SBC Micro Finance
About SBC Micro Finance
Data last updated:
SBC Micro Finance is a private not for profit company based in Uttar Pradesh, India. It operates in the business and IT consulting segment of the business process outsourcing sector. It was incorporated on 03 November 2014 and has been in existence for over 12 years.
The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U74120UP2014NPL066820.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Sanket Gupta and Bhagat Ram Agarwal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2024. The registered office is at 1 Badli Katra, Near Axis Bank, Uttar Pradesh, India – 231001.
As per the financials filed for FY 2024, the company reported a revenue of ₹59.7 Lakh, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹58.16 Lakh (net margin 97.4%) and EBITDA of ₹58.16 Lakh (EBITDA margin 97.4%). Revenue has grown at a compounded annual rate (CAGR) of 153% over three years.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered Address1 Badli Katra, Near Axis Bank, Uttar Pradesh, India – 231001
- IndustryBusiness Outsourcing, Business & IT Consulting
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of SBC Micro Finance
The main business activity of SBC Micro Finance is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of SBC Micro Finance FY 2024 filings available
SBC Micro Finance reported revenue of ₹59.7 Lakh (up 295% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of SBC Micro Finance
Revenue has grown at a compounded annual rate (CAGR) of 153% over three years, including 295% growth in the latest year. EBITDA rose 364% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of SBC Micro Finance
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹58.16 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹58.16 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of SBC Micro Finance
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 97.4% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 97.4% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of SBC Micro Finance are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of SBC Micro Finance
SBC Micro Finance is compared with the companies closest to it by revenue in the Outsourcing industry (Consulting Services, Finance, Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Anushasan Finance Private Limited | ₹59.74 Lakh (FY 2025) | •••• | •••• | 52.0% | •••• | Chennai, Tamil Nadu, India |
| Renoir Consulting (India) Private Limited | ₹59.74 Lakh (FY 2019) | •••• | •••• | -72.0% | •••• | Mumbai, Maharashtra, India |
| Possible Business Solutions Private Limited | ₹59.73 Lakh (FY 2025) | •••• | •••• | 8.0% | •••• | Ahmedabad, Gujarat, India |
| Rajavalsam Chits Private Limited | ₹59.73 Lakh (FY 2024) | •••• | •••• | 61.0% | •••• | Pathanamthitta, Kerala, India |
| Nathan and Nathan Consultants Private Limited | ₹59.72 Lakh (FY 2024) | •••• | •••• | -70.0% | •••• | Bangalore, Karnataka, India |
| SBC Micro Finance this company | ₹59.7 Lakh (FY 2024) | •••• | •••• | 295.0% | •••• | Uttar Pradesh, India |
| Ample Advisors Private Limited | ₹59.69 Lakh (FY 2025) | •••• | •••• | 0.0% | •••• | Delhi, India |
| Greenvalley Finance and Leasing Private Limited | ₹59.68 Lakh (FY 2025) | •••• | •••• | -2.0% | •••• | New Delhi, Delhi, India |
| Aanra Assets Private Limited | ₹59.67 Lakh (FY 2025) | •••• | •••• | •••• | Gurgaon, Haryana, India | |
| Green Chem Solutions Private Limited | ₹59.63 Lakh (FY 2025) | •••• | •••• | -30.0% | •••• | Chennai, Tamil Nadu, India |
| Enrich Marine Consultants Private Limited | ₹59.62 Lakh (FY 2021) | •••• | •••• | -42.0% | •••• | Chennai, Tamil Nadu, India |
Peers are the five companies nearest above and the five nearest below SBC Micro Finance by revenue in the Outsourcing industry (Consulting Services, Finance, Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of SBC Micro Finance
SBC Micro Finance is audited by R. N. K. A. & Co. for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| R. N. K. A. & Co. | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of SBC Micro Finance
SBC Micro Finance has 3 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sanket Gupta Also directs: Manoj Bajaj Projects Private Limited, Greenbucks Securities Private Limited, Just Naturals Infra India Private Limited and 2 more | Director | 05 Sep 2024 | 2 Years 1 Months | Current |
| Harsh Omar Also directs: Fabmen Exports LLP | Additional Director | 14 Nov 2024 | 1 Years 10 Months | Current |
| Bhagat Ram Agarwal | Director | 05 Sep 2024 | 2 Years 1 Months | Current |
Ownership and Shareholding of SBC Micro Finance
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of SBC Micro Finance
SBC Micro Finance does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at SBC Micro Finance
Employment history and EPFO contributions of people linked to SBC Micro Finance.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on SBC Micro Finance
SBC Micro Finance has 10 board changes on record since 2016: 3 appointments and 7 cessations. The latest: Harsh Omar was appointed as Additional Director on 14 Nov 2024.
1 earlier event is listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for SBC Micro Finance
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by SBC Micro Finance
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of SBC Micro Finance
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of SBC Micro Finance
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of SBC Micro Finance
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about SBC Micro Finance
SBC Micro Finance is an active private not for profit company based in Uttar Pradesh, India. The company works in business and IT consulting, within the business outsourcing industry. It was incorporated on 03 November 2014 (12+ years old) and is registered under CIN U74120UP2014NPL066820.
SBC Micro Finance reported revenue of ₹59.7 Lakh for FY 2024 (up 295% YoY).
SBC Micro Finance has 3 current directors:
- Sanket Gupta - Director
- Harsh Omar - Additional Director
- Bhagat Ram Agarwal - Director
SBC Micro Finance reported a net profit of ₹58.16 Lakh (net margin 97.4%) and EBITDA of ₹58.16 Lakh (EBITDA margin 97.4%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of SBC Micro Finance is 153% over three years. In the latest year (FY 2024) revenue rose 295%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of SBC Micro Finance is U74120UP2014NPL066820. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
SBC Micro Finance was incorporated on 03 November 2014, making it 12+ years old. It is registered with the Registrar of Companies, Kanpur.
The peers of SBC Micro Finance by revenue are Anushasan Finance Private Limited, Renoir Consulting (India) Private Limited, Possible Business Solutions Private Limited, Rajavalsam Chits Private Limited, Nathan and Nathan Consultants Private Limited and 5 more, all in the Outsourcing industry (Consulting Services, Finance, Micro Finance).
Harsh Omar was appointed as Additional Director on 14 Nov 2024. Bhagat Ram Agarwal ceased to be Additional Director on 29 Sep 2024. Sanket Gupta ceased to be Additional Director on 29 Sep 2024. SBC Micro Finance has 10 board changes on record in total.
The registered office of SBC Micro Finance is at 1 Badli Katra, Near Axis Bank, Uttar Pradesh, India – 231001.
SBC Micro Finance has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh.