MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-TN-03-0079800
Senthur Chits India Private Limited
Senthur Chits India Private Limited - financial services in Coimbatore, Tamil Nadu, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹1.52 Cr
▲ 2% YoY
Net profit · FY 2025
₹8.25 Lakh
Net margin 5.4%
EBITDA · FY 2025
₹28.84 Lakh
EBITDA margin 18.9%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹10 Lakh
Issued & subscribed
Open charges
₹1.7 Cr
Secured borrowings
Company age
11 yrs
Est. 2015
Directors on board
2
As per MCA filings
About Senthur Chits India Private Limited
Data last updated:
Senthur Chits India Private Limited is a private limited company based in Coimbatore, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 19 August 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Coimbatore, under CIN U65992TZ2015PTC021679. Its GSTIN is 33AAWCS2507B1ZJ (Tamil Nadu).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors Kathirvel and Kathirvel Jothimani.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 2/1 Senthuragam Vetrivel Nagar – II Goldwins Civil Aerodrome Post, Coimbatore, Tamil Nadu, India – 641014.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.52 Cr, a growth of 2% compared to the previous year. For the same year it recorded a net profit of ₹8.25 Lakh (net margin 5.4%) and EBITDA of ₹28.84 Lakh (EBITDA margin 18.9%). Revenue has grown at a compounded annual rate (CAGR) of 16% over three years and 8% over five years.
As per MCA filings, the company has open charges of ₹1.7 Cr on record. Court records list 1 case involving the company; 1 case is pending.
Senthur Chits India Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-TN-03-0079800). The current compliance status is marked as compliant by the Registrar of Companies.
Company Details of Senthur Chits India Private Limited
CIN U65992TZ2015PTC021679
Registration Number 021679
Incorporation Date 19 August 2015
ROC Coimbatore
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-TN-03-0079800
Key People
Kathirvel Director Kathirvel Jothimani Director Recognitions & Rankings of Senthur Chits India
Contact Details
- EmailLocked
- TelephoneLocked
- WebsiteLocked
- Social MediaLocked
- Registered Address2/1 Senthuragam Vetrivel Nagar – II Goldwins Civil Aerodrome Post, Coimbatore, Tamil Nadu, India – 641014
- IndustryFinancial Services, Microfinance Institutions
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Business Activity of Senthur Chits India Private Limited
The main business activity of Senthur Chits India is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
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Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
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Financials of Senthur Chits India Private Limited FY 2025 filings available
Senthur Chits India Private Limited reported revenue of ₹1.52 Cr (up 2% YoY) for FY 2025.
Revenue · FY 2025
₹1.52 Cr ▲ 2%
Net profit · FY 2025
₹8.25 Lakh margin 5.4%
EBITDA · FY 2025
₹28.84 Lakh margin 18.9%
Compounded Annual Growth Rate (CAGR) of Senthur Chits India Private Limited
Revenue CAGR growth
1 year
▲ 2%
3 years · compounded
▲ 16%
5 years · compounded
▲ 8%
EBITDA CAGR growth
1 year
▼ 23%
3 years · compounded
▼ 6%
5 years · compounded
▲ 5%
Revenue has grown at a compounded annual rate (CAGR) of 8% over five years, including 2% growth in the latest year. EBITDA fell 23% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Senthur Chits India Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹28.84 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹8.25 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Senthur Chits India Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 18.9% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 5.4% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Senthur Chits India are in the company report.
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Financial statements from FY 2016
Earlier years and trend charts are in the company report.
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Board of Directors of Senthur Chits India Private Limited
Senthur Chits India has 2 directors on record. No former directors are listed.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kathirvel | Director | 19 Aug 2015 | 11 Years 2 Months | Current |
| Kathirvel Jothimani | Director | 19 Aug 2015 | 11 Years 2 Months | Current |
Peer Comparison of Senthur Chits India Private Limited
Senthur Chits India Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Nagapattinam Sivasakthi Chit Funds Private Limited | ₹1.55 Cr (FY 2021) | •••• | •••• | -12.0% | •••• | Tamil Nadu, India |
| Ahili Chits Private Limited | ₹1.54 Cr (FY 2023) | •••• | •••• | 116.0% | •••• | Madikeri, Karnataka, India |
| PFL Nidhi Limited | ₹1.54 Cr (FY 2024) | •••• | •••• | 74.0% | •••• | Jaipur, Rajasthan, India |
| Achayaa Chit India Private Limited | ₹1.54 Cr (FY 2022) | •••• | •••• | 5.0% | •••• | Tirupur, Tamil Nadu, India |
| Hanman Chits Mancherial (India) Private Limited | ₹1.53 Cr (FY 2024) | •••• | •••• | -2.0% | •••• | Mancherial, Telangana, India |
| Senthur Chits India Private Limited this company | ₹1.52 Cr (FY 2025) | •••• | •••• | 2.0% | •••• | Coimbatore, Tamil Nadu, India |
| Themikhael Chits Private Limited | ₹1.51 Cr (FY 2025) | •••• | •••• | 78.0% | •••• | Thrissur, Kerala, India |
| Jasol Chit Funds Private Limited | ₹1.51 Cr (FY 2025) | •••• | •••• | 11.0% | •••• | Hyderabad, Telangana, India |
| Sainath Chit Fund Hyderabad Private Limited | ₹1.5 Cr (FY 2025) | •••• | •••• | 41.0% | •••• | Secunderabad, Telangana, India |
| SRR Chandanagar Chits Private Limited | ₹1.5 Cr (FY 2024) | •••• | •••• | 14.0% | •••• | Hyderabad, Telangana, India |
