
Shruti Finsec Private Limited
About Shruti Finsec Private Limited
Data last updated:
Shruti Finsec Private Limited is a private limited company based in Kanpur, Uttar Pradesh, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 09 October 1996 and has been in existence for over 30 years.
The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U65191UP1996PTC020813.
The company has an authorised share capital of ₹1.25 Cr and a paid-up capital of ₹60.56 Lakh. It is led by directors including Anupam Agarwal and Mansi Lohia.
Its last annual general meeting (AGM) was held on 25 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Sukhdham Flat No. E – 2 7/17(9 – 10) Tilak Nagar, Kanpur, Uttar Pradesh, India – 208002.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.9 Cr, a growth of 85% compared to the previous year. For the same year it recorded a net profit of ₹1.44 Cr (net margin 76.1%) and EBITDA of ₹1.71 Cr (EBITDA margin 90.3%). Revenue has grown at a compounded annual rate (CAGR) of 9% over three years and 19% over five years.
Its group structure includes 4 subsidiaries.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Shruti Finsec Private Limited's registered office is in Kanpur, Uttar Pradesh. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressSukhdham Flat No. E – 2 7/17(9 – 10) Tilak Nagar, Kanpur, Uttar Pradesh, India – 208002
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of Shruti Finsec Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Shruti Finsec is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Shruti Finsec Private Limited, buy the company report.
Financials of Shruti Finsec Private Limited
FY 2025 filings availableShruti Finsec Private Limited reported revenue of ₹1.9 Cr (up 85% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 19% over five years, including 85% growth in the latest year. EBITDA rose 91% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹1.71 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹1.44 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 90.3% | ||||
| Net Profit Margin | 76.1% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Shruti Finsec Private Limited, buy the company report.
Board of directors of Shruti Finsec Private Limited
Shruti Finsec has 3 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Anupam Agarwal Also directs: Sparetex Private Limited, Lohia Filament Machines Limited, Tanya Homes Private Limited and 5 more | Director | 09 Jan 2023 | 3 Years 9 Months | Current |
| Mansi Lohia Also directs: Petal Realtors LLP, Lohia Universal Traders LLP, Lohia Filament Machines Limited and 5 more | Director | 09 Jan 2023 | 3 Years 9 Months | Current |
| Amit Kumar Lohia | Director | 09 Oct 1996 | 30 Years 0 Months | Current |
Peer comparison
Shruti Finsec Private Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Bairavi Vincom Pvt.Ltd. | ₹1.9 Cr (FY 2024) | -9.0% | Kolkata, West Bengal, India | |||
| W.L.D. Investments Private Limited | ₹1.9 Cr (FY 2020) | -51.0% | New Delhi, Delhi, India | |||
| Enfield Goods & Services Pvt Ltd | ₹1.9 Cr (FY 2025) | 949425.0% | Kolkata, West Bengal, India | |||
| Shruti Finsec Private Limitedthis company | ₹1.9 Cr (FY 2025) | ₹1.44 Cr | 76.1% | 85.0% | Kanpur, Uttar Pradesh, India | |
| Glowmore Finance Pvt.Ltd. | ₹1.89 Cr (FY 2025) | -34.0% | Berhampur Sadar, Odisha, India |
To see the full peer comparison of Shruti Finsec Private Limited, buy the company report.
Auditor
Shruti Finsec Private Limited is audited by ANIL PARIEK & GARG for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| ANIL PARIEK & GARG | FY 2017 | 001676C |
Shareholding
The shareholding of Shruti Finsec Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Shruti Finsec Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Shruti Finsec Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Shruti Finsec Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Shruti Finsec has 4 subsidiary companies and 3 associated companies. This group structure data is as of FY 2017. The table lists each entity with its relationship and holding.
| Company Name | CIN | Shares held |
|---|---|---|
| Sarjna Capfin Private Limited | U67120UP1999PTC024275 | |
| Sarjna Capfin Private Limited | U67120UP1999PTC024275 | |
| United Trade. Net (India) Private Limited | U74991UP2006PTC032597 | |
| United Trade. Net (India) Private Limited | U74991UP2006PTC032597 |
To see the full group structure of Shruti Finsec Private Limited, buy the company report.
GST
No GST registration is on our record for Shruti Finsec Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Shruti Finsec Private Limited has 6 board changes on record since 1996: 3 appointments and 3 cessations. The latest: Anupam Agarwal ceased to be Additional Director on 21 Sep 2023.
Frequently asked questions
Shruti Finsec is an active private limited company based in Kanpur, Uttar Pradesh, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 09 October 1996 (30+ years old) and is registered under CIN U65191UP1996PTC020813.
Shruti Finsec has 3 current directors:
- Anupam Agarwal - Director
- Mansi Lohia - Director
- Amit Kumar Lohia - Director
The latest financial statements of Shruti Finsec on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 25 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Shruti Finsec is U65191UP1996PTC020813. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Shruti Finsec was incorporated on 09 October 1996, making it 30+ years old. It is registered with the Registrar of Companies, Kanpur.
The peers of Shruti Finsec by revenue are Bairavi Vincom Pvt.Ltd, W.L.D. Investments Private Limited, Enfield Goods & Services Pvt Ltd, Glowmore Finance Pvt.Ltd, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Anupam Agarwal ceased to be Additional Director on 21 Sep 2023. Mansi Lohia ceased to be Additional Director on 21 Sep 2023. Anupam Agarwal was appointed as Director on 09 Jan 2023. Shruti Finsec has 6 board changes on record in total.
The registered office of Shruti Finsec is at Sukhdham Flat No. E – 2 7179 – 10 Tilak Nagar, Kanpur, Uttar Pradesh, India – 208002.
Shruti Finsec operates in the financial services industry, in the investment and credit nbfc segment.
The compliance status of Shruti Finsec is compliant as of 26 September 2026. The company is actively filing with the Registrar of Companies.
Shruti Finsec has 4 subsidiary companies including Sarjna Capfin Private Limited, Sarjna Capfin Private Limited, United Trade. Net (India) Private Limited, United Trade. Net (India) Private Limited.