Shruti Finsec Private Limited

Shruti Finsec Private Limited - financial services in Kanpur, Uttar Pradesh, India. FY 2026 financials & compliance.
CIN U65191UP1996PTC020813 Incorporated 09 October 1996 ROC Kanpur HQ Kanpur, Uttar Pradesh, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹1.9 Cr
▲ 85% YoY
Net profit · FY 2025
₹1.44 Cr
Net margin 76.1%
EBITDA · FY 2025
₹1.71 Cr
EBITDA margin 90.3%
Authorised capital
₹1.25 Cr
Registered with MCA
Paid-up capital
₹60.56 Lakh
Issued & subscribed
Company age
30 yrs
Est. 1996
Directors on board
3
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Shruti Finsec Private Limited

Data last updated:

Shruti Finsec Private Limited is a private limited company based in Kanpur, Uttar Pradesh, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 09 October 1996 and has been in existence for over 30 years.

The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U65191UP1996PTC020813.

The company has an authorised share capital of ₹1.25 Cr and a paid-up capital of ₹60.56 Lakh. It is led by directors including Anupam Agarwal and Mansi Lohia.

Its last annual general meeting (AGM) was held on 25 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Sukhdham Flat No. E – 2 7/17(9 – 10) Tilak Nagar, Kanpur, Uttar Pradesh, India – 208002.

As per the financials filed for FY 2025, the company reported a revenue of ₹1.9 Cr, a growth of 85% compared to the previous year. For the same year it recorded a net profit of ₹1.44 Cr (net margin 76.1%) and EBITDA of ₹1.71 Cr (EBITDA margin 90.3%). Revenue has grown at a compounded annual rate (CAGR) of 9% over three years and 19% over five years.

Its group structure includes 4 subsidiaries.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65191UP1996PTC020813
Registration Number 020813
Incorporation Date 09 October 1996
ROC Kanpur
Listing Status Unlisted
Company Status Active
Date of Last AGM 25 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Shruti Finsec Private Limited's registered office is in Kanpur, Uttar Pradesh. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    Sukhdham Flat No. E – 2 7/17(9 – 10) Tilak Nagar, Kanpur, Uttar Pradesh, India – 208002
  • Industry
    Financial Services, Investment & Credit NBFC, NBFC

To see the full contact details of Shruti Finsec Private Limited, buy the company report.

Comprehensive company report
Shruti Finsec Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Shruti Finsec is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Shruti Finsec Private Limited, buy the company report.

Financials of Shruti Finsec Private Limited

FY 2025 filings available

Shruti Finsec Private Limited reported revenue of ₹1.9 Cr (up 85% YoY) for FY 2025.

Revenue · FY 2025
₹1.9 Cr ▲ 85%
Net profit · FY 2025
₹1.44 Cr margin 76.1%
EBITDA · FY 2025
₹1.71 Cr margin 90.3%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 85%
3 years · compounded
▼ 9%
5 years · compounded
▲ 19%
EBITDA CAGR growth
1 year
▲ 91%
3 years · compounded
▼ 11%
5 years · compounded
▲ 5%

Revenue has grown at a compounded annual rate (CAGR) of 19% over five years, including 85% growth in the latest year. EBITDA rose 91% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹1.71 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)₹1.44 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin90.3%
Net Profit Margin76.1%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Shruti Finsec Private Limited, buy the company report.

Board of directors of Shruti Finsec Private Limited

Shruti Finsec has 3 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Anupam AgarwalDirector09 Jan 20233 Years 9 MonthsCurrent
Mansi LohiaDirector09 Jan 20233 Years 9 MonthsCurrent
Amit Kumar LohiaDirector09 Oct 199630 Years 0 MonthsCurrent

Peer comparison

Shruti Finsec Private Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Bairavi Vincom Pvt.Ltd.₹1.9 Cr (FY 2024)-9.0%Kolkata, West Bengal, India
W.L.D. Investments Private Limited₹1.9 Cr (FY 2020)-51.0%New Delhi, Delhi, India
Enfield Goods & Services Pvt Ltd₹1.9 Cr (FY 2025)949425.0%Kolkata, West Bengal, India
Shruti Finsec Private Limitedthis company₹1.9 Cr (FY 2025)₹1.44 Cr76.1%85.0%Kanpur, Uttar Pradesh, India
Glowmore Finance Pvt.Ltd.₹1.89 Cr (FY 2025)-34.0%Berhampur Sadar, Odisha, India

To see the full peer comparison of Shruti Finsec Private Limited, buy the company report.

