MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-AP-20-0010523
Siva Credits Private Limited
Siva Credits Private Limited - financial services in Vijayawada, Andhra Pradesh, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹12.79 Lakh
▼ 34% YoY
Net loss · FY 2025
₹1.3 Lakh
Net margin -10.1%
EBITDA · FY 2025
₹9.27 Lakh
EBITDA margin 72.5%
Authorised capital
₹3.2 Cr
Registered with MCA
Paid-up capital
₹1.84 Cr
Issued & subscribed
Open charges
₹1.1 Cr
Satisfied ₹5.79 Cr
Company age
36 yrs
Est. 1990
Directors on board
3
As per MCA filings
About Siva Credits Private Limited
Data last updated:
Siva Credits Private Limited is a private limited company based in Vijayawada, Andhra Pradesh, India. It operates in the real estate financing segment of the financial services sector. It was incorporated on 11 April 1990 and has been in existence for over 36 years.
The company is registered with the Registrar of Companies (ROC), Vijayawada, under CIN U45200AP1990PTC011206.
The company has an authorised share capital of ₹3.2 Cr and a paid-up capital of ₹1.84 Cr. It was formerly known as Siva Credits Limited. It is led by directors including Kasturi Paladugu and Venkatanaga Sivasushma Muthavarapu.
Its last annual general meeting (AGM) was held on 24 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 2nd Floor Swarnalok Complex Governorpet, Vijayawada, Andhra Pradesh, India – 520002.
As per the financials filed for FY 2025, the company reported a revenue of ₹12.79 Lakh, a decline of 34% compared to the previous year. For the same year it recorded a net loss of ₹1.3 Lakh (net margin -10.1%) and EBITDA of ₹9.27 Lakh (EBITDA margin 72.5%). Revenue has declined at a compounded annual rate (CAGR) of 37% over three years and 14% over five years.
As per MCA filings, the company has open charges of ₹1.1 Cr and satisfied charges of ₹5.79 Cr on record. Court records list 24 cases involving the company, including 16 filed by the company and 8 filed against it; 6 cases are pending.
Siva Credits Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-AP-20-0010523). The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN U45200AP1990PTC011206
Registration Number 011206
Incorporation Date 11 April 1990
ROC Vijayawada
Listing Status Unlisted
Company Status Active
Date of Last AGM 24 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-AP-20-0010523
CIN history
Siva Credits has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U45200AP1990PTC011206, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U45200AP1990PTC011206 | Current |
| U45200AP1990PLC011206 | Previous |
| L45200AP1990PLC011206 | Previous |
Key People
Kasturi Paladugu Director Venkatanaga Sivasushma Muthavarapu Director Murali Krishna Muthavarapu Director Recognitions & Rankings of Siva Credits
Contact details
Siva Credits Private Limited's registered office is in Vijayawada, Andhra Pradesh. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address2nd Floor Swarnalok Complex Governorpet, Vijayawada, Andhra Pradesh, India – 520002
- IndustryFinancial Services, Real Estate Financing
To see the full contact details of Siva Credits Private Limited, buy the company report.
Comprehensive company report
Siva Credits Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business activity
The main business activity of Siva Credits is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Siva Credits Private Limited, buy the company report.
Financials of Siva Credits Private Limited
FY 2025 filings availableSiva Credits Private Limited reported revenue of ₹12.79 Lakh (down 34% YoY) for FY 2025.
Revenue · FY 2025
₹12.79 Lakh ▼ 34%
Net loss · FY 2025
₹1.3 Lakh margin -10.1%
EBITDA · FY 2025
₹9.27 Lakh margin 72.5%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 34%
3 years · compounded
▼ 37%
5 years · compounded
▼ 14%
EBITDA CAGR growth
1 year
▼ 44%
3 years · compounded
▼ 42%
5 years · compounded
▼ 18%
Revenue has declined at a compounded annual rate (CAGR) of 14% over five years, including a 34% fall in the latest year. EBITDA fell 44% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹9.27 Lakh | ||||
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| Net Profit (PAT) | -₹1.3 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 72.5% | ||||
| Net Profit Margin | -10.1% | ||||
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To see the full financial statements and ratios of Siva Credits Private Limited, buy the company report.
Board of directors of Siva Credits Private Limited
Siva Credits has 3 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kasturi Paladugu | Director | 11 Apr 1990 | 36 Years 6 Months | Current |
| Venkatanaga Sivasushma Muthavarapu Also directs: Swarna Securities Limited, MMK Farms Private Limited, Swarna Spinning Mills Private Limited and 3 more | Director | 11 Apr 1990 | 36 Years 6 Months | Current |
| Murali Krishna Muthavarapu Also directs: Swarna Securities Limited, MMK Farms Private Limited, Swarna Spinning Mills Private Limited and 5 more | Director | 30 Jan 1998 | 28 Years 8 Months | Current |
Auditor
Siva Credits Private Limited is audited by SESHADRY & COMPANY for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| SESHADRY & COMPANY | FY 2023 | 004993S |
Shareholding
The shareholding of Siva Credits Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Siva Credits Private Limited, buy the company report.
