Selvakiruthikai Chits Private Limited
About Selvakiruthikai Chits Private Limited
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Selvakiruthikai Chits Private Limited is a private limited company based in Erode, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 18 July 1996 and has been in existence for over 30 years.
The company is registered with the Registrar of Companies (ROC), Coimbatore, under CIN U65992TZ1996PTC007357. Its GSTIN is 33AAHCS6541G1ZE (Tamil Nadu).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors Kalyani Viswanathan (Managing Director) and Kuppusamy Viswanathan.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 31 Akanjikovilroad Perundurai, Erode, Tamil Nadu, India – 638052.
As per the financials filed for FY 2025, the company reported a revenue of ₹74.74 Lakh, a growth of 4% compared to the previous year. For the same year it recorded a net profit of ₹9.96 Lakh (net margin 13.3%) and EBITDA of ₹14.47 Lakh (EBITDA margin 19.4%). Revenue has grown at a compounded annual rate (CAGR) of 9% over three years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Selvakiruthikai Chits Private Limited's registered office is in Erode, Tamil Nadu. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address31 Akanjikovilroad Perundurai, Erode, Tamil Nadu, India – 638052
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Selvakiruthikai Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Selvakiruthikai Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Selvakiruthikai Chits Private Limited, buy the company report.
Financials of Selvakiruthikai Chits Private Limited
FY 2025 filings availableSelvakiruthikai Chits Private Limited reported revenue of ₹74.74 Lakh (up 4% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 9% over three years, including 4% growth in the latest year. EBITDA rose 6% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹14.47 Lakh | ||||
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| Net Profit (PAT) | ₹9.96 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 19.4% | ||||
| Net Profit Margin | 13.3% | ||||
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To see the full financial statements and ratios of Selvakiruthikai Chits Private Limited, buy the company report.
Board of directors of Selvakiruthikai Chits Private Limited
Selvakiruthikai Chits has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kuppusamy Viswanathan | Director | 14 Feb 2017 | 9 Years 8 Months | Current |
| Kalyani Viswanathan | Managing Director | 18 Jul 1996 | 30 Years 3 Months | Current |
Peer comparison
Selvakiruthikai Chits Private Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Bhuvana Lakshmi Chit Funds Private Limited | ₹75.45 Lakh (FY 2025) | 9.0% | Warangal, Telangana, India | |||
| Amalapuri Chits Private Limited | ₹75.44 Lakh (FY 2025) | -1.0% | Kozhikode, Kerala, India | |||
| Kalpakam Chit Funds Private Limited | ₹75.37 Lakh (FY 2025) | -21.0% | Hanamkonda, Telangana, India | |||
| Samasthaiswarya Chits Private Limited | ₹74.83 Lakh (FY 2019) | -33.0% | Kollam, Kerala, India | |||
| Selvakiruthikai Chits Private Limitedthis company | ₹74.74 Lakh (FY 2025) | ₹9.96 Lakh | 13.3% | 4.0% | Erode, Tamil Nadu, India | |
| Dhason Nidhi Limited | ₹74.57 Lakh (FY 2024) | 51.0% | Kanyakumari, Tamil Nadu, India | |||
| Akkur Financial Chit Corporation Private Limited | ₹74.19 Lakh (FY 2025) | 6.0% | Mayiladuthurai, Tamil Nadu, India | |||
| Siva Shankar Rao Chit Funds Private Limited | ₹74.17 Lakh (FY 2025) | 3.0% | Hyderabad, Telangana, India | |||
| Cherithekkethil Nidhi Limited | ₹73.31 Lakh (FY 2025) | -67.0% | Alappuzha, Kerala, India |
To see the full peer comparison of Selvakiruthikai Chits Private Limited, buy the company report.
Auditor
Selvakiruthikai Chits Private Limited is audited by GT & ASSOCIATES for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| GT & ASSOCIATES | FY 2023 | 009252S |
Shareholding
The shareholding of Selvakiruthikai Chits Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Selvakiruthikai Chits Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Selvakiruthikai Chits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Selvakiruthikai Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Selvakiruthikai Chits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AAHCS6541G1ZE | Tamil Nadu | Active | 09 Nov 2017 |
To see the full GST registrations and return filing status of Selvakiruthikai Chits Private Limited, buy the company report.
Recent activity
Selvakiruthikai Chits Private Limited has 4 board changes on record since 1996: 2 appointments and 2 cessations. The latest: Karuppanagounder Ramasamy ceased to be Whole-Time Director on 03 Dec 2020.
Frequently asked questions
Selvakiruthikai Chits is an active private limited company based in Erode, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 18 July 1996 (30+ years old) and is registered under CIN U65992TZ1996PTC007357.
Selvakiruthikai Chits has 2 current directors:
- Kalyani Viswanathan - Managing Director
- Kuppusamy Viswanathan - Director
The latest financial statements of Selvakiruthikai Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Selvakiruthikai Chits is 33AAHCS6541G1ZE, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Selvakiruthikai Chits is U65992TZ1996PTC007357. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Selvakiruthikai Chits was incorporated on 18 July 1996, making it 30+ years old. It is registered with the Registrar of Companies, Coimbatore.
The peers of Selvakiruthikai Chits by revenue are Bhuvana Lakshmi Chit Funds Private Limited, Amalapuri Chits Private Limited, Kalpakam Chit Funds Private Limited, Samasthaiswarya Chits Private Limited, Dhason Nidhi Limited and 3 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Karuppanagounder Ramasamy ceased to be Whole-Time Director on 03 Dec 2020. Kuppusamy Viswanathan ceased to be Additional Director on 30 Sep 2017. Kuppusamy Viswanathan was appointed as Director on 14 Feb 2017. Selvakiruthikai Chits has 4 board changes on record in total.
The registered office of Selvakiruthikai Chits is at 31 Akanjikovilroad Perundurai, Erode, Tamil Nadu, India – 638052.
Selvakiruthikai Chits operates in the financial services industry, in the microfinance institutions segment.
The compliance status of Selvakiruthikai Chits is compliant as of 16 July 2026. The company is actively filing with the Registrar of Companies.
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