing Finance has 7 deals on record (3 secondary share transfers, 2 funding rounds, 1 rights issue), with disclosed funding of ₹10.49 Cr; the latest was in July 2022.
The peers of Save Housing Finance by revenue are B R D Finance Limited, Valueplus Technologies Private Limited, Amazon Finance India Private Limited, Yms Finance Private Limited, all in the BFSI industry (Finance, Housing Finance), with the same principal business activity (other financial activities).
Siva Chidambaram Vadivel Alagan was appointed as Additional Director on 02 Jun 2025. Aditya Bhandari ceased to be Additional Director on 16 Sep 2022. Ajay Kumar Sinha ceased to be Additional Director on 16 Sep 2022. Save Housing Finance has 27 board changes on record in total.
Save Housing Finance has 4 MSME Form 1 returns on record for the period ending Sep 2021, listing 8 overdue payments to 4 micro and small suppliers. The latest return was filed on 30 Oct 2021.
Save Housing Finance can be reached through the website savehfl.in. Its registered office is in New Delhi, Delhi, India.
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