Saving Mutual Nidhi Limited

Saving Mutual Nidhi Limited - financial services in Gorakhpur, Uttar Pradesh, India. FY 2026 financials & compliance.
CIN U65991UP2015PLC069081 Incorporated 19 February 2015 ROC Uttar Pradesh HQ Gorakhpur, Uttar Pradesh, India
Active Nidhi Company financial services
Data last updated
Revenue · FY 2025
₹23.42 Lakh
▼ 19% YoY
Net profit · FY 2025
₹41,577
Net margin 1.8%
EBITDA · FY 2025
₹13.19 Lakh
EBITDA margin 56.3%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹5 Lakh
Issued & subscribed
Company age
11 yrs
Est. 2015
Directors on board
4
As per MCA filings
Active GSTINs
1
GST registered

About Saving Mutual Nidhi Limited

Data last updated:

Saving Mutual Nidhi Limited is a nidhi company based in Gorakhpur, Uttar Pradesh, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 19 February 2015 and has been in existence for over 11 years.

The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U65991UP2015PLC069081. Its GSTIN is 09AAVCS6428A1Z1 (Uttar Pradesh).

The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors including Brijesh Shukla and Krishna Tiwari.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at H. No. 388 Azad Nagar Rustampur, Gorakhpur, Uttar Pradesh, India – 273016.

As per the financials filed for FY 2025, the company reported a revenue of ₹23.42 Lakh, a decline of 19% compared to the previous year. For the same year it recorded a net profit of ₹41,577 (net margin 1.8%) and EBITDA of ₹13.19 Lakh (EBITDA margin 56.3%). Revenue has grown at a compounded annual rate (CAGR) of 5% over three years.

Court records list 1 case involving the company, including 1 filed against it; 1 case is pending.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65991UP2015PLC069081
Registration Number 069081
Incorporation Date 19 February 2015
ROC Uttar Pradesh
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Saving Mutual Nidhi Limited's registered office is in Gorakhpur, Uttar Pradesh. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    H. No. 388 Azad Nagar Rustampur, Gorakhpur, Uttar Pradesh, India – 273016
  • Industry
    Financial Services, Financial Activities

To see the full contact details of Saving Mutual Nidhi Limited, buy the company report.

Comprehensive company report
Saving Mutual Nidhi Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Saving Mutual Nidhi is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Saving Mutual Nidhi Limited, buy the company report.

Financials of Saving Mutual Nidhi Limited

FY 2025 filings available

Saving Mutual Nidhi Limited reported revenue of ₹23.42 Lakh (down 19% YoY) for FY 2025.

Revenue · FY 2025
₹23.42 Lakh ▼ 19%
Net profit · FY 2025
₹41,577 margin 1.8%
EBITDA · FY 2025
₹13.19 Lakh margin 56.3%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 19%
3 years · compounded
▲ 5%
EBITDA CAGR growth
1 year
▼ 39%
3 years · compounded
▼ 5%

Revenue fell 19% in the latest year, but over three years it has grown at a compounded annual rate (CAGR) of 5%. EBITDA fell 39% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹13.19 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹41,577
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin56.3%
Net Profit Margin1.8%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Saving Mutual Nidhi Limited, buy the company report.

Board of directors of Saving Mutual Nidhi Limited

Saving Mutual Nidhi has 4 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Brijesh ShuklaDirector19 Feb 201511 Years 8 MonthsCurrent
Krishna TiwariDirector19 Feb 201511 Years 8 MonthsCurrent
Seema GautamDirector19 Feb 201511 Years 8 MonthsCurrent
Avadhesh Kumar NishadDirector19 Feb 201511 Years 8 MonthsCurrent

