Shiv Balaji Micro Credit Foundation
About Shiv Balaji Micro Credit Foundation
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Shiv Balaji Micro Credit Foundation is a private not for profit company based in Agra, Uttar Pradesh, India. It operates in the financial auxiliary services segment of the financial services sector. It was incorporated on 07 October 2014 and has been in existence for over 12 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U67190UP2014NPL066439.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Archana Singh and Adesh Kumar Singh.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Agra, Uttar Pradesh.
As per the financials filed for FY 2025, the company reported a revenue of ₹2.9 Lakh, a decline of 18% compared to the previous year. For the same year it recorded a net profit of ₹1,356 (net margin 0.5%) and EBITDA of ₹1,833 (EBITDA margin 0.6%). Revenue has declined at a compounded annual rate (CAGR) of 13% over three years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Shiv Balaji Micro Credit Foundation's registered office is in Agra, Uttar Pradesh. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressU 4 Ugf Pushp Puneet Villa, Bhogipura, Agra, Uttar Pradesh, India – 282010
- IndustryFinancial Services, Auxiliary To Financial Intermediatory
To see the full contact details of Shiv Balaji Micro Credit Foundation, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Shiv Balaji Micro Credit Foundation is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Shiv Balaji Micro Credit Foundation, buy the company report.
Financials of Shiv Balaji Micro Credit Foundation
FY 2025 filings availableShiv Balaji Micro Credit Foundation reported revenue of ₹2.9 Lakh (down 18% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 13% over three years, including a 18% fall in the latest year. EBITDA fell 79% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹1,833 | ||||
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| Net Profit (PAT) | ₹1,356 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA Margin | 0.6% | ||||
| Net Profit Margin | 0.5% | ||||
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To see the full financial statements and ratios of Shiv Balaji Micro Credit Foundation, buy the company report.
Board of directors of Shiv Balaji Micro Credit Foundation
Shiv Balaji Micro Credit Foundation has 2 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Archana Singh | Director | 31 Oct 2025 | 0 Years 11 Months | Current |
| Adesh Kumar Singh | Director | 31 Oct 2025 | 0 Years 11 Months | Current |
Peer comparison
Shiv Balaji Micro Credit Foundation is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| First Stage Finserv Private Limited | ₹2.9 Lakh (FY 2025) | Delhi, India | ||||
| Bluehedge Nidhi Limited | ₹2.9 Lakh (FY 2021) | 88.0% | Thrissur, Kerala, India | |||
| Go Resorts & Hotels Private Limited | ₹2.9 Lakh (FY 2021) | -82.0% | Kolkata, West Bengal, India | |||
| Abhiraj Chit Fund Private Limited | ₹2.9 Lakh (FY 2020) | 404.0% | Bangalore, Karnataka, India | |||
| Silver Star Kuries Private Limited | ₹2.9 Lakh (FY 2019) | -54.0% | Thrissur, Kerala, India | |||
| Shiv Balaji Micro Credit Foundationthis company | ₹2.9 Lakh (FY 2025) | ₹1,356 | 0.5% | -18.0% | Agra, Uttar Pradesh, India | |
| Narmada Nidhi Limited | ₹2.9 Lakh (FY 2022) | -74.0% | Jabalpur, Madhya Pradesh, India | |||
| Swarn Vanijya Private Limited | ₹2.9 Lakh (FY 2025) | -43.0% | Kolkata, West Bengal, India | |||
| Dhansansar Nidhi Limited | ₹2.89 Lakh (FY 2022) | Bhagalpur, Bihar, India | ||||
| Calcutta Enterprises Pvt Ltd | ₹2.89 Lakh (FY 2025) | 77.0% | Jamshedpur, Jharkhand, India | |||
| Nageshwara Urban Nidhi Limited | ₹2.89 Lakh (FY 2021) | Hingoli, Maharashtra, India |
To see the full peer comparison of Shiv Balaji Micro Credit Foundation, buy the company report.
Shareholding
The shareholding of Shiv Balaji Micro Credit Foundation is on record for FY 2015, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2015 |
|---|---|
| Promoters | |
| Domestic institutional investors (DII) | |
| Foreign institutional investors (FII) | |
| Public | |
| Others |
To see the full shareholding pattern of Shiv Balaji Micro Credit Foundation, buy the company report.
Legal cases
No court or tribunal cases involving Shiv Balaji Micro Credit Foundation are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Shiv Balaji Micro Credit Foundation; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Shiv Balaji Micro Credit Foundation; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Shiv Balaji Micro Credit Foundation has 8 board changes on record since 2014: 5 appointments and 3 cessations. The latest: Adesh Kumar Singh was appointed as Director on 31 Oct 2025.
Frequently asked questions
Shiv Balaji Micro Credit Foundation is an active private not for profit company based in Agra, Uttar Pradesh, India. The company works in auxiliary to financial intermediatory, within the financial services industry. It was incorporated on 07 October 2014 (12+ years old) and is registered under CIN U67190UP2014NPL066439.
Shiv Balaji Micro Credit Foundation has 2 current directors:
- Archana Singh - Director
- Adesh Kumar Singh - Director
The latest financial statements of Shiv Balaji Micro Credit Foundation on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Shiv Balaji Micro Credit Foundation is U67190UP2014NPL066439. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Shiv Balaji Micro Credit Foundation was incorporated on 07 October 2014, making it 12+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
The peers of Shiv Balaji Micro Credit Foundation by revenue are First Stage Finserv Private Limited, Bluehedge Nidhi Limited, Go Resorts & Hotels Private Limited, Abhiraj Chit Fund Private Limited, Silver Star Kuries Private Limited and 5 more, all in the same principal business activity (other financial activities).
Adesh Kumar Singh was appointed as Director on 31 Oct 2025. Archana Singh was appointed as Director on 31 Oct 2025. Ujjawal Seth was appointed as Director on 23 Jul 2020. Shiv Balaji Micro Credit Foundation has 8 board changes on record in total.
The registered office of Shiv Balaji Micro Credit Foundation is at U 4 Ugf Pushp Puneet Villa, Bhogipura, Agra, Uttar Pradesh, India – 282010.
Shiv Balaji Micro Credit Foundation operates in the financial services industry, in the auxiliary to financial intermediatory segment.
The compliance status of Shiv Balaji Micro Credit Foundation is compliant as of 21 September 2026. The company is actively filing with the Registrar of Companies.
Shiv Balaji Micro Credit Foundation can be reached at its registered office: U 4 Ugf Pushp Puneet Villa, Bhogipura, Agra, Uttar Pradesh, India – 282010.