Charges & borrowings
Open charges
₹1.1 Cr
Satisfied charges
₹5.79 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 29 Jan 2024 | 100906730 | Hdfc Bank Limited | ₹24.7 Lakh | Open | |
| 21 Jul 2023 | 100761722 | Axis Bank Limited | ₹85 Lakh | Open | |
| 06 Jun 2011 | 10293111 | Andhra Pradesh State Financial Corporation | ₹60 Lakh | Satisfied | |
| 14 Mar 2011 | 10276088 | Andhra Pradesh State Financial Corporation | ₹1.5 Cr | Satisfied | |
| 05 Feb 2010 | 10201040 | Andhra Pradesh State Financial Corporation | ₹2.4 Cr | Satisfied |
To see the full charge records of Siva Credits Private Limited, buy the company report.
Total charge records: 7 View all charges
Legal cases
Siva Credits Private Limited has 24 court cases on record: 16 filed by Siva Credits, 8 filed against it. 6 cases are pending and 18 are disposed.
Total cases
24
Filed by the company
16
Filed against the company
8
Pending
6
Disposed
18
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 13 | 1 | 6 |
| High courts | 11 | 7 | 0 |
Cases on record (5 of 24)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court, ANDHRAPRADESH | Revision petition | Filed against the company by Carin Commercials Pvt Ltd., and 2 others | Disposed |
| High Court | Appeal | Filed against the company by M/S.Carin Commercials Private Limited and 2 Others and 2 others | Disposed |
| High Court, ANDHRAPRADESH | Appeal | Filed against the company by M/S.Carin Commercials Private Limited and 2 Others and 2 others | Disposed |
| High Court | Court case (AS) | Filed against the company by Charithasri Hospitals Ltd & 2 Others | Disposed |
| High Court, ANDHRAPRADESH | Court case (AS) | Filed against the company by Charithasri Hospitals Ltd & 2 Others | Disposed |
To see the full case history of Siva Credits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Siva Credits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Siva Credits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Siva Credits Private Limited has 5 board changes on record since 1990: 3 appointments and 2 cessations. The latest: Sridhar Kolluri ceased to be Director on 29 Oct 2013.
AGM
Siva Credits Private Limited last Annual general meeting of members was held on 24 Sep 2025 as per latest MCA records.
Filing
Siva Credits Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Vijayawada.
Charges
A charge with Hdfc Bank Limited amounted to Rs. 0.25 Cr with Charge ID 100906730 was registered on 29 Jan 2024.
Charges
A charge with Axis Bank Limited of Rs. 0.85 Cr registered on 21 Jul 2023 with Charge ID 100761722 was modified on 24 Jul 2023.
Charges
A charge with Axis Bank Limited amounted to Rs. 0.85 Cr with Charge ID 100761722 was registered on 21 Jul 2023.
Charges
A charge registered on 06 Jun 2011 via Charge ID 10293111 with Andhra Pradesh State Financial Corporation was fully satisfied on 29 Apr 2017.
Charges
A charge registered on 14 Mar 2011 via Charge ID 10276088 with Andhra Pradesh State Financial Corporation was fully satisfied on 29 Apr 2017.
Charges
A charge registered on 05 Feb 2010 via Charge ID 10201040 with Andhra Pradesh State Financial Corporation was fully satisfied on 29 Apr 2017.
Charges
A charge registered on 29 Nov 2007 via Charge ID 10076326 with Andhra Pradesh State Financial Corporation was fully satisfied on 29 Apr 2017.
Charges
A charge registered on 31 Mar 2006 via Charge ID 10049498 with Andhra Pradesh State Financial Corporation was fully satisfied on 29 Apr 2017.
Ceased
Sridhar Kolluri ceased to be Director.
Charges
A charge with Andhra Pradesh State Financial Corporation amounted to Rs. 0.60 Cr with Charge ID 10293111 was registered on 06 Jun 2011.
10 earlier events are in the company report.
Frequently asked questions
Siva Credits is an active private limited company based in Vijayawada, Andhra Pradesh, India. The company works in real estate financing, within the financial services industry. It was incorporated on 11 April 1990 (36+ years old) and is registered under CIN U45200AP1990PTC011206.
Siva Credits has 3 current directors:
- Kasturi Paladugu - Director
- Venkatanaga Sivasushma Muthavarapu - Director
- Murali Krishna Muthavarapu - Director
The latest financial statements of Siva Credits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 24 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Siva Credits is U45200AP1990PTC011206. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Siva Credits has 24 court cases on record: 16 filed by the company and 8 filed against it. 6 are pending. Most are in the district courts.
Siva Credits was incorporated on 11 April 1990, making it 36+ years old. It is registered with the Registrar of Companies, Vijayawada.
Sridhar Kolluri ceased to be Director on 29 Oct 2013. Venkatareddy Gogireddy ceased to be Director on 25 Oct 2010. Murali Krishna Muthavarapu was appointed as Director on 30 Jan 1998. Siva Credits has 5 board changes on record in total.
Yes, Siva Credits is registered as a micro enterprise under Udyam registration (number: UDYAM-AP-20-0010523).
The registered office of Siva Credits is at 2nd Floor Swarnalok Complex Governorpet, Vijayawada, Andhra Pradesh, India – 520002.
Siva Credits operates in the financial services industry, in the real estate financing segment.