Sisco Kuries and Loans Ltd

Sisco Kuries and Loans Ltd - financial services in Thrissur, Kerala, India. FY 2026 financials & compliance.
CIN U65992KL1983PLC003804 Incorporated 24 October 1983 ROC Ernakulam HQ Thrissur, Kerala, India
Active Public Limited Company financial services
Data last updated
Revenue · FY 2024
₹19.81 Lakh
▼ 6% YoY
Net profit · FY 2024
₹2.31 Lakh
Net margin 11.7%
EBITDA · FY 2024
₹3.93 Lakh
EBITDA margin 19.8%
Authorised capital
₹2 Cr
Registered with MCA
Paid-up capital
₹1.02 Cr
Issued & subscribed
Company age
43 yrs
Est. 1983
Directors on board
7
As per MCA filings
GST registrations
1
None active

About Sisco Kuries and Loans Ltd

Data last updated:

Sisco Kuries and Loans Ltd is a public limited company based in Thrissur, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 24 October 1983 and has been in existence for over 43 years.

The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1983PLC003804. The company has 1 GST registration on record, which is no longer active.

The company has an authorised share capital of ₹2 Cr and a paid-up capital of ₹1.02 Cr. It is led by directors including Pottamkulangara Kumaran Haridas (Managing Director) and Chanayil Gopalan Surendran.

Its last annual general meeting (AGM) was held on 24 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Victory Shopping Complexvictory Press Road Byju Road Kunnamkulam, Thrissur, Kerala, India – 680503.

As per the financials filed for FY 2024, the company reported a revenue of ₹19.81 Lakh, a decline of 6% compared to the previous year. For the same year it recorded a net profit of ₹2.31 Lakh (net margin 11.7%) and EBITDA of ₹3.93 Lakh (EBITDA margin 19.8%). Revenue has declined at a compounded annual rate (CAGR) of 3% over three years and 12% over five years.

Court records list 333 cases involving the company, including 333 filed by the company; 82 cases are pending.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65992KL1983PLC003804
Registration Number 003804
Incorporation Date 24 October 1983
ROC Ernakulam
Listing Status Unlisted
Company Status Active
Date of Last AGM 24 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

CIN history

Sisco Kuries and Loans has one previous CIN (Corporate Identification Number): U65992KL1983PTC003804. The current CIN is U65992KL1983PLC003804, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
U65992KL1983PLC003804Current
U65992KL1983PTC003804Previous

Contact details

Sisco Kuries and Loans Ltd's registered office is in Thrissur, Kerala. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    Victory Shopping Complexvictory Press Road Byju Road Kunnamkulam, Thrissur, Kerala, India – 680503
  • Industry
    Financial Services, Financial Activities

To see the full contact details of Sisco Kuries and Loans Ltd, buy the company report.

Comprehensive company report
Sisco Kuries and Loans Ltd - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Sisco Kuries and Loans is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Sisco Kuries and Loans Ltd, buy the company report.

Financials of Sisco Kuries and Loans Ltd

FY 2025 filings available

Sisco Kuries and Loans Ltd reported revenue of ₹19.81 Lakh (down 6% YoY) for FY 2024.

Revenue · FY 2024
₹19.81 Lakh ▼ 6%
Net profit · FY 2024
₹2.31 Lakh margin 11.7%
EBITDA · FY 2024
₹3.93 Lakh margin 19.8%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 6%
3 years · compounded
▼ 3%
5 years · compounded
▼ 12%
EBITDA CAGR growth
1 year
▼ 40%
3 years · compounded
▼ 3%
5 years · compounded
▼ 27%

Revenue has declined at a compounded annual rate (CAGR) of 12% over five years, including a 6% fall in the latest year. EBITDA fell 40% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹3.93 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹2.31 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Profitability
EBITDA Margin19.8%
Net Profit Margin11.7%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Sisco Kuries and Loans Ltd, buy the company report.

Board of directors of Sisco Kuries and Loans Ltd

Sisco Kuries and Loans has 7 current directors and 6 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Pottamkulangara Kumaran HaridasManaging Director21 Sep 201511 Years 1 MonthsCurrent
Chanayil Gopalan SurendranDirector23 Nov 198342 Years 11 MonthsCurrent
Latha Vasu KottayilDirector23 Nov 199035 Years 11 MonthsCurrent
Kottayil Velukutty VasuDirector23 Nov 198342 Years 11 MonthsCurrent
Chanayil Gopalan GokuladasDirector15 Oct 200521 Years 0 MonthsCurrent
Chanayil Gopalan JayanDirector29 Sep 200818 Years 0 MonthsCurrent
Showing 6 of 7 current directors. View all directors

