Sci Microfinance
About Sci Microfinance
Data last updated:
Sci Microfinance is a private not for profit company based in Lucknow, Uttar Pradesh, India. It operates in the financial and credit leasing segment of the financial services sector. It was incorporated on 19 September 2011 and has been in existence for over 15 years.
The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U93030UP2011NPL046651.
The company has an authorised share capital of ₹30 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Gyanesh Pathak and Rajesh Kumar (Manager).
Its last annual general meeting (AGM) was held on 30 September 2016, and its latest financial statements are for the year ended 31 March 2016. The registered office is at 225 Second Floor Sahara Shopping Centre Faizabad Road Indira Nagar, Lucknow, Uttar Pradesh, India – 226016.
As per the financials filed for FY 2016, the company reported a revenue of ₹5.87 Lakh, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹8,126 (net margin 1.4%) and EBITDA of ₹11,766 (EBITDA margin 2%).
The current compliance status is marked as active non-compliant by the Registrar of Companies.
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- Registered Address225 Second Floor Sahara Shopping Centre Faizabad Road Indira Nagar, Lucknow, Uttar Pradesh, India – 226016
- IndustryFinancial Services, Financial & Credit Leasing
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Sci Microfinance
The main business activity of Sci Microfinance is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Sci Microfinance FY 2016 filings available
Sci Microfinance reported revenue of ₹5.87 Lakh (up 204% YoY) for FY 2016.
Compounded Annual Growth Rate (CAGR) of Sci Microfinance
Revenue rose 204% in the latest year. EBITDA fell 74% in the latest year. All are worked out from the filed statements.
Financial Statement Summary of Sci Microfinance
| Metrics | FY 2015-16 | FY 2014-15 |
|---|---|---|
| Profit and Loss Statement | ||
| Revenue from Operations | •••• | •••• |
| Other Income | •••• | •••• |
| Total Revenue | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• |
| Employee Benefit Expense | •••• | •••• |
| Finance Costs | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• |
| Other Expenses | •••• | •••• |
| Total Expenses | •••• | •••• |
| EBITDA | ₹11,766 | •••• |
| Profit Before Tax | •••• | •••• |
| Tax Expense | •••• | •••• |
| Net Profit (PAT) | ₹8,126 | •••• |
| Balance Sheet | ||
| Share Capital | •••• | •••• |
| Reserves and Surplus | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• |
| Long-term Borrowings | •••• | •••• |
| Short-term Borrowings | •••• | •••• |
| Trade Payables | •••• | •••• |
| Total Liabilities | •••• | •••• |
| Fixed Assets | •••• | •••• |
| Investments | •••• | •••• |
| Inventories | •••• | •••• |
| Trade Receivables | •••• | •••• |
| Cash and Bank Balance | •••• | •••• |
| Total Assets | •••• | •••• |
Financial Ratios of Sci Microfinance
| Metrics | FY 2015-16 | FY 2014-15 |
|---|---|---|
| Profitability | ||
| EBITDA Margin | 2% | •••• |
| Net Profit Margin | 1.4% | •••• |
| Return on Equity (ROE) | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• |
| Liquidity and Debt | ||
| Current Ratio | •••• | •••• |
| Quick Ratio | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• |
| Efficiency and Growth | ||
| Asset Turnover | •••• | •••• |
| Receivable Days | •••• | •••• |
| Payable Days | •••• | •••• |
| Inventory Days | •••• | •••• |
| Revenue Growth | •••• | •••• |
| Net Profit Growth | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Sci Microfinance are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Sci Microfinance
Sci Microfinance is compared with the companies closest to it by revenue in the same principal business activity (Financial and Credit leasing activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Tirumalavenkatsai Automobiles Private Limited | ₹5.94 Lakh (FY 2024) | •••• | •••• | -4.0% | •••• | Hyderabad, Telangana, India |
| Avani Lease Finance Private Limited | ₹5.93 Lakh (FY 2025) | •••• | •••• | -14.0% | •••• | Vadodara, Gujarat, India |
| Dehradun Mutual Benefit Nidhi Limited | ₹5.92 Lakh (FY 2023) | •••• | •••• | 127.0% | •••• | Ghangora, Uttarakhand, India |
| Swarnasamriddhi Micro Finance Federation | ₹5.91 Lakh (FY 2025) | •••• | •••• | -21.0% | •••• | Allahabad, Uttar Pradesh, India |