| Sankul Capital Services Private Limited | ₹1.5 Cr (FY 2025) | •••• | •••• | 96.0% | •••• | Delhi, India |
Peers are the five companies nearest above and the five nearest below Senthur Chits India by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Senthur Chits India Private Limited
Senthur Chits India Private Limited is audited by SIVAMANI & CO for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| SIVAMANI & CO | Locked | Locked | Locked |
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Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
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Ownership and Shareholding of Senthur Chits India Private Limited
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Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
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Charges & Borrowings of Senthur Chits India Private Limited
Open charges
₹1.7 Cr
Satisfied charges
None
Breakdown by lending institutions
Latest charge details
| Date | Lender | Amount | Status |
|---|---|---|---|
| 25 Sep 2025 | City Union Bank Limited | ₹30 Lakh | Open |
| 13 Sep 2024 | City Union Bank Limited | ₹1.25 Cr | Open |
| 01 Sep 2023 | City Union Bank Limited | ₹15 Lakh | Open |
Total charge records: 3 View all charges
Legal Cases of Senthur Chits India Private Limited
Senthur Chits India Private Limited has 1 court case on record: 1 where it is another party. All case is pending. Status as checked on 01 Oct 2026.
Total cases
1
Pending
1
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 0 | 1 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Coimbatore, Tamil Nadu | Court case (IP) | Company is another party | Pending |
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Full case history
All 1 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
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Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Senthur Chits India Private Limited
Employment history and EPFO contributions of people linked to Senthur Chits India.
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Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
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Recent Activity on Senthur Chits India Private Limited
Senthur Chits India Private Limited has 2 board changes on record since 2015: 2 appointments. The latest: Kathirvel was appointed as Director on 19 Aug 2015.
AGM
Senthur Chits India Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Charges
A charge with City Union Bank Limited amounted to Rs. 30.00 Lakh with Charge ID 101163037 was registered on 25 Sep 2025.
Filing
Senthur Chits India Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Coimbatore.
Charges
A charge with City Union Bank Limited amounted to Rs. 125.00 Lakh with Charge ID 100981460 was registered on 13 Sep 2024.
Charges
A charge with City Union Bank Limited amounted to Rs. 15.00 Lakh with Charge ID 100784301 was registered on 01 Sep 2023.
Appointed
Kathirvel was appointed as Director.
Appointed
Kathirvel Jothimani was appointed as Director.
Incorporation
19 Aug 2015
Senthur Chits India Private Limited was registered on 19 Aug 2015 with Roc Coimbatore & aged 11 years 2 months as per MCA records.
Credit Ratings, Litigation & Regulatory Alerts for Senthur Chits India Private Limited
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MSME Payment Delays by Senthur Chits India Private Limited
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Subsidiaries & Group Companies of Senthur Chits India Private Limited
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Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
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GST Compliance of Senthur Chits India Private Limited
Senthur Chits India has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AAWCS2507B1ZJ | Tamil Nadu | Active | 16 Jul 2017 |
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MCA Filings & Documents of Senthur Chits India Private Limited
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Frequently Asked Questions about Senthur Chits India Private Limited
Senthur Chits India is an active private limited company based in Coimbatore, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 19 August 2015 (11+ years old) and is registered under CIN U65992TZ2015PTC021679.
Senthur Chits India reported revenue of ₹1.52 Cr for FY 2025 (up 2% YoY).
Senthur Chits India has 2 current directors:
- Kathirvel - Director
- Kathirvel Jothimani - Director
Senthur Chits India reported a net profit of ₹8.25 Lakh (net margin 5.4%) and EBITDA of ₹28.84 Lakh (EBITDA margin 18.9%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Senthur Chits India is 16% over three years and 8% over five years. In the latest year (FY 2025) revenue rose 2%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Senthur Chits India is 33AAWCS2507B1ZJ, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Senthur Chits India is U65992TZ2015PTC021679. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Senthur Chits India has 1 court case on record. 1 is pending.
Senthur Chits India was incorporated on 19 August 2015, making it 11+ years old. It is registered with the Registrar of Companies, Coimbatore.
The peers of Senthur Chits India by revenue are Nagapattinam Sivasakthi Chit Funds Private Limited, Ahili Chits Private Limited, PFL Nidhi Limited, Achayaa Chit India Private Limited, Hanman Chits Mancherial (India) Private Limited and 5 more, all in the BFSI industry (Micro Finance).
Kathirvel was appointed as Director on 19 Aug 2015. Kathirvel Jothimani was appointed as Director on 19 Aug 2015.