Peer comparison

Sisco Kuries and Loans Ltd is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
SRB Chit Fund Private Limited₹19.84 Lakh (FY 2024)6.0%Delhi, India
Alishan Encklave Pvt Ltd₹19.84 Lakh (FY 2025)-10.0%Kolkata, West Bengal, India
Oval Dealers Private Limited₹19.83 Lakh (FY 2024)-4.0%Kolkata, West Bengal, India
Shanu Fintrade Private Limited₹19.82 Lakh (FY 2025)-61.0%Kolkata, West Bengal, India
Evolvesphere Services (OPC) Private Limited₹19.82 Lakh (FY 2025)83271.0%Bangalore, Karnataka, India
Sisco Kuries and Loans Ltdthis company₹19.81 Lakh (FY 2024)₹2.31 Lakh11.7%-6.0%Thrissur, Kerala, India
Ramka Solutions Private Limited₹19.81 Lakh (FY 2024)454.0%New Delhi, Delhi, India
Aswan Chits Private Limited₹19.8 Lakh (FY 2024)0.0%Dindugal, Tamil Nadu, India
Vadakkummuri Kuries Private Limited₹19.8 Lakh (FY 2024)26.0%Thrissur, Kerala, India
Bizmantra Consultants India Private Limited₹19.8 Lakh (FY 2017)44.0%Navi Mumbai, Maharashtra, India
Ac Agarwal Finwealth Private Limited₹19.8 Lakh (FY 2025)-20.0%Vadodara, Gujarat, India

To see the full peer comparison of Sisco Kuries and Loans Ltd, buy the company report.

Auditor

Sisco Kuries and Loans Ltd is audited by MANOJ XAVIER & CO for the financial year 2017.

Auditor firmFinancial yearFirm registration number
MANOJ XAVIER & COFY 2017009601S

Shareholding

The shareholding of Sisco Kuries and Loans Ltd is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Sisco Kuries and Loans Ltd, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Sisco Kuries and Loans Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Sisco Kuries and Loans has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.

Total GSTINs
1
Cancelled / inactive
1

To see the full GST registrations and return filing status of Sisco Kuries and Loans Ltd, buy the company report.

Recent activity

Sisco Kuries and Loans Ltd has 19 board changes on record since 1983: 13 appointments and 6 cessations. The latest: Alikkal Dharmarajan ceased to be Director on 28 Sep 2024.

AGM
Sisco Kuries And Loans Ltd last Annual general meeting of members was held on 24 Sep 2025 as per latest MCA records.
Filing
Sisco Kuries And Loans Ltd has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ernakulam.
Ceased
Alikkal Dharmarajan ceased to be Director.
Ceased
Dinesh Parayil ceased to be Director.
Ceased
Alikkal Beena Dharmarajan ceased to be Director.
Ceased
Anthikkat Philip Mani Yesudas ceased to be Director.
Ceased
Shaiju Chanayil Prabhakaran ceased to be Director.
Appointed
Alikkal Dharmarajan was appointed as Director.
Appointed
Dinesh Parayil was appointed as Director.
Appointed
Pottamkulangara Kumaran Haridas was appointed as Managing Director.
Appointed
Alikkal Beena Dharmarajan was appointed as Director.
Appointed
Pakkath Velayudhen Shanothkumar was appointed as Director.

10 earlier events are in the company report.

Frequently asked questions

Sisco Kuries and Loans is an active public limited company based in Thrissur, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 24 October 1983 (43+ years old) and is registered under CIN U65992KL1983PLC003804.

Sisco Kuries and Loans has 7 current directors:

The latest financial statements of Sisco Kuries and Loans on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 24 September 2025. Year-wise statements from 2015 are in the company report.

No. Sisco Kuries and Loans has 1 GST registration on record and it is cancelled or inactive.

The CIN (Corporate Identification Number) of Sisco Kuries and Loans is U65992KL1983PLC003804. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Sisco Kuries and Loans has 333 court cases on record: 333 filed by the company. 82 are pending. Most are in the district courts.

Sisco Kuries and Loans was incorporated on 24 October 1983, making it 43+ years old. It is registered with the Registrar of Companies, Ernakulam.

The peers of Sisco Kuries and Loans by revenue are SRB Chit Fund Private Limited, Alishan Encklave Pvt Ltd, Oval Dealers Private Limited, Shanu Fintrade Private Limited, Evolvesphere Services (OPC) Private Limited and 5 more, all in the same principal business activity (other financial activities).

Alikkal Dharmarajan ceased to be Director on 28 Sep 2024. Dinesh Parayil ceased to be Director on 22 Feb 2018. Alikkal Beena Dharmarajan ceased to be Director on 30 Sep 2015. Sisco Kuries and Loans has 19 board changes on record in total.

The registered office of Sisco Kuries and Loans is at Victory Shopping Complexvictory Press Road Byju Road Kunnamkulam, Thrissur, Kerala, India – 680503.

Sisco Kuries and Loans operates in the financial services industry, in the financial activities segment.