Auditor

Shruti Finsec Private Limited is audited by ANIL PARIEK & GARG for the financial year 2017.

Auditor firmFinancial yearFirm registration number
ANIL PARIEK & GARGFY 2017001676C

Shareholding

The shareholding of Shruti Finsec Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Shruti Finsec Private Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Shruti Finsec Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Group structure & subsidiaries

Shruti Finsec has 4 subsidiary companies and 3 associated companies. This group structure data is as of FY 2017. The table lists each entity with its relationship and holding.

4
Subsidiary companies
3
Associated companies
Key subsidiaries
Company NameCINShares held
Sarjna Capfin Private LimitedU67120UP1999PTC024275
Sarjna Capfin Private LimitedU67120UP1999PTC024275
United Trade. Net (India) Private LimitedU74991UP2006PTC032597
United Trade. Net (India) Private LimitedU74991UP2006PTC032597

To see the full group structure of Shruti Finsec Private Limited, buy the company report.

GST

No GST registration is on our record for Shruti Finsec Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Shruti Finsec Private Limited has 6 board changes on record since 1996: 3 appointments and 3 cessations. The latest: Anupam Agarwal ceased to be Additional Director on 21 Sep 2023.

AGM
Shruti Finsec Private Limited last Annual general meeting of members was held on 25 Sep 2025 as per latest MCA records.
Filing
Shruti Finsec Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kanpur.
Ceased
Anupam Agarwal ceased to be Additional Director.
Ceased
Mansi Lohia ceased to be Additional Director.
Appointed
Anupam Agarwal was appointed as Director.
Ceased
Arvind Kumar Bhargava ceased to be Director.
Appointed
Mansi Lohia was appointed as Director.
Appointed
Amit Kumar Lohia was appointed as Director.
Incorporation
09 Oct 1996
Shruti Finsec Private Limited was registered on 09 Oct 1996 with Roc Kanpur & aged 30 years 17 days as per MCA records.

Frequently asked questions

Shruti Finsec is an active private limited company based in Kanpur, Uttar Pradesh, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 09 October 1996 (30+ years old) and is registered under CIN U65191UP1996PTC020813.

Shruti Finsec has 3 current directors:

The latest financial statements of Shruti Finsec on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 25 September 2025. Year-wise statements from 2015 are in the company report.

The CIN (Corporate Identification Number) of Shruti Finsec is U65191UP1996PTC020813. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Shruti Finsec was incorporated on 09 October 1996, making it 30+ years old. It is registered with the Registrar of Companies, Kanpur.

The peers of Shruti Finsec by revenue are Bairavi Vincom Pvt.Ltd, W.L.D. Investments Private Limited, Enfield Goods & Services Pvt Ltd, Glowmore Finance Pvt.Ltd, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).

Anupam Agarwal ceased to be Additional Director on 21 Sep 2023. Mansi Lohia ceased to be Additional Director on 21 Sep 2023. Anupam Agarwal was appointed as Director on 09 Jan 2023. Shruti Finsec has 6 board changes on record in total.

The registered office of Shruti Finsec is at Sukhdham Flat No. E – 2 7179 – 10 Tilak Nagar, Kanpur, Uttar Pradesh, India – 208002.

Shruti Finsec operates in the financial services industry, in the investment and credit nbfc segment.

The compliance status of Shruti Finsec is compliant as of 26 September 2026. The company is actively filing with the Registrar of Companies.