Peer comparison

Saving Mutual Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Quraysh Marketing and Services Private Limited₹23.45 Lakh (FY 2025)-21.0%Vadodara, Gujarat, India
Supersonic Tie-Up Private Limited₹23.45 Lakh (FY 2024)53.0%Kolkata, West Bengal, India
Surana Trading Company Pvt. Ltd.₹23.44 Lakh (FY 2024)-17.0%Kolkata, West Bengal, India
Bharat Starch Products Private Limited₹23.44 Lakh (FY 2020)-97.0%Mohali, Punjab, India
Anappuzha Kalyana Dhayini Sabha Nidhi Limited₹23.44 Lakh (FY 2022)-11.0%Kodungallur, Kerala, India
Saving Mutual Nidhi Limitedthis company₹23.42 Lakh (FY 2025)₹41,5771.8%-19.0%Gorakhpur, Uttar Pradesh, India
Durgesh Merchants Limited₹23.41 Lakh (FY 2019)34.0%New Delhi, Delhi, India
Bright Securities Private Limited₹23.41 Lakh (FY 2025)30.0%Jaipur, Rajasthan, India
PSL Financial Services Ltd.₹23.4 Lakh (FY 2019)15.0%Kolkata, West Bengal, India
K B Agencies Pvt Ltd₹23.38 Lakh (FY 2025)82.0%Mumbai, Maharashtra, India
Perundurai Sri Vela Chits Private Limited₹23.37 Lakh (FY 2024)19.0%Perundurai, Tamil Nadu, India

To see the full peer comparison of Saving Mutual Nidhi Limited, buy the company report.

Auditor

Saving Mutual Nidhi Limited is audited by NISHAD SHUKLA & ASSOCIATES for the financial year 2017.

Auditor firmFinancial yearFirm registration number
NISHAD SHUKLA & ASSOCIATESFY 2017416532

Shareholding

The shareholding of Saving Mutual Nidhi Limited is on record for 3 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2017FY 2016FY 2015
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Saving Mutual Nidhi Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Saving Mutual Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Saving Mutual Nidhi has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
09AAVCS6428A1Z1Uttar PradeshActive18 Jan 2019

To see the full GST registrations and return filing status of Saving Mutual Nidhi Limited, buy the company report.

Recent activity

Saving Mutual Nidhi Limited has 7 board changes on record since 2015: 4 appointments and 3 cessations. The latest: Gireesha Chandra ceased to be Director on 02 Apr 2019.

AGM
Saving Mutual Nidhi Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Saving Mutual Nidhi Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Uttar Pradesh I.
Ceased
Gireesha Chandra ceased to be Director.
Ceased
Shakeel Javed ceased to be Director.
Ceased
Umesh Kumar Nishad ceased to be Director.
Appointed
Avadhesh Kumar Nishad was appointed as Director.
Appointed
Brijesh Shukla was appointed as Director.
Appointed
Krishna Tiwari was appointed as Director.
Appointed
Seema Gautam was appointed as Director.
Incorporation
19 Feb 2015
Saving Mutual Nidhi Limited was registered on 19 Feb 2015 with Roc Uttar Pradesh I & aged 11 years 8 months as per MCA records.

Frequently asked questions

Saving Mutual Nidhi is an active nidhi company based in Gorakhpur, Uttar Pradesh, India. The company works in financial activities, within the financial services industry. It was incorporated on 19 February 2015 (11+ years old) and is registered under CIN U65991UP2015PLC069081.

Saving Mutual Nidhi has 4 current directors:

The latest financial statements of Saving Mutual Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Saving Mutual Nidhi is 09AAVCS6428A1Z1, registered in Uttar Pradesh.

The CIN (Corporate Identification Number) of Saving Mutual Nidhi is U65991UP2015PLC069081. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Saving Mutual Nidhi has 1 court case on record: 1 filed against it. 1 is pending.

Saving Mutual Nidhi was incorporated on 19 February 2015, making it 11+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.

The peers of Saving Mutual Nidhi by revenue are Quraysh Marketing and Services Private Limited, Supersonic Tie-Up Private Limited, Surana Trading Company Pvt. Ltd, Bharat Starch Products Private Limited, Anappuzha Kalyana Dhayini Sabha Nidhi Limited and 5 more, all in the same principal business activity (other financial activities).

Gireesha Chandra ceased to be Director on 02 Apr 2019. Shakeel Javed ceased to be Director on 02 Apr 2019. Umesh Kumar Nishad ceased to be Director on 02 Apr 2019. Saving Mutual Nidhi has 7 board changes on record in total.

The registered office of Saving Mutual Nidhi is at H. No. 388 Azad Nagar Rustampur, Gorakhpur, Uttar Pradesh, India – 273016.

Saving Mutual Nidhi operates in the financial services industry, in the financial activities segment.