Say Chits Private Limited
About Say Chits Private Limited
Data last updated:
Say Chits Private Limited is a private limited company based in Faridabad, Haryana, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 02 November 2007 and has been in existence for over 19 years.
The company is registered with the Registrar of Companies (ROC), Haryana, under CIN U65992HR2007PTC037358.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Nishi Gupta and Shreya Gupta.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at T 3 – 302 Zion Lake View Sector – 48, Faridabad, Haryana, India – 121001.
As per the financials filed for FY 2024, the company reported a revenue of ₹26,345, a growth of 27% compared to the previous year. For the same year it recorded a net loss of ₹83,396 (net margin -316.6%) and EBITDA of -₹74,074 (EBITDA margin -281.2%). Revenue has declined at a compounded annual rate (CAGR) of 69% over three years and 50% over five years.
Court records list 3 cases involving the company, including 2 filed by the company and 1 filed against it; 1 case is pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Say Chits Private Limited's registered office is in Faridabad, Haryana. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressT 3 – 302 Zion Lake View Sector – 48, Faridabad, Haryana, India – 121001
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Say Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Say Chits Private Limited
FY 2025 filings availableSay Chits Private Limited reported revenue of ₹26,345 (up 27% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue rose 27% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 50%. EBITDA fell 352% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | -₹74,074 | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹83,396 | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -281.2% | ||||
| Net Profit Margin | -316.6% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
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To see the full financial statements and ratios of Say Chits Private Limited, buy the company report.
Board of directors of Say Chits Private Limited
Say Chits has 2 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Nishi Gupta Also directs: Yatan Chits Private Limited, Anchit Chits Private Limited, Aashya Chits Private Limited and 1 more | Director | 30 Aug 2022 | 4 Years 2 Months | Current |
| Shreya Gupta Also directs: Yatan Chits Private Limited, Anchit Chits Private Limited, S and A Motors Private Limited and 2 more | Director | 03 Nov 2009 | 17 Years 0 Months | Current |
Peer comparison
Say Chits Private Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| R P S Micro Finance | ₹26,470 (FY 2025) | -11.0% | Lucknow, Uttar Pradesh, India | |||
| Say Chits Private Limitedthis company | ₹26,345 (FY 2024) | -₹83,396 | -316.6% | 27.0% | Faridabad, Haryana, India | |
| Cheerakavu Nidhi Limited | ₹25,190 (FY 2023) | -90.0% | Thrissur, Kerala, India | |||
| G.L. Kuries Private Limited | ₹23,996 (FY 2021) | -57.0% | Thrissur, Kerala, India |
To see the full peer comparison of Say Chits Private Limited, buy the company report.
Auditor
Say Chits Private Limited is audited by ABHIROOP & CO for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| ABHIROOP & CO | FY 2021 | 031051N |
Shareholding
The shareholding of Say Chits Private Limited is on record for 3 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2017 | FY 2016 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Say Chits Private Limited, buy the company report.
Legal cases
Say Chits Private Limited has 3 court cases on record: 2 filed by Say Chits, 1 filed against it. 1 case is pending and 2 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 3 | 1 | 1 |
Cases on record (3 of 3)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Faridabad, Haryana | Court case (COMI) | Filed against the company by an individual | Pending |
| District court, South, Delhi | Civil suit | Filed by the company against an individual | Disposed |
| District court, South East, Delhi | Court case (RCA DJ) | Filed by the company against an individual | Disposed |
To see the full case history of Say Chits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Say Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Say Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Say Chits Private Limited has 7 board changes on record since 2008: 2 appointments and 5 cessations. The latest: Priti Goel ceased to be Director on 01 Sep 2023.
Frequently asked questions
Say Chits is an active private limited company based in Faridabad, Haryana, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 02 November 2007 (19+ years old) and is registered under CIN U65992HR2007PTC037358.
Say Chits has 2 current directors:
- Nishi Gupta - Director
- Shreya Gupta - Director
The latest financial statements of Say Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Say Chits is U65992HR2007PTC037358. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Say Chits has 3 court cases on record: 2 filed by the company and 1 filed against it. 1 is pending.
Say Chits was incorporated on 02 November 2007, making it 19+ years old. It is registered with the Registrar of Companies, Haryana.
The peers of Say Chits by revenue are R P S Micro Finance, Cheerakavu Nidhi Limited, G.L. Kuries Private Limited, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Priti Goel ceased to be Director on 01 Sep 2023. Nishi Gupta ceased to be Additional Director on 30 Sep 2022. Nishi Gupta was appointed as Director on 30 Aug 2022. Say Chits has 7 board changes on record in total.
The registered office of Say Chits is at T 3 – 302 Zion Lake View Sector – 48, Faridabad, Haryana, India – 121001.
Say Chits operates in the financial services industry, in the microfinance institutions segment.
The compliance status of Say Chits is compliant as of 08 July 2026. The company is actively filing with the Registrar of Companies.
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