| Sankar Chit Funds (Nellai) Private Limited | ₹5.89 Lakh (FY 2024) | •••• | •••• | -19.0% | •••• | Tirunelveli Town, Tamil Nadu, India |
| Sci Microfinance this company | ₹5.87 Lakh (FY 2016) | •••• | •••• | 204.0% | •••• | Lucknow, Uttar Pradesh, India |
| Rajesh Trexim Pvt Ltd | ₹5.85 Lakh (FY 2025) | •••• | •••• | 33.0% | •••• | Kolkata, West Bengal, India |
| Hayagreeva Enterprises Private Limited | ₹5.85 Lakh (FY 2020) | •••• | •••• | •••• | Bangalore, Karnataka, India | |
| Janaasha Nidhi Limited | ₹5.8 Lakh (FY 2024) | •••• | •••• | 0.0% | •••• | Lucknow, Uttar Pradesh, India |
| Mahimna Mercantile Credits Limited | ₹5.79 Lakh (FY 2024) | •••• | •••• | 4036.0% | •••• | Mumbai, Maharashtra, India |
| Satpura Leasing and Finance Pvt Ltd | ₹5.72 Lakh (FY 2025) | •••• | •••• | 304.0% | •••• | Balaghat, Madhya Pradesh, India |
Peers are the five companies nearest above and the five nearest below Sci Microfinance by revenue in the same principal business activity (Financial and Credit leasing activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Board of Directors of Sci Microfinance
Sci Microfinance has 4 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Mangal Dev Trivedi | Additional Director | 30 Nov 2018 | 7 Years 10 Months | Current |
| Gyanesh Pathak Also directs: Swaran Quality Agrotech Private Limited | Director | 19 Sep 2011 | 15 Years 0 Months | Current |
| Rajesh Kumar | Manager | 21 Dec 2018 | 7 Years 9 Months | Current |
| Praval Kaushik | Director | 19 Sep 2011 | 15 Years 0 Months | Current |
Charges & Borrowings of Sci Microfinance
Sci Microfinance does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Sci Microfinance
Employment history and EPFO contributions of people linked to Sci Microfinance.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Sci Microfinance
Sci Microfinance has 7 board changes on record since 2011: 4 appointments and 3 cessations. The latest: Rajesh Kumar ceased to be Director on 22 Jan 2020.
Credit Ratings, Litigation & Regulatory Alerts for Sci Microfinance
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Sci Microfinance
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Sci Microfinance
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Sci Microfinance
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Sci Microfinance
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Sci Microfinance
Sci Microfinance is an active private not for profit company based in Lucknow, Uttar Pradesh, India. The company works in financial and credit leasing, within the financial services industry. It was incorporated on 19 September 2011 (15+ years old) and is registered under CIN U93030UP2011NPL046651.
Sci Microfinance reported revenue of ₹5.87 Lakh for FY 2016 (up 204% YoY).
Sci Microfinance has 4 current directors:
- Mangal Dev Trivedi - Additional Director
- Gyanesh Pathak - Director
- Praval Kaushik - Director
- Rajesh Kumar - Manager
Sci Microfinance reported a net profit of ₹8,126 (net margin 1.4%) and EBITDA of ₹11,766 (EBITDA margin 2%) for FY 2016, as per its filed financial statements.
The CIN (Corporate Identification Number) of Sci Microfinance is U93030UP2011NPL046651. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Sci Microfinance was incorporated on 19 September 2011, making it 15+ years old. It is registered with the Registrar of Companies, Kanpur.
The peers of Sci Microfinance by revenue are Tirumalavenkatsai Automobiles Private Limited, Avani Lease Finance Private Limited, Dehradun Mutual Benefit Nidhi Limited, Swarnasamriddhi Micro Finance Federation, Sankar Chit Funds (Nellai) Private Limited and 5 more, all in the same principal business activity (Financial and Credit leasing activities).
Rajesh Kumar ceased to be Director on 22 Jan 2020. Rajesh Kumar was appointed as Manager on 21 Dec 2018. Mangal Dev Trivedi was appointed as Additional Director on 30 Nov 2018. Sci Microfinance has 7 board changes on record in total.
The registered office of Sci Microfinance is at 225 Second Floor Sahara Shopping Centre Faizabad Road Indira Nagar, Lucknow, Uttar Pradesh, India – 226016.
Sci Microfinance has an authorised share capital of ₹30 Lakh and a paid-up capital of ₹1 Lakh.
Sci Microfinance operates in the financial services industry, in the financial and credit leasing segment.